₦airaland Forum

Researchwap is site programmed to assist students both undergraduate and postgraduate in research. In stock are a plethora of banking and finance final year project topics and research materials to aid students of that field in the compilation of their research work. Below are sample of project and seminar works available on the website:
1. THE IMPACT OF CORPORATE SOCIAL RESPONSIBILITY ON PROFITABILITY IN NIGERIAN BANKING INDUSTRY (A case study of First Bank of Nigeria Plc)
2. THE IMPACT OF BUDGET AND BUDGETARY CONTROL IN BANKING SECTOR (A Case Study of First Bank of Nigeria Plc.)
3. THE FUNCTIONAL IMPACTS OF MICROFINANCE BANKS ON THE GRASS-ROOT ECONOMIC DEVELOPMENT
4. THE EFFECT OF MARKETING FINANCIAL SERVICES IN DEREGULATION ECONOMY BANKING INDUSTRY (A CASE STUDY OF UNITED BANK FOR AFRICA (UBA)
5. THE EFFECT OF ELECTRONIC BANKING ON PERFORMANCE IN BANKING SECTOR (A Case Study of First Bank Nigeria Plc
6. THE CAPITALIZATION IN NIGERIA BANKING INDUSTRY (A CASE OF STUDY OF GUARANTY TRUST BANK PLC, UNION BANK OF NIG PLC & UNITED BANK FOR AFRICA PLC.)
7. ROLE OF BANKING SYSTEM IN THE DEVELOPMENT OF NIGERIAN ECONOMY (A Case Study of Nigerian Breweries Plc)
8. PRODUCT DEVELOPMENT AND MARKETING FINANCIAL SERVICES IN A COMPETITIVE BANKING ENVIRONMENT (A CASE STUDY OF ZENITH BANK PLC)
9. POST CONSOLIDATION CHALLENGES AND OPPORTUNITIES IN THE BANKING SECTOR OF NIGERIA. (A Case Study of United Bank for Africa Plc)
10. THE IMPACT OF BANK FRAUD AND DISTRESS ON BANKING HABIT IN NIGERIA (A CASE STUDY OF FIRST BANK, GTB, UBA, UNION BANK AND ZENITH BANK)
11. MERGER AND ACQUISITION STRATEGY FOR GROWTH, IMPROVED PERFORMANCE AND SURVIVAL IN THE FINANCIAL SECTOR (A STUDY OF STERLING BANK, ACCESS BANK AND ECO BANK)
12. IMPACT OF THE BANKING SECTOR ON DISCHARGE OF SOCIAL RESPONSIBILITY BY SMALL SCALE BUSINESS ORGANISATION (A CASE STUDY OF TASHO ENTERPRISE AND LUWOJU HOTEL)
13. APPRAISING / EXAMINE THE MONETARY POLICY OF THE CENTRAL BANK OF NIGERIAN ON COMMERCIAL BANKS IN NIGERIA. (A CASE STUDY OF WEMA BANK PLC.)
14. PROCEDURES AND APPRAISAL OF RISK MANAGEMENT FOR NON BANK FINANCIAL INSTITUTIONS. (A CASE STUDY OF SHERRY GOLD NIGERIA LIMITED)
15. AN EVALUATION OF THE PROBLEMS AND PROSPECTS OF MORTGAGE BANKING IN NIGERIA. (A CASE STUDY OF FEDERAL MORTGAGE BANK)
16. TREASURY MANAGEMENT STRATEGIES AND CHALLENGES IN THE BANKING INDUSTRY A COMPARATIVE ANALYSIS OF UNION BANK PLC AND UBA PLC
17. THE IMPACT OF MARKETING STRATEGY ON DEPOSIT MOBILIZATION IN NIGERIA BANKS ( A CASE STUDY OF ZENITH INTERNATIONAL BANK)
18. THE RELEVANCE O STRATEGIC MANAGEMENT IN A COMPETITIVE BANKING ENVIRONMENT (A CASE STUDY OF UNITED BANK FOR AFRICA PLC)
19. EVALUATING THE IMPACT OF BANK DISTRESS ON THE PROFIT GROWTH OF EXISTING COMMERCIAL BANKS. (A CASE STUDY OF SELECTED COMMERCIAL BANKS)
20. THE IMPACT OF ORGANIZATIONAL STRUCTURE OF COMMERCIAL BANKS ON EFFICIENT CUSTOMER SERVICE IN NIGERIA (A CASE STUDY OF FIRST BANK PLC)
21. COMPETITIVE STRATEGY AND ORGANIZATIONAL PERFORMANCE IN THE NIGERIAN BANKING INDUSTRY
22. AN ASSESSMENT OF THE ROLE OF NDIC IN REGULATION AND SUPERVISION OF COMMERCIAL BANKS IN NIGERIA (Edo State as a case study)
23. AN EVALUATION OF THE PERFORMANCE OF NIGERIAN STOCK EXCHANGE IN THE ECONOMIC DEVELOPMENT OF NIGERIA ( A CASE STUDY OF NIGERIAN STOCK EXCHANGE)
24. THE ROLES OF BANKS IN PROMOTING SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA (CASE STUDY OF ZENITH BANK PLC)
25. THE ROLE OF MANPOWER TRAINING AND DEVELOPMENT IN THE ACHIEVEMENT OF ORGANISATIONAL OBJECTIVES IN NIGERIA BANKING SECTOR (A CASE STUDY OF UNITED BANK FOR AFRICA PLC)
To see other department and their available project works, click on - EXCELLENT BANKING AND FINANCE PROJECT TOPICS AND RESEARCH MATERIALS

