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Give Birth In USA: Cost And Procedure? - Travel (250) - Nairaland

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Re: Give Birth In USA: Cost And Procedure? by KayLayChi: 11:49pm On Nov 28, 2014
For those travelling in July, how we go do am. I just checked the price of a return ticket from Lagos to Los Angeles, travelling in July and returning in Septetmber. Omo na over N400,000 I dey see for Delta, BA and Emirate. Na only Ethihad and Ethiopian cheap small like 260k and 280k resp.
Please who has any ideas on how to get cheap tickets for July (I'm ready to book and pay for my ticket between now and January).
Has anyone used BA at say 36weeks5days?
Re: Give Birth In USA: Cost And Procedure? by babyspice: 3:06am On Nov 29, 2014
Hi , Just a quick follow up concerning your US Health Insurance. Like you i had it and i used it( Hubby's company insurance too) , very helpful indeed especially for any unforeseen circumstances. I would advise you ask the insurance company exactly what is covered for maternity, how much they will pay (mine was a 80/20 arrangement, me paying 20% of the total costs). Also find out what your maximum out of pocket expense is, that is, do they require you to make a minimum payment first before(your 20%) before they make 100% of the bills.
How many days in the hospital are they willing to pay for, i.e, for vaginal and CS. ( mine was 3 days for Vaginal and 5 days for CS), will they be paying for specialists? etc Ask all the questions you can. They ususally dont spell it out for you. Also as soon as you have your LO, register them with your insurance company ASAP. Find out the timing for that, its usually 7 days. this will allow them to also cover the baby, but baby will aslo have to meet his/her own out of pocket expenses etc.
Your insurance company should have hospitals and practices within its network that they would recommend for you, through that you should be able to find a Dr, practice and hospital willing to take you. i gave my options to my insurance company ( thru international SOS ) and they made the appointment for me.

US insurance very helpful but very shady too!!!! you will have to hold your cash too my dear, no matter what. please feel free to ask any questions.


eazydune:
Congrats Phema nd Santa on ur smooth poe experience!Damsel nd all new momas that jst delivered,congrats to yu all.
I need d gurus opnions on dis issue bothering me,am so confused nd need ur urgent response.
I got b1b2 visa few weeks ago and I told d VO I was going to av my baby in the usa.My hubby's office health insurance covers my maternity in d usa.Hubby wrote to the insurance company whose office in usa to ask for the procedure and they replied that his insurance covers all my maternity bill in the usa but they asked we send them the name of the hospital we intend to use so they can pay directly to them and then give us a settlement note.My fear is will it affect my subsequent renewals? Is a non citizen/perm resident allowed to use her health insurance for medicals in the state? Kindly advice as am so scared and wouldn't want to have problem in my subsequent renewals.Thanks

3 Likes

Re: Give Birth In USA: Cost And Procedure? by bloggerina: 3:09am On Nov 29, 2014
Phemalicious mama!!! Welldone and congrats jare! My kind of girl! Me sef no dey carry last for loading my handbag with sandwiches & snacks o. Airline food no dey belleful me even without preggy &
Airport food too dey cost. Lol. You and tvegas, your preparation is top-notch. With God and good preparation, no winch @ poe can turn anybody back afterall na our money we wan pay for amerika! I wish you safe delivery mama! Abeg help us greet mihs o, tell them we are waiting for them to do another meeting and revert to their old prices if they still want naija preggy traffic. Lol

Congrats to all the new mamas too, we thank God for your safe delivery. May God bless and keep your families.

@easydune - you don't have any problem at all but pls have all your doctors correspondence & appointments at hand and pls go with some cash so no winch person will harrass you at poe. Cash is king you know...

2 Likes

Re: Give Birth In USA: Cost And Procedure? by bloggerina: 3:19am On Nov 29, 2014
Hello mama, sorry pls, I've not been able to send emails on my phone latetly so I couldn't reply your pm. what's up?

