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Treasury Bills In Nigeria - Investment (1627) - Nairaland

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Fixed Deposits Or Treasury Bills, Which Is Better? / Fixed Deposit And Treasury Bill Investments From Abroad / I Need Information On Treasury Bills In Nigeria (2) (3) (4)

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Re: Treasury Bills In Nigeria by NL1960: 9:44pm On Oct 22, 2020
ahiboilandgas:
ok....nice am happy to meet u .........do u any ibo guys staying opp the yakasai white house?
.
Do not know. Was not staying opposite. I used the axis as a short cut.
Re: Treasury Bills In Nigeria by ahiboilandgas: 9:46pm On Oct 22, 2020
NL1960:

.
Do not know. Was not staying opposite. I used the axis as a short cut.
ok nice ....i used to train in the football field around 1996 .....
Re: Treasury Bills In Nigeria by just2endowed: 10:57pm On Oct 22, 2020
ositadima1:


Do u mean d one with soldiers shooting in d air to disperse d crowd. The other one showed a couple of injured people, which could have been a result of stampede. As far as I know I didn't see any gun wounds or bleeding. Please watch d footage again.

https://twitter.com/davvydmoore/status/1319330058499198979?s=20
Re: Treasury Bills In Nigeria by Macktaob(m): 11:00pm On Oct 22, 2020
Re: Treasury Bills In Nigeria by pluto09(m): 6:33am On Oct 23, 2020
FG October Bonds Oversubscribed By N205.87bn - PUNCH

https://www.abokifx.com/news/32717/details
Re: Treasury Bills In Nigeria by Nobody: 7:08am On Oct 23, 2020
A Tbill thread has now been hijacked by a few friends and tribalists to discuss politics and tribal issues when there are other Nairaland threads to discuss these topics. If this is not derailing a Tbill thread, what else is? If there is nothing to discuss in Tbills and related investments, then why not let it be a dead thread until things pick up?

There are actually folks out there that try follow Tbills here and they would be very disappointed seeing pages upon pages of tribalistic and political chit chat with no links to Tbills.

Dominique, Seun, Mynd44 please take note. Thanks!

7 Likes

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 8:32am On Oct 23, 2020
Lazyyouth4u:
A Tbill thread has now been hijacked by a few friends and tribalists to discuss politics and tribal issues when there are other Nairaland threads to discuss these topics. If this is not derailing a Tbill thread, what else is? If there is nothing to discuss in Tbills, then why not let it be a dead thread until things pick up?

There are actually folks out there that try follow Tbills here and they would be very disappointed seeing pages upon pages of tribalistic and political chit chat with no links to Tbills.

Dominique, Seun, Mynd44 please take note. Thanks!


I hope and pray we can limit our discussions to business and investment.

But certain people who have personal interest and agenda won't allow it to happen.
Re: Treasury Bills In Nigeria by Dsticks47(m): 8:33am On Oct 23, 2020
stevemims:
@emmasoft what do you have to say about investment one's VDF? I have VGIF but would like to add some dollar investment.

Suggestions are welcome from anyone who has a dollar investment portfolio with any of the investment firms. Thanks.
Good morning sir.
Presently Emmasoft is banned from making any comment on the platform.
But you can get across to him through the contact on his signature.

And also by mail: emmaowes AT yahoo com
Re: Treasury Bills In Nigeria by NL1960: 8:34am On Oct 23, 2020
ahiboilandgas:
ok nice ....i used to train in the football field around 1996 .....

Wa o. I used to go to that football field once in a while in the evenings of weekends to watch football matches.

I was retained in where i served but i declined and came back to Lagos. Was scared of religious riots as where i was staying was close to Badawa and i did not understand the language.
Re: Treasury Bills In Nigeria by ahiboilandgas: 8:39am On Oct 23, 2020
NL1960:


Wa o. I used to go to that football field once in a while in the evenings of weekends to watch football matches.

