₦airaland Forum

Quorax:
You didn't have to attack people to make your comments. Some people don't have money in cash but in assets. I for one have as much as millions in asset but not cash.



You came off as being too proud... Just drop your comments next time without attacking other people Just because you want to steal spotlight.

OK.thanks for the advice

Damentia:
OK.thanks for the advice

Don't take it personal o. We grow by doing so. Tomorrow you can call me out and do same. That is life.

Oyerinde16:
I was into buying n selling of grains, then bought 1 bag of iron red beans in north for 10k+1k/to=avg 11-12k I sold for avg 14-15k there was no time I made less than 2k on a bag there were times I made 6k on a bag, after leaving pH, there was a time food price skyrocketed I could have made @avg 10k per bag if I was still there. I plan to start small again this year chat me up let's talk.
I AM ALSO LOOKING FOR ANGEL INVESTORS, YOU CAN REQUEST YOUR MONEY BACK AS FROM 1st OF FEB NEXT YEAR, I WILL CREATE A GROUP WHERE I WILL UPDATE DAILY/WEEKLY ON PROGRESS OF INVESTMENT AND MARKET APPRECIATION/ FLUCTUATIONS. AT ANYTIME YOU NEED YOUR MONEY I RETURN IT WITH WHATEVER HAS APPRECIATED ON IT, I AM READY TO PUT MY NYSC AND ALL ACADEMIC QUALIFICATIONS ALL INFO, SM AND GET ONE OF TWO FRIENDS TO STAND, ITS A LEGIT BIXZ AND BUILDING AN EMPIRE WITH MY INVESTORS IS A PRIORITY, IT WILL SERVE AS AN EXTRA SOURCE OF INCOME TO ALL INVESTORS. CHAT ME IF INTERESTED.

I am in. How can I reach you sir.

Oyerinde16:
I was into buying n selling of grains, then bought 1 bag of iron red beans in north for 10k+1k/to=avg 11-12k I sold for avg 14-15k there was no time I made less than 2k on a bag there were times I made 6k on a bag, after leaving pH, there was a time food price skyrocketed I could have made @avg 10k per bag if I was still there. I plan to start small again this year chat me up let's talk.
I AM ALSO LOOKING FOR ANGEL INVESTORS, YOU CAN REQUEST YOUR MONEY BACK AS FROM 1st OF FEB NEXT YEAR, I WILL CREATE A GROUP WHERE I WILL UPDATE DAILY/WEEKLY ON PROGRESS OF INVESTMENT AND MARKET APPRECIATION/ FLUCTUATIONS. AT ANYTIME YOU NEED YOUR MONEY I RETURN IT WITH WHATEVER HAS APPRECIATED ON IT, I AM READY TO PUT MY NYSC AND ALL ACADEMIC QUALIFICATIONS ALL INFO, SM AND GET ONE OF TWO FRIENDS TO STAND, ITS A LEGIT BIXZ AND BUILDING AN EMPIRE WITH MY INVESTORS IS A PRIORITY, IT WILL SERVE AS AN EXTRA SOURCE OF INCOME TO ALL INVESTORS. CHAT ME IF INTERESTED.

Please, How can I reach you.

Nyxx123:
[Sir, I read this and am totally awed by your story, I saw you emphasized on financial intelligence, pls can you help me with the soft copies of these books. This is my email : onichee1@gmail.com. thank you
author=The10thMan post=73085566]I Was 26.

