₦airaland Forum

pakpan89:
In this business (Agent Banking Business), and as an agent owning your box, you are just like a mini bank. You need to have cash and load money on your box e-wallet to transact and deliver these mini banking services to people.

If somebody wants to withdraw from you, he would insert his ATM debit card into the machine and pay. His bank account would be debited and your box e-wallet credited. Thus, you have received value. You then pay him cash and take your service fee as your income.

For example, you do 100 transactions/day with this machine and earn 100/transaction. That would be N10,000 a day = N300,000 monthly.

Get your box today. You can't go wrong with this box.

Can you confirm that the ATM swipe on the BaxiBox is working?
Yesterday during a demonstration of how the BaxiBox works, one of your Trade-Partners said arrangement with inter-switch is not concluded yet so ATM cards don't work on the BaxiBox yet. Kindly confirm.

Fingerprinter:
What's your rate? I got small payoneer funds, around $369 for sale.

Hi, get in touch I buy payoneer at rate of N360/$

[quote author=kaycodes post=57048641][/quote]Just concluded a transaction with @Kaycodes with @Modath acting as Escrow. Two great people. Thanks to Modath for her time. Nigeria has great people and am proud to be one

kaycodes:
$265 Payoneer available @ 360/$

Contact 07038214645 WHATSAPP ONLY.

Thank you.

8598

Venzal:
Congrats. Try to change your Profile pics to something more.professional. If you are making use of your, let it be a headshot of you looking directly into the camera. And please smile a little, it can help reassure clients

As to what you can do to attract more buyers, you can do review swap or buy reviews to help your ranking. Be careful with it, though.

More blessings to you.

Nice having you back on your thread. Hope your trip has been very rewarding. God bless you man.

whyworryPH:
$110 Payoneer funds available @360. Feel free to come with escrow. Contact on signature.

@whyworry we just spoke about this.
@modath can you kindly offer escrow thanks

Provide idea of the acquisition /start-up cost here.

I hope this thread will later serve as a place for quick resolution of your agents challenges with using the baxi box/application.

Regards

rozayx5:
95$ btc available

395# rate

08107558420

gtb
trusted dealer

coins in coinbase so no issues

interested let's talk

What does it look like?

aquashessfish:
New constructed Tilapia cage culture by Aquashess fish farm

Congrats to the indomitable spirit called Nigerian.

Is that a tilapia hatchery? Is that river following through the cages?

Good thinking I see there.

OTDR:
@Pavore, I'll do more research on it. However, should I decide to get one, where can one get a Flexi Biogas that could meet my energy requirement in Nigeria?

Just to add to what @Pavore has said.

You also need to be mindful of the maintenance of the System you are installing. At some some point the production of methane gas from the Biogas system depletes, requiring you to feed fresh waste into the digester. This means you need to evacuate what you currently have in the tank. With the under-ground dome-tank you mechanically pump out. Whereas for the surface tank system you open a lock and follow out by gravity.

If the volume of your Dome tank is say 5000L , you can achieve same production capacity of gas with 5nos 1000L surface tanks interconnected.

Your Dome tank here is serving as the bio-digester. The gas collection/tank is different and can serve for either the underground dome tank or the surface digester.

baba11:
Heavy equipment ,market,human-know-how and market. Mind you,if the road too is bad or inaccessible, it'll make you run at a loss especially if it's a perishable goods

On point.
Those are part of the challenges you have to over come on a day to day basis. We have them in focus. Thanks

baba11:
I doubt if you really have what it take to produce on large scale and make profit.

What does it take? Tell me.

jasper7:
3. Labour is still an Issue: the unskilled labour is so difficult to get and when you get? very expensive and very very unproductive.The foreign help from neighboring African countries (Benin, Togo) are not reliable and not readily available.
so.. a man who quit his job in a bank to farm will suffer because he can't get reliable hands.
Until there's a good solution to this, there's still some work to be done

The solution is already here. And you know it. The issue is how does the SME-Farmer finance such expensive machinery. You need over 15 years to amortize their cost.

