@ OP. If you aren't up to 35yrs old, pls work hard and build up your income, and don't be in a hurry to get married. If you are more than 35yrs you can get married due to age factor. Truth be told with 70k you can get married but you will live a struggling life. Even if your wife earns more than you, her money is not yours and she expect you to provide the basic while she support you but not always....No woman feels happy when she is playing the role her husband is suppose to play, even if she is a pastor's wife, she may smile and help you, but deep within she won't be happy. your ego may also be affected indirectly, except if you are naturally humble and tolerant....It takes a humble and confident man to marry a woman who earns more and support the house.....

pamelga:
It's not the main focus but it's important I start considering it...I'm a guy and based in Lagos.

my dear,u can d most important thing is having d money to marry first,den with planning with ur wife u can make a living.gud luck make a bold step.

pls plan very well o,to me u cant start with that kind of income, let me tell you with 200k per month at time I still struggle, or else ur children will not b able to go to good school,u will not be able to buy lovely things for your wife,PHCN money,Transport,Rent,dstv,at time hospital bill all this things, your 70k might not b able to take you except ur wife is working as well to support you

yes u can many have settled for less.

justmenoni:
Omo see advice, you don't even know Op that much and you have concluded that he should build a house, this kind of advice has led alot of people into further debts.

Let's assume Op is currently residing in a room apartment somewhere in mushin and he works on the island, considering that a room apartment might not be more than 5000 a month, that means op is left with 65,000..then consider other expenses, transportation, bills, misc etc how will it be possible for the op to build that house you have just suggested?


If he's going to build a house, putting into consideration the high price of lands and building materials then it means op will have to save alot, and I'm optimistic that with such salary op might need to spend much more to get to work, maybe he'll end up getting to work late and you know what that'll result in..


Anyway, back to the question..Op I'm not an economist ooo but I'll advise you to first manage or stay a bit where you currently stay and then save up in a year, let's say you manage to save up to 30k a month, that's 360 in a year, then after one year you can rent a mini flat(one room,one living room, one toilet, and kitchen), then get married( doesn't have to be extravagant, just go to the registry blah blah blah).. try to use the remaing money to furnish your place a little bit( you can furnish further later on) but keep small change for foodstuff and transportation, then save 30k again for another 6 months( that should give you 180k, use this to establish your wife, small shop and stock it up a bit, at least to start from somewhere).. use the remaining 6 months to save 30k again and use that to pay your house rent( this way you'll be in the good books of your landlord,)... next year try to save for 6 first 6 months and use part of it to support your wife's business and keep the rest just incase a child come's in between, use the remaining 6 months to save and pay your rent...

Op, I'm not advocating that you shouldn't build a house, but to me, that's not and shouldn't be your top priority for now and shouldn't even be for the next couple of years,.

I must confess that you've killed it all. This ur advise iz not for the OP alone but for everyone on this thread. God bless you richly

Life is not about having money or not... Do what is Right. getting married when you have enough doesn't matter, You are even more blessed when you are married. Believe me You will blessed more than when you are single. Starting a family is not what you have to plan, when you believe it is the right time. Don;t let people advice wrongly. It just happened. It another Journey of Life at the end, you will have alot of testimonies. Some that are advicing you are not even married and they are over 40 . I am 30years old and i have two beautiful daughters. I don't earn much, My family is Ok and i don;t do ilegal stuff. You don;t need alot of money to start a family. As long as you have Shelters, and your 2 to 3months salary can cover your House rent. Bro you are good to Go. Marriage is another Journey.

Maybe na by force go marry ni

Really, Thank you so much...I'm grateful

petomas:
I must confess that you've killed it all. This ur advise iz not for the OP alone but for everyone on this thread. God bless you richly

If not for Buhari I would have said Yes

LastSurvivor:
Securities in my office that earn 30k p/month doesn't just have a wife but a family while me that earns upto 150k is still afraid for such commitment..

The truth is that it's not just about the money but the MIND..
Mind you, "He who finds a wife finds a good thing, and obtain FAVOUR from the Lord"
I guess you know who said so..

I single out your post cos people suffer shagging girls while thinking they can't make a family thereby wasting their destinies. My uncle leaves in Lekki now. Big man is an understatement to what he is. I still remember when he sleeps in my room with wifey in the village. His house now in the villa is mansion.

Marriage is a gift and comes with its blessings if you manage it well. Don't be extravagant, cut alotta things. If wearing 2 jeans a year and focusing on ur struggle will make u survive, do it. It'll all end in praise.

If that is the only thing lacking in ur achievement shelf no wahala but it also depends on the followings;
1. Location
2. Job security
3. Is the girl already drinking garri with u before(pls decode where I'm going)
4. Have u stopped flexing?
5. Will u be comfortable with d standard of life u want to live? Because 70k na still slim pay for a guy whose eyes are still glued to d skirts.
Final verdict, carry on at ur own risk. But I wish u success boy!