Graduated school in 2004. Just before graduation, my mother had advised/suggested that I learn a vocation. ''Handwork'' as she calls it. But for reasons I cannot recall, I did not. A resourceful woman that she is. She knew that a craft or skill could always put food on the table when the chips are down with respect to a graduate's certificate. During NYSC, I taught in a remote village and learnt French. With respect to entrepreneurship, I only thought of buying cheap food stuff and sending to my home state. But I never pulled this through. Eventually, (both during and after NYSC) I choose to apply for various jobs. Any that was available. I needed seed capital for my dream. I recall trekking Trans Amadi Industrial Area in PH dropping CVs to companies. Many oil and gas servicing firms were there. Out of desperation,I even went to Primary and Secondary Schools to look for teaching jobs. Come see their shakara untop my 4.01 Second Class Upper. But I couldn't be bothered. I knew I needed to get a job first, then raise seed capital even if I wanted to start a business. Background was humble and family was just managing. Wrote various aptitude tests for banks like Intercontinental, other banks, Freisland, Diageo, LNG, etc. And another test with an Oil and Gas Agency. The first job I landed was with a bank. Old Generation Bank still existing today. Got a job as a Banking Assistant-Graduate Trainee. Went to Lagos for 1 month training and was posted to the Eastern Part of Nigeria. While in the bank in 2007, the Oil and Gas Agency finally called. Their recruitment took super long. Left/dumped the bank like crazy. Resigned without thinking twice. Salary in the Bank was 59,000 monthly back then. One of the lowest paying.

In my new job, housing allowance was 1.6 Million annually. Salary about 200k monthly. Not to mention hazard, offshore, etc. allowances. I was 26. I recall I called up my friends in the bank and jokingly told them they are all small boys.. . Teasing them and telling them how if I wanted to I could buy a car every year. By God's grace, Finances have never gone below 1 million naira. Savings alone with Work Staff Cooperative Society is multiple millions. ONE IMPORTANT THING IS I KEEP MY LIABILITIES AND EXPENSES LOW and still do. Never believed in the ''I need to upgrade so people know I have arrived'' mentality. I dont need any man or fine girl to see me as ''A Big Boy''. I successively acquired 4 properties. 2 Lagos and 2 back home. Built first house in Lagos. Added two shops to the front section. Completed and rented all flats and shops out. I still live in a rented apartment. It is cheaper for me to stay there than in my house.

Eventually, those with financial intelligence know that, money in the bank and dormant salary/income doesn't bring returns. Money is a messenger and money doesn't like being idle. You need to send it on good errands to bring more money, and the cycle continues. Also, there is time value of money and money depreciates. With all these at the back of my mind, I urgently needed to transfer a lot of my finances into assets that will generate income. This is still my biggest challenge today. How to identify good investment opportunities. Additionally, as Warren Buffet said If you don't find a way to make money while you sleep, you will work until you die. . There was need to invest in passive income businesses.

I have focused greatly on developing my skills and developing myself professionally in my area of expertise/discipline. I eventually set up a Consulting Firm/Company in my area of expertise with freelance workers. I read a lot, pay for courses myself. I do not always wait for my organisation to train me. All these coupled with work sponsored courses ensured I knew my onions in my field. I love to read about wealth creation and financial intelligence. I have a crazy collection of over 20 books. Kiyosaki, Trump, Napoleon Hill, etc. and I love watching Grant Cardone, Tai Lopez, etc. on Youtube at my spare time just for encouragement. My job is still there by Gods grace and I am rising through the ranks. Consulting firm is growing strong. Now Consult for both Upstream and Downstream Companies. Trying my best to brand the company with a good website, good brand image, modernized logo, etc.

Currently, I have the desire to open a conglomerate to diversify to various sectors. Picture Dangote Group. Called up a lawyer for advice. I intend to go into a lot of business ventures. Recently, I realized that needed daily revenue. No need to wait till end of month for pay or wait till companies pay for contracts executed. Some companies can owe you for ages on completed jobs. My Consulting brings money but you have to chase contracts and bids etc. Plus, contracts dont come easy. Also, price war between contractors drives down profit margins a lot. So, currently planning to open a Mini Plaza with a lounge anywhere after Ajah Axis in Lagos. Searching for property currently. Need something with daily returns so the idea that I should open my own Lounge/Bar/Cafe with a small plaza for sharwama,asuun,nkwobi, fried potatoes etc.I have always pictured myself closing from work and going to handle my business at the Lounge. Watch customers eat, drink, chat, laugh and merry. That is my next project. Also, intend to follow Grant Cardone's idea-''build multi-family dwelling housing in a property instead of a single family unit''. So picture 1 bedroom self-cons instead of a gigantic big duplex. With the multi dwelling units you are sure of some rent. Intend to do this with the other land in Lagos.


