Go back and ask her if they covered it in full or partially.

MamaOO:

The bolder is wrong! Very very very wrong. Student insurance is not limited and covers quite a lot, including CHILDBIRTH. My friend had a baby on student insurance in 2013 and her childbirth was covered. The insurance she had through the school was Cigna

pelumsie:
Go back and ask her if they covered it in full or partially.

FULL, FULL,FULL. It was through Cigna. My roommate had a myomectomy on the same insurance and it was covered 100%

pelumsie:
Go back and ask her if they covered it in full or partially.

Here’s the screenshot of a current one for you to see for yourself. All insurances have policy limits. So far you’ve not reached your policy limit which in this case is $250K per year, your expenses are covered 100% after a deductible or copay has been has been paid. The hospital admittance fee in this case is $50. Then all other covered services are paid totally.

NothingDoMe:
You just got a UK visa in the Month of May and a decision from Canada in the same month. Ironically the visa office responsible for handling your Canadian Visa application was in London. I don't think that was a coincidence.


*That’s London Ontario*



Now you stated that this trip isn't important to you and you sacrificed your reapplication to give her a better chance. This sacrifice did not go unnoticed by the VO. She was probably wondering why you want your wife to "desperately" see her friend in Canada when there are more important matters on ground like having a baby.

Applying four times within the same period, to three countries out of the Five Country Conference, may have caused them to doubt your purpose of visit.

Yeah, this is the real issue. They appeared desperate. If anyone should reapply it should be mum only. And I’ll take the gamble with Canada again

Thank you for the information. In my college days it was definitely more limited (Maryland) Aetna. I’m actually glad to see this.

MamaOO:

Here’s the screenshot of a current one for you to see for yourself. All insurances have policy limits. So far you’ve not reached your policy limit which in this case is $250K per year, your expenses are covered 100% after a deductible or copay has been has been paid. The hospital admittance fee in this case is $50. Then all other covered services are paid totally.

Pls o I'm yet to get an answer.

teamgreat:
Pls can we use Abuja for a medical visa interview, and my daughter of 4 yrs is to travel with my husband .I ll be very busy with work exams and also nursing a child..He can take care of d child very well.Do I need a document to prove he can take care of the child.

Its up to you but a Nigerian man sacrificing 4 months to look after a 4 year old in the USA with a hospital bill of $10,000 would be a red flag for any VO except am missing your narrative

Document to proove he can care for a child would be training with a nanny academy which may look worse,these VO’s are abrest with our culture,or travel with ur mom or mil

May be good u go alone, u want to proove ties to home,but then again depends on ur travel history and proof of funds,thats what i wud do.

With walter carrington this is just advice u can meet a vo who will give u all ,but i wont bet on d odds esp hubbys 4 months Visit!
If he is a salary earner max leave is 6wks no biz man wud leave his biz for 4months typically.

You can use abuja or lagos. Is this ur first baby in usa,whats ur hospital budget,travel history,

Our case is somehow.
We are planning to use Abuja.
D treatment is funded by a charity organization(not medicaid)
my husband is a teacher/owns an academy.
I am a civil servant
Aside from the promotion exam coming up,i am two weeks pregnant(unplanned)
No travel history.
What's your advice.

Qei2u:
Its up to you but a Nigerian man sacrificing 4 months to look after a 4 year old in the USA with a hospital bill of $10,000 would be a red flag for any VO except am missing your narrative

Document to proove he can care for a child would be training with a nanny academy which may look worse,these VO’s are abrest with our culture,or travel with ur mom or mil

May be good u go alone, u want to proove ties to home,but then again depends on ur travel history and proof of funds,thats what i wud do.

With walter carrington this is just advice u can meet a vo who will give u all ,but i wont bet on d odds esp hubbys 4 months Visit!
If he is a salary earner max leave is 6wks no biz man wud leave his biz for 4months typically.

You can use abuja or lagos. Is this ur first baby in usa,whats ur hospital budget,travel history,

Qei2u:
I have noticed justwise SUPPORTS everything doctoresesparati says no matter how dumb and the reasons are not far fetched!!!

