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Which Is Better; Fixed Deposit Or Bonds? - Investment (3) - Nairaland

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Re: Which Is Better; Fixed Deposit Or Bonds? by SEGLIZ: 4:03pm On Jul 14, 2019
iCauseTrouble:
My brother, make I know lie you, this is still the best. It has stood the test of time since the days of Ado Bayero, Awolowo and Azikwe

but this your model yields to little crack and temptations. since the days of our ancestors.

1 Like

Re: Which Is Better; Fixed Deposit Or Bonds? by Emerile(m): 4:04pm On Jul 14, 2019
Lanre u can use the link below to get your shareholder acct number.
Just type ur surname or full name to see shares for which you have not updated your emandate.

http://www.sec.gov.ng/non-mandated/

http://www.sec.gov.ng/non-mandated/

2 Likes

Re: Which Is Better; Fixed Deposit Or Bonds? by SEGLIZ: 4:05pm On Jul 14, 2019
dominique:


There is a thread about it that was active last year and early this year. You can go through it and make enquiries there

https://www.nairaland.com/4524641/bonds-investors-hub

please to what tune can one put in Bond and Bills?
Re: Which Is Better; Fixed Deposit Or Bonds? by iCauseTrouble: 4:06pm On Jul 14, 2019
SEGLIZ:

but this your model yields to little crack and temptations. since the days of our ancestors.
James 4:7 - "Submit yourselves, then, to God. Resist the devil, and he will flee from you."
Re: Which Is Better; Fixed Deposit Or Bonds? by Gentlewarrior1(m): 4:07pm On Jul 14, 2019
omakay:


The banks try to negotiate a low interest rate with you and if you fall, they take your funds, invest in bonds or tb with higher interest rates. The difference between whatever interest rate they get and whatever interest rate they gave you is their FREE profit.
I currently use fixed deposit at 8.5 interest rate. I honestly think its not so bad considering its short term.

Mine is every month
Re: Which Is Better; Fixed Deposit Or Bonds? by dehi: 4:08pm On Jul 14, 2019
I guess bond is very secure... because it's agreement is based on fixed interest rate return.... Nd your capital is very secure..... because its just like you are pertaining in almost equity investment
Re: Which Is Better; Fixed Deposit Or Bonds? by merits(m): 4:08pm On Jul 14, 2019
handsomeyinka:
Come make I burst your brain..

You have two options to invest your money.

Just rent a room and turn it to a church..(LALASTICLALA BIBILE MINISTRY),just organize two fake miracles and you will HIT the bank every monday to deposit your return.

Another option,just get an internet,a computer,a desk and chair and a reset brain to start a yahoo business..
Don't use GLO NETWORK IF you don't want your magga to swell for you..

Do any of both and thank me later in 6 months.

Church refrence...RETIRED PASTOR ABIODUN FATOYINBO..(COZA)

Yahoo refrence...NAIRA MARLEY...(PRISON RETURNEE).

And you think you make sense like this,we are here for business not a joke please.
If you have nothing to offer just remain mute,abeg.
Orelse you face this.

Re: Which Is Better; Fixed Deposit Or Bonds? by Gentlewarrior1(m): 4:10pm On Jul 14, 2019
cruzydal:

Fixed deposit is never higher . Tbills is even higher and more secured . Even big bank customers that put millions into fixed deposit too . Their account officers negotiate the rate .yet it isn’t up to treasury bill
But the difference in rate seems okay especially considering longevity.
I currently use fixed deposit at 8.5 interest rate. I honestly think its not so bad considering its short term.

Mine is every month
And its also very secured although i am still considering this treasury bills when the time is right
Re: Which Is Better; Fixed Deposit Or Bonds? by golddust6000(m): 4:11pm On Jul 14, 2019
I put 1million as fix deposit 4years ago the interest I recieve every months is 4 thousand naira. I am not in Nigeria I would have put the money at home not in the bank

8 Likes

Re: Which Is Better; Fixed Deposit Or Bonds? by smartjyke(m): 4:11pm On Jul 14, 2019
bonaventure777:
If u are to fixed money p.. Please don't fixed it in any of this commercial bank. Try a reliable microfinance and fixed your money there. They have a high interest rate


I can tell you for free that it is SAFER to invest your money in a commercial bank than micro Finance.

7 Likes

Re: Which Is Better; Fixed Deposit Or Bonds? by chloride6: 4:16pm On Jul 14, 2019
No technically apt answer here since..

Okay let me do the honours..

The answer is IT DEPENDS.

what are you looking to achieve?

Are you looking for a 2 or 25 year investment?

How old are you? 25 or 60

How much risk are you willing to take?

How much capital do you have?