Miladi:



What an advice - a whack one I must say (no insult intended on your personality).

Wise people build their business before building their private estate. Obviously, the OP is working in the urban area in Lagos, so how's going to afford money to buy land and start the possible one room project? Or, is land now free of charge in Lagos state? Don't tell me that he should go look for land in one of the villages near the state, because when you factor in the cost of transportation and stress of commuting from a far distance to a city centre, you would begin to understand the maxim penny wise pound foolish.

At the OP, the standard of life you intends to live should be the yardstick to determine if you can start famliy now or not. But remember, wise people always live their lives at the periphery of conventionlism. Create your life path and encrypt it. Good luck.

Wet in concern me for this matter now.

I earn a niche above that but when u take out the deductibles including rent it comes to 35k which my wife and I have been living on..its not fun but you will get along ok...like it's better than nothing

Yes ke. In fact, you can even start having kids. Pray for a prudent wife,pray for grace.two heads is better than one. You will find that with a good wife your money is put in good use and you fit still get change sef. Pepper sellers gaan are getting married everyday

if you make your appointment open many will kill themselves here struggling to get it, many people are loosing their work, I believe the company will improve the pay with time, if u are not prepared for it, even #500,000 monthly pay will not be enough, take bull by the horn God is your strength.

MicroBox:

Your question is so childish and easily tells your age bracket..
My friend go and marry that lady if you are truly in love with her, everything will fall in place later..
You can own a house, car and turns of wealth in a day but you can't have baby(ies) in one day..

Your wisdom is far too great. I think the best question should be on marrying the right wife and not money. No matter what you earn, the wrong wife can make life miserable for you, Op. 1000000 likes for ya

It's not easy to be a man cos much is expected from him... Where are those clamoring for gender equality? I'm yet to see their comments

pedrilo:
i currently face this same issue too, but i decided to shelve marriage plans for my building which i''ll soon complete b4 i clock 30. people make marriage look so scary that one begins to wonder if the sayin that "he who finds a wife, finds a good thing" is still correct.

Another plan will spring up. Don't listen to people listen to your inner being;it speaks always with you. It is your helper. Now the house will be completed, you could see other issues to put in place again, passing up the opportunity to welcome that virtuous woman who will help you grow;their blessings to a man is just miraculous. You can rise in a twinkle of an eye with them compared to the years you were alone.

yes, you can start family with #70,000. you need to cut your clothes according to your clothes. let your wife know how much you are collecting and never you use another person time to work. go for what you can pay for and not will brings debt unto your neck.

emmydollars4life:
if you make your appointment open many will kill themselves here struggling to get it, many people are loosing their work, I believe the company will improve the pay with time, if u are not prepared for it, even #500,000 monthly pay will not be enough, take bull by the horn God is your strength.

abi o
Op, if you have a good woman please go and marry. Don't wait for menopause. I distinctly recall when I was about getting married. I no get work, hubby's pay was fat lesser than yours. He said we should sha do and marry, so we marry na, I got preggy...imagine the financial pressure but you know what? Funny thing is that we hardly remember all that now. We just see our baby of before before and keep thanking God for grace and strength. To build your mansion first is not always advisable for people who are ready to be married. If you don't have a good person to marry, you can keep using that excuse to wait for one i.e use your time wisely by making money

Iamhatey:
you are free boss

At your siggy, you learning Spanish .
I need a Spanish speaking mate. I'm learning it too

Hello plz how did you go about learning Spanish in Nigeria, I wish to learn it in the nearest future. I speak 2 International Languages already, so I know the logics and tactics on how to go about learning fast. But kindly let me know where and how, moreover the readily available opportunities one can get by learning it

emmydollars4life:
if you make your appointment open many will kill themselves here struggling to get it, many people are loosing their work, I believe the company will improve the pay with time, if u are not prepared for it, even #500,000 monthly pay will not be enough, take bull by the horn God is your strength.

abi o
Op, if you have a good woman please go and marry. Don't wait for menopause. I distinctly recall when I was about getting married. I no get work, hubby's pay was far lesser than yours. He said we should sha do and marry, so we marry na, I got preggy...imagine the financial pressure but you know what? Funny thing is that we hardly remember all that now. We just see our baby of before before and keep thanking God for grace and strength. To build your mansion first is not always advisable for people who are ready to be married. If you don't have a good person to marry, you can keep using that excuse to wait for one i.e use your time wisely by making money

justmenoni:
Omo see advice, you don't even know Op that much and you have concluded that he should build a house, this kind of advice has led alot of people into further debts.

Let's assume Op is currently residing in a room apartment somewhere in mushin and he works on the island, considering that a room apartment might not be more than 5000 a month, that means op is left with 65,000..then consider other expenses, transportation, bills, misc etc how will it be possible for the op to build that house you have just suggested?


If he's going to build a house, putting into consideration the high price of lands and building materials then it means op will have to save alot, and I'm optimistic that with such salary op might need to spend much more to get to work, maybe he'll end up getting to work late and you know what that'll result in..