[quote author=isysleek post=28156525]@bloggerina, please I sent u a mail. Would like to use whmc and d same dr u used. Please respond to my mail. Thanks.
Re: Give Birth In USA: Cost And Procedure? by MadameU: 3:20am On Nov 29, 2014
Hey people, how are things?Congrats to all new parents in the house.I wish everyone a great time at the weekend.. Please guys are there any cool Phoenix bound mamas who would like to share an apartment ? Arrival starting December through feburary kindly holla.I'm shopping for a housemate.Thanks
Re: Give Birth In USA: Cost And Procedure? by Saved2Serve: 6:05am On Nov 29, 2014
wifey interested!! leaving 20th Jan..
MadameU:
Hey people, how are things?Congrats to all new parents in the house.I wish everyone a great time at the weekend.. Please guys are there any cool Phoenix bound mamas who would like to share an apartment ? Arrival starting December through feburary kindly holla.I'm shopping for a housemate.Thanks
Re: Give Birth In USA: Cost And Procedure? by Saved2Serve: 6:08am On Nov 29, 2014
but a frnd has an interview date of 15th Dec...embassy still works then.
PrinceAdeAde:
Hello gurus,

please assist o. the next available appointment day is 7th of january which is quite close to intended travel date of 15th jan
i visited the emergency date and it showed next available date as 2nd dec however ther is a clause that I must met one of the stated conditions such as emergency medical aid required

Also when I try to visit the reschedule appointment page to see which dates may become open again,it told me that I have reached my limit to rescheculed the first time and th enext it told me that I am approaching the limit of visiting the rescheduling page

Pls any advice from our gurus as wld prefer sometime in dec say 2nd week as i understand the embassy closes for the XMAS period

Currently,am stuck with 7th january and i have already booked it though but wants suggestions on possibility of getting a better time with the restrictions i highlighted

Re: Give Birth In USA: Cost And Procedure? by chochom(f): 6:54am On Nov 29, 2014
KayLayChi:
Just found out I will be a late July mom so excited because we have been trying since May this year, I was just praying that it shouldnt be secondary infertility (I have a son and he was 2years in September).

@Chochom, we can plan together but I am looking at California because that is where i have very close relatives.

@MamaTobenna & dkbb, will be looking out for your posts as you guys are also looking at California.

Sorry for the long post, i am just super excited. My first post after the Tsunami.
oh my dear kay dont worry your fears will not come to pass. just believe that it is settled. do u have a visa already? i dont have still planning on getting one. if you havent gotten then we can do this together.
Re: Give Birth In USA: Cost And Procedure? by chochom(f): 7:07am On Nov 29, 2014
KayLayChi:
For those travelling in July, how we go do am. I just checked the price of a return ticket from Lagos to Los Angeles, travelling in July and returning in Septetmber. Omo na over N400,000 I dey see for Delta, BA and Emirate. Na only Ethihad and Ethiopian cheap small like 260k and 280k resp.
Please who has any ideas on how to get cheap tickets for July (I'm ready to book and pay for my ticket between now and January).
Has anyone used BA at say 36weeks5days?


California here...
sweet am with you all the way in whatever you are planning. i need to put a lot of things together first. have you gotten a hospital yet? whats their budget like? any letter of responsibility from the doctors? i wanted to do nj since ive got a family there. buh since u want carli, then carli it is. is it just the two of us? are there more july momas?
Re: Give Birth In USA: Cost And Procedure? by kenydff: 7:33am On Nov 29, 2014
MadameU:
Hey people, how are things?Congrats to all new parents in the house.I wish everyone a great time at the weekend.. Please guys are there any cool Phoenix bound mamas who would like to share an apartment ? Arrival starting December through feburary kindly holla.I'm shopping for a housemate.Thanks
Hi, will be coming in December as well. Please I am interested.
Re: Give Birth In USA: Cost And Procedure? by Nobody: 8:44am On Nov 29, 2014
bloggerina:
Phemalicious mama!!! Welldone and congrats jare! My kind of girl! Me sef no dey carry last for loading my handbag with sandwiches & snacks o. Airline food no dey belleful me even without preggy &
Airport food too dey cost. Lol. You and tvegas, your preparation is top-notch. With God and good preparation, no winch @ poe can turn anybody back afterall na our money we wan pay for amerika! I wish you safe delivery mama! Abeg help us greet mihs o, tell them we are waiting for them to do another meeting and revert to their old prices if they still want naija preggy traffic. Lol

My very own sister! Thanks alot. As far as I'm concerned, airlines donot serve food. Na only drink them get, like say person be fish. angrygrin

Phoenix don empty seriously. Even the Financial Counsellor said they have noticed a sharp drop in patient load. Before nkor? Naija people no dey dull for that kain thing na. No single Naija mum in the whole of Crossland, about 5 in East Oak and few staying in rented apartments.

