Nazonaje :
lagos

did u use oakbend aswel?

walefnf:
I often follow this forum. Respect to all in the house.

I feel your pain. this people dey do lazy job now and ready to deny visa anyhow. There's nothing wrong with hospital discount, if you are a self-pay patient and only need to use their hospital for 2 days only.

I spoke to a friend in China who is a visa agent for US birthchild for Chinese citizen. He said it's a dark hole he can't explain with his experience, and maybe it's better to use hospital directly. The fees can be higher but it's safe that way to renew visa later. Just contact any hospital you wish to use, compare the price, and tell them you are paying all bills immediately after birth.

Who knows if it the adjustment on bill and low pay to hospital is causing many refusal now, am confused also.

dy should channel dr anger or frustration to dr faulty system and not d innocent patient that is ignorant of dr shady deals.

folmus:


Change the pixel to 600 by 600. that will make your life easy. It's a must to upload. You will be turned back with no uploaded passport.

Thanks

ozycy:

You must upload it. Try and edit the picture. Crop it if it's too big.

Thanks

Hello fam, please I still need more answers


So, I have a couple of questions please...

1) Has any Atlanta mama gone to renew visa and granted of late? I had my baby in Atlanta in 2017, uninsured and self paid.... Total bill was a little bit over 10k but I only have receipts for 9875 here because I already got back to Naija before I got the remaining ones which were about 500 dollars and I just paid over the phone. Asides those, ive got all my receipts and itemized bill showing huge discount. Btw, I used Piedmont Atlanta hospital.

2) Now, we use Cigna Global Insurance and we can get any medical treatment anywhere in the world provided the hospital and the doctor accept the insurance. I intend using Piedmont again and fortunately, they accept this insurance, so, I’ll be going as an insured patient, (i.e no discount palaver this time around).

3) My question is this; what are my chances? I paid all my bills the first time, but still d huge discount which I didn’t know about till I got the itemized bill. Now, with our new insurance, do I stand a better of getting my Visa or I should just look for a very expensive hospital and go as a self-paying patient and present my bills later to my Cigna for a refund.

I need your help because I will be applying very soon. Thanks.
[/quote]

yes medical only

walefnf:
All luck with you sis,
21k no be small money ooo, if i may ask the 21k is for medical bills only?

Quick question please do Lagos embassy still allow applicants come in with documents for interview like hospital receipts statements of account etc

Insurance company isn't a free service, you still need to pay them monthly, quarterly or annually, but you can just put all this money together and pay all your bills for medical in the US not involved any insurance at all. I believe if they start hearing insurance insurance from everyone, another loophole for refusal.

Answer to your question. Please look for hospitals and go as a self patient. No tell VO about insurance you have. Let this insurance thing between you and Cigna only.

Good luck sis

Dhollargurl:
Hello fam, please I still need more answers


So, I have a couple of questions please...

1) Has any Atlanta mama gone to renew visa and granted of late? I had my baby in Atlanta in 2017, uninsured and self paid.... Total bill was a little bit over 10k but I only have receipts for 9875 here because I already got back to Naija before I got the remaining ones which were about 500 dollars and I just paid over the phone. Asides those, ive got all my receipts and itemized bill showing huge discount. Btw, I used Piedmont Atlanta hospital.

2) Now, we use Cigna Global Insurance and we can get any medical treatment anywhere in the world provided the hospital and the doctor accept the insurance. I intend using Piedmont again and fortunately, they accept this insurance, so, I’ll be going as an insured patient, (i.e no discount palaver this time around).

3) My question is this; what are my chances? I paid all my bills the first time, but still d huge discount which I didn’t know about till I got the itemized bill. Now, with our new insurance, do I stand a better of getting my Visa or I should just look for a very expensive hospital and go as a self-paying patient and present my bills later to my Cigna for a refund.

I need your help because I will be applying very soon. Thanks.

wow, pls hold all payment receipts and itemized bills.

Bcpump:
yes medical only

Thanks but I don’t think you get my question. The insurance my husband’s company use is a global one, (so just like Axa Mansard here in Naija, but the difference is, theirs is a global insurance, not limited to Naija, it is for anywhere in the world). Whether, we decide to use it or not, they deduct it from his salary annually. I am NOT going to US to apply for insurance cos I already have the insurance that covers things like childbirth and even up to dental.

My question now is this, should I go as a self-pay patient, or let them know our insurance covers it? I’m asking because even if I say I’m going as a self paying patient, (which I did for the first trip), I will still end up using the insurance because the insurance company already deducted it. But, wouldn’t it look like I lied?

Will them knowing I’m going with my insurance card boost my chances because no need to worry about me getting discount or I should look for a hospital that charges higher and go as a self paying patient, then our insurance settles later.

The only problem is that most hospitals still quote about same price for their self paying patients. I’m so confused.

walefnf:
Insurance company isn't a free service, you still need to pay them monthly, quarterly or annually, but you can just put all this money together and pay all your bills for medical in the US not involved any insurance at all. I believe if they start hearing insurance insurance from everyone, another loophole for refusal.

Answer to your question. Please look for hospitals and go as a self patient. No tell VO about insurance you have. Let this insurance thing between you and Cigna only.

