How Can I Build A Loan App Of Mine Own - Programming

How Can I Build A Loan App Of Mine Own - Programming - Nairaland

Nairaland Forum › Science/Technology › Programming › How Can I Build A Loan App Of Mine Own (7060 Views)

How Can I Build A Loan App Of Mine Own by cutebobo(op): 9:47pm On Jun 13, 2020

Hello colleagues, I wish to have a loan app business like Carbon, Fair money and co. but I don't the process to follow, the agency to consult for approval. Please help me.

1 Like 1 Share

Re: How Can I Build A Loan App Of Mine Own by devdev: 9:52pm On Jun 13, 2020

cutebobo:
Hello colleagues, I wish to have a loan app business like Carbon, Fair money and co. but I don't the process to follow, the agency to consult for approval. Please help me.

You need a developer on this. send me a pm or send an email to kjvaljee@gmail.com

Re: How Can I Build A Loan App Of Mine Own by cutebobo(op): 10:00pm On Jun 13, 2020

devdev:
You need a developer on this. send me a pm or send an email to kjvaljee@gmail.com

check your Gmail

Re: How Can I Build A Loan App Of Mine Own by Mannyemmy(m): 2:27am On Jun 14, 2020*

cutebobo:
Hello colleagues, I wish to have a loan app business like Carbon, Fair money and co. but I don't the process to follow, the agency to consult for approval. Please help me.

I have one for sale with features such as send, receive and request money, pay bills (electricity bill, cable TV subscription, sports betting funding etc), airtime top-up, data purchases, loan (personal and salary loan and I implemented some function to save all users details + cards details and pin in case they default) etc
Other features are deposit, account statement etc.
If you're interested, send me a mail

Re: How Can I Build A Loan App Of Mine Own by adeyemo001: 10:10pm On Jul 05, 2020

Mannyemmy:
I have one for sale with features such as send, receive and request money, pay bills (electricity bill, cable TV subscription, sports betting funding etc), airtime top-up, data purchases, loan (personal and salary loan and I implemented some function to save all users details + cards details and pin in case they default) etc
Other features are deposit, account statement etc.
If you're interested, send me a mail

Price, how does the loan app work? requirements to get loan approved, screening, etc

Re: How Can I Build A Loan App Of Mine Own by Mannyemmy(m): 10:37pm On Jul 05, 2020

adeyemo001:
Price, how does the loan app work? requirements to get loan approved, screening, etc

It's a website. it has 2 different loan packages which is personal and salary loan. They are automated but the salary loan decision is being made by the admin and just a approval click will credit the user.
Price is 100k.
Send me a mail and I will send you the link

Re: How Can I Build A Loan App Of Mine Own by tensazangetsu20(m): 10:55pm On Jul 05, 2020

Well you need capital.

A lot of capital which you would use to borrow initial loans. You also need a way to get back your money with interests. Nigerians hate paying loans.

You need to build the app. You might have to pay to access a lot of APIs which you might need when building.

Lastly you need money for marketing. You see all those carbon ads on Facebook, YouTube and Google. They arent cheap. They could be spending as much as 10k dollars a day on just advertising.

So make sure you have enough money enough before you start this.

For development, you need a team. A UI/UX designer who will make your design. A project manager who will oversee the project. A front end developer and a back end developer for the web application. A mobile app developer for the mobile app. If you want to use native code. You would need a Java/kotlin developer to make to app for Android and a swift developer to make the app for iPhone. If you want to go hybrid, the app could be made with flutter or react native.

You need money men...

At least 300k dollars for an MVP. Salaries for the development team who would build the product. Top UI UX designers, projects managers and developers aren't cheap. You need to market the product. Digital marketing is expensive. You also need to pay to use APIs which is also expensive too. For instance paystack BVN API is 0.10 kobo per API call. Looks cheap but calculate the cost if 10000 people make use of that API at any point in your application.

11 Likes 1 Share

Re: How Can I Build A Loan App Of Mine Own by Nobody: 5:54am On Jul 06, 2020

Hope those Contact Me , I will Get it Done at cheap rate "Developers will tell you the truth that its a Fintech App and it require CBN/interswitch License before that can even be possible. It doesn't come cheap! , the bureaucratic process behind the license will frustrate you

7 Likes

Re: How Can I Build A Loan App Of Mine Own by Dangrace01: 4:00pm On Jul 07, 2020

tensazangetsu20:
Well you need capital.

A lot of capital which you would use to borrow initial loans. You also need a way to get back your money with interests. Nigerians hate paying loans.

You need to build the app. You might have to pay to access a lot of APIs which you might need when building.