ONE BIG MISTAKE I MADE WAS NOT LISTENING TO MY LATE MUM. Like I hinted, she practically forces all her kids to learn a vocation/a skill regardless of how highly educated you are.All my sisters can sew, cook, bake, make soap, grill fish etc. Personally, she wanted me to learn Welding and Fabrication. Perhaps, I felt I was too educated for it or something, but I never did. Perhaps by now I would have been constructing Sky scrappers and handling huge projects with my current knowledge and exposure.

Taken liberty to post a few diagrams to educate people in a glimpse about financial intelligence. How the rich use income to create assets that generate more income. And how the poor use income to create liabilities that keeps them poor. The poor spend money on liabilities. To them that is ''enjoying'' life. The rich spend on assets. These assets are GOODS,SERVICES, PROCESSES that can solve human/society's problems. In Economics, this is called UTILITY or VALUE. Utility can be TIME UTILITY (You help people save time), and/or FORM UTILITY (You produce something in a way people want it) and/or PLACE UTILITY (You bring something closer to people so they easily reach it). Humans naturally want value and so they take decisions on any thing that will give them least risk, least effort, cost them less time and highest value/less money. The wealthy and wealth creators realize this and do not really focus on the money but focus on solving problems (creating utility) which people are willing to pay them money for. The rich get seed capital, invest it to create wealth. The poor/managing get seed capital and buy liabilities that even put them into more debt.

THE WHOLE WORLD NEEDS FINANCIAL INTELLIGENCE AND THE PRINCIPLES OF FINANCIAL INTELLIGENCE SHOULD BE TAUGHT IN SCHOOLS.

All in All I am GRATEFUL.

Good one there,would like to have a chat with you.whatsapp if you don't mind

Amazon reviews needed

WhatsApp me: 08124908550

Damentia:
WhatsApp me

BOSS pleas should I also WhatsApp you

Kenturkey048:
BOSS pleas should I also WhatsApp you

yes do

Damentia:
yes do

okay Boss

Mariangeles:
If you're interested in mini exportation, mention me with your number

08061376410

blesoh:
I'm still waiting for my helper to locate me, teach me how to fish please
I'm a stay at home mom, please help me
I can sell anything, I'm good at that, they are bags I advertised on my fb wall, lots of people wants buy here I am no money to order, and to think someone is owing 300k and not even bothered

if u have a large followers on FB, can u sell my ladies bags and receive percentage on each u sell? If interested contact 08064357013.


Note:they are imported bag from turkey and India.

nineone:
I can put you through. I trade forex, affiliate and digital marketing, drop shipping and mini importation and a few others. All these businesses have a high learning curve or either take a long time to start yielding incomes. They require that you have another source of income while you learn. If youre still interested after knowing that it's not a get rich quick scheme, indicate below and we can get started.

Hello sir, I am ready to learn everything and would wish you teach me.. if you see my reply anytime soon old WhatsApp me +2348124742014. Thank you.

Oyerinde16:
I was into buying n selling of grains, then bought 1 bag of iron red beans in north for 10k+1k/to=avg 11-12k I sold for avg 14-15k there was no time I made less than 2k on a bag there were times I made 6k on a bag, after leaving pH, there was a time food price skyrocketed I could have made @avg 10k per bag if I was still there. I plan to start small again this year chat me up let's talk.
I AM ALSO LOOKING FOR ANGEL INVESTORS, YOU CAN REQUEST YOUR MONEY BACK AS FROM 1st OF FEB NEXT YEAR, I WILL CREATE A GROUP WHERE I WILL UPDATE DAILY/WEEKLY ON PROGRESS OF INVESTMENT AND MARKET APPRECIATION/ FLUCTUATIONS. AT ANYTIME YOU NEED YOUR MONEY I RETURN IT WITH WHATEVER HAS APPRECIATED ON IT, I AM READY TO PUT MY NYSC AND ALL ACADEMIC QUALIFICATIONS ALL INFO, SM AND GET ONE OF TWO FRIENDS TO STAND, ITS A LEGIT BIXZ AND BUILDING AN EMPIRE WITH MY INVESTORS IS A PRIORITY, IT WILL SERVE AS AN EXTRA SOURCE OF INCOME TO ALL INVESTORS. CHAT ME IF INTERESTED.

