₦airaland Forum

rickpat:
I hear....zombie...intellect is equated to wealth abi?...write your own...mine must not suit your foolishness...African dwarf goat...

Kagd10:
You mean this below? High time you hatefilled miscreants are returned back to Anambra to go enjoy your failureeee there. Yeye dey smell.

Kagd10:
You mean this below? High time you hatefilled miscreants are returned back to Anambra to go enjoy your failureeee there. Yeye dey smell.

tomtomastom4:
I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.

https://www.nairaland.com/7292274/ladies-relationship-men-earns-100k

Of a truth, its not easy to manage such amount, but when one is already in such situation, you just have to manage and improvise.
Now like the OP of the above thread requested, here is the break down of how we make our expenses.

To start with, I was earning about 130k previously before we got married by March this year, but I changed job and the pay of the new job is 95k. STarted the new job around Feb this year, even though there was a loan I was paying off.. Need I add that my wife was working in a firm where shes paid 45K, but two months after our married, she quit the job due to pregnancy stress. Am sure ladies will understand.

This is our break down.
Monthly salary 95k
I remove 40k first from the salary and transfer it to 3 different acct.
The first acct receives 20k. This acct is not touchable except on extreme emergency. Its our main savings acct.
The second acct gets 10k and its for our rent, also non touchable. Rent is 150k per year. Before u say my rent is high compared to my salary, I like my privacy very well. and the cost of rent isnt friendly in my state.
The third acct also gets 10k. This one is for semi savings. This acct is touchable when cash at hand have been exhausted before the next month salary.

From the remaining 50k,
I send 10k to my family acct. I and my brothers do contribute 10k+ every month and its been used to run expenses WRT our parents and last born.
I gv my wife 10k for her monthly up keep. Its small. But its the sacrifice we all have to make for the good of the family.
I hold 10k myself for logistics and transport. I must confess, is not enough. But One have to strive. My wrk place isnt far. SO transport is N100 to and fro, thats approximately 3k per month. The remaining money i use it for other logistics. 4k out of this money goes for gas wch last for abt 2 weeks. And when we want to refill and there is no other money left, we fall back to the 3rd acct.
The remaining 20k is strictly for food ( On this food issue is where I "duff my hart" cos shes really managing things well and trying.
Sometimes, I really feel for her, cos this her pregnancy makes her to crave for things that is not on our food menu, but then when the money is not there, she just surpress the cravings. At times I feel bad.

The remaining 5k, for now is used to pay back a tailor who sewed multiple pregnancy gowns for my wife.

Its good to add that any small money I make like 1k or 2k on side hustle, I directly buy mudu of rice, beans or flour for swallow.

Its not easy at all. But there are families with kids leaving below that.

My wife is abt 5mnths pregnant, we plan to divert the 20k savings to buying baby things in preparation for child birth.


The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive.
But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.

The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.

Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.


It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.

The bottom line is, as a couple, but of you will have to work things out to improve your finances.

richie240:
Hehehehehe.....typical ipobic Rants!

richie240:
See small pikin o, so na me u wan put for line abi?

**You want me to give u 'evidence' that:
Ipobs laid embargo on kumuyi from stepping foot in alaigbo to do crusade?

**you need evidence of KANU/ipobs insulting igbos attending 'Yoruba churches'?

**you need evidence of ipobs killing Engr. Yerima - a northern Christian- by his fellow Ipob 'klisten' blodas this year in anambra state just bcus he was a northerner?

Nwoke, u must be living under a rock!



....and sorry boy, tinubu didnt tell u he wanted to bcom d president of Biafra nah.
He's aspiring for d presidency of nigeria not Biafra!

adekolaelect:
why are you making too much noise when you have ESN incharge ?? Why are you crying when Biafra is yours ?? I was surprised I can still see you crying of Biafra I thought all of you have dropped Biafra for Obi presidency ?? Oga you never see anything when you choose the way of violence it will devenately come to you . You better face your obi presidency but unfortunately if obi mistakingly become the president Obi has no power to make Biafra a reality.

richie240:
Who told u it was about religion b4?

Izit not d same ppl that laid embargo on Yoruba pastors from setting foot in alaigbo that are also d voice behind d 'mozlem-mozlem' wailings?

Even.if both tinubu and shettima were Christians, they'll still find another point to wail on and they wont still accept them!

Durabest:
you too will bring your own evidence against Tinubu.No court ever nail tinubu for any crime all these propaganda will lead you to jail very soon. obi father was jailed and killed for drug related crime.

Christistruth00:
Like this one

Peter Obi’s Election campaign director

(Previous Work Experience: IPOB Unknown Gunmen killer Squad )





https://www.youtube.com/watch?v=B-KsKN9DggE


.

Moh247:
Typical PitObi supporter


Money laundering allegations isn't Drug trafficking

And he was never prosecuted unlike Obis father that was killed in a drug related violence?

peacettw:
Totally forgot about chloroquine.. Can you imagine the millions of lives that would have been saved for covid and its ripple effects.

But let's be hopeful. With Fauci and Biden leaving, I am confident we will finally know the true story beind this virus. Let's be patient.

Kendo999:
why tinubu no show up ABI hand and nyash they shake

Moh247:



I don't support Obi for anything as I think he is a fruadster, but his choice of wearing native dress to NBA conference among lawyers is cool. Shetima's sneakers is cool too

All of them did well and spoke with passion


.

Durabest:
Yes,i said all that but i can bet you that no poor man pay fees of 50k for nursery school and beside that wasn't a complaint but to asked if any school had done same and also know that increament is a constant.

peacettw:
I am certain that Fauci didn't expect the likes of Paul to call him out.. He was the darling of the press when Trump was on seat and was quite instrumental in ousting him during the last elections.

All these time, noone knew that Fauci was largely responsible for the world's demise. I bet the Chinese threatened to expose his role in the birth of the virus, so he did all he possibly could to make sure that the Chinese weren't found culpable. Till date, noone knows for sure if this virus was leaked from wuhan lab. It is just so ludacris.

The likes of Pelosi, her husband and other Democrats fed fat from investing in the Big pharma making these Covid-19 vaccines/drugs. And despite many reputable researchers reporting that ivermectin and other simple remedies worked equally well, the likes of Fauci shut them all up.. Now, the chicken as come home to roost.

Emerging articles have shared their concerns about the new wave of strange immune-mediated diseases cropping up in vaccinated individuals. As usual, the press is keeping mum to all this. Well not for long though. Now that Fauci is leaving, perhaps people will be more confident to speak out.

Such a shame

peacettw:
Exactly. The gain of function research he awarded, and which he keeps denying that he did, birthed the corona virus. He needs to accept responsibility and resigning is simply not enough.

Emmamay10:
The donations should be made to Ekiti State. Poverty is dominant in the state.

Durabest:
Obi means the absence of light if will start to give meaning to how all the contestants are being dressed up.Peter Obi whom few Nigerians are showing road to failure,he obi knows that he stands for darkness if not why should he be wearing dark cloths to every events?.Being head of an evil cult dose not mean that you should advertise their style of cloths at every given opportiunities.Nigerians are wise the person of Peter obi cannot deceive well-meaning Nigerians.

Spirit04:
the more they even mock him for not being used to wearing suit the more core northerners who also don't ever wear suit become sympathetic to him