I was retained in where i served but i declined and came back to Lagos. Was scared of religious riots as where i was staying was close to Badawa and i did not understand the language.
u made a Good move ....nice meeting u ...
Re: Treasury Bills In Nigeria by DexterousOne(m): 11:49am On Oct 23, 2020
Good morning everyone

Over the last one hour
I have been able to look at the fact sheets for some of the investment houses thag offer mutual funds for discerning investors to put in their money

Specifically
I was looking into the Stanbic IBTC Bond Fund and the Guaramteed Investment Fund

I think I took a quick glance at AXA equity fund as well...

Because these investment houses got into the money market party much earlier and for a longer term period

They are better positioned to keep their YoY returns FAR ABOVE what the T Bill's have to offer

Based on this
I will recommend (not a blanket endorsement o, just a recommendation) that those who are new to this investment thing and have low risk tolerance should consider pitching their tent with one of them......

It is also my belief that the equities ship has sailed for those who were looking for bargains

Though an opportunity may present itself again

As for T Bill's
Dear brothers and sisters
Let's leave Mr. T Bill's on the bench for now
Pending when his fortunes change

11 Likes

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 12:08pm On Oct 23, 2020
pluto09:
FG October Bonds Oversubscribed By N205.87bn - PUNCH

https://www.abokifx.com/news/32717/details


Oversubscribed by N206 billion, that is serious
Re: Treasury Bills In Nigeria by xprimate(m): 12:11pm On Oct 23, 2020
DexterousOne:
Good morning everyone

Over the last one hour
I have been able to look at the fact sheets for some of the investment houses thag offer mutual funds for discerning investors to put in their money

Specifically
I was looking into the Stanbic IBTC Bond Fund and the Guaramteed Investment Fund

I think I took a quick glance at AXA equity fund as well...

Because these investment houses got into the money market party much earlier and for a longer term period

They are better positioned to keep their YoY returns FAR ABOVE what the T Bill's have to offer

Based on this
I will recommend (not a blanket endorsement o, just a recommendation) that those who are new to this investment thing and have low risk tolerance should consider pitching their tent with one of them......

It is also my belief that the equities ship has sailed for those who were looking for bargains

Though an opportunity may present itself again

As for T Bill's
Dear brothers and sisters
Let's leave Mr. T Bill's on the bench for now
Pending when his fortunes change
Thanks alot for your insight.
What is the minimum amount to invest and what is the the yield like.

On the other hand,please does any one know what the TB market in other countries like America and Europe are like, or even South Africa. What is the requirement and their returns like.

1 Like

Re: Treasury Bills In Nigeria by Phraences: 1:05pm On Oct 23, 2020
Lazyyouth4u:
A Tbill thread has now been hijacked by a few friends and tribalists to discuss politics and tribal issues when there are other Nairaland threads to discuss these topics. If this is not derailing a Tbill thread, what else is? If there is nothing to discuss in Tbills, then why not let it be a dead thread until things pick up?

There are actually folks out there that try follow Tbills here and they would be very disappointed seeing pages upon pages of tribalistic and political chit chat with no links to Tbills.

Dominique, Seun, Mynd44 please take note. Thanks!


This article explains how to invest in Nigerian Treasury Bills

A beginner guide to investing in treasury bills.
Water-down explanation of treasury bills and how to invest in it.
Quick tips on how interest is earned and when it is paid to an investor.
A run-down on benefits of investing in treasury bills
What are Treasury Bills?
Treasury Bills are government guaranteed debt instruments issued by CBN on their behalf to finance expenditure. The CBN also uses treasury bills to control money supply in the economy.

How are Treasury Bills Sold?

Treasury Bills are sold through a bi-weekly auction conducted by the CBN. Buyers are requested to quote bids following which the average minimum bid is selected.


I got this article from Nairametrics. The full article can be gotten there.

This is my own contribution to this TB Thread.

Good day everyone.

1 Like

Re: Treasury Bills In Nigeria by DexterousOne(m): 1:05pm On Oct 23, 2020
xprimate:

Thanks alot for your insight.
What is the minimum amount to invest and what is the the yield like.