I think the solution lies in Leasing (Hiring) and Cooperative Farm Settlements covering hundreds of Acres in one location. The cost of hiring a plough to do 1 Acre is same as 10 Acres. So assume 1 Farmer having 1 Acre is to pay N10,000 but because his other 9 neighbours are interested they all contribute N1,000 each and use the same equipment same day (very possible). Same applies to other farm equipment.

jasper7:
5. It's a great Idea having your farm close to target market: A bus from let's say ogbomosho will charge you between 20-30k to carry your goods down to Lagos. If you are a cucumber farmer for instance, that's 60 bags of cucumber at best. (most times less). A bag goes 2500 averagely, that's about 150k from sales. Take out maybe 25k for transport and you are left 125k.
On the other hand a truck cost 40-50k from ogbomosho to Lagos. A truck carries 300 bags averagely, at the 2500 per bag, that will be 750k, if you take out the transport, you are left with 700k. So, if the person with 60 bags had contributed to make up a co-operative's 300bags, He/she would be spending 10k on transport, thereby saving 15k. 15k saved in a 1 month harvest cycle is 150k (at least). Take a moment to think about this.

Like I explained above the solution lies in Cooperative Farmers Settlement. You also mentioned that.
I believe the essence of the Agric section threads is to help birth mechanized farming which can replace our Oil-sector and Banking jobs in terms of fat paying salaries. So if that is the case, you will agree with me that proximity to market strategy will be scratching the surface. If you limit your sales by "Proximity to Market"be sure that the Devil-factor will show face. If it wasn't so, the apples you see in Nigeria wouldn't have crossed the bother.

jasper7:
7. Mechanization is the way forward: After ruminating and agonising over the unavailability of land and inadequacies of Labour, i have come to the humble conclusion that getting the required machines that will reduce your need for labour can be the long lasting solution to this labour.
There are machines that can handle almost every part of the farm procedure, from planting, transplanting, bed making, weeding, fertilizer and chemical application, even up to harvest.

So why break your head any further? You have the solution then implement. But don't forget the Laboratory equipment again.

And don't forget division of Labour. The highly skilled manpower (Graduates) you referred to. Hope they are not all experts in same field (B.Sc Agric). You need mean experienced marketers (think about selling ice to an Eskimo) good at identifying or even creating demand. You need Economist to keep researching the market. Your supply (mass production) must not surpass immediate demand thus forcing down the unit price (glut).

Also get ready for your readers/ co-investors, who will ask for detail analysis with cost for a Mechanized Farm setup.

Don't forget "with God all things are possible". And God is Constant. So go make it, you are on track. Nice threads you have here. Needless to say you have inspired me.

jasper7:
We found what we were looking for in mid-July. It was a land close to the Dam in ogbomosho, so we were guaranteed unlimited water supply. And Later in July we started work there, with the few laborers we had on ground. We installed our irrigation all over again and successfully planted sometime in August, (Remember this was a project that should be due in October, Lol). By end august, the downpour of rain came like it was releasing all it had held back through all the months of drought. The dam overflowed, destriyed our farm as much as it could. (From suffering from lack of water, we are now suffering from excess water, Lol). I couldn't understand why the forces of Nature were just trying to mess around with my head. We Fought many battles, we won some and we lost some, but these are the Lessons I have extracted from my Journal. Enjoy

In discussing your failures or rather Learning from Incidents (LFI) you overlooked the flooding challenge highlighted above.

Every locality has its researched return period for peak rainfall (or drought) and wind. At other times or do I say without the heavy down pour causing the dam break, you would have been making higher profits or reversing your losses.

So as we adopt geophysical survey going forward, do not forget to visit Maritime authorities and the Universities for this information.

Pavore9:
Faculties of Agriculture in various Nigerian Universities need to set up commercial soil testing centres and sensitize local farmers on the need to have their soil tested. They should train field agents stationed in different areas on how to take soil samples. They collect the samples from farms and forward them to the soil testing centres then after 7-10 days they get the result and given fertilizer recommendation.