Researchwap is site programmed to assist students both undergraduate and post graduate in research. In stock are a plethora of accounting project topics and research materials to aid students of that field in the compilation of their research work. Below are sample of project and seminar works available on the website:

1. THE CONTRIBUTION OF FINANCIAL INSTITUTIONS IN NIGERIA TO THE GROWTH OF MANUFACTURING INDUSTRY

2. TAX KNOWLEDGE, TAX ATTITUDE, AND PERCEPTION OF TAX FAIRNESS AS PREDICTORS OF TAX COMPLIANCE AMONG INCOME EARNERS IN LAGOS STATE

3. INTERNAL AUDIT PROCEDURES AND PROBLEMS IN A BANKING INSTITUTION

4. INTERNAL AUDIT AS A CONTROL FOR EFFICIENT MANAGEMENT IN NIGERIA PUBLIC ENTERPRISES (A CASE STUDY OF LSDPC)

5. MERGER AND ACQUISITION AS A VIABLE OPTION FOR EFFECTIVE PERFORMANCE OF BANKING INDUSTRY IN NIGERIA

6. RELEVANCE OF CAPITAL BUDGETING TO THE PUBLIC SECTOR ORGANIZATION (A CASE STUDY OF IKORODU LOCAL GOVERNMENT)

7. IMPACT OF TECHNOLOGY CHANGES IN ACCOUNTING PROFESSION

8. IMPACT OF MICROFINANCE BANK ON SMALL AND MEDIUM ENTERPRISES IN NIGERIA (A STUDY OF OLIVE MICROFINANCE BANK LTD, IKEJA LAGOS.)

9. ASSESSMENT OF FINANCIAL LITERACY AMONG UNIVERSITY STUDENTS IN NIGERIA

10. FINANCIAL ACCOUNTING RATIOS AS TOOLS FOR THE EVALUATION OF MANAGEMENT PERFORMANCE (A CASE STUDY OF NESTLE FOOD NIGERIA PLC)

11. FINANCIAL IMPLICATION OF INTERNAL CONTROL SYSTEM IN AN ORGANISATION (A CASE STUDY OF MERCURY MICROFINANCE BANK)

12. ENVIRONMENTAL ACCOUNTING: AN ENVIRONMENTAL IMPACT ASSESSMENT OF BUSINESS ORGANIZATIONS (A CASE STUDY OF MTN AND CHEVRON NIGERIA PLC)

13. ENTERPRISE RISK MANAGEMENT IN PHARMACEUTICAL COMPANY (A CASE STUDY OF FIDSON HEALTHCARE LIMITED.)

14. EFFECTS OF PERFORMANCE EVALUATION THROUGH THE ANALYSIS OF FINANCIAL STATEMENT ON INVESTMENT DECISIONS (A CASE STUDY OF LOGMAN NIGERIA PLC.)


