₦airaland Forum

Abikeadebey:
Good day everyone… please what can I do to reapply, I was refused uk standard visit visa

uncleseries:
Please is yellow vaccine card needed to travel to the UK from Nigeria? Good evening to you all.

Taal17:
You tell the truth.

One thing I've seen is that many people do not FACTUALLY check their monthly expenditure.

Sit down with the account you submitted and calculate what leaves your account and what enters. Do an aaverage over 3 or 4 months and you'll know what your monthly expenses.

Keep accounts simple.

Abikeadebey:
Please my monthly spendings via my salary account is not same monthly…. according to debits in my statement of account I spend… Feb- 60k. March - 10k. April- 48k may- 41k , June- 54k , July- 75k
So please what is my monthly spendings because I dnt know how to calculate it for next application

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[quote author=modash post=140195361]Thats how I applied also, I realised that between the six months there was no month i spent the same amount. Not even close to each other. Infact there was no month that I didn't spend more than the amount I claimed to spend monthly.

I am still waiting for their outcome. I applied on the 22nd

modash:
Thats how I applied also, I realised that between the six months there was no month i spent the same amount. Not even close to each other. Infact there was no month that I didn't spend more than the amount I claimed to spend monthly.

I am still waiting for their outcome. I applied on the 22nd

Abikeadebey:
I added every debit in my account and divide by 6, I realized my monthly spendings is #45k , please is that not too small for someone who pay herself 1.5m monthly ? Do you think I should reapply with that ?

Abikeadebey:
I added every debit in my account and divide by 6, I realized my monthly spendings is #45k , please is that not too small for someone who pay herself 1.5m monthly ? Do you think I should reapply with that ?

Taal17:
If what you're saying is correct then are you also saying you that at the end of every month in your salary account you have 1.450 million?

Is that all you spend per month? Food, transport, fuel, electricity, clothes, data? Is 45k

How many accounts did you submit? Was it just your salary account?
Did other accounts submitted also have debits ?





My initial response to you was based on the details of the refusal . The refusal says that the monthly expenses you put is less than what you spend monthly.

If what you're calculating is correct then you might have a case to ask for it to reconsidered

Taal17:
If what you're saying is correct then are you also saying you that at the end of every month in your salary account you have 1.450 million?

Is that all you spend per month? Food, transport, fuel, electricity, clothes, data? Is 45k

How many accounts did you submit? Was it just your salary account?
Did other accounts submitted also have debits ?

My initial response to you was based on the details of the refusal . The refusal says that the monthly expenses you put is less than what you spend monthly.

If what you're calculating is correct then you might have a case to ask for it to reconsidered

modash:
45k seems very low, it doesn't seems realistic. You should consider that if you spend that monthly what is the chance that you would spend a whole lot more on a trip/vacation.

Abikeadebey:
I have 2 accounts savings and business…. I pay myself monthly salary into my savings account, am I suppose to calculate the both account monthly spendings or just the savings/salary account spendings. Because from the salary account my spendings is not the same monthly. Sometimes I send 70/80/90k in a month. Please I need help on how to calculate my spendings not trying to blame why I spend so low

modash:
Well in my case, what i did was that I submitted all my accounts details, then I based my monthly expenditure based on these accounts. From the question in the visa application form, they ask about your income and expenditures, so it isnt specific to just one account

Abikeadebey:
So for reapplication what do you advise? How do I calculate my monthly spendings ? Am I supposed to calculate the both account which is savings and business? How did you calculate your monthly expenditure?

modash:
The answer to your question is where do you draw the money you spend on. If you spend whether from your business or personal account you should show evidence. So for example if you draw 50k monthly from your savings and 260k from your business account then you should provide the evidence of that.

Basically show evidence of your income and expenditure so that the office will determine whether you are suitable for the visa

Abikeadebey:
The ukvi worked with my savings account which my monthly expenditure was sometime 70/80/90k. In my application I filled in 135k as my monthly expenditure, but the eco said that was lower than what I spent. Meanwhile in my savings account I only spend 70/80/90k in a month. So I dnt understand why they said 135k is even lower because they quote the account number….