Good luck sis

Yes, Lagos consulate allow applicants come in with any supporting documents for interview, VO will ask for it if it's needed.

Iyayoyo:
Quick question please do Lagos embassy still allow applicants come in with documents for interview like hospital receipts statements of account etc

Sis, I get your question very well. I do know about insurance company also. Am just telling you to avoid mentioning insurance in front of the VO and make sure nothing shows insurance on your itemized bill later. If i tell you my personal experience you go shock ooo. Please no just decide to use insurance at all.

To your question, just go as a self-pay patient. Forget about the insurance company already deducted it. If you find hospitals that charges higher, and go as a self pay patient, pay all your bills from your pocket. Later you and insurance can settle what you paid from your pocket.

Good luck sis

Dhollargurl:
Thanks but I don’t think you get my question. The insurance my husband’s company use is a global one, (so just like Axa Mansard here in Naija, but the difference is, theirs is a global insurance, not limited to Naija, it is for anywhere in the world). Whether, we decide to use it or not, they deduct it from his salary annually. I am NOT going to US to apply for insurance cos I already have the insurance that covers things like childbirth and even up to dental.

My question now is this, should I go as a self-pay patient, or let them know our insurance covers it? I’m asking because even if I say I’m going as a self paying patient, (which I did for the first trip), I will still end up using the insurance because the insurance company already deducted it. But, wouldn’t it look like I lied?

Will them knowing I’m going with my insurance card boost my chances because no need to worry about me getting discount or I should look for a hospital that charges higher and go as a self paying patient, then our insurance settles later.

The only problem is that most hospitals still quote about same price for their self paying patients. I’m so confused.

Thanks a lot

walefnf:
Sis, I get your question very well. I do know about insurance company also. Am just telling you to avoid mentioning insurance in front of the VO and make sure nothing shows insurance on your itemized bill later. If i tell you my personal experience you go shock ooo. Please no just decide to use insurance at all.

To your question, just go as a self-pay patient. Forget about the insurance company already deducted it. If you find hospitals that charges higher, and go as a self pay patient, pay all your bills from your pocket. Later you and insurance can settle what you paid from your pocket.

Good luck sis

Iyayoyo:
Quick question please do Lagos embassy still allow applicants come in with documents for interview like hospital receipts statements of account etc

Definitely. Because your VO might ask of any particular document at any point in time.

ozycy:

Which of the Houston Methodist? I think they said you have to scan copy of visa page, scan and lab before they can refer you to a doctor and you must not be more than 20weeks. I don't know if it's same Methodist hospital we are talking about though

The one in sugarland

ultimatebas:


Definitely. Because your VO might ask of any particular document at any point in time.

thanks so there is no point sending it by Dhl to the embassy before interview date? Because originally she meant to go for visitation but now that she is Pregnant she already paid part payment hospital bills and also had an appointment with a doctor in the USA

Iyayoyo:
thanks so there is no point sending it by Dhl to the embassy before interview date? Because originally she meant to go for visitation but now that she is Pregnant she already paid part payment hospital bills and also had an appointment with a doctor in the USA

Don't send anything through DHL,let your wife go with the documents on the day of the interview.

ultimatebas:

Don't send anything through DHL,let your wife go with the documents on the day of the interview.

thanks the reason we planned to send it through Dhl is because we didn’t know she ll be pregnant before her appointment date so we filled in for visitation now that she is pregnant that’s why we are changing it to birthing. So kindly share experience if she need to fill in another Dd-160 and take it along with her for her interview or mail the letter from sponsor and other document. Her boss who is also her uncle a honourable member at the National Assembly will be the sponsor

Iyayoyo:
thanks the reason we planned to send it through Dhl is because we didn’t know she ll be pregnant before her appointment date so we filled in for visitation now that she is pregnant that’s why we are changing it to birthing. So kindly share experience if she need to fill in another Dd-160 and take it along with her for her interview or mail the letter from sponsor and other document. Her boss who is also her uncle a honourable member at the National Assembly will be the sponsor

i know of someone dat had a similar case but for her ,the vo asked her to go back and apply for a medical.urs maybe different anyway it all depends on the VO

mumnadine:
i know of someone dat had a similar case but for her ,the vo asked her to go back and apply for a medical.urs maybe different anyway it all depends on the VO

That's exactly what would happen. His wife might just be told to re-apply for medical visa. And that's a 95% likelyhood.

mumnadine:
i know of someone dat had a similar case but for her ,the vo asked her to go back and apply for a medical.urs maybe different anyway it all depends on the VO

That's exactly what would happen. His wife might just be told to re-apply for medical visa. And that's a 95% likelihood.

drafrican:
guess the lesson is stay away from oakbend and henricos thak us later

Not only oakbend, Houston as a whole has been overflogged so tey all the hospitals have increased their fees and you’ll hardly get CS for less than $10k for the total package except HNWMC.

drafrican:
guess the lesson is stay away from oakbend and henricos thak us later

So which one do u advice then?

