₦airaland Forum

There are no two ways about it, we all want to be rich. Very rich, isn't it? In the last 5years of my life, I've been coaching a lot of individuals who have just one thing in common: seeking financial autonomy.

But how do you really achieve that? Is it by getting a good job? Hell No! I stand to be corrected, but I've never seen a salary earner who attained what true financial independence really is, no matter how much is earned.

Here are practical tips to achieve your financial aspirations this year.

1. Start a business that sells goods or services. If you're in employed labor (salary earner), I advice you start a side business and get a trusted manager to oversee.

2. Lagos alone (for those resident in Lagos, Nigeria) has a population of over 20 million residents. You know what that means? That is a huge market! Get your product or service into just 5000 - 10000 hands monthly and make just N1000 profit each and I guarantee you becoming a multimillionaire in a matter of time.

3. To make this happen easier for you, ensure to research on a product or service that is so rare to find around you, launch it and get it into as many hands as fast as possible before competitors set in.

4. You can't rule out the place of referral or recommendations in growing your business, if you really desire massive growth within the shortest time frame. More than your social media adverts or other advert strategies, it's been proven that none beats marketing by word-of-mouth. In other words, whenever you sell your product to someone who loves it, ensure to persuade them to recommend you to at least 5 of their other friends. The beautiful idea is that even if these friends do not intend to patronize because of you, they'll do for the sake of their friends. That is leverage!

5. Set definite, realistic goals and define how to achieve them.

I'll round up at this time with a simple story.

I visited a particular spare parts dealer at First gate bus stop, Ikeja last year and he shared a story of himself which really has so much lesson embedded.

He said when he got to Lagos and he started his spare parts business, he was on the look out for that singular product that almost every car needs but which is rare to find. Alas! He stumbled on this particular rubber (I really can't remember its name now) and became the first and only person selling it at first gate at the time. He then told me the truth of how he buys this item just for N100 and then sells it as high as N1000, taking advantage of the monopoly he enjoys at the time (the same thing Dangote enjoys dominating the cement, sugar & food industries in Nigeria). The gentleman told me, "I built my house, married my wife & trained my siblings just selling this item."

Although he now has other competitors today, the man has achieved so much already. What I found most interesting is the fact that this man is uneducated, but he's highly rated in the application of common sense, a street smart! Hence to my colleagues who rates their education above all else, you'd better sit up. The realities of life is not a respecter of educational qualification but the application of the head.

If you enjoyed or learnt from this, please share & do let me know! I'm very open to questions & comments too.

Oluwatosin Samuels is my name. I am a Writer, a Consultant & a Wealth Coach. You can reach me through my signature.

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For my friends who have been following my threads, you'll see that I've been guiding everyone on the different choices of investment to consider. I've talked about digital assets investment, which has turned out the highest yielding investment of the moment as well as investments in transportation, education & many more. Now, the addition to my recommendations is on how you can invest in agriculture with practical guide on how you can do that.

You may love to reach me on 08068230088 if you need any guidance. I reserve it a duty to guide you on how to make judicious use of your money for worthwhile investments with an assurance of maximum returns.

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[quote author=DCTrendy post=56819045][/quote]I quote

A Wake-up Call on #Blockchain #Technology

Quite a lot of people around the globe are still yet to grasp the kind of disruption that is hitting the world with the advent of blockchain technology. Sad it may seem, but I'm sorry to notify us that this technology will displace many people out of jobs! Topmost among those that would lose their jobs are the bankers! Yes, you heard me right - THE BANKERS.

Many of us won't believe that several bankers today still do not know that there is such a thing called the #bitcoin, not to talk of even having the minutest idea of the broader scope of cryptocurrency or blockchain technology.

I'm not making stories up, but I've met and interacted with numerous bankers and even bank managers who do not even know "jack" about this disruptive technology.

In case you doubt me, let me give you an overview of what I'm talking about. The blockchain itself is an automated digital ledger in which transactions are documented. Don't forget that the technology that drives the blockchain is coordinated by a set of mathematical algorithms and encryption techniques associated with cryptography.

Alright, let me take you a bit further to mention about #Smart #Contracts: which are a set of self-executing contracts pre-programmed on a blockchain.

Now, how would this "simple technology" cause many people to lose their job? Imagine walking into a filling station with no pump attendant, you simply grab the dispensing nozzle and fill your tank. Your charges are instantly calculated, you make payment from your blockchain wallet, the transaction is detailed on the blockchain upon which the account of the filling station runs, then your receipt also gets printed automatically, then you zoom off with your full tank - ALL OF THIS WITHOUT A SINGLE HUMAN ATTENDING TO YOU.

All these are made possible by Smart Contracts. The programmers of the blockchain must have given specific instruction to cause the blockchain system to work in an automated manner.