15. EFFECTIVENESS OF INVENTORY MANAGEMENT IN MANUFACTURING COMPANY (A CASE STUDY OF AMA GREENFIELD BREWERIES PLC, ENUGU, NIGERIA)

16. EFFECT OF INTERNAL AUDIT ON MANAGERIAL PERFORMANCE IN PUBLIC ENTERPRISE

17. DETERMINE THE EFFECT OF WORKING CAPITAL ON THE PROFITABILITY OF HOSPITALITY INDUSTRIES (A STUDY OF RADISSON BLU ANCHORAGE HOTEL)

18. CREDIT RISK MANAGEMENT IN COMMERCIAL BANKS (A CASE STUDY OF UBA PLC)

19. COMPANY INCOME TAX ADMINISTRATION IN NIGERIA, PROBLEM AND SOLUTION (A CASE STUDY OF FEDERAL INLAND REVENUE SERVICE, FIRS LAGOS STATE, IKEJA BRANCH)

20. AUDITING PROCEDURE AND INTERNAL CONTROL SYSTEM {A CASE STUDY OF UNION BANK OF NIGERIA PLC}

To see other department and their available project topics and materials click on Researchwap.com

THE IMPACT OF TOTAL QUALITY MANAGEMENT ON THE PERFORMANCE OF THE BANKING INDUSTRY OF NIGERIA ( A CASE STUDY OF FIRST BANK)

ABSTRACT
The study examined the impact of TQM on the performance of First Bank, using Uyo branch as a case study. The primary and secondary sources of data collection were adopted in the research methodology.
One hypothesis was raised and tested, using simple percentages and the Chi Square method.
Findings: this research work is to study The Impact of Total Quality Management in the Nigerian Service Industry, taking First Bank as a case study. Findings show that its implementation has enabled the bank improve its performance in many service areas. From the questionnaires distributed and answered, a large percentage of respondents (employees) agree that the implementation of TQM has improved the quality of their service delivery. A large percentage of customers attest to an improvement in the bank’s satisfaction of their needs. The bank’s market share has also improved as a result of the implementation of TQM. Most of the customers agree that the bank’s services now look beyond their immediate needs.
The conclusion from the findings is that the adoption of TQM has been a step in the right direction for First Bank Plc. It has improved the lot of the bank by increasing their income through an increase in patronage and an increase in the bank’s capital base through the purchase of its shares by the general public, indicating growing confidence in the bank.
One of the recommendations is that government should also get involved in the implementation of TQM in all its agencies, ministries and parastatals.
the impact of total quality management on the performance of the banking industry of nigeria ( a case study of first bank)

THE IMPACT OF TOTAL QUALITY MANAGEMENT ON THE PERFORMANCE OF THE BANKING INDUSTRY OF NIGERIA ( A CASE STUDY OF FIRST BANK)

THE EFECT OF INFORMATION COMMUNICATION TECHNOLOGY (ICT) ON DEPOSIT MOBILIZATION AND PROFITABILITY

This research work focuses on the Effect of Information Communication Technology (ICT) on deposit mobilization and profitability of banks in Nigeria. It also revealed how computer technology is being used in taking strategic decisions in an organization, with the usage of computer technology. It helps to discover how efficiently and effectively the bank(s) are performing as regards deposit mobilization and trend(s) in profitability. Some research instrument(s) were used in this continuous writing were: Interview, Questionnaire and Observations which were illustrated with charts and (Chi-square). It starts with background of the study up to final recommendation to the higher

