naijaismyown:
Please my people abeg I need inputs as regards this gcms notes I just got. I do have 2 siblings in Canada and I did upload the pr card for the sibling I used. I honestly dunno what to do. Do I cancel this application and start another one? Or do I raise an LOE? Truth is I’m really confused. Here I was waiting on my Pr and now this. Honestly the matter tire me.

If you truly have a sibling in Canada, then you dont need to panic or cancel your application.

Gather the following docs now and prepare for what is coming your way:

Your sibling's:

Birth certificate
Data page of passport
Marriage cert if s/he is married
Utility bills, residential lease, mortgage documents dated within six months prior to submission.
And the PR card (you have already submitted)

Best of luck.

Wishing the ielts takers great success!!!

I assure you that you are not alone ��

Fuzzyman:


Am I the only person that put romance on hold because of Canada? LOL.

I will go and look for the husband in canada biko.

happytbaby:
Note the 'should', also note that FD rate depends on volume, I still see rates (not my money o) at about 15% currently while TBills are doing about 9 to 10%. Methinks your volume is low

in the economic theories that apply to Nigeria, MPR is 14% so most banks PLR will be 14+. Lending rate is usually PLR+ and FD for the top 1%customers is usually PLR-. (For the rest it's a fixed rate with room for negotiation)

Theory 2. It is actually more profitable to trade in TBills, Foreign Currency discrepancies etc, than through theory 1. So banks focus on their treasuries to bring in the money.

However, marketing teams are still very much hooked on theory 1 because that's where their profit as a team comes from (plus bonus, plus promotion etc. It's all about spread and high loan recovery rates. Funny enough the average marketer is not properly trained and so doesn't know this. they just run around trying to meet target without understanding reason for target). This is why I'll be very surprised if any marketer gives you 15% in a conventional Nigerian bank when you're neither dangote nor Nestlé (who have huge loan portfolios with the bank and are also generating significant transaction fees).

I don't know much about MFBs, but I hear they give loans out with flat interest. So giving FD rate of 20% per annum shouldn't be a big deal to them.

Anyway, person can never know everything plus the rules change everyday.

We're derailing the thread sha.

Sounds like my kind of person �

CanadaPR:


Not funny o. My friend broke up with her dude cos he wasn't willing to relocate. She's a Canada PR now.
I beg her to pity the guy she nor gree.

Hello e-fam,
Please is it compulsory I mentioned the countries I had less than 24 hours lay over in my travel history. I didn't obtain visa or even step out of the airport while waiting.

Rijo02:


No. I shouldn't have been this adventurous; Sorry for the inconvenience the statement would have cost you or other readers. All I wanted to say was that it is easier for a self-employed applicant with employees (fair number) to prove his/her case unlike a one man business. That said, a single person business can still land someone PR. However, more work is needed to prove the business model to the interviewer. Once everything checks out fine, the case will be won.

Once again, sorry about that.

Please don't stress yourself about it. I'm fine.

thekingskiddy:
Sounds like my kind of person �

You know, as per "How can two work/walk together except they agree?".
The dreams must match. No time for dreams alignment after wedding..Make we do all that interview before we say I do �

CanadaPR:

o2:


Thanks registered with IDP MOD and got an earlier date 30th June.

Meanwhile, how did you pay?

o2:
I have just been nominated by Manitoba province and 600 marks have been added to my EE profile. My timeline is stated below.
ll pray, pray, and pray. So first stage dusted. Time to prepare for second stage which is PR proper. I hope I was of help.

congrats op..this brought smile to my face..quick question(s)...just curious..under what skill did u apply with for the manitoba pn..and is the fact that u had a relation there..did it like gave u an edge in the success of the manitoba pn?

mcstan18:


But that shouldn't be a concern for you now. You aren't even working towards an 8777 anymore, just a paltry 6666. Be it MOD IDP or BC, you may not need to practice anything. Your 600 points has got you covered

Haha.. Na so.

mcstan18:


You're in the wrong market bros. You won't record any sales here, I can assure you.

Bwahahshaha

newbie18:
Hello Everyone..
I have been a very silent follower(guest) of this thread and the information I've gotten has been so invaluable.