It's all good though, as the staff seem more 'relaxed'. Hopefully, one will expect better services. wink

1 Like 1 Share

Re: Give Birth In USA: Cost And Procedure? by eazydune: 9:08am On Nov 29, 2014
@justwise, tnx abunch@bloggerina, sure I will hold cash above 5kdollars.
@baby spice,tnx tnx tnx.am so relieved dt am seeing smone who has thread d path of insurance coy for delivery.mine covers all ranging from specislist to all.There is no limit for days in d hospitals and drs no 80/20% payment bw me nd them.They pay all so long as its within coverage nd av read dr coverage terms nd saw dt almost everything Is covered.As for hospital i would like to know how gave them ur options nd wot u used at poe.I dnt mind pm for detailed guideline.
Re: Give Birth In USA: Cost And Procedure? by pattyreal(f): 9:45am On Nov 29, 2014
y. Even the Financial Counsellor said they have noticed a sharp drop in patient load. Before nkor? Naija people no dey dull for that kain thing na. No single Naija mum in the whole of Crossland, about 5 in East Oak and few staying in renked apartments.
[/b]
It's all good though, as the staff seem more 'relaxed'. Hopefully, one will expect better services. wink[/quote]

If dem get brain mk dem reduce deir price small. It seems dey r kk wit deir finances.... SMH
Re: Give Birth In USA: Cost And Procedure? by babyspice: 9:58am On Nov 29, 2014
Hi, sure you PM, don't know how that works though, but send a PM, I hope i can find out how to read it!!! To answer your question about hospitals, my insurance company , has a list of hospitals on what they call their "preferred network" ,as they call it. These are hospitals that they have negotiated discounted prices for services. Also, they have other hospitals outside their preferred network but do nt have discounted prices but will accept your insurance company. I had family living in Texas so I searched for hospitals , practices& Doctors within their coverage (listed on their website) and near my chosen accommodation ( family home). Got a list of Dr's , gave the list to the international Liason I.e, International SOS ,who then secured the appointment for me. (I live outside Nigeria)

As for POE, I didn't show anything because nothing was asked, it was over 4 years ago, and it was Houston. Back then there wasn't any direct flight from Lagos so it wasn't too bad, but I would advise you to have your insurance card, email correspondence and cash. ( I had this with me). I did tell them the truth and I have renewed my visa twice afterwards. So no shaking.
eazydune:
@justwise, tnx abunch@bloggerina, sure I will hold cash above 5kdollars.
@baby spice,tnx tnx tnx.am so relieved dt am seeing smone who has thread d path of insurance coy for delivery.mine covers all ranging from specislist to all.There is no limit for days in d hospitals and drs no 80/20% payment bw me nd them.They pay all so long as its within coverage nd av read dr coverage terms nd saw dt almost everything Is covered.As for hospital i would like to know how gave them ur options nd wot u used at poe.I dnt mind pm for detailed guideline.
Re: Give Birth In USA: Cost And Procedure? by Saved2Serve: 10:15am On Nov 29, 2014
sure i would demand for reduction on that new price package or i stroll down to the nearest hospital called St. Joseph's Hospital & Medical Center -
pattyreal:
y. Even the Financial Counsellor said they have noticed a sharp drop in patient load. Before nkor? Naija people no dey dull for that kain thing na. No single Naija mum in the whole of Crossland, about 5 in East Oak and few staying in renked apartments.
[/b]
It's all good though, as the staff seem more 'relaxed'. Hopefully, one will expect better services. wink