Lawyer = to suing? Really what about arbitration/ appealing etc
what about a breach of contract against the hospital for an unsolicited adjustment forcing them to eitheh formally write the embassy on this matter or accepting this discount back which would automatically change the basis for denials.

Since u donno n u don’t want to hear from those who know khip misleading people and “suspecting innocent people”,whilst the real mecenaries hound their victims for cash...

Anyone is free to abuse me the Truth remains a Bitter pill.

You are welcome to try to sue anybody or anything in USA. Get lots of money, hire the most expensive American lawyers and let them read the hospital terms in fine print and what you sign being admitted. Start suing for years and spending your money for to receive: NOT APPLICABLE. CASE DISMISSED.

Why don't you sue the Nigerian government for having a Nigerian passport instead of an American passport?

teamgreat:
Our case is somehow.
We are planning to use Abuja.
D treatment is funded by a charity organization(not medicaid)
my husband is a teacher/owns an academy.
I am a civil servant
Aside from the promotion exam coming up,i am two weeks pregnant(unplanned)
No travel history.
What's your advice.

99% possible denied.

123JohnF:

99% possible denied.

but you don't know what the child's condition and the backing this charity organization has

quin9:


but you don't know what the child's condition and the backing this charity organization has

I believe she already envisaged the verdict by admitting their "case is somehow". I always say if one needs help, best to lay all info on d table so dat people can advise u accordingly. If u arent willing to share then dont solicit peoples views cos they truly cant help u much.
Oya aunty or uncle, tell us d full story, condition and charity paying ur Bills
Maybe someone with similar previous experience might be handy wit good advise. Otherwise na round n round scanty responses u go dey everly get.

quin9:

but you don't know what the child's condition and the backing this charity organization has

The child condition doesn't give you a visa for the whole family. 1 child and 1 adult to go to the hospital it's enough. If the sickness can be treated in your country, the visa can be denied also. Even if the sickness cannot be treated in your country, you may be denied. So many people in troubles, sick and disabled, USA can't accept everybody. The backing of a charity organization may play against you, it tells you have no money. Don't you see how many are denied just because they paid the half for giving a birth in US? You wish to go to the American hospital for free. How do you think the consular officer will see it? I will tell you, the whole family wants to go to America using a sick child as their anchor, this family doesn't have money and wants a medical service for free, then this whole family try to stay in US forever using again the sick child, no money to return, no money for living, food, etc. Do we need more immigrants on welfare? Your visa will be denied.

123JohnF:

The child condition doesn't give you a visa for the whole family. 1 child and 1 adult to go to the hospital it's enough. If the sickness can be treated in your country, the visa can be denied also. Even if the sickness cannot be treated in your country, you may be denied. So many people in troubles, sick and disabled, USA can't accept everybody. The backing of a charity organization may play against you, it tells you have no money. Don't you see how many are denied just because they paid the half for giving a birth in US? You wish to go to the American hospital for free. How do you think the consular officer will see it? I will tell you, the whole family wants to go to America using a sick child as their anchor, this family doesn't have money and wants a medical service for free, then this whole family try to stay in US forever using again the sick child, no money to return, no money for living, food, etc. Do we need more immigrants on welfare? Your visa will be denied.

Okay Mr VO but I read where the lady said she can't make the trip coz of work and nursing a baby.

Well,thanks everyone that has contributed.It was specifically stated in the letter that no taxpayer's/govt fund will be used.I got know about this from a Kenyan woman who benefited.And the fund is basically for international children.
This is the second time we are getting the approval.
However,baby girl has been treated since birth in this country.we have our doctor's referral
We are taking care of flight,accommodation and feeding.
I said the case is somehow because it's not the normal birthing case and this is the much I can put up here.
Besides,I just want to know if baby girl can be accompanied by her dad(1 adult) as I won't be available.

quin9:



Okay Mr VO but I read where the lady said she can't make the trip coz of work and nursing a baby.

Hello kitty everyone please would any on beheading to the US, around 15 September precisely houston.