I missed out on the Tbill auction for yesterday, as bank didn't process it in time and I'll have to wait for the next window(2 weeks time�) and for some reason, all my attempts at secondary market auction have proved futile with the bank.

Please can I go ahead and use the cash bank statement to submit my application (targeting this weekend), while waiting for the next auction.

- would that lead to misrepresentation?, or
- can I state in LOE that the cash will be turned to TBills but I couldn't wait as my ITA deadline was fast approaching?

Will really appreciate your responses.

What's their excuse as regards the secondary market option?

https://www.cicnews.com/2018/05/second-express-entry-draw-in-a-week-invites-candidates-with-scores-as-low-as-288-0510699.html

Good morning all, please how true is this information?

thekingskiddy:
You know, as per "How can two work/walk together except they agree?".
The dreams must match. No time for dreams alignment after wedding..Make we do all that interview before we say I do �

exactly

rlgiwa:
https://www.cicnews.com/2018/05/second-express-entry-draw-in-a-week-invites-candidates-with-scores-as-low-as-288-0510699.html

Good morning all, please how true is this information?

Skilled trade category not Federal skilled workers

Dear God.

Anybody with help pls

SolutionsGuy:
Pls fellow aspirants, my CRS stands at 430 with the family but if I choose non-accompanying spouse, the CRS jumps to 447 (more like a sure ITA). Without back2back draws, I don't think cut off would come down to 430 any time soon. So I'm most likely going the route of unaccompanied applicant. My questions are:

1. Has anyone successfully got PR here with spouse non-accompanying.?
2. There are claims that the application would be delayed for this reason. Is it true?
3. Am I expected to pay the processing fees for the non accompanying dependants at this time?

I know that POF remains the same, and medicals and PCC are required of them as well. Thanks.

mcstan18:


But that shouldn't be a concern for you now. You aren't even working towards an 8777 anymore, just a paltry 6666. Be it MOD IDP or BC, you may not need to practice anything. Your 600 points has got you covered

Nice observation bro..lol

mcstan18:


100%

Skilled trade of Federal Skill?

Good one and thanks.

o2:



yes oh, you can say that again. my marks on express entry was 348 because I didn't have masters and my ielts was Clb 8 not 9 but with the 600marks, na to apply straight. Wish you the best in your PNP journey.

Weldone my people.

I want to try canada immigration but my score with crs is less than 415.

I hv b.eng in elect/elect..
Work exp 12yrs in
Married..
37yrs old..

Which other option do have to travel

I am writing July 7th too and I stay around Ikeja....If you haven't registered I will advice u register with BY Mayfit @ MAN house Ikeja...they offer free 2 months classes....I registered with them though I haven't been able to attend their classes cos my schedule but i will go der next Tuesday

Bankkydarry:
Good afternoon folks. I was on part 1 and even part 2 of this discussion but I stopped discussions I think sometimes in November last year due to some issues I had.I remember 4manlappy etc, what is the CRS now? Now I want to write the ielts exam in July,i stay around Ikeja-Bega axis in Lagos,please I need a reading partner and people should also give me tips on how to pass the exams becos it is pretty much expensive now, I think it is 75k.
My qualifications are One, Bsc and most recently Aca.I have about 5years work experience post Bsc.
please I need your advice on how to get started.

Benny247:
Hello e-fam,
Please is it compulsory I mentioned the countries I had less than 24 hours lay over in my travel history. I didn't obtain visa or even step out of the airport while waiting.

I only mentioned travels with stamps on my passport.

Success in Jesus name, Amen. Return with rejoicing.

glowberry:
Guys sorry my exam is in the morning so I’ve been offline. His number is 08060448533 mr Uthman.

Intermittent poster/long post alert!

