Since this is hypothetical, I suppose my reaction is also hypothetical.

I will take the full amount owed to me plus a litt something as interest and for inconveniences caused. Then send the rest back with a stern warning to keep his distance.

me I go collect 4 million the rest Nah my interest. ogun kill am there.

Don’t keep friends if it isn’t beneficial it’s artificial

him own don finish be dat.

Organs:


Well, that is wrong and not good in my opinion. I personally has borrowed money from friends and paid back and i have had friends borrow from me and pay back as well. However, i have had friends borrow and not pay back. Now, its case by case, a friend borrowed 200k and promised to pay back next month and told me how he needed it, now i am not going to say even if him cry blood i will not borrow cos someone did not pay in the past. All i did was remind him how it's easy to borrow and hard to pay back and how he needs to rethink the amount and if he will be able to pay back. Things happen i know and i will accommodate it as long as youre upfront and sincere and truthful with me. I will not close my door to my friends cos some people defaulted in the past.

You seems a good man.

I'll do d right thing. Collect my 4m nd send back d remainin

bmcariyo:
You loaned your friend N4,000,000 last year and since then, he has refused to pay back, which has really deteriorated the friendship.

You beg him to just pay you N2,000,000 and forget the rest because you are in a financial crisis. Your friend then says he can only get you N1,500,000 since that's all he has.

You feel like you have no option but to accept. You eventually give him your account details to send the amount directly to your bank.

You wake up the next morning, checked your account and there is N15,000,000 in it. You kept staring at the screen in disbelief but it is indeed 15m.

You grab your phone and find 53 missed calls from him and an additional 27 text messages begging you to transfer back N13,500,000 since he only meant to send N1,500,000 and mistakenly added an extra "0."

As a well-brought-up person, what are you supposed to do?

1. Send back N13,500,000/=?
2. Take your full N4,000,000/=?
3. Keep the entire N15,000,000/=?
4......
5...

#FoodForThought

As a Christian, I don't take what does not belong to me.

I will just take my 4m and send him the rest. I will also deduct any charges the bank will charge me from his money before I send it back.

If you want to be petty, refund him 250k every week until the 13.5m is complete.

Even if he carry you go court, he will not win.. because you did not refuse to return his money..you agreed and you are refunding it

I will take 4M plus additional 1m as damages ,send him the rest & block the mofo foh life.

Ahhhhhhh.

For sure.. BTC WILL DOUBLE THAT 15M and then u pay him back his 11M and still earned over 11M extra.

Activist001:
Buy

BTC with the money and ask him to wait for 1 week because I was owing bank 10m.

Wisdom will not finish me.

... Is our God not wonderful?

Talk to a very good lawyer with proofs( phonecalls/ text/ evidences u lent him the 4mill. Don't take the laws into ur own hand. Meanwhile that's d end of the friendship

bmcariyo:
You loaned your friend N4,000,000 last year and since then, he has refused to pay back, which has really deteriorated the friendship.

You beg him to just pay you N2,000,000 and forget the rest because you are in a financial crisis. Your friend then says he can only get you N1,500,000 since that's all he has.

You feel like you have no option but to accept. You eventually give him your account details to send the amount directly to your bank.

You wake up the next morning, checked your account and there is N15,000,000 in it. You kept staring at the screen in disbelief but it is indeed 15m.

You grab your phone and find 53 missed calls from him and an additional 27 text messages begging you to transfer back N13,500,000 since he only meant to send N1,500,000 and mistakenly added an extra "0."

As a well-brought-up person, what are you supposed to do?

1. Send back N13,500,000/=?
2. Take your full N4,000,000/=?
3. Keep the entire N15,000,000/=?
4......
5...

#FoodForThought

That friend is a wicked being, remove your 4m and transfer the balance to him

I'll definitely take an extra N1M as interest and inconvenience fee and return the rest to the fool!

I DONT JUST BLV THIS STORY...