Soil testing is as low N4,000 here in Kenya.

Like they say, you don't reinvent the wheel.

All Nigerian Universities (NUC approved, I dont mean the backyard ones) with a Civil Engineering or Geology Department have all it takes to perform Geophysical studies.

Also most reputable road construction companies (Berger, Dantata&Sawoe, RCC, Fugrol, the list is endless) also have their own laboratories equipped to perform all sorts of soil test and beyond. You can approach and negotiate officially or un-officially.

Price, I wont discuss, because it is dependent upon a lot of factors. Also cross-border comparison of Price should be done on the Purchasing-Power parity. Maybe N4,000 in Kenya can buy more than what N20,000 would procure in Nigeria.

Kalusam:
Aww, reading this story and it was as if I am reading my own story. What I have learnt also is this: Moving from a known terrain to another is basically challenging, its better to face the challenges, learn from them and go back to the drawing board to draw out a great plan than quitting! Secondly and most importantly, the God factor is by far the only hope for success. Success in farming is 10% hard work and 90% God factor, because I have seen people that spend as much as 700k on a 1 acre cucumber farm that do not even get back half of their investments in sales and others who spend less than 150k on one acre who make close to 700k in sales!

Success in Farming (like any other human endeavour) is 100% dependent on the application of knowledge.

If you doubt it place your ugu-seed in dry soil (0% moisture) don't water, then start praying; Your neighbour who places his seed in fertile soil and waters will be harvesting while you are still praying.

God is so merciful he allows the rain to fall upon the wicked and the just man. That is God factor in our lives. There may be the Devil factor (Enemies, LOL), well that will be discuss for another day. For me the 1-Devil factor lies in the highlighted which you rightly pointed out.

But trust me make nairaland, google and youtube your friend and all your ventures will be like the lily planted by the riverside.

Lastly, show me that man who is a success and he will gladly tell you his stories of woes.

Pavore9:
Would love to read the experiences of farmers in Imo State, what they grow/rear, the prospects and challenges.

I want to believe that this thread is not about Imo indigenes involved in farming but rather about farm practices/ opportunities in Imo state.

So it would help to see information in that regard dropped here. For instance someone posting details of Acres of Land in a remote area going for N300k/ Acre or less will help stimulate Agriculture in Imo and the East.

I would also like to see us discuss access to market. Where is the market for farm produce located in the East or how do eastern farms transport their produce to market timely and cheap. For instance, besides cheap lands, the attraction to farming in Ogun state is the proximity to the market, Mile 12 Lagos.

In the meantime am porting to Ogun state for reason above by next month, January.

omode2:
The cost of constructing a pen house as a beginner doesnt come cheap. But a wooden or[b] bamboo pen can also be constructed to reduce cost[/b].

Hi Omode,
Do you have contact of any carpenter/person with experience in bamboo pen making.
Would like to survey its cost benefit immediately. Thanks.

Maple:
Your points are indeed well-founded Mr Prosperity4All. I also try to utilize the space I have for maximum benefits, and I have researched this trend for as long as I can remember, and there are indeed lots and lots of breakthroughs worth emulating. However, one may come across limitations which could make certain ideas non viable, simply because of different circumstances individuals are faced with. What one can profitably implement on a space at location A, may not be economical for someone at location B. Even as you try to adjust to different approaches, you start weighing the economic viability of your options.

Handling of waste can be problematic for alot of farms in urban locations like mine, but it is not at my present site. However, in as much as I would like to also enjoy the immense benefits of utilizing cow waste as a good energy source for instance, I cant construct a biogas plant on a rented land should I decide to build one, or even sink a borehole for instance. Also, I practice zero-grazing and at times semi-zero grazing which all have their challenges. Feed is the most expensive aspect of cattle biz, and the cost of buying or transporting it alone can be very daunting for many. A couple of years back, I farmed maize to make silage. The cost of transporting it to my farm site was enough to make me have a rethink the following year, and had to come up with cheaper alternatives of getting feed within my location.