If dem get brain mk dem reduce deir price small. It seems dey r kk wit deir finances.... SMH
Re: Give Birth In USA: Cost And Procedure? by eazydune: 11:34am On Nov 29, 2014
@babyspice, kiss dis awoof dey sweet me grin .Our insurance company has dr own health care providers too but said we can choose our own hospitak nd furnish dem with dr details so they liase directly with them cos dr office is in florida too.I av a family in LA, am now looking for hospitals in LA so I can furnish them with d details.
As for d coverage, they cover 100% of all hospital expenses during child birth nd so many other things eg am entitled to a care assistsnce at home for maximum of 8days but 7hrs per day.Hubby jst calked to confirm if we av to pay some % age nd they said no dr coverage for my maternity is 100% nd not 80/20.Inorder nt to bore d forum with dis I will pm u d coverage docs so u read too.
Wot document did they give u at d hospital as evidence of payment nd wot hosp doc did u use to renew ur visa?Thanks
Re: Give Birth In USA: Cost And Procedure? by KayLayChi: 11:46am On Nov 29, 2014
chochom:

I wrote to some hospitals in May and a few replied, didn't continue writing cos I wanted to get preggy first, will continue the search now. I hear Cali is expensive the attraction for me is just my family so I'm not spending on accomodation. I plan to travel with between $9k - $10k to avoid POE wahala. But my budget for medical bill is max $6.5k (normal delivery) could get something lower though. Do you have your visa already, I got mine in March so wud just send them the mail informing them of my change of plans. I sent you a PM so reply then we can take it up from there.
I'm sure there will be other July moms as most of them will just be finding out...
Re: Give Birth In USA: Cost And Procedure? by Nobody: 12:00pm On Nov 29, 2014
pattyreal:
If dem get brain mk dem reduce deir price small. It seems dey r kk wit deir finances.... SMH

They were seriously overwhelmed. So, i'm sure they are ok with the fewer patients they have now.
Re: Give Birth In USA: Cost And Procedure? by Destiny4G: 1:57pm On Nov 29, 2014
House I hail oo,
Been following this link for a while now, officially joined today.
Thank you all for the overly useful info posted here.
Currently doing my research for hospitals in Florida, due in April.
Will come back to the house with my own little input once I get responses from the hospitals...
Happy to plan with any April mummy heading to Florida.

No questions for now...smiley

Once again Thanks you all and congrats to all the new mummies and all those who gracefully made it through POE.God is forever with us.

3 Likes

Re: Give Birth In USA: Cost And Procedure? by babyspice: 4:05pm On Nov 29, 2014
If you feel comfortable enuf to PM the docs for perusal , then that's fine. As for the hospital evidence, I have Extensive receipts because I paid a percentage. I have a zero balance receipt from the hospital and also i have the insurance company statements they send to me frequently. ( keep al, receipts and bills, document them). I didn't show any doc when renewing my visa ( I took them along with me though) I was asked why I had them there and they were like, ok!! I guess I was fortunate then but I got asked the second time around and said the same thing!! Consistency in my answers I guess, it was in their system too!!
eazydune:
@babyspice, kiss dis awoof dey sweet me grin .Our insurance company has dr own health care providers too but said we can choose our own hospitak nd furnish dem with dr details so they liase directly with them cos dr office is in florida too.I av a family in LA, am now looking for hospitals in LA so I can furnish them with d details.
As for d coverage, they cover 100% of all hospital expenses during child birth nd so many other things eg am entitled to a care assistsnce at home for maximum of 8days but 7hrs per day.Hubby jst calked to confirm if we av to pay some % age nd they said no dr coverage for my maternity is 100% nd not 80/20.Inorder nt to bore d forum with dis I will pm u d coverage docs so u read too.
Wot document did they give u at d hospital as evidence of payment nd wot hosp doc did u use to renew ur visa?Thanks
Re: Give Birth In USA: Cost And Procedure? by isysleek: 4:24pm On Nov 29, 2014
@bloggerina!! Finally I get to hear from you. Pls do you know of accommodation(very affordable one o) very close to whmc? I would most likely be needing it. And how did u go abt BC,passport and visa for your baby?

Anyone who knws of affordable accommodation near whmc should holla as well.

bloggerina:
Hello mama, sorry pls, I've not been able to send emails on my phone latetly so I couldn't reply your pm. what's up?

