₦airaland Forum

helinues:
Anything loan is not good for someone's health.

exactly bro,
if na oversea way day go find u if d phone or the loan car get stolen to reture it, becus it's worthless in the thief hands,

but in 9ja forget it if it's stolen, just keep on paying for dept way d property don loss

Chai! Banking community are not helping matters at all they want to always keep people in depth.

no matter wetin una talk, some people go still go apply for it.

SMH.

But come ooo gt bank don't do such ni

Nonsense. Salaried customers only.

maybachmusic:
who in the hell collects loans to finance phones


unless the phone will bring money

poor financial intelligence

many Americans are living in debts cause of blowing money on liabilities

school loan, mobilePhone load,

if na technology innovative loan e for good

grayht:
Nonsense development!
Why not create loans to assist small scale entrepreneurs

Hmmm, talking as if you are not a smart Nigerian. Get the phone, sell it off and use the money for your small medium scale business.

Abdulazeez99:
Access Bank has introduced a financing scheme for procurement of phones for more Nigerians to get connected to more businesses online and deepen financial inclusion.

Victor Etuokwu, Executive Director, Retail Banking, said in a statement on Wednesday in Lagos that the loan would provide more Nigerians with access to credit under its Device Finance scheme.

The Device Finance scheme is designed to provide customers on salary income with the opportunity to purchase smartphones of their choice and pay over a period of 12 months.

“Access Bank has taken the initiative to lead the digitization of lending in Nigeria and wants every customer to benefit from the modern connected lifestyle.

“Through our revolutionary and ground-breaking credit schemes such as Device Finance, we will see more Nigerians get connected to do more business online and enjoy social lifestyle of their choice,” he said.

Etuokwu said that the financing scheme currently includes smartphone devices with prices ranging from N12,500 to N325,000, at competitive market prices, spread across a 12-month repayment period, Igbere TV reports.



Source; http://igberetvnews.com/899972/just-in-access-bank-introduces-loan-for-smartphone-purchase/

that image is OLD Access Bank. Haven't you seen the New Access Logo?

Jidibia:
Hmmm, talking as if you are not a smart Nigerian. Get the phone, sell it off and use the money for your small medium scale business.

On how much phone sef?

If the phones comes with insurance... then it's good.

helinues:
Anything loan is not good for someone's health.

wise one, borrowing from any form financial institutions would always keep you indebted, save towards what you want to purchase or achieve instead

Counterproductive! It's like giving a man a loan to get married to a house wife. What kind of return in investment will it give?

Promoting and supporting Yahoo boys
Lol

MRsettingz:
pls am a Nigerian, and how do I apply for one?

Getting that Samsung note 10 seriously on my mind, nothing would make me so happy

Loan to buy a phone? You are not serious!!

helinues:
Any proof/explanations sir?

Don’t worry about it

grayht:
Nonsense development!Why not create loans to assist small scale entrepreneurs

the funny thing is more people will take loan for phones than for biz... the bankers are just trying to make profit...

MRsettingz:
pls am a Nigerian, and how do I apply for one?

Getting that Samsung note 10 seriously on my mind, nothing would make me so happy

you wan collect loan because of phone ? Lol Awon phone freak mtshew !

If you want to start up yahoo business, but lack capital bro fund your dreams, Oya, this is your chance!

3rdavefarms:
They will send thief to come and collect it back

whytediamond:
Whoever came up with this idea is dumb. Entrepreneurs are totally excluded from this loan scheme that can only be of benefit to some startups that would be needing to put their business online or at the least, help them with the finance and let the benefactor decide what to do with the cash equivalent.

If you give me 300k cash to support my business, I can pay back 30k monthly spread in one year.

See me wey dey find money to build my brand studio and dem say make I come collect loan to buy phone.

Mthcewew, I forget say them no include me sef for the benefactors.

Abeg make una follow brother-man buy quality footwears on a cheap. Pay on delivery too.

U said who ever came up with this idea is dumb.... But thats not true...

U think the bank is doing it for you, they are looking for every possible means to milk their customers...

Watch how a lot of people will fall for this ....

What is the interest rate attached to it? Can a Diamondbank customer apply? The terms and conditions should be clearly spelt out.

Most of the people condemning this idea. Are also the same people that condemn social media initially but today they practically sleep on social media. Very soon most them will run to access bank to open account. People fear what they don't know, one man's food is another man poison. Lazy youth na to join cult who na know. Lol

Taking a loan to buy a liability?

Let them publish the Ts & Cs of the loan. Less people are taking loans these days hence this ploy. They know that Nigerians are crazy about devices. Watch as people rush to take the loans, even those without jobs. Banks been extorting people since -222BC. The interest rate nko? They aren't mentioning it.

maybachmusic:
who in the hell collects loans to finance phones


unless the phone will bring money

poor financial intelligence

many Americans are living in debts cause of blowing money on liabilities

Loan to buy phones..I never hear of it in my life..

Go abroad and see where a billionaire is using 3310. Here people use phone to show off. They just bring it out to see the look on your face.

Take loan to buy phone? Mbanu

Jidibia:
Hmmm, talking as if you are not a smart Nigerian. Get the phone, sell it off and use the money for your small medium scale business.

This is the best way to give yourself to bankruptcy. And you will later start blaming your village people.
Your idea is suicidal. Take for example, u obtained a phone loan of 300,000K with the intention of selling for cash. If you get a buyer who will give you 250,000K thank your ancestors.

uwa244:
What is the interest rate attached to it? Can a Diamondbank customer apply? The terms and conditions should be clearly spelt out.

There's no diamond bank. Not anymore. And yes, you're now an access bank customer.