₦airaland Forum

AbelAbdul:
When we complain of cold we would be told that winter never start o.

5° is very cold for me I wonder what will happen to me when it enters negative degrees.

God abeg o.

I get a job with FedEx but due to cold and their early morning shifts I declined the offer.

Hahahahaha what province are you, there is no cold yet man, don’t decline offer on jobs you may not be so lucky on the next one as a student.

Really

Josh121:
Hahahahaha what province are you, there is no cold yet man, don’t decline offer on jobs you may not be so lucky on the next one as a student.

dsureguy:
How did your SIN process take?

Less than 5 mins. I only went with my international passport and study permit.

Josh121:
Hahahahaha what province are you, there is no cold yet man, don’t decline offer on jobs you may not be so lucky on the next one as a student.

I got a job before coming to Canada and currently I got 3 Canadian job offers. Aside the cold, from my house to where the job location is, I won't get a bus by 2AM so I factored in commute too and declined it.

Province: Ontario

Mavor:
Yes, that split works — GIC for living costs, mutual fund as your own extra asset.

For anyone wondering what a GIC is: you deposit CAD 20,635+ with a Canadian bank (Scotia, CIBC, RBC, ICICI, SBI Canada) before you apply. They lock it and give you a certificate for your application. When you land, you get about CAD 2,000–3,000 upfront and the rest comes back to you in equal monthly chunks over 12 months. No early withdrawal. That’s exactly why IRCC loves it — it’s living money they know you can’t touch.

Fund it once, lump sum. Monthly top-ups just look like money being gathered.

And no, you can’t send naira straight — the bank takes a wire in CAD or USD, so there’ll be a trail regardless. Don’t fight that; use it. Wire from your sister’s account, or from yours with her transfer plus her sponsorship letter. “My sister sponsored me, here’s her letter and statement” is a one-line story officers approve every day. Trying to hide where the money came from is what gets people refused.

Thank you so much mayor. I really appreciate it. Another thing, can one use mutual funds to apply Asin put 20m in a mutual fund and put 5 in a normal bank account? Tho one will get a letter from the bank saying the money is accessible anytime

Mighsam:
Thank you so much mayor. I really appreciate it. Another thing, can one use mutual funds to apply Asin put 20m in a mutual fund and put 5 in a normal bank account? Tho one will get a letter from the bank saying the money is accessible anytime

Yes, you can, but don’t lean on it.

Mutual funds count as liquid investments, so IRCC will consider them if you include the fund manager’s statement showing current value and a letter confirming you can redeem at any time. Several people here have used them successfully.

The catch is the IRCC visa officer's discretion. Some officers want to see money sitting in a bank account with 4–6 months of history, not an investment that still needs to be redeemed. A 20m fund with only 5m in the bank gives a sceptical officer an easy excuse.

If I were you, I’d redeem at least part of it into the bank account 3–4 months before applying, so the bulk of the funds show as settled cash with a clear trail. Keep whatever stays in the fund as a top-up, with the statement and access letter attached, and explain the whole picture in one short paragraph in your Letter Of Explanation (LOE). IRCC Visa Officers refuse for “unclear source and availability of funds” far more than for “not enough money.”

Mavor:
Yes, you can, but don’t lean on it.

Mutual funds count as liquid investments, so IRCC will consider them if you include the fund manager’s statement showing current value and a letter confirming you can redeem at any time. Several people here have used them successfully.

The catch is the IRCC visa officer's discretion. Some officers want to see money sitting in a bank account with 4–6 months of history, not an investment that still needs to be redeemed. A 20m fund with only 5m in the bank gives a sceptical officer an easy excuse.

If I were you, I’d redeem at least part of it into the bank account 3–4 months before applying, so the bulk of the funds show as settled cash with a clear trail. Keep whatever stays in the fund as a top-up, with the statement and access letter attached, and explain the whole picture in one short paragraph in your Letter Of Explanation (LOE). IRCC Visa Officers refuse for “unclear source and availability of funds” far more than for “not enough money.”

Thank you very much

AbelAbdul:
If you can, by all means legally, try and come to Canada. There are a lot of opportunities here. I am already benefiting from the Canadian system.
I hope Nigeria gets to this point soonest.

I was advised to get a Canadian work experience as it would help me in a long run. Normally, I didn't intend working while schooling since the remote job I am doing is already tasking couple with school activities.

But because I need the Canadian work experience, na so I started submitting my resume on company websites.