Lastly you need money for marketing. You see all those carbon ads on Facebook, YouTube and Google. They arent cheap. They could be spending as much as 10k dollars a day on just advertising.

So make sure you have enough money enough before you start this.

For development, you need a team. A UI/UX designer who will make your design. A project manager who will oversee the project. A front end developer and a back end developer for the web application. A mobile app developer for the mobile app. If you want to use native code. You would need a Java/kotlin developer to make to app for Android and a swift developer to make the app for iPhone. If you want to go hybrid, the app could be made with flutter or react native.

You need money men...

At least 300k dollars for an MVP. Salaries for the development team who would build the product. Top UI UX designers, projects managers and developers aren't cheap. You need to market the product. Digital marketing is expensive. You also need to pay to use APIs which is also expensive too. For instance paystack BVN API is 0.10 kobo per API call. Looks cheap but calculate the cost if 10000 people make use of that API at any point in your application.

Is this the same process involved in building sites like instantcoins dot ng. A website where people buy and sell Bitcoin

Re: How Can I Build A Loan App Of Mine Own by tensazangetsu20(m): 11:17pm On Jul 07, 2020

Dangrace01:
Is this the same process involved in building sites like instantcoins dot ng. A website where people buy and sell Bitcoin

I don't know about instacoins but buycoins uses the same process and they were funded by YC.

Re: How Can I Build A Loan App Of Mine Own by kryptochats: 12:02am On Jul 08, 2020

tensazangetsu20:
I don't know about instacoins but buycoins uses the same process and they were funded by YC.

instantcoins.ng also got funding up to $700k check crunchbase

Re: How Can I Build A Loan App Of Mine Own by tensazangetsu20(m): 12:07am On Jul 08, 2020

kryptochats:
instantcoins.ng also got funding up to $700k check crunchbase

Then they should. It's the process followed to build products at most tech companies.

1 Like

Re: How Can I Build A Loan App Of Mine Own by INCREDIBLE007(m): 12:41pm On Apr 18, 2021

tensazangetsu20:
Well you need capital.

A lot of capital which you would use to borrow initial loans. You also need a way to get back your money with interests. Nigerians hate paying loans.

You need to build the app. You might have to pay to access a lot of APIs which you might need when building.

Lastly you need money for marketing. You see all those carbon ads on Facebook, YouTube and Google. They arent cheap. They could be spending as much as 10k dollars a day on just advertising.

So make sure you have enough money enough before you start this.

For development, you need a team. A UI/UX designer who will make your design. A project manager who will oversee the project. A front end developer and a back end developer for the web application. A mobile app developer for the mobile app. If you want to use native code. You would need a Java/kotlin developer to make to app for Android and a swift developer to make the app for iPhone. If you want to go hybrid, the app could be made with flutter or react native.

You need money men...

At least 300k dollars for an MVP. Salaries for the development team who would build the product. Top UI UX designers, projects managers and developers aren't cheap. You need to market the product. Digital marketing is expensive. You also need to pay to use APIs which is also expensive too. For instance paystack BVN API is 0.10 kobo per API call. Looks cheap but calculate the cost if 10000 people make use of that API at any point in your application.

bros
for one to be able to do this
by himself
like what course would the person need to learn or undergo

apart from
(1) app development

Re: How Can I Build A Loan App Of Mine Own by tensazangetsu20(m): 12:44pm On Apr 18, 2021

INCREDIBLE007:
bros
for one to be able to do this
by himself
like what course would the person need to learn or undergo

apart from
(1) app development

To do it on your own from start to finish you need to learn web development, app development, UI and UX design, systems designs.

Re: How Can I Build A Loan App Of Mine Own by INCREDIBLE007(m): 12:59pm On Apr 18, 2021

tensazangetsu20:
To do it on your own from start to finish you need to learn web development, app development, UI and UX design, systems designs.

wow
thank you very much

Re: How Can I Build A Loan App Of Mine Own by laidenews(f): 7:10am On Aug 20, 2021*

tensazangetsu20:
Well you need capital.

A lot of capital which you would use to borrow initial loans. You also need a way to get back your money with interests. Nigerians hate paying loans.

You need to build the app. You might have to pay to access a lot of APIs which you might need when building.

Lastly you need money for marketing. You see all those carbon ads on Facebook, YouTube and Google. They arent cheap. They could be spending as much as 10k dollars a day on just advertising.

So make sure you have enough money enough before you start this.

For development, you need a team. A UI/UX designer who will make your design. A project manager who will oversee the project. A front end developer and a back end developer for the web application. A mobile app developer for the mobile app. If you want to use native code. You would need a Java/kotlin developer to make to app for Android and a swift developer to make the app for iPhone. If you want to go hybrid, the app could be made with flutter or react native.

