claremont:


It's a fantastic deal actually for a TM Lewin shirt, especially if you are looking to replenish your wardrobe before the new year. I normally use them, as well as Next and Mark & Spencer for my daily wears to work. I prefer TM Lewin due to their amazing replacement policy. There was a time I bought a set of 2 shirts from them and the delivery was delayed by the delivery company. I told TM Lewin about it and they not only sent a replacement, but they also told me I can keep the one I initially ordered if it finally does arrive. I ended up having a set of 4 shirts for £40 in total, meaning each corporate shirt cost £10.

Ridwan1821:
Lol. Why ask a silly question at first. What do you want to do with "how I got to know about the thread"?

Falzdbadtguy:


I only wear scrubs for work at the moment and little or nil social outings, so really no where for me to wear fancy shirts to! For the past year! Boring life, that's just me sha

claremont:


You don't need it at least for now then. The only time I wore a shirt without a tie to work, my current manager drew my attention to an obscure part of the company policy that says 'All employees wearing a shirt with a collar must have a tie on'. So, I asked him what if I wear a shirt without a collar, the reply was that I would be signposted to the nearest Job Centre because that will be the start of disciplinary proceedings.

Sorry for derailing, UKMigrant.

Falzdbadtguy:


I only wear scrubs for work at the moment and little or nil social outings, so really no where for me to wear fancy shirts to! For the past year! Boring life, that's just me sha

claremont:
If you smoke and you are looking to quit, I fully recommend this vaping device. I started using it about 6 months ago, and I haven't touched a cigarette ever since. You fill it up with vaping liquid which basically contains nicotine and some flavouring, and you smoke it like normal. I know a lot of Nigerian immigrants do not smoke, but for those who do and are looking to quit without withdrawal symptoms, vaping is 95% safer. No smell, no carcinogens. It's basically smoking without all the bullshit.

UKmigrant:
Sales! sales! sales! Today, there was massive discounts offered by various stores and a lot of people trooped out to have a good deal and save money but guess what, I bought nothing cos I couldn't think of what I really need.

Falzdbadtguy:
well, it depends on what you earn first.... Do you earn over 2,000?

Lexusgs430:


Let's assume £2100 is earned pcm (after tax). How could he save £14,000 per year?

Falzdbadtguy:
Should be easy then.
Just make up your mind to save 1,000 pounds consciously every month and you'll be surprised how stingy you'll become

Falzdbadtguy:
find someone to squat with or don't pay rent, pack your lunch to work, buy a bicycle...I dunno, different strokes

Falzdbadtguy:
find someone to squat with or don't pay rent, pack your lunch to work, buy a bicycle...I dunno, different strokes

Hardeybohwarley:

Actually at the first instance, your username looks familiar.

Ridwan1821:
Actually, it does not only look familiar, I'm the person on your mind I just noticed your username as well.

Lexusgs430:


£2100 - £800(rent) - £600(train pass) - £200(HP) - £150 (Road tax, car insurance, fuel etc etc) - Council tax (£110) - Electricity & Gas (£100) - Feeding and drinking (£80) - Mobile phone (£50) - Land line + wifi (£45) etc etc etc.... Parking tickets etc etc Assuming this quotation is for a single person .......

Falzdbadtguy, some me a light way of saving £1000 pcm......

Lexusgs430:


£2100 - £800(rent) - £600(train pass) - £200(HP) - £150 (Road tax, car insurance, fuel etc etc) - Council tax (£110) - Electricity & Gas (£100) - Feeding and drinking (£80) - Mobile phone (£50) - Land line + wifi (£45) etc etc etc.... Parking tickets etc etc Assuming this quotation is for a single person .......

Falzdbadtguy, some me a light way of saving £1000 pcm......

claremont:


On this breakdown alone, I can clearly see how at least £1000/month can be saved. I will type a reply later after work.

Lexusgs430:


Don't mention don't own a car or eat less or buy a cheaper car and avoid HP, PAYG mobile, avoid parking tickets etc etc

I hope you offer a robust reply.... One guy in Abuja, promised us a robust reply........

We are still waiting......

Lexusgs430:


Don't mention don't own a car or eat less or buy a cheaper car and avoid HP, PAYG mobile, avoid parking tickets etc etc

I hope you offer a robust reply.... One guy in Abuja, promised us a robust reply........

We are still waiting......

Falzdbadtguy:


work overtime
Move to a cheaper town with cheaper rent, or get a job where you live....
I'm new here sha, so maybe expenses haven't caught up with me...You should be the one advising

Falzdbadtguy:
what is HP?

Lexusgs430:


Hire Purchase

Falzdbadtguy:


did you ever comment on the auto section with topics Sienna usually contributed or even topics like fastest speed in a car? your ID looks familiar

Lexusgs430:


£2100 - £800(rent) - £600(train pass) - £200(HP) - £150 (Road tax, car insurance, fuel etc etc) - Council tax (£110) - Electricity & Gas (£100) - Feeding and drinking (£80) - Mobile phone (£50) - Land line + wifi (£45) etc etc etc.... Parking tickets etc etc Assuming this quotation is for a single person .......

Falzdbadtguy, some me a light way of saving £1000 pcm......

wonlasewonimi:


For a single guy, most of these expenses are unnecessary. He will comfortably save 1k a month.

wonlasewonimi:


For a single guy, most of these expenses are unnecessary. He will comfortably save 1k a month.

Lexusgs430:


When a full family structure add to this mix, you would understand that moving up and down like a mouse, unsettles so many things.....

The person in question owns the property or a council tenant?
Does this person sell up or hope a non existent council property exists at the intended location or join the housing list, that is as long as from Nairaland to Mars?

Getting a job close to home is a good thing, what about if the options are not available within reach?

Continuously work overtime till infinity?

wonlasewonimi:


For a single guy, most of these expenses are unnecessary. He will comfortably save 1k a month.

UKmigrant:
All these savings we talk about only apply to single guys with no responsibilities. When you're married with kids in this country, it's a different ballgame. How easy your life would be would depend a lot on what part of the country you live in and what your average lifestyle is. You could be living from hand to mouth for years despite having a stable job.

Falzdbadtguy:


Was always happy to send money home to Nigeria before, just realizing how silly it is now. So i'm less generous