I have applied to like 20 companies and got 3 offers, 1 company yet to make final decision and about 6 rejections. All these happen in the space of one week plus. I dedicated last week for submitting resume.

I did physical interview with 2 companies (tech) and the rest were online interviews.

I will be assuming work on Monday with one of the company still a tech company.

One company just sent me a email to submit a couple of documents for background checks.

The first stages of most of the interviews were done by AI. AI was my interviewer.

ChatGPT has really helped me o. People said go for career coaching even there is a group in my school where you are been taught how to write resume, prepare for interview and all that.

I boycott the group and ChatGPt has always been my go to resource.

Modified:
For those that will come here to ask me why i used 'assuming' work on Monday instead of 'resuming' work on Monday. Please go check the meaning of those two words and when to use them in a sentence.

Boss Good Morning,

Hope you’re having a great day! I will appreciate if you might be open to sharing some advice on navigating the Canadian tech job market. I moved to Toronto in September and have been actively targeting Cloud, DevOps, Infrastructure, and Cloud Security roles.

One major hurdle I’m running into is work eligibility alignment: most openings are for full-time roles, while the part-time or entry-level positions often strictly require enrollment in a formal co-op program. Given your experience here, I’d love to hear how you approached your job search or if you have any tips on breaking through these barriers. Thanks so much for your time

For TD, You will get 8,500 on arrival

Mavor:
Yes, that split works — GIC for living costs, mutual fund as your own extra asset.

For anyone wondering what a GIC is: you deposit CAD 20,635+ with a Canadian bank (Scotia, CIBC, RBC, ICICI, SBI Canada) before you apply. They lock it and give you a certificate for your application. When you land, you get about CAD 2,000–3,000 upfront and the rest comes back to you in equal monthly chunks over 12 months. No early withdrawal. That’s exactly why IRCC loves it — it’s living money they know you can’t touch.

Fund it once, lump sum. Monthly top-ups just look like money being gathered.

And no, you can’t send naira straight — the bank takes a wire in CAD or USD, so there’ll be a trail regardless. Don’t fight that; use it. Wire from your sister’s account, or from yours with her transfer plus her sponsorship letter. “My sister sponsored me, here’s her letter and statement” is a one-line story officers approve every day. Trying to hide where the money came from is what gets people refused.

Thanks

AbelAbdul:
Less than 5 mins. I only went with my international passport and study permit.

AbelAbdul:
I got a job before coming to Canada and currently I got 3 Canadian job offers. Aside the cold, from my house to where the job location is, I won't get a bus by 2AM so I factored in commute too and declined it.

Province: Ontario

Make sense, Ontario is not cold , there are province like Saskatchewan that goes -55 degrees during winter. Guess you still going to be alright.

If you have been refused and you need to get your GCMS note as soon as possible,you can try gcmshub.ca l used that site like 3 times now and l always get my gcms note within 25 to 28days…

AbelAbdul:
When we complain of cold we would be told that winter never start o.

5° is very cold for me I wonder what will happen to me when it enters negative degrees.

God abeg o.

I get a job with FedEx but due to cold and their early morning shifts I declined the offer.

5° degrees is not that cold ,you can wear Warmer inside before your trousers see pics below Top clothes should be doubled..
Get -35 to 45 degrees winter jacket..
If it gets worse you can wear balaclava during winter..
As for me my worse fear starts from -21°degrees

Predator188:
5° degrees is not that cold ,you can wear Warmer inside before your trousers see pics below Top clothes should be doubled..
Get -35 to 45 degrees winter jacket..
If it gets worse you can wear balaclava during winter..
As for me my worse fear starts from -21°degrees

Thanks bro.

Josh121:
Make sense, Ontario is not cold , there are province like Saskatchewan that goes -55 degrees during winter. Guess you still going to be alright.

For me, it's cold o. I dey wear socks d sleep.

Wanice:
Boss Good Morning,

Hope you’re having a great day! I will appreciate if you might be open to sharing some advice on navigating the Canadian tech job market. I moved to Toronto in September and have been actively targeting Cloud, DevOps, Infrastructure, and Cloud Security roles.

One major hurdle I’m running into is work eligibility alignment: most openings are for full-time roles, while the part-time or entry-level positions often strictly require enrollment in a formal co-op program. Given your experience here, I’d love to hear how you approached your job search or if you have any tips on breaking through these barriers. Thanks so much for your time

I asked ChatGPT to give me a list of tech and fintech companies in Ontario.