I am interested. How can I contact you?

KingofHearts:
Good one there,would like to have a chat with you.whatsapp if you don't mind

macbriggscigi@gmail.com

Am still scaling my affiliate program but every soon I will hit the land mark.
If you have interest or wanna start affiliate marketing log in to the url link on my signature to learn more

humbleme99:
As for me, mine was through freelancing last year. One of the best years in my freelance journey. Reason: I learnt from the guys on top and perfected my game. But writing isn't easy Sha...

Permission to message you?

Halifaxguy:
I'm in my early thirties, I make more than 1.2 million naira every month. But I feel the money is not enough for me due to my extravagant lifestyles. I wish I can cut down on some of my lifestyles. Btw, I am Full Stack Web Developer, plus I have a skill in digital analytics using (Google Analytics).

do u make all that from freelancing?

benzion72:
Million should not be in bank balance Dangote does not have a million naira in any bank but debit but he is still the richest in Africa. million should be interm of netwoth

how do you mean

Bestchisom:
Everyday I pray God should drop an idea or ideas in my head..... I know the opportunities are there but I need my eyes of understanding to be opened.. .. I really want to work for myself...

such may never happen. Here is the trick: find a problem affects a lot of people in their thousand and set out to solve it. You will not only make 1Million, you will make multimillion.

But u will likely loss it...almost guaranteed you will.

Thereafter you will become wise and less excited about money but more determined to surpass the previous bench mark.

humbleme99:
As for me, mine was through freelancing last year. One of the best years in my freelance journey. Reason: I learnt from the guys on top and perfected my game. But writing isn't easy Sha...

Hi
Please put me through

SenorFax:
Am interested in Digital analytics. Please any tips on how to go about it, plus I will like you to mentor me through until I can stand on my own and mentor others too.

Hello, we're you able to learn the Digital analytics?

kalex0:
please I'm interested in digital marketing

when do we start please?

I need your WhatsApp digit or email address please

Hello there, have you been able to learn digital marketing?

I had just spent 10 hours reading through this thread from the first page nonstop. It has been an enlightening read despite the fact that after the first quarter of the total pages everything went south.

Scammers, begging, unnecessary quoting, banters took over the thread.

What I realized was the bulk of the millionaires here(the real ones who worked for their money legitimately ) were rusk takers and determined goal oriented people.

Be it those who made it offline or online, these traits were in them all.

I am not there yet and I already know inspiration alone won't be enough. Slowly and steadily we shall get there. No rush. I am not in a race to prove any stupid point.

If you're digital oriented person or have followers on various social media, if u are interested selling my imported bags from Dubai on your platforms, and receive commission on each sales, interested fellow should contact 08064357013 or 09082198274,



First number is open to whatsapp.

dancok:
If you're digital oriented person or have followers on various social media, if u are interested selling my imported bags from Dubai on your platforms, and receive commission on each sales, interested fellow should contact 08064357013 or 09082198274,



First number is open to whatsapp.

Why not place ads on Facebook, pay facebook for the ads and watch sales come in?

abdeiz:
Hello, we're you able to learn the Digital analytics?

No I wasn't

SenorFax:
No I wasn't

Oh no, in case you are still interested, go to Google Garage and start your journey there.

Quorax:
Why not place ads on Facebook, pay facebook for the ads and watch sales come in?

like how much is that?

dancok:
like how much is that?

Facebook ads is not about "how much" but "how to". You learn first

HeliosHay:
Made my first million aged 25 - Now I make more than twice that amount every month in the form of royalties from my Amazon Publishing business. No empty claims (proof attached)

Is amazon still removing 30% of your royalties if I may ask?

Ethereum:
Is amazon still removing 30% of your royalties if I may ask?

I don't pay withholding tax

HeliosHay:
I don't pay withholding tax

You Mind sharing one or two tips on how you got that off the way?