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Access Bank Introduces Loan For Smartphone Purchase - Business (3) - Nairaland

Nairaland ForumNairaland GeneralBusinessAccess Bank Introduces Loan For Smartphone Purchase (32523 Views)

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Re: Access Bank Introduces Loan For Smartphone Purchase by Sterope(f): 10:34am On Aug 15, 2019
You can wait till next year, then buy a used one. It is as good as new.

New phones/new models are so overrated these days. You will end up not using those fancy features that have been raved about.

MRsettingz:
pls am a Nigerian, and how do I apply for one?

Getting that Samsung note 10 seriously on my mind, nothing would make me so happy
Re: Access Bank Introduces Loan For Smartphone Purchase by shine12: 10:34am On Aug 15, 2019
helinues:
Anything loan is not good for someone's health.

People will take a loan for business with 15% interest rate.. Meanwhile, the expectations profits from the business is not up to 15%.

If Majority of the acclaimed Nigeria Billionaires paid all their debts with AMCON and banks, most will dropped to millionaire categories

Simply, they are fake billionaires
Nigerian bank loans are not very favourable.
In the UK, you can get 0% interest loans for specific purchases and 0% credit card during 24 months promotional period. After 24 months you can even transfer the balance to another 0% card. Our Nigerians financial institutions need to be reinvigorated to make credit available and affordable for people.
Re: Access Bank Introduces Loan For Smartphone Purchase by slimdamatrix1(m): 10:36am On Aug 15, 2019
I need an access bank account ASAP.
Re: Access Bank Introduces Loan For Smartphone Purchase by BrainSanitizer: 10:36am On Aug 15, 2019
dominique:
Take loan to buy phone? Mbanu
More like collect phone on credit. They won't give no one the money to buy phone. They'll buy the phone for you after you've made a choice.
Re: Access Bank Introduces Loan For Smartphone Purchase by frowland(m): 10:37am On Aug 15, 2019
grayht:
Nonsense development!
Why not create loans to assist small scale entrepreneurs undecided
There is, dont just read messages thrown at you by desperate bloggers.
There are loans for all categories including bike, keke, uber, Electronics, smartphones and many more. The blogger intentionally omitted those to grab your attention and successfully they did.
Re: Access Bank Introduces Loan For Smartphone Purchase by BrainSanitizer: 10:39am On Aug 15, 2019
MRsettingz:
pls am a Nigerian, and how do I apply for one?

Getting that Samsung note 10 seriously on my mind, nothing would make me so happy
Phone that you'll not even finish charging before Samsung introduces its successor.
Thank you. I'm not interested.
Re: Access Bank Introduces Loan For Smartphone Purchase by ibechris(m): 10:40am On Aug 15, 2019
Give people loan to buy lands and spread it up for two years,that u will be helping them to solve their needs and I bet u...,u will remain the richest bank in Africa.

Consequently,in that loan,u will create avenues in which search shall be done on the said land which the individual must be ready to borne the cost and variables associated to it.

Then,u will see how people will leave other banks and come to domicile their account with Access Bank.
Re: Access Bank Introduces Loan For Smartphone Purchase by Jidibia(m): 10:41am On Aug 15, 2019
salihu2nic:
This is the best way to give yourself to bankruptcy. And you will later start blaming your village people.
Your idea is suicidal. Take for example, u obtained a phone loan of 300,000K with the intention of selling for cash. If you get a buyer who will give you 250,000K thank your ancestors.
Who told you that? I will sell it for 290k going by your example then within the period of 12 months I will make enough profit from whatever business I want to invest in. Leave village People out of this matter abeg.
Re: Access Bank Introduces Loan For Smartphone Purchase by erico2k2(m): 10:46am On Aug 15, 2019
MRsettingz:
pls am a Nigerian, and how do I apply for one?

Getting that Samsung note 10 seriously on my mind, nothing would make me so happy
you are asking on NL when you should be asking at the BANK!
Re: Access Bank Introduces Loan For Smartphone Purchase by erico2k2(m): 10:49am On Aug 15, 2019
Jidibia:
Who told you that? I will sell it for 290k going by your example then within the period of 12 months I will make enough profit from whatever business I want to invest in. Leave village People out of this matter abeg.
Do you know the % of waht they are charging? some bank charges are up to 20% which would be N60k each month, 10% is N30K, so what do you think,? still think its a risk worth taking?
Re: Access Bank Introduces Loan For Smartphone Purchase by erico2k2(m): 10:49am On Aug 15, 2019
ibechris:
Give people loan to buy lands and spread it up for two years,that u will be helping them to solve their needs and I bet u...,u will remain the richest bank in Africa.