I went to each company's websites and search for openings then applied. Most job descriptions were full-time but I still applied. I got an offer with one and when I told them I was a student I can only do 24hr/week they said no problem.

There is another one when I did interview they said they needed a full-time employee.

Most of the jobs were in Toronto. One was even a remote but I need to visit to on-site at least once a week.

I used ChatGPT to finetune my resume to match every job role I applied for.

Use ChatGPT

PS: Please don't send me a private message because I will not reply. And if anyone message you claiming to be me expose the person.

PPS: Use ChatGPT for everything.

dsureguy:
For TD, You will get 8,500 on arrival

Nice. I belive you get 30% of total GIC upon arrival upfront.

Wanice:
Boss Good Morning,

Hope you’re having a great day! I will appreciate if you might be open to sharing some advice on navigating the Canadian tech job market. I moved to Toronto in September and have been actively targeting Cloud, DevOps, Infrastructure, and Cloud Security roles.

One major hurdle I’m running into is work eligibility alignment: most openings are for full-time roles, while the part-time or entry-level positions often strictly require enrollment in a formal co-op program. Given your experience here, I’d love to hear how you approached your job search or if you have any tips on breaking through these barriers. Thanks so much for your time

That is why it is good to target tech programs in Canada DLI schools that have co-op as part of their curriculum. I advise you look into getting Microsoft and/or AWS certificates related to Cloud, DevOps, Infra and Security, even AI sef. You can study on your own and then write the certification exams. Your profile then becomes more appealing to these companies you are targeting.

AbelAbdul:
I asked ChatGPT to give me a list of tech and fintech companies in Ontario.

I went to each company's websites and search for openings then applied. Most job descriptions were full-time but I still applied. I got an offer with one and when I told them I was a student I can only do 24hr/week they said no problem.

There is another one when I did interview they said they needed a full-time employee.

Most of the jobs were in Toronto. One was even a remote but I need to visit to on-site at least once a week.

I used ChatGPT to finetune my resume to match every job role I applied for.

Use ChatGPT

PS: Please don't send me a private message because I will not reply. And if anyone message you claiming to be me expose the person.

PPS: Use ChatGPT for everything.

Thanks Chief. I really appreciate.

Mavor:
That is why it is good to target tech programs in Canada DLI schools that have co-op as part of their curriculum. I advise you look into getting Microsoft and/or AWS certificates related to Cloud, DevOps, Infra and Security, even AI sef. You can study on your own and then write the certification exams. Your profile then becomes more appealing to these companies you are targeting.

Thanks boss. I do have some certifications. The good thing is that my company back home in Nigeria turned my role to a remote one till December. So I need to get something between now and December.

Just joining this thread.

Canadian schools don't give application fee waiver...Pls, is there anyone here who's in Canada presently that can give info on how to go about the fee waiver before applying?
Thanks.

Leggitearning:
@DemmyDD, adding to what amnotapervert and Predator188 said, one cost people always forget na winter clothes for the kids. Pikin no fit manage with one jacket for Canada cold, e dey need proper layers (thermals, warm jacket, boots, gloves, hat), and dem dey outgrow am quick. Put am for your budget from now so e no jam you after you land. Wishing you the best, God go make way for you and the children! 🙏

Clothing is not the problem. Housing, daycare, before- and after-school care, and feeding are the main expenses when raising kids. Once Upon a Child and Value Village can help young families save money on clothes because children grow so fast.

Its not as easy coming with kids as she might think its not at all

Plight21:
Just joining this thread.

Canadian schools don't give application fee waiver...Pls, is there anyone here who's in Canada presently that can give info on how to go about the fee waiver before applying?
Thanks.

Like the application fee? You want the application fee to be waived before you apply to a school?

Well, you're looking for something that's quite difficult to find. Canadian schools make money from international students, and application fees are one of their revenue sources.

Some schools may credit it toward your tuition after you receive an admission offer, but this is not the case with every school

For schools, application fees are a cash cow. They collect application fees from many applicants, admit some of them, and end up with more applicants than they can accommodate. and even reject so many more like a course of 500 new students they will collect 10,000 application at $100 a person thats sweet easy $1,000,000CAD

If you don't want to waste money on application fees and want to improve your chances of getting admission, focus on schools with relatively high acceptance rates for international students and programmes where you meet the admission requirements

https://bemoacademicconsulting.com/blog/university-acceptance-rates-canada

Don't just apply to any school because the application fee is cheap or waived. Make sure the school and programme are worth your money, especially if your ultimate goal is to study in Canada and qualify for a post-graduation work permit https://www.canada.ca/en/immigration-refugees-citizenship/services/study-canada/study-permit/prepare/designated-learning-institutions-list.html

Plight21:
Just joining this thread.