Abikeadebey:
The ukvi worked with my savings account which my monthly expenditure was sometime 70/80/90k. In my application I filled in 135k as my monthly expenditure, but the eco said that was lower than what I spent. Meanwhile in my savings account I only spend 70/80/90k in a month. So I dnt understand why they said 135k is even lower because they quote the account number….

modash:
45k seems very low, it doesn't seems realistic. You should consider that if you spend that monthly what is the chance that you would spend a whole lot more on a trip/vacation.

giselle237:
If you claim to earn 4m monthly you would be put on a high pedestal and all the flags and questions will be asked here. Procurement officer and earning 4million naira? This profile looks cooked for visaa purposes.

Unfortunately looks like they don’t believe this is true as also looks like you have no assets, still renting , no travel history.
4 m naira monthly salary in Nigeria is like 5% of the whole Nigeria and yet none of the above as ties to Nigeria then hmmmmm as ECO said. What travel history do you have?

modash:
Did you submit both accounts

On a pleasant note I secured the uk visit visa today. I got the approval mail around 5pm

davodyguy:
They are not fools. They know reality.

How can someone earning ₦1.5m monthly claim to be spending ₦135,000 in a country where inflation is high? Feeding for 30 days alone at average of ₦3000 per day is almost ₦100,000 and you'll not transport yourself, get internet connection etc.

I don't know why some of you can't be real with yourself before applying or just dashing UKVI nonrefundable visa fees

sakieja:
Good day everyone,
Please I need your assistance, my brother is an OND holder in electrical electronics engineering with upper class.He is intended in further his education uk with just a year or two course
Please recommend a schools and the courses that can fit in with his previous course.

Thank you so much in anticipating.

Please house help a sister

Taal17:
Go to the student visa thread., better answers from there

Abikeadebey:
You think everybody is desperate for visa l ? Hell NO!!!
I have active Schengen visa and Canada… and I’m a frequent traveler, i have been refused before in 2023 because I dnt pay salary to myself. I decided to try again now after paying myself salary consistently for 6month, I have 3/4 diff savings account sometimes I forget to spend from the salary account. I stated earlier that I spend sometimes 90/100k monthly from the salary account, in the first 2 month of paying myself salary I dnt know I was supposed to spend from the account, I started spending 100k monthly from the 3rd month. Calculated all my monthly spendings together divided by 6 gave me about 45/50k. Get your facts right and help if you can, not everybody is desperate for visa. I”m just trying to get the visa all I need is a guide on how to go about my monthly spendings, not you bringing out faults without solution……. I need solution not faults

giselle237:
Your profile not tallying, that’s why they refused you.. with your active visas they could have ignored the inconsistency in your profile and granted you but this is one of those cases where they refused to.
Visa denials are at an all time high now, things are not ignored anymore.
Any small doubt the visa officer has now, you will be denied. I have been singing this for a few months since the uproar in the UK increased as lots of illegals and overstayers and the British people are absolutely fed up.

In my opinion retry after 6 months so you don’t look so desperate and with better preparation + adequate care taken into filling your form etc OR get a salaried role and try after a couple of months.
Use the Schenghen and Canadian visas appropriately and continue to show that you do not overstay visas. Canada and Schenghen have similar immigration styles with them so this counts.

Abikeadebey:
Yes I submitted the both account….. but the calculated my monthly expenditure via my savings account. Are you a first timer too ?

VisaZest:
Hi,

In your new application, I suggest you include a cover letter that acknowledges the concerns they raised during your last refusal and how you are addressing these points this time around. Do this bullet point per bullet point to give your points clarity.

The UK wants to see a flow from- 1) this is what I earn 2) how I earn it 3) the amount I spend and 4) the balance after expenses (savings and investment). Each of these must be backed with evidence.

In your last application, you seem to have left out your salary account plus evidence of your side hustle (invoices, receipts, contracts etc) Even if you receive the funds in USD and then transfer to a Naija account, there should be a trail. If any part of that picture is missing, the ECO may interpret this as you are just gathering money from others and the funds don't belong to you a.k.a what Nigerians call proof of funds where an applicant borrows for a time to beef up their account for a visa application. This is a VERY red flag.

Also, you may want to review the amount you intend to spend relative to the number of days you intend to stay. Your figures should be realistic but also not too high. Alternatively, you can adjust the number of visiting days.

All the best!