Consequently,in that loan,u will create avenues in which search shall be done on the said land which the individual must be ready to borne the cost and variables associated to it.

Then,u will see how people will leave other banks and come to domicile their account with Access Bank.
They already do, how do you think teachers and civil servants built houses??
Re: Access Bank Introduces Loan For Smartphone Purchase by luluosas(m): 10:52am On Aug 15, 2019
Bulshit. Everything always tied to salary account holders as if only salary earners operates these bank.
Re: Access Bank Introduces Loan For Smartphone Purchase by Jidibia(m): 10:53am On Aug 15, 2019
erico2k2:
Do you know the % of waht they are charging? some bank charges are up to 20% which would be N60k each month, 10% is N30K, so what do you think,? still think its a risk worth taking?
That's true anyways.... I just got a loan like that and it's even 22% interest rate for a period of 12months. But I used part of the money to buy 50by100 plot of land and I still have enough money to do my business. Look, it depends on what you do with the loan you collected. Las las them no go kill me if I no fit pay back. After all Nigeria as a country dey hold gbese.
Re: Access Bank Introduces Loan For Smartphone Purchase by jibrilELsudan: 10:55am On Aug 15, 2019
Thats good. Soon they will also introduce loan for kukunase purchase.

Re: Access Bank Introduces Loan For Smartphone Purchase by uwa244(m): 10:58am On Aug 15, 2019
Why i ask is because recently i updated my Diamond mobile app,
After which i couldn't log i again.i went to Access bank close to me to lodge my complaints, i was surprised they said i must visit diamondbank branch elsewhere for solutions.
BrainSanitizer:
There's no diamond bank. Not anymore. And yes, you're now an access bank customer.
Re: Access Bank Introduces Loan For Smartphone Purchase by Justseyii(m): 10:59am On Aug 15, 2019
But it's limited only to salary earners. Or people with salary accounts. I've asked them via Twitter.








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Re: Access Bank Introduces Loan For Smartphone Purchase by pinkygurl(f): 10:59am On Aug 15, 2019
Abdulazeez99:
Access Bank has introduced a financing scheme for procurement of phones for more Nigerians to get connected to more businesses online and deepen financial inclusion.

Victor Etuokwu, Executive Director, Retail Banking, said in a statement on Wednesday in Lagos that the loan would provide more Nigerians with access to credit under its Device Finance scheme.

The Device Finance scheme is designed to provide customers on salary income with the opportunity to purchase smartphones of their choice and pay over a period of 12 months.

“Access Bank has taken the initiative to lead the digitization of lending in Nigeria and wants every customer to benefit from the modern connected lifestyle.

“Through our revolutionary and ground-breaking credit schemes such as Device Finance, we will see more Nigerians get connected to do more business online and enjoy social lifestyle of their choice,” he said.

Etuokwu said that the financing scheme currently includes smartphone devices with prices ranging from N12,500 to N325,000, at competitive market prices, spread across a 12-month repayment period, Igbere TV reports.



Source; http://igberetvnews.com/899972/just-in-access-bank-introduces-loan-for-smartphone-purchase/
grin
Re: Access Bank Introduces Loan For Smartphone Purchase by DameB(f): 11:00am On Aug 15, 2019
luluosas:
Bulshit. Everything always tied to salary account holders as if only salary earners operates these bank.
How are they sure non-salary earners will pay back?
Inasmuch as they want to appear as if they care about their customers, in all honesty they are more concerned about how they will recover their money (+profit)....
It's a business... They have BOD & shareholders wallets to fatten
Re: Access Bank Introduces Loan For Smartphone Purchase by Howmon: 11:03am On Aug 15, 2019
whytediamond:
Whoever came up with this idea is dumb. Entrepreneurs are totally excluded from this loan scheme that can only be of benefit to some startups that would be needing to put their business online or at the least, help them with the finance and let the benefactor decide what to do with the cash equivalent.

If you give me 300k cash to support my business, I can pay back 30k monthly spread in one year.

See me wey dey find money to build my brand studio and dem say make I come collect loan to buy phone.