Iyayoyo:
thanks the reason we planned to send it through Dhl is because we didn’t know she ll be pregnant before her appointment date so we filled in for visitation now that she is pregnant that’s why we are changing it to birthing. So kindly share experience if she need to fill in another Dd-160 and take it along with her for her interview or mail the letter from sponsor and other document. Her boss who is also her uncle a honourable member at the National Assembly will be the sponsor

Fill another form, call the embassy customer service line to switch your forms, they will do it right away and send yiu a mail with the new confirmation. you print out your new appointment confirmation with the new ds160 code showing. Your appointment date wont change, Very simple something.

Amaka6934:

The one in sugarland

Just go with the hospital breakdown, I think that's what's more importanter.

aremso:



So which one do u advice then?

So far it seems maryland mums have had the least troubles max discount is 2%
Let ur bill be at least 10k
Use a reputable hospital in case u need help in d future,avoid gbo gbo ero.
For me the first hospital i used was great 4 yrs after they have all my records vs henricos that have refused to give me itemized bill,wont pick my call or reply emails etc
I also hear altanta and chicago have some bery decent hospitals bottom line go for a med to top notch hospital.
Thank me when u need to renew!!!
Avoid naija dr or use a less popular naija dr ,if u can dr fagbo don cast in fact at the airport they know his name !

drafrican:



So far it seems maryland mums have had the least troubles max discount is 2%
Let ur bill be at least 10k
Use a reputable hospital in case u need help in d future,avoid gbo gbo ero.
For me the first hospital i used was great 4 yrs after they have all my records vs henricos that have refused to give me itemized bill,wont pick my call or reply emails etc
I also hear altanta and chicago have some bery decent hospitals bottom line go for a med to top notch hospital.
Thank me when u need to renew!!!
Avoid naija dr or use a less popular naija dr ,if u can dr fagbo don cast in fact at the airport they know his name !

Can I pm u?

Hello mamas,

Does anyone have a contact number for abuja immigration office concerning Visa on arrival?

Pls help.

Thank you

Iyayoyo:
thanks the reason we planned to send it through Dhl is because we didn’t know she ll be pregnant before her appointment date so we filled in for visitation now that she is pregnant that’s why we are changing it to birthing. So kindly share experience if she need to fill in another Dd-160 and take it along with her for her interview or mail the letter from sponsor and other document. Her boss who is also her uncle a honourable member at the National Assembly will be the sponsor

..complete a new DS160...update the new form number on your profile on the portal for booking appointment and save..then print the appointment confirmation again it should already reflect the new DS160 number...also reprint confirmation of the new DS160....I did this when I make an error on the DS160 I had already submitted and it worked for me

Search using these keywords in NL and you'll see this same advise...I believe it worked for others too

"DS160 update profile"

Dhollargurl:
Thanks but I don’t think you get my question. The insurance my husband’s company use is a global one, (so just like Axa Mansard here in Naija, but the difference is, theirs is a global insurance, not limited to Naija, it is for anywhere in the world). Whether, we decide to use it or not, they deduct it from his salary annually. I am NOT going to US to apply for insurance cos I already have the insurance that covers things like childbirth and even up to dental.

My question now is this, should I go as a self-pay patient, or let them know our insurance covers it? I’m asking because even if I say I’m going as a self paying patient, (which I did for the first trip), I will still end up using the insurance because the insurance company already deducted it. But, wouldn’t it look like I lied?

Will them knowing I’m going with my insurance card boost my chances because no need to worry about me getting discount or I should look for a hospital that charges higher and go as a self paying patient, then our insurance settles later.

The only problem is that most hospitals still quote about same price for their self paying patients. I’m so confused.

I suspect the average educated VO will understand the concept of international medical insurance coverage.

I would advise you to get a hospital, doctor, etc that will accept hubby's insurance....Cigna you said.....and let the acceptance be written e.g. email. Also get docs that show the insurance premium deductions from his pay slip...and maybe a document that shows he signed up with this insurance scheme in the first place (there is usually an application form) and that you are his dependent and that maternity care and delivery are covered. Maybe get the insurance provider to write a letter confirming this. All going well I don't think you have an issue and worst case they'll say admin processing and reconfirm that all is in order.

Your scenario is actually an ideal one in my view and beats self pay wahala.

Good luck.

Thanks a lot for this. I already have doctor and hospital that accepts, using Gwinnett this time around. As per getting pay slip showing deductions, we should be able to get that from the HR and for the documents supporting he signed with them, we both have our insurance cards from Cigna and also from Hubby’s company to that effect. Thanks a lot, *fingers crossed*

Mamaroon:


I suspect the average educated VO will understand the concept of international medical insurance coverage.

I would advise you to get a hospital, doctor, etc that will accept hubby's insurance....Cigna you said.....and let the acceptance be written e.g. email. Also get docs that show the insurance premium deductions from his pay slip...and maybe a document that shows he signed up with this insurance scheme in the first place (there is usually an application form) and that you are his dependent and that maternity care and delivery are covered. Maybe get the insurance provider to write a letter confirming this. All going well I don't think you have an issue and worst case they'll say admin processing and reconfirm that all is in order.

Your scenario is actually an ideal one in my view and beats self pay wahala.

Good luck.