Canadian schools don't give application fee waiver...Pls, is there anyone here who's in Canada presently that can give info on how to go about the fee waiver before applying?
Thanks.

From experience, I doubt if you're going to get any waivers from Canada schools. They're not as generous with waivers as the US.

Some Canadian school do give application fee waivers from time to time. And there are several of them running right now.

Depending on the school and program you're applying to, you may find some that require payment of application fee while others waiver it 100%.

Attached is a screenshot from our app, there 44 postgraduate business programs that currently have application fee waiver.

Plight21:
Just joining this thread.

Canadian schools don't give application fee waiver...Pls, is there anyone here who's in Canada presently that can give info on how to go about the fee waiver before applying?
Thanks.

ATTAHDYE:
Some Canadian school do give application fee waivers from time to time. And there are several of them running right now.

Depending on the school and program you're applying to, you may find some that require payment of application fee while others waiver it 100%.

Attached is a screenshot from our app, there 44 postgraduate business programs that currently have application fee waiver.

Plight21, just to add to what ATTAHDYE is saying and help you understand the type of application fee waivers these schools offer: they are usually for students who are already enrolled in a programme at the school and want to apply for a second programme within the same institution.

In that case, you may qualify for an application fee waiver, but it does not apply to you because you are a new student already in canada.. you are not in canada so it does not apply to you

Some schools may also credit your application fee towards your tuition after you receive an admission offer.

https://humber.my.site.com/EnrolmentandAdmissions/s/apply#inside

https://humber.ca/international/admissions-financial-aid/how-to-apply/applying-inside-canada

What I post is not for student who have already enrolled and applying for a second program.

It is for someone in Nigeria today who want to start his admission process. Schools provide these application fee waivers as part of their marketing drive.

For UK, it is very hard to see school charge admission application fee, in Canada some charge admission application fee, while other do not.

Humber college just happened to be the first on the list of schools that have admission application fee from the search that I ran for PG/Business programs in Colleges - there are several others depending on what you are looking for.

ATTAHDYE:
Some Canadian school do give application fee waivers from time to time. And there are several of them running right now.

Depending on the school and program you're applying to, you may find some that require payment of application fee while others waiver it 100%.

Attached is a screenshot from our app, there 44 postgraduate business programs that currently have application fee waiver.

ATTAHDYE:
What I post is not for student who have already enrolled and applying for a second program.

It is for someone in Nigeria today who want to start his admission process. Schools provide these application fee waivers as part of their marketing drive.

For UK, it is very hard to see school charge admission application fee, in Canada some charge admission application fee, while other do not.

Humber college just happened to be the first on the list of schools that have admission application fee from the search that I ran for PG/Business programs in Colleges - there are several others depending on what you are looking for.

to help Plight21 better can you mention one school that does not charge admission application fee for international students not already in the country or in the school?

You can see one from the screenshot I shared.

We can help him further if he tells us what program he is interested and we can check if there are schools that offer admission application fee waivers in Canada.

amnotapervert:
to help Plight21 better can you mention one school that does not charge admission application fee for international students not already in the country or in the school?

ATTAHDYE:
You can see one from the screenshot I shared.

We can help him further if he tells us what program he is interested and we can check if there are schools that offer admission application fee waivers in Canada.

Plight21 what program are you looking at?

Hi and thanks to everyone for their contributions on here. I have a few questions i need clarifications on:
How long after transfer of funds into Canadian bank GIC before one can submit the visa application and should the 'source of funds' bank statement also be attached to the application?
My mum is the one sponsoring and uses her personal account for her buying and selling business(bulk food stuffs), payments are done via transfers and i am wondering if the transactions need to be explained in the LOE?

You can submit as soon as you get your CIG certificate.

You should attach what you just called the "source of funds" bank statement(s). The key is to convince the visa officer beyond reasonable doubt about the sources and availability of funds.

If your mother is a business woman as you described, her account will have very good turn over and balances.

Farefare:
Hi and thanks to everyone for their contributions on here. I have a few questions i need clarifications on:
How long after transfer of funds into Canadian bank GIC before one can submit the visa application and should the 'source of funds' bank statement also be attached to the application?
My mum is the one sponsoring and uses her personal account for her buying and selling business(bulk food stuffs), payments are done via transfers and i am wondering if the transactions need to be explained in the LOE?