₦airaland Forum

dipoolowoo:
Selloffs at T-Bills Market as Lending Rate Jump to 19.42%
https://www.businesspost.ng/2018/09/25/selloffs-at-t-bills-market-as-lending-rate-jump-to-19-42/

So this lending rate, is it like you lending money to your friend or someone and charging them 19%?

Barrytone:
Only lend what you can give out and never give out always lend out, keep them defaulters indebted to your generation unborn. just gave out 250k to return 50k per month from salary till February ending. Fingers crossed. When I get home by next week, my wife and children will hear about it as my wife will be the one to collect all debts. So she has the reminder button.

You are very right. I regret giving him that money. More reason why I keep on telling those around me to invest in TB and not in any real estate for now. The guy knew very well that I got a few bucks from a land that I sold. TB is a coded investment and a safe haven to keep your money away from the Hawks.

Agbaletu:
You are very right. I regret giving him that money. More reason why I keep on telling those around me to invest in TB and not in any real estate for now. The guy knew very well that I got a few bucks from a land that I sold. TB is a coded investment and a safe haven to keep your money away from the Hawks.

I have done it over and over for individual and even recently and i always get my money back. This is how i'm doing it: You must be residing in Lagos. Anything outside Lagos is a NO. You must provide 3 sureties. 2 of them must be civil servant and must provide their government work ID card. Your sureties must provide copy of their International passport or driver's licence and a proof of address each. Your sureties must have active phone line. You and your sureties must provide your BVN. You and your sureties must attend my legal team's office where you will sign the agreement documents and instantly you will receive the loan alert whether 5m or 3m , e.t.c.... Lobatan. This logic is cool right? Courtesy of my no nonsense lawyer...

dotcomnamename:
I have done it over and over for individual and even recently and i always get my money back. This is how i'm doing it: You must be residing in Lagos. Anything outside Lagos is a NO. You must provide 3 sureties. 2 of them must be civil servant and must provide their government work ID card. Your sureties must provide copy of their International passport or driver's licence and a proof of address each. Your sureties must have active phone line. You and your sureties must provide your BVN. You and your sureties must attend my legal team's office where you will sign the agreement documents and instantly you will receive the loan alert whether 5m or 3m , e.t.c.... Lobatan. This logic is cool right? Courtesy of my no nonsense lawyer...

I wish I had adopted this method.
How would you handle it, if the person is your relative?

Agbaletu:
I wish I had adopted this method.
How would you handle it, if the person is your relative?

Lend relative money? God won't even forgive me doing that. I'll rather dash them... But lend them? Never... I still want to see my great great grandchildren...

dotcomnamename:
Lend relative money? God won't even forgive me doing that. I'll rather dash them... But lend them? Never... I still want to see my great great grandchildren...

Hahahaha.....laugh wan kill me here o.

Gavrelino123:
MPR has been retained at 14%....
Tightening monetary policies .;says Emiefele,CBN.

What are expecting here guyz......is it likely that rates increase or remain stable.

dotcomnamename:
Lend relative money? God won't even forgive me doing that. I'll rather dash them... But lend them? Never... I still want to see my great great grandchildren...

Comedians full here. ��

zamirikpo:
What are expecting here guyz......is it likely that rates increase or remain stable.

To increase....!

dotcomnamename:
I have done it over and over for individual and even recently and i always get my money back. This is how i'm doing it: You must be residing in Lagos. Anything outside Lagos is a NO. You must provide 3 sureties. 2 of them must be civil servant and must provide their government work ID card. Your sureties must provide copy of their International passport or driver's licence and a proof of address each. Your sureties must have active phone line. You and your sureties must provide your BVN. You and your sureties must attend my legal team's office where you will sign the agreement documents and instantly you will receive the loan alert whether 5m or 3m , e.t.c.... Lobatan. This logic is cool right? Courtesy of my no nonsense lawyer...

If I meet your conditions; will you loan me 10 million to buy tbills even if it's for 182 days

dotcomnamename:
I have done it over and over for individual and even recently and i always get my money back. This is how i'm doing it: You must be residing in Lagos. Anything outside Lagos is a NO. You must provide 3 sureties. 2 of them must be civil servant and must provide their government work ID card. Your sureties must provide copy of their International passport or driver's licence and a proof of address each. Your sureties must have active phone line. You and your sureties must provide your BVN. You and your sureties must attend my legal team's office where you will sign the agreement documents and instantly you will receive the loan alert whether 5m or 3m , e.t.c.... Lobatan. This logic is cool right? Courtesy of my no nonsense lawyer...