Promotions:
I'll take my full 4m and still hold on to the remaining 11m and do the same thing he did to you...maybe he will accept me paying half of the 11m to him when he gets frustrated... giving out loan can be something else, last year December I gave out 200k loan to a friend that promised to pay me back first week of January and how he is expecting over 300k and long stories of how credible he is, till date the chairman is yet to pay me back, every week one story or the other now he want to apply for loan from them loan companies to pay me back (that was the last excuse he gave).

that will be the biggest mistake of his life, if he decides to take up another loan to pay you.... He is

I will hold the money and use it to do case against him. I will simply said he refunded my money with interest. The world will have to beg me before I will be able To refund his balance of 11m.

Just my 4m first then second the end of our friendship but wait oooo... So million na 6 zeros just knowing it today..

Mickeybook:
I DONT JUST BLV THIS STORY...

B4 do you wanted to think of joke to be true....

bmcariyo:
You loaned your friend N4,000,000 last year and since then, he has refused to pay back, which has really deteriorated the friendship.

You beg him to just pay you N2,000,000 and forget the rest because you are in a financial crisis. Your friend then says he can only get you N1,500,000 since that's all he has.

You feel like you have no option but to accept. You eventually give him your account details to send the amount directly to your bank.

You wake up the next morning, checked your account and there is N15,000,000 in it. You kept staring at the screen in disbelief but it is indeed 15m.

You grab your phone and find 53 missed calls from him and an additional 27 text messages begging you to transfer back N13,500,000 since he only meant to send N1,500,000 and mistakenly added an extra "0."

As a well-brought-up person, what are you supposed to do?

1. Send back N13,500,000/=?
2. Take your full N4,000,000/=?
3. Keep the entire N15,000,000/=?
4......
5...

#FoodForThought

I am taking my full 4M and then blocking the idiooot... silly friends trying to take advantage of your sincerity

Take your 4m. Put 11million for fixed deposit and crypto for like 8 months. Go into hiding. Then transfer the 11million back after you have made plenty profit. Then cut off all ties with him.

That guy will be @ my mercy. I will allow the money to rest in my account while we are negotiating how much I will pay him. He can't misbehave, because if he does, I will use his own money to deal with him. He can't mess up, he will just be @ my mercy.

I go take my full #4m oooh, friendship gbakwa oku

DONT LEND MONEY A CLOSE PERSON,GIVE THEM CLUE ON HOW TO GET LOAN FROM BANK。IF YOU HAVE LITTLE TO OFFER,JUST GIVE IT FREELY。

bmcariyo:



Additional 1M. What's that for pls?

Take what's belong to you and pls move far away from that idiot else, he can kill you for real. Infact , you are in danger if you move close to him henceforth.


Remove your 4milli and japa from him.

Will take my 4m and transfer the balance after 3 days of pleading

I am not a thief. I will take my 4mill. Withdraw the remaining 11million in cash of 50 naira denomination. Then ask him to come and get his money from my house.

I am sure while coming he will expect a cheque or atleast 1000naira notes.

Did I even receive alert?

EngrXrix:

Take my 4m plus interest and hardship allowance (which he knowingly put me through cuz he had money and refused to repay me) which might amount to 5m total. Wil send back 10m. Anywhere he wan carry me go I ready use from that 1m on top carry lawyer. He is a very wicked friend.

God intervention comes in mysterious ways and here is one of them, take ur complete money and forget about the interest and distance ur friendships.

bmcariyo:
You loaned your friend N4,000,000 last year and since then, he has refused to pay back, which has really deteriorated the friendship.

You beg him to just pay you N2,000,000 and forget the rest because you are in a financial crisis. Your friend then says he can only get you N1,500,000 since that's all he has.

You feel like you have no option but to accept. You eventually give him your account details to send the amount directly to your bank.

You wake up the next morning, checked your account and there is N15,000,000 in it. You kept staring at the screen in disbelief but it is indeed 15m.

You grab your phone and find 53 missed calls from him and an additional 27 text messages begging you to transfer back N13,500,000 since he only meant to send N1,500,000 and mistakenly added an extra "0."

As a well-brought-up person, what are you supposed to do?

1. Send back N13,500,000/=?
2. Take your full N4,000,000/=?
3. Keep the entire N15,000,000/=?
4......
5...

#FoodForThought

Guy collect your 4m refund him 11m and end the friendship straight up

Take my full 4m and return 11m to him

Take my full 4m and return 11m to him[color=#006600][/color]