₦airaland Forum

kangminhyuksho:
3&4 baby, they bear my mark, so everyone else, keep off!!!

toykathy:
Why is this place dry today nah

winiry:
Tnx sọ much, dis is really helpful. Wil check their site for more details. Tnx once more.

winiry:
Pls can u enlighten me more on AXA Mansard MMf? Will be grateful.

DexterousOne:
Nope
But its better

Considering how naija dey cast

It's not the best idea to keep say $1500USD at home.
If those bad guys show face

DexterousOne:
I hoped you keep the USD in a dorm account tho

nextstep:
Seconded and thirded. For budgeting, I like to use the "pay yourself" model, where from your paycheck:

10% is saved where you can reach it easily in case: savings account. This is short term emergency savings. You want to keep adding to this year after year so if you were to lose your income, you can draw from this. Ideally you need 6 months of expenses saved here.

20% is invested where you can't easily cash out: buy dollars, land, treasuries etc. This is long term savings to retire on. Even in hard times, do not sell this, that what your 6 months emergency fund is for.

10% is tithed or used for charity. Use this - and only this - for giving away. Don't loan people money, only give what you can give away and forget.

10% is for extravagant spending on yourself (including wife and kids if you have them). Don't tap your savings or investments for this expenditure.

50% is for your upkeep. Housing, feeding, transport, clothing, school fees, etc. The nice thing is after you've removed 50% for saving, investing, tithing and splurging, you're forced to live within this 50% without needing to budget too much.

When you "pay yourself" by saving/investing 30%, you can use the rest without any guilt.

sarang60:
....you wish.

toykathy:
Have downloaded twice from Dramagalaxy.tv and it was not subtitled. Is it always like that? And it seems their homepage is temporarily down?

olatunji390:
Which of the site is with low data download

sarang60:
All I want to do is give you a hug, you are the best.

The text on the picture is as bae as the bae in the picture.

sarang60:
Aigoo!!!!!!

toykathy:
I wish I can express myself via voice note, am not a fan of epistles.

The beginning of this drama made us understand how bad the judicial system of SK was. After she joined MC group, she also used the system the same way they tried to use her. It's like she dared the system to get her if they can but unfortunately that is exactly the reality. Most law enforcers use the system to their benefits.
Am not saying you're wrong, just trying to tell you it's what the writer wanted to portray.
I don't know if I made any sense

toykathy:
@raphaelladdd

I could not respond to your post cuz I haven't watch the finale of graceful_family. I just did now and I beg to differ from your view.
Personally, I think that was the best ending the drama could have. They all got their rewards be it good or bad. It ended perfectly. Mrs Han was a judge and she knows exactly what she needed to do to protect herself and MC group. It is one of the best drama have seen this year tho. I love it.

toykathy:
Is like you are writing another drama.

toykathy:
Happy birthday to beautiful Kim Ji Won. Age gracefully dear

sarang60:
Currently listening:


https://www.youtube.com/watch?v=Tf75CWSJ7Qo

kangminhyuksho:
#favoritecrushfriday

The amazing lee Hong ki, Rockstar, composer, lyricist, actor, designer, businessman, bowler, comedian and most of all, husband of mine. I first saw him in you're beautiful and all I thought was, who is this idiot calling his dog Angelina Jolie, I googled and found out he's a rock star, no scratch that, rock god. Found out he's from the same agency with my minhyuk and they are close, my interest intensified, then I heard his raspy voice and that was the end of me. Listening to him is a high for me and that is why I fell for his short self, I also love his attitude towards Netizens, his love for skulls, his weird fashion and his nail art he is my manly diva.

sarang60:
I want to watch it at night and I don’t care who wakes up...hahahahaha....I am so ready to be slayed.

sarang60:
This is what I am talking about, A King.

sarang60:
I haven’t seen this yet but I know it is a mess already.

sarang60:
Hahahahahhahahah.....it was definitely philipenis.....hahahahaha.


This just confirms how much of a good general wife I am.

Nampyeons are you seeing this, I made excellent choices.

Saranghaeyo.

toykathy:
I feel you. Let Lee Seung Gi 's name be silent tho. I don't want a war.

toykathy:
Ok guys, have been thinking about something for a while now and I don't know if y'all will like it. There is MCM and WCW.
Let's add FCF to the list.

Every Friday we post pictures or picture of our favorite artists, you add how you fell in love with him/her or what you like about them. The only rule is : just one person per Friday.
Who is in?

sarang60:
Hahahahhahahahahhahahahah.......mother bird ooooo!!!!

sarang60:
Hahahhahahahahahah.......you guys are funny. It is my own DAY(HARU) you are fighting over. When you are done fighting in Itaewon, you can come to UN Village, enter the first restaurant you see, just mention Sawon and they will give you all the leftovers from Rowoon oppa and I’s dinner date. All the fighting must make you guys hungry.