I mentioned earlier that bankers should start looking for another job or get involved in cryptocurrency and it seems you want to ask me why. Alright, I will just answer you: you see, the blockchain system is a #wallet to #wallet transaction system, in which all third parties are phased out of any transaction. The major third party here are the banks!

What that implies is that all it will cost me to send $200000 to a friend in New York is just to have him send me his wallet address (which our banks call account number), I simply enter the wallet address into its right place in my own wallet, then enter the amount of "coin assets" equivalent to $200000 and he gets to receive it at the other end almost instantly!

You'll see now that the conventional system of moving bulk cash into banks, which the cashiers will first count for hours, then pack and repack, after which they document and then transfer through Western Union, Money Gram and all is already phasing out. My dear that system is already becoming obsolete, wake up!

You either ride with this new system or find yourself to blame. Few months from now, anyone not on at least one cryptocurrency ecosystem will be like someone using an analog phone in the smart phone age. You'd better wake up!

Reallionaire™
©2017

Great!

Another unneeded waste of time

You can start by partnering with existing farm owners or let experienced farmers guide you. I can be of assistance if you don't mind.

Great. Honesty still reigns

Investment is simply the art of putting one's resources to work with the expectation of greater returns on whatever the asset invested is. Investment can be put into 2 categories:

1. Active Investment
2. Passive Investment

While active investment demands the investor's effort in putting the money to work, the latter doesn't. The advantage of active investment over passively made investment is that while the former is under the investor's control, the latter isn't. An active investor can easily withdraw his investment if he notices anything is about to go wrong with the investment made: but it is not the same with passive investment.

However, a passive investment in the hands of a skillful investor is better than that kept in the hand of a non-skillful active one.

There are times in our lives when we are faced with a crossroad. We reach valleys of decision such as: the choice of school to attend, the choice of whom to marry or the choice of business to start. But how tasking can it also be sometimes, when we are to decide on the choice of investment to make?

I decided to create this write-up bearing in mind the numerous clients that have come my way in recent times, requesting to be guided on how to invest safely, with a guarantee of good returns. Such clients get me smiling because I could feel exactly what they are going through at such moments.

I could remember how that during my undergraduate days, I was able to gather some good few thousands of Naira from the business I was doing as a student. All that was running through my mind then was how to put that cash to work and earn massive turn over in the shortest time. Alas, all ideas seem lost at that moment, as the only option I had was to approach a bank to "fix" my money: I think the experience I had approaching a bank for that purpose, birthed the special dislike I now have for banks till date.

"I approached the customer service desk majestically with a massive air of confidence all over me, as I sat down looking straight at the cute and tall lady at the desk, I gave a lavish smile, admiring the goddess of beauty that sat before me. Well, don't blame my eyes for the inability to shudder whenever they sight anything good. I didn't know how lost I was until the sweet professional 'customer service' voice revived me back to self-awareness..."Hello gentleman, How may I help you?'"

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>


I'm not aware if she knows I've been starring at her all the while but I definitely know that I enjoyed every moment. To cut the story short, I adjusted myself with dignity, obviously proud of the big amount of money I was about to 'fix.' So, I cleared my throat and asked her how much I stand to gain as interest, peradventure I decide to fix my one hundred thousand naira with the bank. The lady smiled politely and asked: "for how long are you fixing sir?" I cleared my throat again and asked her what to expect if I'm to fix for 12months.

I sincerely expected a huge figure, but the next answer was a rude shock to me. You want to know what her answer was? N8000! I instantly felt like Joseph the dreamer. I stood up in disbelief and reluctantly
told her "thank you, I'll be back soonest."

I was even more surprised few years down the line when a good friend of mine told me of how a particular bank paid her an interest of just N5000 on her investment of N250000 for 12 months! Truth is, I have decided never to consider banks as an investment option ever again, because if banks could offer me less than 8% interest in the whole of 12 months, then I'll rather give my grandma in the village the same amount of money: in spite of how uneducated she is, I can vouch that her business prowess will make much more than 8% in interest in a whole year!

Since I left the bank that day, I've been doing lots of research on how best to invest and where to invest for best returns and I stand bold today to say that, just like eureka, I've finally found it!

Therefore, in the next couple of weeks, I shall be guiding us through the path of right investments and as we travel this journey together, and you'll be glad to find with me what I also found. But before I conclude today, let me quickly give us a hint on vital questions to ask before jumping off to make any investment:

1. Is my capital guaranteed? - Safety Net
2. How good is the rate on investment (ROI)?- Lucrativeness
3. For how long can I conveniently invest? - Time
4. What level of risk is involved? - Risk Factor
5. Is this the best alternative? Choice

I encourage you not to miss the next episode as I shall be unveiling the topmost, great yield investment I advise you to make before this year closes.

Till we meet again, I remain "the writer that impacts and the impacter that writes: follow me on the link in my signature

- Reallionaire, 2017