The efficiency and effectiveness of the operations of a business depends on the control available to managements in almost every business organization, there are a number of activities going on at the same time such as producing purchasing, distributing, selling and financing a product. These are interrelated in such a way that they affected the attainment of the organization goals.
The Institute of Cost and Management Accountant (ICMA) defined budget as a financial or quantitative statement prepared and approved prior to defined period of time of the policy to be pursued during the period for the purpose of attaining a given objectives. It may include income, expenditure and the employment of capital.
Therefore, in order to achieve these objectives or goals, the organization must economize resources and discover the means of achieving these goals. These goals can only be realized when the properly planned use of available resources are controlled and co-ordinated effectively. Thus a system of managing a business by making forecasts of the different activities and applying a financial value to each forecast becomes imperative. These forecasts are guided by the formulation and adoption of planned systems such as techniques in budgeting, variance analysis, etc.
Tubbi, J. A. 1982 defined budgetary control as the establishment of departmental budgets relating the responsibilities of the executives to the requirement of a policy, and the continuous comparison of actual with budgeted results either to secure by individual action the objective of that policy or to provide a firm basis for its revision.
It is therefore, germane to say that the level of importance that is attached to this plan and effort made in controlling the variance differ in organizations. Once the goals are set, which must be based on the detailed analysis of feasibility within the content of the political and social value then the tactical plans will enable it to strive towards its attainment.
Often than not when these plans are put into operation, conditions prevail which tends to cause deviation from the plan and corrective measures are always taken to steer the business back on the right track. The process already mentioned as it is applied entails budget and its control. And to lend credence to goal congruence suitable techniques should be applied to specific areas that need special attention hence the measurement of budgeted with actual to arrive at the variance cannot be over-emphasized. A business is said to be on the right tract if the outcome of the budgeted estimate is favourable as against the actual. The little that is said concerning this project has not encompassed all avenues in which the subject can aid management decision, rather it should be seen as a guide for people in business.
1.2 OBJECTIVE OF THE STUDY:
The primary purpose of this study is four fold. These are:
(i) To find out the importance of budgeting and budgetary controls in government parastatals, which has the maximization of profit as its principle business objective.
(ii) To determine if there is a connection between the type of budget implemented and their actual performance.
(iii) To determine whether or not budgetary controls as a management tool contributes to the improvement of management efficiency and high productivity.
(iv) To find out the use of budgetary control as an appraisal parameter for assessing managers’ budget or cost centers.
1.3 SIGNIFICANCE OF THE STUDY:
This report is significant in that it will:
(a) Determine whether budgeting and budgetary controls play any significant role towards ensuring profitability and efficient rendering of service.
(b) Evaluate the role played by top management in the budgetary process and whether they ensure the act to budget.
(c) Determine the roles of budget as a tool for effective and efficient management of resources.
This study will be a guide to scholars; researchers or writers who may wish to carry further study on budget and its control apparatus.
1.4 STATEMENT OF THE PROBLEM:
The growth of any business hinges, or better put, rests squarely units budgetary control system or techniques – hence they are considered as a vital tools in any business situation. This study then is aimed at assessing and evaluating the extent to which budgetary control has been a tool for the growth and goal realization of any organization.
Lack of budgets in planning and control has resulted in the indiscriminate use of fund meant for more viable activities. Again, the inability of many companies to plan and accomplished budget goals is traceable to their inability to apply controls in their budget system.
Budgetary goals are not realized also due to low level of understanding of the budget system by middle and low level management staff. Other problems are shortage of stocks and shutdown. These and many more are some of the problem of lack of budgetary control.
1.5 HYPOTHESIS FORMULATION:
H1: Budgetary control is an essential tool in management decision-making.
HO: Budgetary control is not an essential tool in management decision-making.
H1: Budgetary is used as bases for cost control.
HO: Budgetary is not used as bases for cost control.
H1: Budgets are effective means of planning business activities.
HO: Budgets are not effective means of planning business activities.
1.6 SCOPE OF LIMITATION OF STUDY:
This study is aimed at finding out the impact of budget and budgetary control in Enugu State Housing Development Authority. The limiting factors is that of availability of data which might be difficult to obtain following the trend of the attitude of Nigerians with regards to giving out information. Time constraint is also a limiting factor in undertaking this study. The available time and the short period of study made it difficult for the researcher to carry out a wider and more thorough work on the issue, and at the same time carry out academic activities.
Also literature on the topic as it relates to government parastatals is very few.
1.7 DEFINITION OF TERMS:
BUDGET: Simply put budget means estimate of income and expenditure, which are planned by an organization for a specified future period. In Britain, it means the annual statement made to the House of commons by the chancellor of the Exchequer, giving details of the governments financial plans for the coming year.
BUDGET: In a short term, financial plan which guide managers in achieving the objectives of a firm. A budget may be defined as a comprehensive and coordinated plan, expressed in financial terms, for the operations and resources of an enterprise for some specific period in future. Alternatively, a budget is a formal expression of managerial plans in quantitative and financial terms encompassing different phases of business operations, and aimed at assisting management in attaining the organizational objectives.
BUDGETARY CONTROL: This means a system of managing a business by making forecasts of the different activities and applying of financial value to each forecast. Actual performance is subsequently with the estimates.
VARIANCES: This is the difference between the estimates and actual result.
BUDGET AND BUDGETARY CONTROL AS A TOOL FOR ACCOUNTABILITY IN GOVERNMENT PARASTATALS