Re: Give Birth In USA: Cost And Procedure? by MamaTobenna: 5:34pm On Nov 29, 2014
KayLayChi:

I wrote to some hospitals in May and a few replied, didn't continue writing cos I wanted to get preggy first, will continue the search now. I hear Cali is expensive the attraction for me is just my family so I'm not spending informing them of my change of out...
hello, I got your pm o but for some reason if I try to reply, it bounces back. Oga just wise any issue with PMs please. I am having my baby in LA though. Will be travelling first week in feb with BA. I posted the docs name at some point
Re: Give Birth In USA: Cost And Procedure? by justwise(m): 5:47pm On Nov 29, 2014
MamaTobenna:
hello, I got your pm o but for some reason if I try to reply, it bounces back. Oga just wise any issue with PMs please. I am having my baby in LA though. Will be travelling first week in feb with BA. I posted the docs name at some point

Are you replying with mobile phone?
Re: Give Birth In USA: Cost And Procedure? by MamaTobenna: 6:23pm On Nov 29, 2014
justwise:


Are you replying with mobile phone?
yes I am
Re: Give Birth In USA: Cost And Procedure? by justwise(m): 6:35pm On Nov 29, 2014
MamaTobenna:
yes I am

Use laptop or desktop first before using mobile phone to reply.
Re: Give Birth In USA: Cost And Procedure? by tenic09(f): 7:08pm On Nov 29, 2014
Seemorejoy I avnt and can't abandone u at all,just that my fone has been acting up lately and this pregnancy has been sooo.....hmmm.....sometimes ringtone irritate me to d bone...am sorryyyy..pardon me for now..I shld be fine soon by his grace....using this medium to say a big thank u to 9jabiggurl..U've been a very good and kind friend..I bless God for meeting u here and I wish ur son a hbd as he clocks 2yrs tmr...he will grow to be a channel of blessings...love u dear sis
seemorejoy:
@isysleek my wife is also due in May and will be going April that's if she is approved visa. I'm sure we can rub mind together if that's OK with you.

@tenic I hope you have not abadone me. Because I have not heard from you in a while.

@raii. Really sorry for your denied pls try one more time and pls try and go alone don't attach anyone to go with you. I'm sure they will consider this time.
Re: Give Birth In USA: Cost And Procedure? by eazydune: 7:39pm On Nov 29, 2014
@babyspice, tnx alot! Will keep u updated nd ask more questions as they come.
@Mamatobenna, i av appt with mihs but am looking at CA cos I av family dr, will b travelling by 1st week of feb too, looking nd waiting to see cheap ticket angry cos d prices am seing r a bit pricy
@kaylaychi, got ur pm but replying is difficult, will kip trying.




If you feel comfortable enuf to PM the docs for perusal , then that's fine. As for the hospital evidence, I have Extensive receipts because I paid a percentage. I have a zero balance receipt from the hospital and also i have the insurance company statements they send to me frequently. ( keep al, receipts and bills, document them). I didn't show any doc when renewing my visa ( I took them along with me though) I was asked why I had them there and they were like, ok!! I guess I was fortunate then but I got asked the second time around and said the same thing!! Consistency in my answers I guess, it was in their system too!!
Re: Give Birth In USA: Cost And Procedure? by MamaTobenna: 8:04pm On Nov 29, 2014
[quote author=eazydune post=28452851]@babyspice, tnx alot! Will keep u updated nd ask more questions as they come.
@Mamatobenna, i av appt with mihs but am looking at CA cos I av family dr, will b travelling by 1st week of feb too, looking nd waiting to see cheap ticket angry cos d prices am seing r a bit pricy


We can hook up and travel together if eventually you decide on California. Waiting for ticket to drop too though I can't even buy now as I am yet to collect my new passport from immigration
Re: Give Birth In USA: Cost And Procedure? by MamaTobenna: 8:18pm On Nov 29, 2014
justwise:


Use laptop or desktop first before using mobile phone to reply.
. I think it worked. Thank you
Re: Give Birth In USA: Cost And Procedure? by justwise(m): 8:34pm On Nov 29, 2014
MamaTobenna:
. I think it worked. Thank you

No worries.

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