Ralphlauren:


Is it building or home contents insurance you are paying for?

Building insurance covers the building itself - in case of fire or damage from water, flood, etc.

Home contents covers your belongings - TV, carpet, kitchen hob (depending on the policy) against theft or damage.

Right now, I have just building insurance (compulsory as this is one of the terms of any mortgage) but I do not have home contents insurance.

I recently dropped a hot iron on my rug and unfortunately I need to replace the whole rug as I’m told it can’t be “patched up”. This is the only time I regretted not having home contents insurance as I could have made a claim and had the carpets replaced by the insurers.

As a single person during my tenant days, I never had any form of home insurance. That’s the landlords responsibility. The landlord is supposed to have both building insurance and landlord insurance.

Falzdbadtguy:
Is UK pension substantial?
What if one lives to be as old as Mama Charlie, will it still be significant.
I haven't started pension yet

Bossman:
That's good. But let's face it - An overwhelming majority in Nigeria will not smell close to that a month. So, you may be in a very good field that pays that much, and that's good. Unfortunately to live very comfortable in Nigeria one needs to be REALLY making a lot of money. And still that does not even guarantee the basic comforts of life...as well all know how things are in Nigeria.

Just weigh your options and determine if you will live a better life and have peace of mind in Canada or Nigeria.

Ralphlauren:


Yes. It is.

There is the state pension - based on your NI contributions.

Now it’s compulsory legal requirement for all employers to enrol their employees in a workplace pension. So this means a certain percentage is deducted from your salary by a pension administrator (your employer also pays in a percentage into your pension pot).

You can choose to increase your monthly pension contribution and you can also use to have your own private pension arrangement with a pension administrator.

If you are on PAYE, you should be paying into a pension scheme. Abi did you sign a waiver for that too? you should check with that your agency!

They might have stylishly made you sign a waiver which means they pay nothing towards pension contributions.

Bossman:
Since he is not the owner of the property and just renting, it can't be building insurance, it will be contents insurance. Having contents insurance is not a bad idea. Had it when I was living in an apartment about 18 years go. It's usually a small fee anyway. So if you have valuables, it's a good idea.

6sco:
Gd evening everyone, ukmigrant, falzdbadguy, imconfused and every other contributor, u guyz have really enlightened us, Thank you. well I hope to travel to Canada in one or two years time ( from arguments and counter arguments here, I am staying away from UK lol). I am currently learning motion graphics and hope to start front end development(web design) in a months time, please are this skills lucrative abroad?

let me screenshot this msg so in two or three years time if I eventually make it, I will look back and tell other upcoming nairalanders that Rome was not built in a day.

Ralphlauren:


My sister. It’s well.

I agree that the buying the property will give you peace of mind and a sense of fulfilment.

An increase in your joint monthly income will also help.

Awitan, they will say UK people are stingy. I hope the anti-UK brigade can see how much money you spend on supporting family and friends in nigeria.

6sco:
Gd evening everyone, ukmigrant, falzdbadguy, imconfused and every other contributor, u guyz have really enlightened us, Thank you. well I hope to travel to Canada in one or two years time ( from arguments and counter arguments here, I am staying away from UK lol). I am currently learning motion graphics and hope to start front end development(web design) in a months time, please are this skills lucrative abroad?

let me screenshot this msg so in two or three years time if I eventually make it, I will look back and tell other upcoming nairalanders that Rome was not built in a day.

Ralphlauren:


UK sef doesn’t want or need you.

They are looking for highly skilled individuals not people like you with a basic skill like “web designing”.

You want an honest advice ? Consider a career in IT security, Information security and cloud computing.

Falzdbadtguy:
i heard coding is very lucrative.
My brother in Germany just moans about the time he wasted as a lad not learning it.
with the way artificial intelligence is going, you should look into that, i think
Also, Germany offers tuitionfree post grad school.
You might be able to get some real higher skills there before going to Canada, where perhaps web design or motion design is like aka selling recharge card...I dunno, it just feels 1990s stuff to me

Ralphlauren:


UK sef doesn’t want or need you.

They are looking for highly skilled individuals not people like you with a basic skill like “web designing”.

You want an honest advice ? Consider a career in IT security, Information security and cloud computing.

Ralphlauren:


UK sef doesn’t want or need you.

They are looking for highly skilled individuals not people like you with a basic skill like “web designing”.

You want an honest advice ? Consider a career in IT security, Information security and cloud computing.

6sco:



Bros shebi na one place person go start na, Thanks for your advise though, I hope I get to the point people(including you) need me someday.

wonlasewonimi:


Don't say my profession out loud?

Ralphlauren:


Hehehehehe. Awon alagbara. Lips sealed.

6sco:
Gd evening everyone, ukmigrant, falzdbadguy, imconfused and every other contributor, u guyz have really enlightened us, Thank you. well I hope to travel to Canada in one or two years time ( from arguments and counter arguments here, I am staying away from UK lol). I am currently learning motion graphics and hope to start front end development(web design) in a months time, please are this skills lucrative abroad?

let me screenshot this msg so in two or three years time if I eventually make it, I will look back and tell other upcoming nairalanders that Rome was not built in a day.

wonlasewonimi:

Harvey Weinstein go need you

Bossman:
Don't know much about motion graphics. However, combining it with Front-end web development can certainly help. Since you plan on going to Canada, you need to search the job boards there to see if your skillset currently matches what's trending there. IT is a changing field anyway, so a particular technology it may be trending now, but not 2 years from now. You just need to be able to adapt. and learn new skills.

Falzdbadtguy:
where there's a will, there's a way.

My Uncle never went to University and dropped out of secondary school

when we were younger, he tried going to USA thru the Ecowas migration route

That failed, so he came back, married, did many menial jos relying on his siblings for help

I dunno how this old man without any skill, besides street skills moved all his family to Baltimore

Once the laughing stock of his familia....he's now rocking USA

Even me, na just God, forget being a doctor....i went to FGC Ogbomoso

Many reading this and thinking it's just our silver spoon.

Think outside the box and rub minds with bigger minds, stand on the shoulders of great men.





I hail you, my ogbomoso man! na SIBAO I attended sha

Get off instagram and facebook

All the best

Falzdbadtguy:
where there's a will, there's a way.

My Uncle never went to University and dropped out of secondary school

when we were younger, he tried going to USA thru the Ecowas migration route

That failed, so he came back, married, did many menial jos relying on his siblings for help

I dunno how this old man without any skill, besides street skills moved all his family to Baltimore

Once the laughing stock of his familia....he's now rocking USA

Even me, na just God, forget being a doctor....i went to FGC Ogbomoso

Many reading this and thinking it's just our silver spoon.

Think outside the box and rub minds with bigger minds, stand on the shoulders of great men.




Get off instagram and facebook

All the best

wonlasewonimi:


Harvey Weinstein go need you

oyemomilara:








I hail you, my ogbomoso man! na SIBAO I attended sha

Falzdbadtguy:
see how they jus fucck that guy career up
Anyway, all these powerful people.

Who knows when these type of social consciousness will reach Africa.

Kevin Spacey, boy molester...ridiculous

Falzdbadtguy:
Any body have an opinion on the British lady being jailed in Egypt over smuggling Tramadol?

Going to visit your boyfriend, can't you just buy chocolate, na wa oh

Ranchhoddas:
People also include money for haircut in their budget?

I am starting to understand why Pidgin2 and her stay-in-Nigeria crew are very insistent on their position.

One is not really enjoying life if you have to worry about the minutest things.
Haircut?

Haircut you said??