All these will inform your investment decision.

1 Like

Re: Which Is Better; Fixed Deposit Or Bonds? by chloride6: 4:18pm On Jul 14, 2019
Gentlewarrior1:

But the difference in rate isn't especially considering longevity.
I currently use fixed deposit at 8.5 interest rate. I honestly think its not so bad considering its short term.

Mine is every month
And its also very secured although i am still considering this treasury bills when the time is right


When the time is right?

Hope you know the party is over?
Re: Which Is Better; Fixed Deposit Or Bonds? by Bacteriologist(m): 4:22pm On Jul 14, 2019
Nairaland IS filled with trolls and scammers. Just look at the quality of the majority of the comments on this thread. Facepalm.

5 Likes

Re: Which Is Better; Fixed Deposit Or Bonds? by thatigboman: 4:25pm On Jul 14, 2019
lannre:
Please which is better between shares and fixed deposit. Between how can I retrieve my shareholders account number. Dangote Sugar paid dividend directly into my Zenith account last month. I am wiling to get information about my access and eco bank dividends too.
u should be asking btw bonds and treasury bills
Re: Which Is Better; Fixed Deposit Or Bonds? by stanley000: 4:26pm On Jul 14, 2019
Emmyjb:
Bond is far better than fixed deposit ....
bonds might be cool but no one will tell u what happens when inflation sets in. Anyone who invested in a Venezuela govt bond will be bleeped big time, let me not even mention Nigeria..... Talk about good economy like UAE, Germany, not shitholes
Re: Which Is Better; Fixed Deposit Or Bonds? by Gentlewarrior1(m): 4:27pm On Jul 14, 2019
chloride6:



When the time is right?

Hope you know the party is over?
How bro?

No more investing in treasury bills?
Re: Which Is Better; Fixed Deposit Or Bonds? by firo08(m): 4:28pm On Jul 14, 2019
cruzydal:
Gov bond is far better it has a high interest rate and is more secure since it’s the government. If u want to invest gov bond is the best, if not treasury bill before considering fixed deposit

How much can one starts with.
Just a novice but want to invest.
Re: Which Is Better; Fixed Deposit Or Bonds? by chloride6: 4:29pm On Jul 14, 2019
Gentlewarrior1:

How bro?

No more investing in treasury bills?

Yields have compressed seriously...
Re: Which Is Better; Fixed Deposit Or Bonds? by omakay(m): 4:30pm On Jul 14, 2019
Bash124:
I work with an Investment Bank. For a high return on investment, contact me on: 09051355182,WhatsApp or basheer12480@gmail.com.



You might want to do good by stating the official bio of the company you work for.

1 Like

Re: Which Is Better; Fixed Deposit Or Bonds? by brodalikeme(m): 4:32pm On Jul 14, 2019
cruzydal:
Gov bond is far better it has a high interest rate and is more secure since it’s the government. If u want to invest gov bond is the best, if not treasury bill before considering fixed deposit
What's their interest rate like? My dad did invest alot in shares and the ROI was okay, but he didn't know when to cash out and that burnt out some of the interest.
Re: Which Is Better; Fixed Deposit Or Bonds? by myrates: 4:33pm On Jul 14, 2019
Bonds,Tb, money market instruments are better
Re: Which Is Better; Fixed Deposit Or Bonds? by holluwizzy: 4:33pm On Jul 14, 2019
Plz whats d process of purchasing govt Bond?

cruzydal:
Gov bond is far better it has a high interest rate and is more secure since it’s the government. If u want to invest gov bond is the best, if not treasury bill before considering fixed deposit
Re: Which Is Better; Fixed Deposit Or Bonds? by golddust6000(m): 4:38pm On Jul 14, 2019
Gentlewarrior1:

I currently use fixed deposit at 8.5 interest rate. I honestly think its not so bad considering its short term.

Mine is every month
WHat bank?
Re: Which Is Better; Fixed Deposit Or Bonds? by Kolping: 4:39pm On Jul 14, 2019

1 Share

Re: Which Is Better; Fixed Deposit Or Bonds? by Nobody: 4:44pm On Jul 14, 2019
lloyds:
The interest rates on both fixed deposits, bonds and commercial papers are calculated per annum.

The average range of interest is from 10-13% depending on volume of investment. For someone that needs quick money I won't advise any, but if I have time for patience, you can go for bond.

Biticon, FX trading has quicker earning time. But market has vagaries, so proper knowledge must be intact before your expose yourself.

They are discussing bonds and fixed deposit you are talking about bitcoin and FX trading. Where is Blackwell Global Nigeria? In 2014 / 2015 that young guy who was their country manager at Lee House, Ikeja is a smart & lucky guy.

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