Crystallss:
A very big thank you to everyone on this thread that guided me when I was filling the visa application for my husband and i. I'm happy to say we got our visas approved yesterday. UK here we come!!
@lagosismyhome
@lexusgs430
@fatima04

I'm planning to get a new phone, what do you suggest? Buy a phone here and get Sim card there or get a contract phone there??

Congratulations.......... Invite us for UK warming party.....

Either works regarding the phone, don't buy a UK used phone, cos it might be blocked in the UK......

Buy an Umidigi A3/A3 Pro from jumia + add pay as you go sim. Upgrade the sim package to contract, when you get a job........

Goodluck.......

dustydee:

Yes but what if I use a personal card or oyster?

Do you have a business account? Do you want to claim your business expense travel cost? No be money loading payment dey make oyster work?.......

Lexusgs430:


Do you have a business account? Do you want to claim your business expense travel cost? No be money loading payment dey make oyster work?.......

I want to use my reward contactless card (to earn points ) to make business payments that I may not get receipt for.

dustydee:

I want to use my reward contactless card (to earn points ) to make business payments that I may not get receipt for.

Una see something abi..... Just like BREXIT, wanting to eat your cake and having it + puff puff on the cooker + doughnut in the oven.........

Lexusgs430:


Una see something abi..... Just like BREXIT, wanting to eat your cake and having it + puff puff on the cooker + doughnut in the oven.........

Na so nah . . .

Loving the curve card .. Truly the only card you need to carry

Anyone u wan sign up, code below

I'm using @imaginecurve! All my cards in one + a great way to save & manage money. Sign up with code D4WK63BE & get £5 https://curve.page/iLiv

[quote author=spacyzuma post=76906394][/quote]

Bourne007:
Loving the curve card .. Truly the only card you need to carry

Anyone u wan sign up, code below

I'm using @imaginecurve! All my cards in one + a great way to save & manage money. Sign up with code D4WK63BE & get £5 https://curve.page/iLiv

Lost of Section 75 credit card protection worries me with this card and paying fees for oversea spending

Bourne007:
Loving the curve card .. Truly the only card you need to carry

Let's say I have this curve card, and I use it to by a 75'' TV which goes bad after a few weeks. I will get a statutory refund if I used a normal credit card due to section 75 protection, the use of curve card means anyone who makes a purchase with it loses this vital protection. Plus, if you look online, you will see a lot of bad reviews about this card.

There seems to be a lot of dodgy cards being peddled on here recently.

While we are at this..has anybody here tried PayPal credit card? They have been pushing this to my face for sometimes now

justwise:
While we are at this..has anybody here tried PayPal credit card? They have been pushing this to my face for sometimes now

I talked about this a few months ago..... It's a credit card, without a card...... Offers 0% interest on purchases, a good medicine for shopping addictions.....

Although stingy with credit limits............

justwise:
While we are at this..has anybody here tried PayPal credit card? They have been pushing this to my face for sometimes now

They are currently on a massive marketing campaign. I had it 2 years ago when I mistakenly applied for it whilst making a purchase on ebay. You only get a few months interest free before interest kicks in, and the credit limit is miserable, mine was only £1200. There are other decent cards with healthy credit limits (>£20,000) and 24-36 months interest free on purchases e.g Barclaycard, MBNA etc.

Well, I personally wouldn't even use a normal card to buy a 75" TV. For instance, I recently got a TV with no interest for 18 months.

The whole idea of me using curve card is for basic items I can easily categorise my spending on. In your example, if I have to put a cash down on a 75" with a cost of about £3k, it wouldn't be curve card plus there's a limit one can spend.

Correct me if I am wrong but last time I checked, I don't think PayPal is protected with section 75 either and we use on a daily basis.

claremont:


Let's say I have this curve card, and I use it to by a 75'' TV which goes bad after a few weeks. I will get a statutory refund if I used a normal credit card due to section 75 protection, the use of curve card means anyone who makes a purchase with it loses this vital protection. Plus, if you look online, you will see a lot of bad reviews about this card.

There seems to be a lot of dodgy cards being peddled on here recently.

claremont:


They are currently on a massive marketing campaign. I had it 2 years ago when I mistakenly applied for it whilst making a purchase on ebay. You only get a few months interest free before interest kicks in, and the credit limit is miserable, mine was only £1200. There are other decent cards with healthy credit limits (>£20,000) and 24-36 months interest free on purchases e.g Barclaycard, MBNA etc.

Barclaycard now known as Barclaycard forward gives £1200 and 3months interest free though for 1st CC, though a work mate got £20,000 and 24 months interest free.