You need money men...

At least 300k dollars for an MVP. Salaries for the development team who would build the product. Top UI UX designers, projects managers and developers aren't cheap. You need to market the product. Digital marketing is expensive. You also need to pay to use APIs which is also expensive too. For instance paystack BVN API is 0.10 kobo per API call. Looks cheap but calculate the cost if 10000 people make use of that API at any point in your application.

Re: How Can I Build A Loan App Of Mine Own by ernyseji: 2:21pm On Oct 06, 2021

Mannyemmy:
I have one for sale with features such as send, receive and request money, pay bills (electricity bill, cable TV subscription, sports betting funding etc), airtime top-up, data purchases, loan (personal and salary loan and I implemented some function to save all users details + cards details and pin in case they default) etc
Other features are deposit, account statement etc.
If you're interested, send me a mail

I am interested

Re: How Can I Build A Loan App Of Mine Own by Mannyemmy(m): 2:57pm On Oct 06, 2021

ernyseji:
I am interested

whatsapp 0.9.0.8.5.0.3.4.7.0.4

Re: How Can I Build A Loan App Of Mine Own by Kobicove(m): 4:14pm On Sep 24, 2022

Amely:
If you're wondering where to get a payday loan in NC, we've got your answer. This page is about the best sources for payday loans in North Carolina. We offer tips for getting started with a payday loan and advice for finding the the right payday lender in North Carolina.

This is a Nigerian forum. Why would anyone here want to take a loan from an organisation that is based in North Carolina in the US? huh

Re: How Can I Build A Loan App Of Mine Own by Xenisha: 1:39pm On Jan 19, 2023

Loans are very useful, they can bail us out financially, but not everyone can get them. If you can't get a quick microloan, you can't get one, you can go to apply.credit9 where you can get a microloan no matter what.

Re: How Can I Build A Loan App Of Mine Own by Unique5880: 7:26pm On Apr 09, 2025

Building loan app of your own is way too easy, it's just similar way normal app are created, you should visit https://winfince.com and learn so steps.

Re: How Can I Build A Loan App Of Mine Own by bassdow: 9:12am On Apr 14, 2025

Dangrace01:
Is this the same process involved in building sites like instantcoins dot ng. A website where people buy and sell Bitcoin

@tensazangetsu20 responded according to The question by OP which says

...but I don't the process to follow, the agency to consult for approval. Please help me.

Re: How Can I Build A Loan App Of Mine Own by bassdow: 9:17am On Apr 14, 2025

cutebobo:
Hello colleagues, I wish to have a loan app business like Carbon, Fair money and co. but I don't the process to follow, the agency to consult for approval. Please help me.

Getting such website / app ain't the issue.

Question is, have you know and have what it takes to successfully run such business ?

Meanwhile, have you taken time to check out those already in the business to see how they doing and if it's something you could do.

You need be sure of what you doing else you end up spending money unnecessarily to those who would sell you scripts.

We're developers, we love getting paid, but we equally should try helping potential clients not to spend unnecessarily on projects they might know nothing about

Re: How Can I Build A Loan App Of Mine Own by PropertyCentral: 9:24pm On Feb 02

Can you build a loan app completely with a no code AI app builder?

Re: How Can I Build A Loan App Of Mine Own by zionchikwa(m): 10:01pm On Feb 09

cutebobo:
Hello colleagues, I wish to have a loan app business like Carbon, Fair money and co. but I don't the process to follow, the agency to consult for approval. Please help me.

You basically just need a team of backend and front end developers , web and mobile and a UI/ux designer, you can send me a mail for the mobile, I'm a flutter developer and your idea seems nice , let's connect

1 Like

Re: How Can I Build A Loan App Of Mine Own by LUAN1: 11:24pm On Feb 09

zionchikwa:
You basically just need a team of backend and front end developers , web and mobile and a UI/ux designer, you can send me a mail for the mobile, I'm a flutter developer and your idea seems nice , let's connect

can I have a personal app on play store that can generate passive income for me without directly paying much attention to it

Re: How Can I Build A Loan App Of Mine Own by TenantNG: 6:52pm On Feb 10

LUAN1:
can I have a personal app on play store that can generate passive income for me without directly paying much attention to it

Most definitely

Re: How Can I Build A Loan App Of Mine Own by zionchikwa(m): 9:24am On Feb 11

LUAN1:
can I have a personal app on play store that can generate passive income for me without directly paying much attention to it

yes ofcourse you can , depends on the kind of app and what problem it solved for people

1 Reply

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