I have used fcmb, keystone bank, first bank, wema bank

But currently using Gtb, Uba and Ubn
Smooth banks

I recommend Stanbic bank and first bank No unnecessary deduction

Ajayghalee:
Seeing a lot of Zenith bank recommendations, are they really that good cos i'm hoping to open a new account soon and close my ACCESS

Join access there a lot of goodies..zenith no gree borrow you money..

Guarantee trust bank

Zenith Bank of course. you won't be dissapointed. you could also try UBA considering your benefit every month just incase u want to have a fixed deposit account

dammiecool:

Try invest ur money in stanbicmutual funds, u will definitely get more than 4k in a month

which one is stanbic mutual funds? How many percent do they offer in a month?

Ab micro finance Bank. A reputable bank with a track record. Multinational company with integrity.spread across Africa, Asia, america and Europe. Nigeria head office in Lagos. 3.75% interest rate on savings account and very attractive interest on fixed deposit.

StanbicIBTC
You won't regret it.

Oluwabusobomi:
Personally, I think Zenith is most preferable. Very matured Bank

Zenith will always come first... Those guys know what's up with customer satisfaction.

Others should be: UBA, GTB, and First.

Zenith

humilitypays:
For Savings Purpose
Fidelity
Zenith
Union


For Internet Banking & Online Business Purpose
GTB
Zenith
Eco Bank

For Business & Entrepreneurship Purpose
Fidelity

Honestly, it's Zenith for all of the above... No exceptions!

joyandfaith:


there are two three banks in Nigeria-gtb/fbn, zenith and others

First bank and sms alert no deh in good terms, i fit send u money now na nextweek u will get it.

Customer care grls deh stoopid.

Trayceey:
None! They're all thieves



Although firstbank paid me 4k on interest capitalized on 1.1m in 30 days. So even if they keep charging me, their interest will cover for it.

Banks don't charge on savings accounts. Personal experience though. I dropped 5m in zenith for about 2 yrs, got about 350k interest. So to me, zenith bank is reliable if you want interest.

Infact, the rate on current accounts is almost uniform across all banks. That is COT.

Kuda

Catabolism:
Go with Stanbic IBTC,if you don't withdraw up to thrice a month you are sure to have interest.

That applies to all commercial banks

.

Standard Chartered is the way. Gave me an account opening bonus of 2k in january. No sms charge, no maintenance charge, no transfer charges. Monthly interest rates is good

All banks operate under same CBN rules. However, they could vary the terms a little to become more competitive than the rest.

What’s your attraction for savings account? Most people will go for high interest rates. To get this high rates, some banks will request you maintain a certain daily minimum balance which could be as high as N1,000,000 or they could stipulate maximum number of times you could withdraw in a month.

Other savers could be looking for flexibility in the operation of the account like cheque book issuance, cheque lodgments into savings account, possibility of third party withdrawals, Internet banking operability, etc. So, know what you want and go for it.

But remember, Savings is a means to an end; it is not an end in itself. You need to channel the savings into a project or investment for higher returns.

We strongly recommend investment in Real Estate. You could start your journey to becoming a property owner with as little as N600k. Buy an asset not a liability!

Check my profile for offers. Flexible payment plans are also available.

Trayceey:
None! They're all thieves



Although firstbank paid me 4k on interest capitalized on 1.1m in 30 days. So even if they keep charging me, their interest will cover for it.

Nigerian banks are just commission and charging outfits.

huptin:
Try UBA, you wont be disappointed!

You say wetin

Stanbic IBTC, its an investment bank but eehhh, that bank second name is peace of mind.

kponkedenge:
I would say Ecobank, I receive credit alert from them on my savings account despite the fact that I hardly ever use the account.
My most active accounts are in Access bank which I have two accounts there.
I have never ever received any credit alert from Access bank..... Only debit. I was recently debited for the stamp duty charge three times and only credited back twice. I'm still waiting for my N50 balance.
Ecobank rarely debit my account.

THEY ARE JUST TOO USELESS

ndcide:


Is it not 3%?

Leave that guy... Person go dey save money for Naija bank dey reason interest. Hehehehe.

That's like trying to fill up a well with water using a cup.

If you want to save, just save... If you are seriously looking for interest or returns, then better invest that money in a fast growing business or use trusted investment houses.

huptin:
Try UBA, you wont be disappointed!

I laugh figuratively!! Am already disappointed by this!!

LudaChriz:
A lot of people are used to complaining about various commercial banks in Nigeria especially the low income earners as regards the dubious charges perpetrated by these Banks.

So I want to ask, which Bank is more considerate in terms of their charges for savings account currently?

Don't forget to tell us your reasons.

Let's talk business

What of FCMB? Does anyone have any problem with them?

dammiecool:

Try invest ur money in stanbicmutual funds, u will definitely get more than 4k in a month

can u explain better

Gbam! you got it!

HIGHESTPOPORI:
Zenith Bank

LudaChriz:
A lot of people are used to complaining about various commercial banks in Nigeria especially the low income earners as regards the dubious charges perpetrated by these Banks.

So I want to ask, which Bank is more considerate in terms of their charges for savings account currently?

Don't forget to tell us your reasons.

Let's talk business

Zenith bank no stress very innovative and digitally driven

i don't have account with them though but you are very right. na Zenith sure pass

Oluwabusobomi:
Personally, I think Zenith is most preferable. Very matured Bank

Jombojombo:
Access Bank remains the best

if i throw you this wheel spanner,you no go survive am
Soraee

Zenith Bank is good.

Demrich:
Zenith is good but also Sterling cos they pay monthly interest. Some Banks deduct charges from savings account.

Does Zenith pay monthly interest?