Africans Live Better Lives Than Most Americans - Travel (18) - Nairaland
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| Re: Africans Live Better Lives Than Most Americans by timesup234: 2:39pm On Sep 01, 2019 |
adonainana:That dude doesnt live in the UK. He is among the lazy Nigerian youth we are trying to educate. They waste years waiting for a lost uncle to come take them abroad. Time that would have been spent doing something meaningful. On every street in Nigeria people are building duplexes with a value over 35 million naira, paying 300k per term for their kids.. money is exchanging hands for those actively engaged. Ugosample comes from a lost generation of "negative thinkers association of Nigeria". At 45yrs he is still waiting for his uncle to take him to America to work like a dog |
| Re: Africans Live Better Lives Than Most Americans by adonainana: 2:40pm On Sep 01, 2019 |
HBB1:The calculation doesnt matter now tbh, i have made my point your £100,000 friend is classified as rich in the uk BUT will be shocked when she gets to Lagos Island and see big boys there I have made my points, I rest my case |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 2:42pm On Sep 01, 2019 |
KingAzubuike:mike adenuga is a dollar billionaire and alakija |
| Re: Africans Live Better Lives Than Most Americans by Ugosample(m): 2:43pm On Sep 01, 2019 |
adonainana:lol I'm a "part time resident" of Nigeria lol you wan pursue me? |
| Re: Africans Live Better Lives Than Most Americans by HBB1(m): 2:44pm On Sep 01, 2019 |
adonainana:Hahahaha! She doesn't consider herself rich. When presidents of banks are on 3 million pound salaries! There are big boys everywhere, even in England! Ogneni, I called you out on your flawed tax calculation, get your facts right. It's a shame you lived there so long and don't know what's going on! Sorry o. |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 2:46pm On Sep 01, 2019 |
adonainana:speak on it |
| Re: Africans Live Better Lives Than Most Americans by adonainana: 2:46pm On Sep 01, 2019 |
HBB1:Oga fear God ooo now we have moved on to president of the Central Bank of England Kai, very soon you will say you are the President of the Bank of England and your salary is this that Then property valued in billions in Banana island you wont be able to afford still Inside life |
| Re: Africans Live Better Lives Than Most Americans by Ugosample(m): 2:47pm On Sep 01, 2019 |
timesup234:This punk must be tripping |
| Re: Africans Live Better Lives Than Most Americans by adonainana: 2:48pm On Sep 01, 2019 |
Ugosample:No ooo why are you part time in where you reffered to as niggerrrr area and is full of dirty poor people according to your words Why are you still part time here tho |
| Re: Africans Live Better Lives Than Most Americans by Kennydoc(m): 2:49pm On Sep 01, 2019 |
orunmila144:You just ended up typing absolute NONSENSE. More so, you're the stupid person here cos you can't read carefully and assimilate what you read. Did you see where I mentioned "whole salary"? I was only creating a hypothetical scenario where a minimum wage earner saves up their entire salary to buy a car, and I was trying to calculate how long it will take the person to achieve that. By the way, there are young people who start working after high school while still living with their parents, and they don't have to pay a rent of $600 or light and gas bills like you quoted. A young daughter of my cousin who recently entered the university in America just bought Corolla 2008. I am not sure of how much she spent on it, but she bought it solely from her savings. She works in a mall. How many of her counterparts in Nigeria can buy a 2008 Corolla after working in a mall for about a year? In all the nonsense you wrote up there, you didn't even try to justify how minimum wage earners in Nigeria cope on a salary of ₦18k per month. Abeg, comot joor. |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 2:51pm On Sep 01, 2019 |
WeRblessed:speak on it |
| Re: Africans Live Better Lives Than Most Americans by HBB1(m): 2:53pm On Sep 01, 2019 |
adonainana:Whatever works for you bruv, Sayid Javid was on a 3 million pound salary before he joined politics. There many more (legit) rich people like that They were dirt poor growing up in England but he rose through the ranks. With the 'little' I earn now, I am still doing stuff in Naij. I am still going to do more! I try to move with the right people and sniff out investment opportunities wherever possible-- real estate and tech (for now). By God's grace, and by hard work in the right environments, I will get there! Cheers mate |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 2:58pm On Sep 01, 2019 |
Kennydoc:we dont live in a hypothetical world. we live in the real world. wake up from your dream. o ye slumber. and a 2008 corolla can be bought for 500 dollars so thats nothing. any poor man in nigeria has 500 dollars ( 200 thousand naira ) in his bank account. i know poor people in mushin that will dash you 500,000 naira ( 1 thousand dollars ). |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 3:02pm On Sep 01, 2019 |
abbey621:what are you smoking ? how many jobs in THE WHOLE england pay over 60,000 pounds a year ? and out of the miniscule number of jobs that pay over 60,000 how many do they give to black people ? you are an idiot |