On the other hand,please does any one know what the TB market in other countries like America and Europe are like, or even South Africa. What is the requirement and their returns like.

To your first question

I can only speak of Stanbic GIF and Bond Fund

Maybe @Emmasoft can tell you about investment one which is another alternative

And for the two aforementioned
N5000 is the minimum
Then multiples of N5000 after that
With consistency
You will be amazed at how much you can build in one year

As for your second question
I will not advise you to invest in US or UK treasury bills

The interest rates are very poor
Like very very poor.

2 Likes 1 Share

Re: Treasury Bills In Nigeria by DexterousOne(m): 1:07pm On Oct 23, 2020
emmanuelewumi:



Oversubscribed by N206 billion, that is serious

What this means still is that there is little faith in the investment climate

We are hopeful for a turnaround next year
Because from the look of things
This year is gone
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 1:10pm On Oct 23, 2020
DexterousOne:


What this means still is that there is little faith in the investment climate

We are hopeful for a turnaround next year
Because from the look of things
This year is gone


But thry have faith in the country. Why invest in a 10 year Bond?
Re: Treasury Bills In Nigeria by DexterousOne(m): 1:13pm On Oct 23, 2020
emmanuelewumi:



But faith in the country. Why invest in a 10 year Bond?

Because government bonds are safe from looters and anarchists lmao

But on a serious note though

Sovereign authorities are always considered the "risk free" investment go tos

Investments in the main street is susceptible to physical and political carnage
And judging by Nigeria history of not defaulting on debt

That helps Nigeria too

1 Like

Re: Treasury Bills In Nigeria by Cyberknight: 1:24pm On Oct 23, 2020
DexterousOne:


To your first question

I can only speak of Stanbic GIF and Bond Fund

Maybe @Emmasoft can tell you about investment one which is another alternative

And for the two aforementioned
N5000 is the minimum
Then multiples of N5000 after that
With consistency
You will be amazed at how much you can build in one year

As for your second question
I will not advise you to invest in US or UK treasury bills

The interest rates are very poor
Like very very poor.

Poor is an understatement.
They're even saying that interest rates might go negative next year, at which point you are effectively paying the banks to keep your money for you.

1 Like

Re: Treasury Bills In Nigeria by DexterousOne(m): 1:31pm On Oct 23, 2020
Cyberknight:


Poor is an understatement.
They're even saying that interest rates might go negative next year, at which point you are effectively paying the banks to keep your money for you.

No fear
Call the name of the country na lol tongue tongue


It start with G and ends in Y and it's a country in Europe

Savers are DOOMED in that country

At least we still have small hope
Despite the inflation
Re: Treasury Bills In Nigeria by Cyberknight: 1:35pm On Oct 23, 2020
DexterousOne:


No fear
Call the name of the country na lol tongue tongue


It start with G and ends in Y and it's a country in Europe

Savers are DOOMED in that country

At least we still have small hope
Despite the inflation

Lol.
The hope is smaller by the day because I cannot but suspect Emefiele is taking more and more leaves out of other central banks' playbooks as he acquires more and more powers to essentially manage Nigeria's economy.

Earlier this year, as part of a project I was handling, I had to read a hugely interesting report on Argentina's currency control measures introduced last year and post-lockdown, I can see the CBN reaching for some of those measures.
Re: Treasury Bills In Nigeria by Dum20: 2:04pm On Oct 23, 2020
I will like to add my own tips on opportunities.

One can target purchasing some stock on the Nigerian Stock Exchange.

Target should be between now and mid to end of November. If you can get Zenith bank shares at N19 or below get as much as you can and hold till maximium the second week in January.

Do not be tempted to hold beyond the second week of January.

I expect the price to get to N25. That is approximately 25% in returns in less that 3 months.

There are many stocks with such potentials there right now.

The most important thing is timing. and the target price.