Wow what rate do you charge your customer?

gift01:
If I meet your conditions; will you loan me 10 million to buy tbills even if it's for 182 days

The guy money don lost be that. What rate percentage will you get from TB to be able to pay back a loan that will probably be given in a rate per month?.

NL1960:
The guy money don lost be that. What rate percentage will you get from TB to be able to pay back a loan that will probably be given in a rate per month?.

Oga na question I ask oh

Got my capital that matured today. Timely payment.
Please someone should help with yesterday's rate.

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T-Bills Yields to Decline on Anticipated N165b Inflows
https://www.businesspost.ng/2018/09/27/t-bills-yields-to-decline-on-anticipated-n165b-inflows/

Barrytone:
Got my capital that matured today. Timely payment.
Please someone should help with yesterday's rate.

do the alart u or u check ur account balance

Adegokenath:
do the alart u or u check ur account balance

n

No Alert, was expecting another transfer from I invest, saw an amount different, looked through and remember I was due today.

Please the file which contained the schedule of NTB that was posted on this thread earlier didnt open on my phone. So, for anyone that may take offence at my question, please don’t be.

My question: Was there an auction yesterday?

Etfash:
Please the file which contained the schedule of NTB that was posted on this thread earlier didnt open on my phone. So, for anyone that may take offence at my question, please don’t be.

My question: Was there an auction yesterday?

No, till next week Wednesday

T-Bills Market Quiet as Overnight Rate Crashes to 6.25%
https://www.businesspost.ng/2018/09/28/t-bills-market-quiet-as-overnight-rate-crashes-to-6-25/

Good morning house, any dollar fund by Stanbic or First Bank, and what are the rates?
With the way inflation and volatile exchange rates affects our naira, is it not a safer bet on retaining value on a dormant fund for over a decade period?

Good morning, what will be the implications of the NLC strike on the primary market, and will the staff in charge of TB primary market not affected by strike?

it appears FBN is part of this ongoing strike action.i went to their branch here in PH to renew my TB but customers were restricted entrance to their premises.

sempe123:
it appears FBN is part of this ongoing strike action.i went to their branch here in PH to renew my TB but customers were restricted entrance to their premises.

So is Stanbic. I went to one of their branches here yesterday to add flesh to the online account I opened but was given cold shoulder: "the bank is closed".

I have been learning alot from this thread. Thanks to you all. However, I have a clarification. I invested an amount in Tbills using FBN. I wanted the primary market rate. The whole amount was deducted on Monday, Sept 24th with the explanation "TBills:NTB, 91days" and the interest hasn't been credited to my account till now.

Is this right? I thought I was supposed to get my interest upfront? Please help. Thank you.

SOLAWY1234:
I have been learning alot from this thread. Thanks to you all. However, I have a clarification. I invested an amount in Tbills using FBN. I wanted the primary market rate. The whole amount was deducted on Monday, Sept 24th with the explanation "TBills:NTB, 91days" and the interest hasn't been credited to my account till now.

Is this right? I thought I was supposed to get my interest upfront? Please help. Thank you.

FirstBank debits you as soon as you complete and submit the NTB form. They will bid next week Wednesday and your upfront interest should drop by Thursday.

Good day everyone. I have gained a lot from this thread. I have a question. I perused the I-invest app and noticed that they did not mention getting the interest upfront except at the maturity date. But from what I read here and elsewhere you get your interest upfront. Please I need clarification about this. Thank you.

Oritna94:
Good day everyone. I have gained a lot from this thread. I have a question. I perused the I-invest app and noticed that they did not mention getting the interest upfront except at the maturity date. But from what I read here and elsewhere you get your interest upfront. Please I need clarification about this. Thank you.

The app is more like fix deposit with higher rates. But is good for offshore investors, rather than tie down money, u get interest while you wait. I just got my money back and ready for next primary market. Made about 98k for the waiting period. Better than 4% savings interest.

Barrytone:
The app is more like fix deposit with higher rates. But is good for offshore investors, rather than tie down money, u get interest while you wait. I just got my money back and ready for next primary market. Made about 98k for the waiting period. Better than 4% savings interest.

Thank you. How is the interest rate calculated? For example if I put 100000 at 10% for 3 months will I get 10000 naira as interest?

Oritna94:
Thank you. How is the interest rate calculated? For example if I put 100000 at 10% for 3 months will I get 10000 naira as interest?

Read previous posts it will help you.

The 10,000 interest for 10% is per annum.
For 3months you will get 10,000/4 = 2,500

I am feeling very terrible having wasted money since the beginning of this year.

I made quite some amount from cryptocurrency via bounties

I wished I had invested them instead of keeping them in my account and spending them recklessly.

Now, I am in for TB and would like any recommendation on the bank with a good interest to start with.

Thanks