Lexusgs430:


I talked about this a few months ago..... It's a credit card, without a card...... Offers 0% interest on purchases, a good medicine for shopping addictions.....

Although stingy with credit limits............

Not really worried about that

Bourne007:
Well, I personally wouldn't even use a normal card to buy a 75" TV. For instance, I recently got a TV with no interest for 18 months.

The whole idea of me using curve card is for basic items I can easily categorise my spending on. In your example, if I have to put a cash down on a 75" with a cost of about £3k, it wouldn't be curve card plus there's a limit one can spend.

Correct me if I am wrong but last time I checked, I don't think PayPal is protected with section 75 either and we use on a daily basis.

Paypal credit card is covered by section 75. If you pay via the normal paypal pathway linked to your bank, section 75 isn't relevant or needed, because you are paying with your own money.

Lexusgs430:


Congratulations.......... Invite us for UK warming party.....

Either works regarding the phone, don't buy a UK used phone, cos it might be blocked in the UK......

Buy an Umidigi A3/A3 Pro from jumia + add pay as you go sim. Upgrade the sim package to contract, when you get a job........

Goodluck.......

Thanks. I already have a job so I can upgrade immediately right? Another concern is, can I use another Sim when using a contract fone? For example if I decide to visit usa and get a Sim there will it work in the phone? I know these questions are silly o but pls pardon me

Crystallss:

Thanks. I already have a job so I can upgrade immediately right? Another concern is, can I use another Sim when using a contract fone? For example if I decide to visit usa and get a Sim there will it work in the phone? I know these questions are silly o but pls pardon me

That's why i suggested the Umidigi A3/A3 Pro, it's a dual sim device,

If you get a phone through contract, phone would be locked to contract providers network.

Don't get a PAYG sim, cheaper to get a sim only deal........

Lexusgs430:


That's why i suggested the Umidigi A3/A3 Pro, it's a dual sim device,

If you get a phone through contract, phone would be locked to contract providers network.

Don't get a PAYG sim, cheaper to get a sim only deal........

Except you're getting it from Carphone Warehouse

DisGuy:


Except you're getting it from Carphone Warehouse

In the past years, yes. Some carphone warehouse devices are now also getting locked...........

Lexusgs430:


In the past years, yes. Some carphone warehouse devices are now also getting locked...........

Three phones and carphone warehouse are back to unlocked phones ... carphone started it, went back to unlock and are now back to unlocked

LagosismyHome:


Three phones and carphone warehouse are back to unlocked phones ... carphone started it, went back to unlock and are now back to unlocked

The good old days of buying our Nokia & Ericsson devices from Carphone Warehouse.........

Oneplus devices bought from Carphone Warehouse, are still locked to 02.........

OK thanks

7Alexandre:


Meanwhile I’m still thinking about how to save up money to travel to Naija this Christmas...

But it seems my village people have remembered me because IRS now says I underpaid my taxes last year & I owe them $1650...

I have about 30 days to remit the money to them to avoid accruing interest for late payment...

Poor village people they get blamed for everything. Brexit is the fault of village people too.

dustydee:

Yes but what if I use a personal card or oyster?

Yes that can count as a receipt, just print out your oyster stament for the journey. Note you cannot claim daily commute to the same work place as expenses.

Lexusgs430:


Congratulations.......... Invite us for UK warming party.....

Either works regarding the phone, don't buy a UK used phone, cos it might be blocked in the UK......

Buy an Umidigi A3/A3 Pro from jumia + add pay as you go sim. Upgrade the sim package to contract, when you get a job........

Goodluck.......

U for use Umigidi phone? First time I am even hearing the name.

sgtponzihater1:


U for use Umigidi phone? First time I am even hearing the name.

Umidigi, not Umigidi...... You ME Digital......

And i am using an Umidigi device.........


www.umidigi.com

Lexusgs430:


Umidigi, not Umigidi...... You ME Digital......

And i am using an Umidigi device.........


www.umidigi.com

How good are their device boss

Lexusgs430:


Umidigi, not Umigidi...... You ME Digital......

And i am using an Umidigi device.........


www.umidigi.com

the name alone dey fear me

marylandcakes:


Yes that can count as a receipt, just print out your oyster stament for the journey. Note you cannot claim daily commute to the same work place as expenses.

Really? why?
I don't live in London and but for the job. I will normally drive.

sgtponzihater1:


How good are their device boss

Very good...........

sgtponzihater1:


How good are their device boss

If you don't want to collect an overpriced contract phone, phone for kids etc etc

Just buy an Umidigi device + sim only contract deal..... The best of both worlds...........