Do not exceed second week in January

This is my 2 cents to help

8 Likes

Re: Treasury Bills In Nigeria by OgogoroFreak(m): 2:11pm On Oct 23, 2020
Someone talked about an investment option by investment-one that gives 9%. How true is this?
Re: Treasury Bills In Nigeria by Phraences: 2:58pm On Oct 23, 2020
This is another contribution to this thread.


For stock investment options, you can try investing in US stocks through RISEVEST


Rise vest is a platform where a basket of different portfolios such as Eurobond, US Real estate or US Stocks are managed for you.

Rise manages an index of different stocks, stock of companies that have strong balance sheets and will be in good positions for years to come. All you have to do is fund the stock portfolio, everything else is managed on your behalf.

Rise vest is the easiest way to make automated and secure dollar denominated investments in Nigeria from as low as $10.

3 plans are available

All ROI are annual returns

Eurobond: ROI 10–12% Guaranteed low risk investment

US Real estate: 13–15% Mid risk investment (not capped) last year recorded 17%

US Stocks: 12–14% High risk investment (not capped) last year recorded 23%.

You can check their website for more information or join their telegram group or contact me through WhatsApp (Check my signature below)

If you like the investment options, kindly use my referral code 52OD265G when downloading the App.

Don't let this my long grammar be for nought. smiley

1 Like

Re: Treasury Bills In Nigeria by ojesymsym: 3:05pm On Oct 23, 2020
Are you sure of this guaranteed 10-12%, Eurobond to the best of my knowledge are never that high

Phraences:


Eurobond: ROI 10–12% Guaranteed low risk investment


Re: Treasury Bills In Nigeria by emmanuelewumi(m): 3:08pm On Oct 23, 2020
ojesymsym:
Are you sure of this guaranteed 10-12%, Eurobond to the best of my knowledge are never that high


I don't know of any FG or corporate Eurobond that pays up to 10%
Re: Treasury Bills In Nigeria by ojesymsym: 3:38pm On Oct 23, 2020
My thinking exactly. The old rule of when it is too good to be true, it probably is not true stands. That is the watchword.
emmanuelewumi:


I don't know of any FG or corporate Eurobond that pays up to 10%

5 Likes

Re: Treasury Bills In Nigeria by Indigbo: 5:36pm On Oct 23, 2020
tot:


Gone are the days of 14%, chai. It's a cycle though so I'm sure it will come around eventually.

I have bought treasury bills at 18% 6 month in 2017
Re: Treasury Bills In Nigeria by tot(f): 5:38pm On Oct 23, 2020
Indigbo:


I have bought treasury bills at 18% 6 month in 2017

Are you kidding?! Wow. 14% is the highest I have seen... I used to wonder how sustainable it was though considering Nigeria's economic condition.
Re: Treasury Bills In Nigeria by lastclaire4(f): 5:43pm On Oct 23, 2020
DexterousOne:


No fear
Call the name of the country na lol tongue tongue


It start with G and ends in Y and it's a country in Europe

Savers are DOOMED in that country

At least we still have small hope
Despite the inflation

Who told you what we have now is not negative interest rate. Just because is not reading negative doesnt make it positive.

Whenever you have an interest rate that is far below inflation rate, the effect is negative interest rate. In the end you just paid bank money to keep your money cos inflation has taken both interest and principal way effectively.

6 Likes

Re: Treasury Bills In Nigeria by Indigbo: 5:47pm On Oct 23, 2020
tot:


Are you kidding?! Wow. 14% is the highest I have seen... I used to wonder how sustainable it was though considering Nigeria's economic condition.

Yes. 18% 6 months secondary market, I reinvested my interest which yielded 500k exclusive capital. Gone are the days really.

1 Like

Re: Treasury Bills In Nigeria by tot(f): 5:51pm On Oct 23, 2020
Indigbo:


Yes. 18% 6 months secondary market, I reinvested my interest which yielded 500k exclusive capital. Gone are the days really.

Nice one.
Re: reinvesting interest, the impact of compounding the interest over a period of time is unbelievable, but I guess for most people involved in Tbills, they use the interest for other things.

2 Likes

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