The efficiency and effectiveness of the operations of a business depends on the control available to managements in almost every business organization, there are a number of activities going on at the same time such as producing purchasing, distributing, selling and financing a product. These are interrelated in such a way that they affected the attainment of the organization goals.

The Institute of Cost and Management Accountant (ICMA) defined budget as a financial or quantitative statement prepared and approved prior to defined period of time of the policy to be pursued during the period for the purpose of attaining a given objectives. It may include income, expenditure and the employment of capital.

Therefore, in order to achieve these objectives or goals, the organization must economize resources and discover the means of achieving these goals. These goals can only be realized when the properly planned use of available resources are controlled and co-ordinated effectively. Thus a system of managing a business by making forecasts of the different activities and applying a financial value to each forecast becomes imperative. These forecasts are guided by the formulation and adoption of planned systems such as techniques in budgeting, variance analysis, etc.

Tubbi, J. A. 1982 defined budgetary control as the establishment of departmental budgets relating the responsibilities of the executives to the requirement of a policy, and the continuous comparison of actual with budgeted results either to secure by individual action the objective of that policy or to provide a firm basis for its revision.

It is therefore, germane to say that the level of importance that is attached to this plan and effort made in controlling the variance differ in organizations. Once the goals are set, which must be based on the detailed analysis of feasibility within the content of the political and social value then the tactical plans will enable it to strive towards its attainment.

Often than not when these plans are put into operation, conditions prevail which tends to cause deviation from the plan and corrective measures are always taken to steer the business back on the right track. The process already mentioned as it is applied entails budget and its control. And to lend credence to goal congruence suitable techniques should be applied to specific areas that need special attention hence the measurement of budgeted with actual to arrive at the variance cannot be over-emphasized. A business is said to be on the right tract if the outcome of the budgeted estimate is favourable as against the actual. The little that is said concerning this project has not encompassed all avenues in which the subject can aid management decision, rather it should be seen as a guide for people in business.

1.2 OBJECTIVE OF THE STUDY:

The primary purpose of this study is four fold. These are:

(i) To find out the importance of budgeting and budgetary controls in government parastatals, which has the maximization of profit as its principle business objective.

(ii) To determine if there is a connection between the type of budget implemented and their actual performance.

(iii) To determine whether or not budgetary controls as a management tool contributes to the improvement of management efficiency and high productivity.