I need to send my embassy notarised consent form to my wife. Thanks

Please house, I really do not know if this is the right way to ask a question in a thread. I need advice.

I have US Visa expiring Jan (did renewal in 2018 jan) however I have used this visa twice last year for casual trips prior to having a bun in the oven. What do you advice, as I am due in the first week of December and just got married. Hubby does not have a visa at this time and I intend to use a reputable hospital. My worries are no more change of intent letter, reappearance at the embassy et al. Should I just travel and come back with a clean bill?

So basically ur child is ill, ur now pregnant nd cant travel so hubby is travelling with the baby,you both cant afford the healthcare and are being funded by a charity for treatment.

The best person to have followed this child is you ,if for any reason u cant come back early n u have ur baby in usa that would be trouble.......

If the childs condition is bad i.e a hole in the heart and the charity amount is alot to cover for as much as child will need they will consider,they wont let a child that could be saved die!

If they dont believe u dey will ask u to go to india.

But one parent n the sick child alone should apply not both of you.

I wish your child a full recovery and Gods mercy with the VO.

Blink2:
Please house, I really do not know if this is the right way to ask a question in a thread. I need advice.

I have US Visa expiring Jan (did renewal in 2018 jan) however I have used this visa twice last year for casual trips prior to having a bun in the oven. What do you advice, as I am due in the first week of December and just got married. Hubby does not have a visa at this time and I intend to use a reputable hospital. My worries are no more change of intent letter, reappearance at the embassy et al. Should I just travel and come back with a clean bill?

I like to look at things long term,if u apply for a b2 visa now,ur account balance is healthy and u choose a reasonably priced hospital your chances are very high for an approval but it could still fail.

If you travel on this visa now you will definately enter the usa and have this baby .......but what happens at your next renewal ......the VO will hold on to this...... you may escape it or you could get denied at that point,your chances would be much lower.

Hope i havent confused u further

inizo:
Hello kitty everyone please would any on beheading to the US, around 15 September precisely houston.

I need to send my embassy notarised consent form to my wife. Thanks

Bro, please use DHL or UPS before u hear stories. Besides, people are scared of taking and delivering parcels they didn't package themselves.

teamgreat:
Well,thanks everyone that has contributed.It was specifically stated in the letter that no taxpayer's/govt fund will be used.I got know about this from a Kenyan woman who benefited.And the fund is basically for international children.
This is the second time we are getting the approval.
However,baby girl has been treated since birth in this country.we have our doctor's referral
We are taking care of flight,accommodation and feeding.
I said the case is somehow because it's not the normal birthing case and this is the much I can put up here.
Besides,I just want to know if baby girl can be accompanied by her dad(1 adult) as I won't be available.

Yes your daughter can certainly be accompanied by her dad
U only write and sign consent form authorizing him to do so stating your reasons for the trip. He may not be asked for the letter. Its just in case.
All d best.

Blink2:
Please house, I really do not know if this is the right way to ask a question in a thread. I need advice.

I have US Visa expiring Jan (did renewal in 2018 jan) however I have used this visa twice last year for casual trips prior to having a bun in the oven. What do you advice, as I am due in the first week of December and just got married. Hubby does not have a visa at this time and I intend to use a reputable hospital. My worries are no more change of intent letter, reappearance at the embassy et al. Should I just travel and come back with a clean bill?

See trouble oh
Just travel jerjerly
Right on time. Pay all bills and be happy.

Qei2u:


I like to look at things long term,if u apply for a b2 visa now,ur account balance is healthy and u choose a reasonably priced hospital your chances are very high for an approval but it could still fail.

If you travel on this visa now you will definately enter the usa and have this baby .......but what happens at your next renewal ......the VO will hold on to this...... you may escape it or you could get denied at that point,your chances would be much lower.

Hope i havent confused u further

I thot she said she has used the Visa twice for vacation abi casual visits. .
I believe she's good to go oh.
Let's not over think these things. There are so many factors that affect one's outcome. Getting fidgety and over careful is one of it.
U will soon apply for Visa wey no expire, dem com deny u then u cry com NL.
Abeg travel go come share ur testimony if u wan born pikin there. Just look for moderate bill n pay.

overlord77:


Bro, please use DHL or UPS before u hear stories. Besides, people are scared of taking and delivering parcels they didn't package themselves.