Anyway, back to the question..Op I'm not an economist ooo but I'll advise you to first manage or stay a bit where you currently stay and then save up in a year, let's say you manage to save up to 30k a month, that's 360 in a year, then after one year you can rent a mini flat(one room,one living room, one toilet, and kitchen), then get married( doesn't have to be extravagant, just go to the registry blah blah blah).. try to use the remaing money to furnish your place a little bit( you can furnish further later on) but keep small change for foodstuff and transportation, then save 30k again for another 6 months( that should give you 180k, use this to establish your wife, small shop and stock it up a bit, at least to start from somewhere).. use the remaining 6 months to save 30k again and use that to pay your house rent( this way you'll be in the good books of your landlord,)... next year try to save for 6 first 6 months and use part of it to support your wife's business and keep the rest just incase a child come's in between, use the remaining 6 months to save and pay your rent...

Op, I'm not advocating that you shouldn't build a house, but to me, that's not and shouldn't be your top priority for now and shouldn't even be for the next couple of years,.

Superb analysis.

Kgdavid:


My only piece of advice to you today is that you should use wisdom to sift out the wise responses from that of toddlers in this thread. Ultimately, the decision is yours, and you should be able to discuss with your partner, to determine how you both can make it work.

Remember that we are here on earth but for a breath or two and then we are gone: don't spend all of your life planning for how to live it, without actually living!

I'm gifted by God in fishing out right responses. Yours is one of them, Sir.

u can go ahead if u are of age ans as a matter of fact, i got married with a salary of 45k living in three bedreeom flat. its all about planning, u and ur woman should agree and be open to each other. do bulk purchase for food stuff, cut down on unnessary events and visits. tyr to be prudent and be faithful to urself. it will egt better with time, kudos

Miladi:



What an advice - a whack one I must say (no insult intended on your personality).

Wise people build their business before building their private estate. Obviously, the OP is working in the urban area in Lagos, so how's going to afford money to buy land and start the possible one room project? Or, is land now free of charge in Lagos state? Don't tell me that he should go look for land in one of the villages near the state, because when you factor in the cost of transportation and stress of commuting from a far distance to a city centre, you would begin to understand the maxim penny wise pound foolish.

At the OP, the standard of life you intends to live should be the yardstick to determine if you can start famliy now or not. But remember, wise people always live their lives at the periphery of conventionlism. Create your life path and encrypt it. Good luck.

you must still be a child to comprehend my write up. I didn't state that it’s a must to live in the BQ. that is only a backup. choice of work always come to play. what if everything failed? like he lost his job? where will he go to? from house to village? there are people in the city of lagos who live in rents but they put tenants in their houses outside the city.

that house will always remain a backup when everything failed.

Dear OP, It is very possible. considering that we don't know where this nation is going in the next few years
Consider our parent, in their days they earned lesser even though things were a lot better they found a way
to manage. If you start waiting till you earn six figures, my dear you may just be wasting too much time. Just
make sure that your wife is also working and considerably prudent. God bless your finances.

pamelga:
I just got a job dat pays 70k per month couple with other allowances. Considering the economy, can I begin a family with this pay...
Advice please!

Wait until u hav a job that will pay 1 million and above.

pamelga:
I just got a job dat pays 70k per month couple with other allowances. Considering the economy, can I begin a family with this pay...
Advice please!

my guy u can marry if u want.first of all it depends on ur taste and if the lady u are planning to marry is not extravagant you can cope.you said you receive 70k and other allowances so its possible you can get up to 90k in a month which is enough with prudent management.pls neglect all those peeps telling you that you can't.its not until you have 500k you can marry and i assure you that you can even marry and have less expenses cos you will have a woman you will plan with.And moreover if you marry a wife that works or does a form of business you are ok jare.

Gwazah:

Wait until u hav a job that will pay 1 million and above.

you bad gan.see polite insult abeg?? I guess the op got the mesage.

dfrost:


Nice tips. I know of a colleague who started a family on 45k here in Lagos. Meanwhile those on 150k are still complaining that the salary is not enough.

OP your priorities should be paramount in life. I know of someone who started working on CBN as low as a clerk back in the 80s. Got married amid the little pay he was receiving. Fast forward today, he has retired. 3 completed bungalows, over 6 parcels of landed property and 3 cars.

Plan your life with your family. Move to a low cost area. Finally, never, never and never try to impress anyone. Ciao!

I like that bolded line.

Keep it real

Iamhatey:
I'm a lady please

Exactly, I don't miss my training everyday. I think I can write in it but can't really speak it.

Seriously, I wish to speak all the languages in this world . I admire your dad

Sorry bosslady. No offense intended.

My sister speaks Spanish, at least basic conversation for someone that has not traveled to any Spanish speaking country. When she started, I was laughing at her but now every time we want to start chatting, she starts with Spanish and switches to English.

Hopefully we can open a thread and flow with the language. Ciao!