(iv) To find out the use of budgetary control as an appraisal parameter for assessing managers’ budget or cost centers.

1.3 SIGNIFICANCE OF THE STUDY:

This report is significant in that it will:

(a) Determine whether budgeting and budgetary controls play any significant role towards ensuring profitability and efficient rendering of service.

(b) Evaluate the role played by top management in the budgetary process and whether they ensure the act to budget.

(c) Determine the roles of budget as a tool for effective and efficient management of resources.

This study will be a guide to scholars; researchers or writers who may wish to carry further study on budget and its control apparatus.

1.4 STATEMENT OF THE PROBLEM:

The growth of any business hinges, or better put, rests squarely units budgetary control system or techniques – hence they are considered as a vital tools in any business situation. This study then is aimed at assessing and evaluating the extent to which budgetary control has been a tool for the growth and goal realization of any organization.

Lack of budgets in planning and control has resulted in the indiscriminate use of fund meant for more viable activities. Again, the inability of many companies to plan and accomplished budget goals is traceable to their inability to apply controls in their budget system.

Budgetary goals are not realized also due to low level of understanding of the budget system by middle and low level management staff. Other problems are shortage of stocks and shutdown. These and many more are some of the problem of lack of budgetary control.

1.5 HYPOTHESIS FORMULATION:

H1: Budgetary control is an essential tool in management decision-making.

HO: Budgetary control is not an essential tool in management decision-making.

H1: Budgetary is used as bases for cost control.

HO: Budgetary is not used as bases for cost control.

H1: Budgets are effective means of planning business activities.

HO: Budgets are not effective means of planning business activities.

1.6 SCOPE OF LIMITATION OF STUDY:

This study is aimed at finding out the impact of budget and budgetary control in Enugu State Housing Development Authority. The limiting factors is that of availability of data which might be difficult to obtain following the trend of the attitude of Nigerians with regards to giving out information. Time constraint is also a limiting factor in undertaking this study. The available time and the short period of study made it difficult for the researcher to carry out a wider and more thorough work on the issue, and at the same time carry out academic activities.

Also literature on the topic as it relates to government parastatals is very few.

1.7 DEFINITION OF TERMS:

BUDGET: Simply put budget means estimate of income and expenditure, which are planned by an organization for a specified future period. In Britain, it means the annual statement made to the House of commons by the chancellor of the Exchequer, giving details of the governments financial plans for the coming year.

BUDGET: In a short term, financial plan which guide managers in achieving the objectives of a firm. A budget may be defined as a comprehensive and coordinated plan, expressed in financial terms, for the operations and resources of an enterprise for some specific period in future. Alternatively, a budget is a formal expression of managerial plans in quantitative and financial terms encompassing different phases of business operations, and aimed at assisting management in attaining the organizational objectives.

BUDGETARY CONTROL: This means a system of managing a business by making forecasts of the different activities and applying of financial value to each forecast. Actual performance is subsequently with the estimates.

VARIANCES: This is the difference between the estimates and actual result.
BUDGET AND BUDGETARY CONTROL AS A TOOL FOR ACCOUNTABILITY IN GOVERNMENT PARASTATALS

Health insurance is a health insurance risk hedged against the probability that if and when someone unexpectedly becomes sick, requires expensive treatments, or is at the mercy of a chronic condition that requires long-term care they will not fall into dire financial straits.It is a benefit provided through a government agency, private business, or non-profit organization. High-quality health care affects health and wellness. A health insurance policy is a contract between an insurance company and a policy holder intended to safeguard against high and unexpected health care costs. Although policy-holders pay a monthly premium, co-payments, co-insurance, and deductibles, it is expected that the total is far less than that required if paid fully out-of-pocket. Coverage from a health insurance policy or a public health program can greatly relieve the financial burden of health care expenses. Those who are uninsured or under-insured can experience financial strain and require assistance from alternative funding sources which may not be available at that time.

THE IMPACT OF HEALTH CARE INSURANCE PLANS

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Education