I tire oh.
When u add transport money for pick up n drop off, I wonder if u will save anything...plus all d stress and anxiety.
Courier service to the rescue pls

TripleKMama:


I thot she said she has used the Visa twice for vacation abi casual visits. .
I believe she's good to go oh.
Let's not over think these things. There are so many factors that affect one's outcome. Getting fidgety and over careful is one of it.
U will soon apply for Visa wey no expire, dem com deny u then u cry com NL.
Abeg travel go come share ur testimony if u wan born pikin there. Just look for moderate bill n pay.

What is a “testimony”?

PLEASE don’t go jejely, inform the embassy of your intention, I believe you can do so by email (can someone confirm this?) besides VO being strict POE is also very strict, these days if they see that your previous visa was B1/2 and you changed without informing the VO in Nigeria they might keep you much longer interrogating and questioning you if not satisfied or can even cancel your visa. The best if for them to see a comment from the VO that you sent an email than nothing at all. Remember your visa expires in January that is a RED flag

As you travel ensure you have you confirmed doctors appointment letter, hospital, accommodation & At least some POF on you. I hope this helps.

Best wishes

Blink2:
Please house, I really do not know if this is the right way to ask a question in a thread. I need advice.

I have US Visa expiring Jan (did renewal in 2018 jan) however I have used this visa twice last year for casual trips prior to having a bun in the oven. What do you advice, as I am due in the first week of December and just got married. Hubby does not have a visa at this time and I intend to use a reputable hospital. My worries are no more change of intent letter, reappearance at the embassy et al. Should I just travel and come back with a clean bill?

overlord77:


Bro, please use DHL or UPS before u hear stories. Besides, people are scared of taking and delivering parcels they didn't package themselves.

It's a piece of paper consent form it isn't flip flop, luggage or food stuff.

Calm down.

This platform has been saving people since ages.

TWoods:


What is a “testimony”?

@Twoods, let me answer it, pun intended, Grace, favor, unmerited favor = Entry to the US = less questions from the border officials = cheap discount from hospitals = safe delivery = Yankee passport for the baby = mother and baby doing fine =Testimony... Hallelujah, wetin person no go read for Nairaland.com

inizo:


It's a piece of paper consent form it isn't flip flop, luggage or food stuff.

Calm down.

This platform has been saving people since ages.

Guy, use courier.

I had my baby in the US in 2013. I posted my journey some years ago. Not sure. I believe this discount thing is not peculiar to VOs in Nigeria. I live in Vancouver and when I went to renew my visa in 2016. The VO pointed out the discount as well and asked why I was given such a huge discount. I simply answered I didn't know why but paid what I was asked to pay. She also saw the zero balance letter. She immediately switched to why US and not Canada as Canada has better healthcare. I said I wasn't living in Canada then. I think this whole thing is as a result of the current immigration policy(publicly known and unknown) in the US and the number of Nigerians crossing over to Canada seeking asylum. The truth is that Nigeria has been flagged(my opinion).

These embassy have their internal policies that are not made public. They can use anything as a reason to deny a visa and will not always voice out the main reason they are denying it.(My opinion)

The guy that posted about his already approved US visa denied after a rejection from Canada, its correlated. A family friend and his family had valid US visas and have been to the US on a yearly basis for God knows what. The family applied for a Canadian visa some months ago. They had to withdraw it when they felt it was taking time and already made travel plans to the US.. A week after the withdrawal, they were asked to come to the embassy. The US visas were revoked. It was shocking. They were asked why they withdrew their Canadian visa application.
They share information.(FACT)

inizo:


It's a piece of paper consent form it isn't flip flop, luggage or food stuff.

Calm down.

This platform has been saving people since ages.

Will this consent form be sealed by you or the person delivering on your behalf? It is never advisable to fly internationally with any package you did not seal yourself. That’s one of the first questions you will be asked at screening.