At the new farm site, not only would i be able to accommodate large herds of cattles, It is also very convenient for semi-zero grazing due to abundant forage in the area. I also can farm hectares of maize very close to the farm to make enough silage that could last for years, and at a very low cost. I also can conveniently practice integrated farming, sink borehole, construct industrial biogas, build processing plants, have access to cheaper labor, etc

Interesting.
Looking forward to the birth of another Africa richest man "Dangote"emanating from Nigeria.
Keep it up we shall meet.

betcindy:
Anambrarians,pls where can i get good plantain suckers of about 200 suckers

See response below:

IHate9ja1:
Your request was re-directed to The IITA Youth Agripreneurs (IYA) office.
We are pleased to inform you that we sell improved and disease resistant plantain suckers, (conventional and nursery), below are their prices:
Nursery sucker-#100
Conventional Sucker-#80
For purchase and pick-up, visit IITA Youth Agripreneurs office at IITA Ibadan. 
Kindly, state how you would want us to serve you and forge ahead on this.
Also for further questions and clarifications, you can call me on +2348032341722

lucynkem:
Hello our poultry farm is in Umunede. We are finding it difficult finding buyers for our ready broilers. Any help will be appreciated. You can contact me on lucynkem@yahoo.co.uk

What are you waiting for?
Place the picture of your birds here. And state your capacity (ie how many birds are available), age of the birds and any other information your buyers normally ask.
Buyers will flood in. Don't forget to leave your phone contact.
Happy sales.

osomegbe:
I Just wanted a pure and I don't want to fall a victim of mixed litter like a friend here who paid highly for slantback gsd and finally grew up to be rubbish.

Is it rubbish in that the dog grew up not to be slant back? Please enlighten us. Thanks

Maple:
Growing your herd on a small land whether bought or rented has its own limitations which also do vary from place to place.

I have come to the conclusion that relocating to this new site (as soon as it is completed) is the better option for me in the long run.

May God crown your efforts and grant you clear direction at your cross roads.

To the subject. Bear in mind that everywhere in the world that land is a scarce resource but varies in price. So it is important that we continue to research into how technology can help us maximise the utilization of the smallest space we have seeking more.
Today farmers in Europe are growing plants on their roof without the roof collapsing or leaking.

I guess one of your challenges for prioritizing land acquisition now is to manage your increasing waste. If so did you consider new waste management techniques?
However if your intention is to maximise your production inputs and have an integrated farm where waste at one end is feed at another, then ride on. Otherwise you may need to look at your Lease-Buy options again.

I look forward to your enlightening response.

Baroba:
More pictures for those who need am, since op attached only two from Google..
http://puppypictures.org/main.php/v/rottweiler-puppy-pictures-gallery/

For real?

Namdeenero:
Op if you think this your advert will yield any fruit then you must be high on cheap raffia palms

You cracked my rib.

slevin1:
Pure bloodline rottweiler puppies for sale. Good genes guaranteed. Products of a Spanish bitch and a Serbian butch. My bitch (Mora) gave birth to 11 puppies (7 male & 4 female). Her mum before her gave birth to 12 puppies. Her mum's mum 11. A high number of puppies at birth is an advantage. Contact me @ 07036946519. Here are pictures below:

Impressive. These pictures are making change my "too ugly" notion of Rottweiler.

pamdaniel:
i got a land(a hecter) at aniocha and i want to go into watermelon, is there any one around there who is into water melon?

@Pamdaniel am interested in farm lands around axis. Could you send me your phone number for further talks. My email is at gmail.com

gannycute:
Euro qualifier group D. Georgia vs Scotland. I'm highly motivated to stake all my savings on Scotland. But why would the bookies give (2 odds) to Scotland. Ejo lowo ninu

Because they know before the match that the result will be 1:0 favour of Georgia