| Re: Africans Live Better Lives Than Most Americans by Kennydoc(m): 3:07pm On Sep 01, 2019 |
orunmila144:Oh, a 2008 Corolla can be bought for $500 right? Did you see where the person I originally quoted said that 99% of Americans can't pay for their cars at once? Is Corolla 2008 not a car? So basically, any American adult can afford 2008 Corolla. How many Nigerian adults can afford it? I thought you would have broken it down to me how minimum wage earners in Nigeria survive on ₦18k per month, since people can't survive on $1k per month in the US. Any poor man in Nigeria can afford ₦200k? Now you're talking without reasoning. Nigeria currently has over 80 million extremely poor people (the largest of such population in any nation if the world), yet to you, any poor Nigerian can afford ₦200k. Did you say ₦500k is equivalent to $1k? This guy is even an ignoramus. Well, I don't see any point engaging you further. |
| Re: Africans Live Better Lives Than Most Americans by SIRTee15: 3:08pm On Sep 01, 2019 |
adonainana:Everywhere.... Tell me the name of your GP... Sounds indian or Pakistan.. Visit boots pharmacy and ask to see the pharmacist.... Looks Asian right... Google, Microsoft, Amazon, huawei are all packed with indians.... |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 3:09pm On Sep 01, 2019 |
adonainana:Speak on it |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 3:15pm On Sep 01, 2019*. Modified: 4:09pm On Sep 01, 2019 |
Kennydoc:you are confused. anybody can cash down for a banger in america. a banger is a used up car with over 150,000 miles on it. and the same applies to nigeria. everybody in nigeria pays cash down for their cars. and in nigeria people cash down for their luxury cars but in america no one can afford to cash down for their luxury cars. which is what the topic of the thread is, meaning nigerians live better than americans. and from what i have just said its obvious nigerians live better. look at all the luxury cars on the streets of nigeria ? people paid CASH for that not CREDIT |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 3:18pm On Sep 01, 2019 |
adonainana:YOU KILLIN EM YOU KILLIN EM YOU KILLIN EM ![]() |
| Re: Africans Live Better Lives Than Most Americans by Kennydoc(m): 3:20pm On Sep 01, 2019*. Modified: 4:48pm On Sep 01, 2019 |
adonainana:Middle class earners in Nigeria don't earn ₦1.5m per month please. Let's stop sounding ridiculous in a bid to defend Nigeria. Middle class Nigerian earners take home less than 300k per month. The proportion of workers who earn up to 1m monthly in Nigeria are probably not up to 2%. Their counterparts in the UK earn over £150k per annum. Have you heard of financial analysts in the UK? Some of them earn as much as £500 per day. https://www.reed.co.uk/average-salary/average-financial-analyst-salary-in-surrey Those are the kind of people you will compare with the ₦1.5m per month earners in Nigeria. Westerners go broke cos they don't save. They go on holidays and spend all the money. How many Nigerians can afford holidays? Even cleaners in hospitals, security guards etc all go on holidays at least annually. They don't spend their entire lives working like Nigerians do, and they enjoy their money while working. They don't care much about saving cos they live in a system that can protect them and provide for their basic needs even in their old age. |
| Re: Africans Live Better Lives Than Most Americans by Kennydoc(m): 3:30pm On Sep 01, 2019 |
orunmila144:No, you're the confused guy. You definitely are. Which luxury cars do people cash down in Nigeria? What proportion of Nigerians do that? People steal public funds and buy expensive cars and you celebrate them instead of sending them to jails. How many Nigerians cash down luxury cars from their hard earned cash. You still don't understand that the fact that people buy things on credit doesn't necessarily mean they can't save for it. I have friends who have been buying the lastest Samsung Galaxy phones on contract, meanwhile their salaries can buy 4 of such phones at once. It's simply easier to pay for it in bits over a long time than at once. They aren't broke. A friend bought 2018 Mercedes for £20k. He paid £10k cash and the remaining £10k will be on contract over 2 years. About the same period, he bought a house in which he paid initial deposit of £10k. He also got married that same period. He did all these after working for 2 years. There's no way the same guy would have been able to do these even with 10 years savings of doing the same job in Nigeria. |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 3:33pm On Sep 01, 2019 |
Kennydoc:Lets just accept that you and your friends are cheap and operating on poverty mentality. the man can afford a phone but prefers to buy it on credit and pay small small each month ? what a pathetic bunch of cheap stingy people lmaooo. over here in nigeria we cash down for our phones. we got it like that. we live better lives in africa |
| Re: Africans Live Better Lives Than Most Americans by Kennydoc(m): 3:44pm On Sep 01, 2019 |