I have always had a thing for foreign post graduate qualifications. However, funds were always a constraint. I gained several admissions in UK, Hongkong, even Malaysia but could not pay the tuition at the time. After a lot of thinking and speaking with mentors I decided to send out cold calls/emails. In some cases, I sent out letters to churches asking for their assistance in paying for a one year tuition .I did this as if my life depended on it because at the time I was earning 55k or so. This did not yield results but rather came with a lot of degrading responses. As much as I don’t want to say so much about this, I will only sight two responses, first someone responding encouraging me to save up for the tuition (in my mind how do I save up 55k for a 2M tuition whilst I lived at Agege and worked on the island.The second one I received was from a massive church on the island, although she sounded nice, I knew she was diplomatic. She asked me who I knew in their church, if I was a member of a unit (I was honest with my responses, I could have mentioned some people I met at the church when I attended their service but I chose not to since they did not know me on a personal level) and because I could not give any response to her, she told me that the pastor was out of town and that she will get back to me. I called severally and without a positive feedback, after a while I was barred from calling the line. Well, the money did not come and I ditched the idea at least for that time as it was getting too frustrating. A few friends who had the backing of their parents were able to study the masters I really wanted from the UK.

Fast forward, 3 years later, I decided to try Canada, this time I was married. My wife encouraged me to try as a student; again I gained admission, paid a part of tuition and every applicable fee. After about a month the application was rejected because I did not have sufficient travel history (any ways, I did not have any).

I was planning to re-apply even though I had read about Express Entry. However I felt, the wahala was just too much, from Ielts to WES/IQAS to POF to school shenanigans as regards receiving and sending transcripts……I was not just cut out for it.

God bless my brother-in-law and a few friends who encouraged me to try the express entry route. Also, after the Canadian student visa rejection, I began to consider what will happen to my wife after I eventually leave as a student for Canada, what if they don’t give her a visa……I decided to take a step back, rethink , pray and receive strength for whatever decision I made at that time. After 1 month, I decided that express entry it is, I could feel the thrill in my wife’s outlook, she wasn’t even willing to stay away from her hubby just that she may not have had a choice.

In April 2017, we registered for IELTS and wrote it in May. Goodness gracious our scores were great or so we thought as the CRS scores were low: the days of CRS 413 , we began evaluation with IQAS for wifey, this took approximately 5 months, no thanks to UNILAG/IQAS. By this time scores were hovering around 430s ish. By the time evaluation was completed, CRS refused to drop again o, see me see God. We entered pool on Independence Day and swam ehn….. By December 1st I told my wife that I don’t see this CRS coming down o, as we were at 433. So, the pursuit for 2 or more certificates began. Well, I had two or more certificates, the question is, was I willing to wait for another 4 months like IQAS/UNILAG handled wifey’s own? Well if I wanted the EE route, I had no choice. Except I wanted PNP, I was expectant but I never got nominated by OINP or any other province. I did not feel bad as I wasn’t even ready to part with 1500 CAD and did not want to be restricted to any province any ways.

So, I took time off work and visited my school, held extra 5-10k on any visit to “appreciate” anyone who had a stake in ensuring that my transcript was sent and delivered to WES as well as respond to verification request. After everything, the wait for WES to complete evaluation was nerve wrecking. They had estimated that the evaluation result will be ready by 21st Feb. This 21st Feb was also a draws day. Alas they delivered 1 day to estimate. We updated the scores, now we stood at 442. ITA came in a few hours!!

Combined two different NOCs to make up for 3 years (Financial Sales and IT)

Work reference letter from an outsourcing firm my wife had worked with: Wifey Worked with a bank for two 2 years plus. They couldn’t provide pay slips, so I took the letter they provided and requested the statement of account for the period, highlighted it and explained in the LOE.

2nd work reference: IT career after she left the bank.

Both were previous employers.

POF: Provided T-bills certificates to cover for 60% of funds , 15% in dorm account , the rest was cash in regular current account.

Previous rejection: was honest about it,even filled schedule A upfront

AOR to PPR: 84days
RPRF to PPR: 41 days

Now,its my choice to move or not, as I am elf sufficient(we have better prospects at our jobs compared to 3 years ago). Delay is never Denial.

I just wrote all the above to encourage someone who may be in despair right now. Don’t loose hope, don’t loose your focus, if you need to change the plan, change it! but don't change your goal. In all pray and put action to work!

See you all in Maple Land.