katlord:



Lolz......

Well as a former marketer in one of the leading commercial banks, I can confidently tell you that bankers especially marketers are the very set of staffs doing this and this is as a result of pressure to get so many account before the month ends. These marketers haven finished exploiting all possible ways to open the said number of accounts then resort to putting family and friends contact to cover up their lapses and sometimes create random phone numbers.

Meanwhile, this unsolicited account happens most times in banks where work pressure is so high to marketers eg Gtb, FCMB defunct diamond bank

Not their fault anyway... Any marketer reading this in nairaland can attest to this

You can ignore the message as you have already mentioned you are not aware of opening such account cos reporting it to the bank especially via email might put the person who opened the account in serious trouble as banks take staff integrity issues very serious and u might be surprise u know the person cos only someone very close to u will have access to ur details

well you can't understand the length at which people can go to have there target met?? maybe you dont know that people can extract your phone number on Facebook, Twitter or Instagram.. and match your profile Picture to the account without you knowing.. well its very possible and I can say that these my have been done due to pressure to meet targets..

This is no scam.
It's purely leveraging on BVN database which I think all banks have access to. Your BVN record contains your Names, phone number, Bank accounts, and Picture. The only thing that may be wrong was creating bank accounts without the knowledge of the person and as an IT guy, I know your account can be created on request via the USSD code.
They were just trying to be "Technologically" Smart and proactive such that with the use of a USSD code, you can have an account created without stepping into the halls of the bank.

Egbon did you register for anything like npower and d rest?

They sent me dis same text since March. Even union bank did the same to me

I really don't have problems with GTB

I wonder where the negative reviews usually come from

Me too bro, my only problem with them is their transfers are not instant like other banks

MoneyMan5:
I really don't have problems with GTB

I wonder where the negative reviews usually come from

civilserva:
This is identity theft. Someone somewhere opened the account with your data to scam people or collect ransom deposit.

Not likely bro, Zenith bank did the same to me too. just got a msg on my phn dat my zenith bank acct has been created. still trying to figure tinz out here so i can close down the acct num.

Nigerians have not seen anything yet, expect much more possibly from a road side barber.

A lot of private and public organizations have our identity in one form or the other. Especially with the advent of cheap fingerprint scanner. Every dick and Harry ask for fingerprint scan when registering with them.

Government should come up with a regulation on Identity management and protection for all Nigerians

If you noticed an Account have been opened in your name, Go to GTB, complain and close the Account. simple!!

kaffyadeakeem:
Nigerians are not save even online

There's something wrong with Nigeria and Nigerians. We don't seem to get anything right!

MoneyMan5:
I really don't have problems with GTB

I wonder where the negative reviews usually come from

I was about to say this. I have been banking with GTB since 2007 and I have not had a single issue with them. When I hear people complain about their services, I just bless the LORD believing that I am highly favoured.
GTB still my best bank.

So is only 1naira you want transfer to your anonymous account?
try from 100k upward remember curiosity kill the cat.

Somebody that have you details on your behave,in other to collect 100naira,so is not gtbank or scam,it's real,i did the same thing for my wife

Have been banking GTBank since 2015, i have three account in different banks but lemme tell you, GTB is the best.

lalasticlala:
They opened for me too. I was surprised. I had to check via mobile app to see if my name will show when I type the account number. My name appeared.

You too?

I suspect someone opened an account using your phone number and BVN.

Did I heard you say "breached their privacy "?
Do you care to read the privacy policy of that your Apps?

Few minutes ago.... GTB sent me a message about recharging via bank bla bla bla when I don't even have an account with them.... just negodu

9jaPromo:
Dey do pay 100 for each customer u bring....
It's real

This bank is scamming customers somehow...... just wakeup one day and N450 disappeared from my account,remember is student account.


I was angry....got to bank only to be told is SMS charges, just last week it's happened again.




What SMS is that?

Answer me since you are their advocate?

Lol. I love direct sales agents. hahah.. una wehdone

The bank did same to me and have been pestering me with SMS to fund the account, i just ignore them.

So because u paste it online, we should believe u

It could be the work of their marketer trying to meet target

SAME THING HAPPENED TO ME. I INITIALLY THOUGHT IT WAS AN ERROR UNTIL I CHECKED THE ACCOUNT NUMBER AND MY NAME POPPED OUT. FEW DAYS LATER, I RECEIVED ANOTHER ALERT THAT MY EMAIL HAD BEEN CHANGED ( without my consent).
I DOWNLOADED THE APPS, INPUT THE ACCOUNT NUMBER, BUT THE APPS KEEPS TELLING ME THAT THE ACCOUNT IS LOCKED TO ANOTHER DEVICE WHICH CONFIRMS MY INVESTIGATION.
IT IS A SCAM FROM GTB INSIDER! BEWARE!

This is unacceptable. Well Fargo bank in USA did something similar by opening unsolicited additional accounts for their existing customers. Case was taken up by the Regulators and they were fined heavily. It is not just right
https://www.bloomberg.com/opinion/articles/2016-09-09/wells-fargo-opened-a-couple-million-fake-accounts

Interest on savings account dont make sense. I tried it with Fidelity with 1.2m for two months and I got less 8k. Upon that I did not initiate a single outbound transaction. You need to have other active accounts to experiment it.

DBlackCeazer:
I am just tired of Gtbank.
Anyone with idea on how to close my savings account with them from outside Nigeria?
These guys don't attend to your issues on time, my savings account with a tangible sum does not get any interest, they said I can only initiate 3 outbound transactions or forfeit the interest, ok, but one outbound transactions equals two because of vat and commission debits. Very annoying bank.

@op, how did u get the full number if it was encrypted that way or u just tried to code it here...
secondly, have you gone to lodge this complain in any of their? what was their reaction to this if you already reported?

tk4rd:
The message came in like this:
...
Dear Customer,
Your Acct No is
0481**3249.
Kindly visit any
branch to enrol
for BVN or link
your existing
BVN via ATMs or
dial *737*20#
.
Sender:
GTBank

A friend must have opened the account for you through *2018#

9jaPromo:
Dey do pay 100 for each customer u bring....
It's real

hundred naira?

Wells Fargo got huge fines for this in Yankee and their CEO was drilled. CBN shouldn't come after them.

DBlackCeazer:
I am just tired of Gtbank.
Anyone with idea on how to close my savings account with them from outside Nigeria?
These guys don't attend to your issues on time, my savings account with a tangible sum does not get any interest, they said I can only initiate 3 outbound transactions or forfeit the interest, ok, but one outbound transactions equals two because of vat and commission debits. Very annoying bank.

Let me open a High Interest Deposit Account for you, you get interest when you don't withdraw up to 4times monthly, 6% interest is the least you get for your deposit.....I work with Access Bank

Nitah1:
This bank is scamming customers somehow...... just wakeup one day and N450 disappeared from my account,remember is student account.


I was angry....got to bank only to be told is SMS charges, just last week it's happened again.




What SMS is that?

Answer me since you are their advocate?

If the N450 charge was true, I'd say you didn't do enough to have it refunded. You can report them to the CBN, if you think you did enough to try and get your money back. Cost per SMS is N4, does it mean they sent you more that 100 SMSes in one month? No bank dare try that with me.

As for those whom accounts were opened for without requesting, simply contact the bank to close those accounts, report to the CBN or sue it! It's simple, isn't it? Many Nigerians fail to take action when they need to, preferring to just make noise to themselves. This is one of the reasons evil seems to be on the rise in the country.

But it's surprising to see some complaints about GTB, though. I opened my first bank account with this bank and the experience - overall - has been the best, compared to the others I have (had) accounts with.