orunmila144:Unfortunately, majority of you guys can't even afford such phones from your salaries. Let's be real, how many people on ₦50-150k salaries (which is the range of the usual starting salaries for Nigerian graduates in most establishments) can afford to buy a phone of ₦500k even with one year savings? Mind you, I am not talking about Yahoo Yahoo guys, politicians, runs girls etc. I am talking about normally employed folks. I maintain that it's better to buy a £1k phone on contract and pay £50 per month for 2 years than to pay the £1k at once. The £50 deduction per month will not be felt at all, meanwhile that £1k can be invested into other stuff. |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 3:48pm On Sep 01, 2019 |
EgunMogaji2:have you moved back to nigeria ? when ? this year ? |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 3:51pm On Sep 01, 2019 |
Kennydoc:thats the beautiful thing about nigeria ? we dont rely on our salaries. the environment is so fruitful that most people out here have multiple sources of incomes ( side hustles ), but over there in the west after they have used you up like a slave at your 9 to 5 job you dont have energy for side hustles so you guys are solely reliant on your salaries. over here the average person has 5 to 10 sources of income. we are hustlers down here not salary earners pay a 1k phone for 2 years ? jesu gbami oooo . you guys in the west are broke. how do you pay 200,000 thousand naira for 2 years ? jesu |
| Re: Africans Live Better Lives Than Most Americans by Mancala: 3:53pm On Sep 01, 2019 |
adonainana:The UK, like many other Western countries runs a progressive income tax system not a flat regressive tax system like you describe. Using the 100k example, lets apply the letter of the law and figure this out the right way based on 2019/2020 rates. Personal exemption 12,500. 0% Basic rate 12,501 - 50,000. 20% Higher rate 50,001 - 150,000 40% Additional rate - over 15,000. 45% Assuming you have no allowable expenses, your taxable income = 100k - 12,500 =87.5k The first 37.5k falls under the basic rate of 20% = 7.5k The next 50k falls under the higher rate of 40% = 20k Total income tax liability = 27.5k Add national insurance of 5,964 for total liability of 33,464 Annual pay net of taxes = 66.5k which is 5.5k per month on a straight line basis If your take home is 4,583, it implies you are contributing approx 960 pounds to an individual pension on a monthly basis! This will be in addition to the state pension under national insurance. |
| Re: Africans Live Better Lives Than Most Americans by Kennydoc(m): 3:59pm On Sep 01, 2019 |
orunmila144:You can only deceive yourself and not me. You are all hustlers in Nigeria with 5-10 sources of income, yet over 80 million Nigerians live on less than $1.25 per day and Nigeria is the poverty capital of the world. There is so much money in Nigeria yet the best of Nigerian professionals are all running to Canada. Recently, Saudi Arabia conducted interview to recruit Nigerian medical consultants, and over 100 Nigerian consultants attended. Nigerian consultants leave their jobs in Nigeria to go and become junior doctors in the US, Canada, UK, Australia etc, and they celebrate it. Guy, no vex me o. |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 3:59pm On Sep 01, 2019 |
Beautyaddy:as a homeless person you want to be in a warm climate. thats why they all flock to cali. you dont want to be homless in alaska or chicago. you will freeze to death |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 4:02pm On Sep 01, 2019 |
Kennydoc:thats western propaganda. this is how they keep the poor and oppressed happy in the west. by telling them that even though you are here suffering but there are some people on this planet in africa who earn 1 dollar a day. this is how they keep their oppressed population happy. with propaganda at the expense of africans. but thats all it is. lies and propaganda and nigerians running to canada are greedy and lazy people. they think there is money on the streets to be picked up. they will soon find out otherwise and will be crying to return home. i have seen it happen many times. lots of depressed nigerians in canada. there is a viral video of a nigerian woman begging for money on the streets of canada |
| Re: Africans Live Better Lives Than Most Americans by Adiwana: 4:08pm On Sep 01, 2019 |
adonainana:Bro,abeg make we say the truth and save ourselves the embarrassment of trying to win internet arguments while peddling out lies. Which schools are you talking about?? Is the schools that paying 20k is still a big deal. How many business or working class people even make that not to talk about people that do it illegally??What's even the ratio of people who make that amount illegally or legally to the rest of the population. Problem is that since most of us on the internet space can afford to buy data,we think we know all about Nigeria.Reason why politicians don't care about the masses is because we are so all out of touch with reality |
| Re: Africans Live Better Lives Than Most Americans by timesup234: 4:10pm On Sep 01, 2019 |
orunmila144:Leave all dis slave masters lover alone. Even 500usd corolla is being sold here for 1.6million after you add shipping, clearing and profit cost. That's over $4,000 spent here for same car they bought $500 over there |
| Re: Africans Live Better Lives Than Most Americans by orunmila144: 4:12pm On Sep 01, 2019 |
timesup234:speak on it |
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he was always hanging between $700M - $900M. Same with Tony elumelu and co.. I think the only dollar billionaire we've had in the last decade is dangote. I might be wrong tho