Mthcewew, I forget say them no include me sef for the benefactors.

Abeg make una follow brother-man buy quality footwears on a cheap. Pay on delivery too.
They have loan for businesses called instant business loan. It's available on the same quick bucks app. They have loads of loan products for different category of people
Re: Access Bank Introduces Loan For Smartphone Purchase by yussuf492(m): 11:08am On Aug 15, 2019
MRsettingz:
pls am a Nigerian, and how do I apply for one?

Getting that Samsung note 10 seriously on my mind, nothing would make me so happy
I bought a phone recently with easybuy loan... . Brother I'm still regretting....
Re: Access Bank Introduces Loan For Smartphone Purchase by godofuck231: 11:40am On Aug 15, 2019
grayht:
Nonsense development!
Why not create loans to assist small scale entrepreneurs undecided
diamond bank is gone so they are out of ideas
Re: Access Bank Introduces Loan For Smartphone Purchase by Junkie1: 11:44am On Aug 15, 2019
YAHOO BOYS RIGHT NOW

Re: Access Bank Introduces Loan For Smartphone Purchase by BrainSanitizer: 11:45am On Aug 15, 2019
uwa244:
Why i ask is because recently i updated my Diamond mobile app,
After which i couldn't log i again.i went to Access bank close to me to lodge my complaints, i was surprised they said i must visit diamondbank branch elsewhere for solutions.
Yeah. Their mobile platforms haven't been merged yet. You'll need to go to an access bank with the diamond bank logo to get that sorted out. I think they'll eventually merge everything in due course.
Re: Access Bank Introduces Loan For Smartphone Purchase by frozen70(f): 11:50am On Aug 15, 2019
With terms and condition attached
Re: Access Bank Introduces Loan For Smartphone Purchase by eghuan1(m): 11:52am On Aug 15, 2019
grayht:
Nonsense development!
Why not create loans to assist small scale entrepreneurs undecided
Hope you know that some people use their phone to make money?
Re: Access Bank Introduces Loan For Smartphone Purchase by eneyoduke(m): 11:56am On Aug 15, 2019
Dead on arrival
Re: Access Bank Introduces Loan For Smartphone Purchase by F117nighthawk: 11:57am On Aug 15, 2019
Stupid Nigerian bank,they will not give u loans to acquire assets, na liability them go give u loan to buy,Mumu naija people go still collect am,A WON A KO TI LE TA
Re: Access Bank Introduces Loan For Smartphone Purchase by poweredcom(m): 11:59am On Aug 15, 2019
supportnija:
Never collect loan for anything that can be easily stolen, what if these good boy collect from you.
Help me tell am imagine na loan for phone be him problem

People funny
Re: Access Bank Introduces Loan For Smartphone Purchase by MartinsD12(m): 12:15pm On Aug 15, 2019
Abdulazeez99:
Access Bank has introduced a financing scheme for procurement of phones for more Nigerians to get connected to more businesses online and deepen financial inclusion.

Victor Etuokwu, Executive Director, Retail Banking, said in a statement on Wednesday in Lagos that the loan would provide more Nigerians with access to credit under its Device Finance scheme.

The Device Finance scheme is designed to provide customers on salary income with the opportunity to purchase smartphones of their choice and pay over a period of 12 months.

“Access Bank has taken the initiative to lead the digitization of lending in Nigeria and wants every customer to benefit from the modern connected lifestyle.

“Through our revolutionary and ground-breaking credit schemes such as Device Finance, we will see more Nigerians get connected to do more business online and enjoy social lifestyle of their choice,” he said.

Etuokwu said that the financing scheme currently includes smartphone devices with prices ranging from N12,500 to N325,000, at competitive market prices, spread across a 12-month repayment period, Igbere TV reports.



Source; http://igberetvnews.com/899972/just-in-access-bank-introduces-loan-for-smartphone-purchase/
Iberiberism at its peak whoever collects loan to buy a smartphone is making a big mistake though such device might get lost midway to the loan repayment period
Re: Access Bank Introduces Loan For Smartphone Purchase by shegie(m): 12:31pm On Aug 15, 2019
download quickbucks from app store, it belong to access bank
MRsettingz:
pls am a Nigerian, and how do I apply for one?

Getting that Samsung note 10 seriously on my mind, nothing would make me so happy
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