Today alone, I spent 7,200 naira on Bolt rides. As a full-time level 9 civil servant, I have a side job that requires me to go out and execute tasks when I'm less busy at the office. Additionally, I freelance on weekends and I am a top rated freelancer on Upwork, although job opportunities are not as frequent as they used to be.

I have a strong desire to save up and purchase a car, but I don't want to allocate all of my savings towards it. Instead, I'm considering taking out a loan over a longer period, such as 36 months, so that I won't feel the financial burden too much and can still have enough for emergencies and other investment opportunities. My monthly income is around 200,000 naira, and I plan to buy a Corolla or a Honda since they are known to be fuel-efficient.

I'm wondering if taking out a loan for this purpose is a foolish idea. I believe that my stable and secure job can comfortably cover the loan's monthly payments, but I'm curious if anyone else has ever gone through a similar experience and can share their insights.

[left][/left]

Nope, here in Benin they are still rejecting it, until they here from the CBN Governor himself, the problem persists.

Djreloaded:
Unfollows this thread....
And no one on here should send any PMS again, asking for mentorships.

I've seen why my clique of Nigerian freelancers avoid fellow Nigerians.

But people don't insult others on other Upwork communities out there, even expert vetted freelancers are usually very soft spoken and render help to struggling freelancers with absolute meekness and if you have a contradicting view they explain further to you without insulting you or attacking your personality like you always do here. All I've gained from your posts is basically how to brag and reduce people with words on social media. God help me forget your terrible lines and insults you throw around.

I don't know if you've helped others here on this forum, all I've ever seen you do since I joined this thread is boast and insult anyone who doubts your claims. It is well. Big men are meant to be soft-spoken, how else will they be able to teach others if everyone acts like a proud demi god like you've always done. People who have earned over a million dollars on upwork communities are very nice to young freelancers, you'll never see them insulting or name-calling people with opposing view.
It is well with you sir

TwentiesGirl:
Hi everyone,

I'm trying to buy connects but Upwork has rejected all my cards and even my Chipper dollar card.
What do you use to buy connects?

How where you now able to solve this? I'm having similar issues at the moment.
Chipper cash not working for me either

Nonsense absolute nonsense. Love is overrated o

Journalistonwhe:


Osibanjo a vibrant and Intelligent man was left to present Tinubu to us.

Beats my imagination everytime
I think about it.

Our next presido, the most qualified. If not this guy then Osibanjo or anyone else still sane enough to lead. The likes of Atiku or Tinubu should take a chill pill, there's no such thing as its my turn to lead.
Someone incoherent with ordinary speech is being packaged by Nigerians who are after our money. God have mercy on them cos of money(they are everywhere on Nairaland, pushing the Atiku/Tinubu agenda)

We Edos will do the needful and vote for Obi

Parachoko:
Answer the question I ask you and leave story

Show evidence Abramovich is supporting Putin with weapons and money

Leave am alone, he argues blindly, you're wasting your precious time.

pargelenis:
Abromovich (and other Putin built Oligarchs) made billions inheriting state owned enterprises for dirt cheap. Of course, Putin was taken care of in the process. Without a doubt, Abra is one of the best football owners Chelsea has had but unfortunately Putin’s recent actions forked everything up for everyone!

The way you argue blindly amazes me. Where did you get your information from?

Chicastle:


When your account gots banned, you can create a new one and move on nah

Account with years of sweat? Besides if Upwork catch you

I don't have a TIN how do I fix this tax submission Upwork is requesting from freelancers? Has anyone been able to get this sorted out?

Dollywood:



Congratulations, chief. I'm happy for you. Welcome back.

Thanks baba

benedictuyi:

Congratulations.
So happy it was resolved

yes o

Djreloaded:
just a precautionary tip next time.

Upwork is never a bank, once your funds are available ; you move it immediately to whatever account you're domiciled in( foreign or local)

May the new year bring you even better tidings!!

I won't make that mistake again, I have dorm and payoneer account

pocohantas:


Congrats on that!! What did you do differently? because you might be one of the first I have seen that got his acct back after such.

I just kept writing to them(3 additional mails though with enough screenshots) then luckily another agent picked my case and ran with it. Iissue was resolved in three days. That lady is God sent

I was on the verge of quitting my main job and face my side hustle which was paying me 10x my salaray, However my side hustle(freelancing) showed me shege this past one month, I got banned and I almost ran mad. My main job kept me grounded and kept me sane. I think i finally understand when great people tell you to have multiple source of income. He get why o.

Do not quit cos of petty reasons that can be resolved, go into dialogue with your boss, as long as you're giving them value you've got the upper hand.

My Upwork account is back o. What a great way to start the new year. My top rated plus badge is back too... I am currently digesting all of Upwork's terms of service


Special thanks to Mannyautos , djreloaded , twentiesgirl , Dollywood , pocahontas, , benedictuyi , dreamxhaser

I was in a really dark place for over 1 month omor

Dollywood:



Devastating. I'm sorry this happened to you, brother.

If you've been on Upwork for three years, I'm pretty baffled you didn't know outside communication from Upwork without a contract in progress is probably the no.1 violation of Upwork's TOS.

At the same time. We make mistakes, and I really understand you.

I had no idea, honestly speaking. I have never accepted payment outside the platform before, I know this is against their TOS, I had no idea chatting whatsoever outside the platform is prohibited.

Djreloaded:
Once your account is closed, Upwork doesn't keep your money.

Your money has been sent back to your client.

Contact him

All my past earnings? sent back to all my clients? I've not made any withdrawal since July. I only sent 500usd to my payoneer and that was it, the rest still there

Mannyautos:



You may want to create this post on the upwork freelancer community forum and get the upwork moderators to respond.

I did, they deleted my post and banned the new account I used in creating the topic, because when suspended, you can't post on their community.So, I created a new account just to post my issue. But instead i got banned and blocked from using the new account without anyone looking into my issue

Upwork permanently suspended my account How do I regain access,

I recently got top rated and I have over 3k dolls there right now.

This is the respond I got
Your Upwork account has been suspended for being in violation of our Terms of Service.

We have reviewed the information related to your account and we will not be reinstating you.

This decision is final and your account is permanently suspended.


Can my account be reinstated ever.
A client messaged me and sent me his number to message him on whatsapp which I did, then I when i was done with the job, I told him to pay me on Upwork, which he did. However I didn't attach any job files to it. Upwork sent me a message that the job looked fishy, so i was told to send screenshot of the work I completed and the chat we had outside the platform, which I did and sent them the full chat trail.
But however, I got a mail today that I've been suspended permanently for violating their terms of service, and now i cant access my over 3k dolls funds there and also I cant access the support ticket again.

God I feel really heartbroken, I've been working hard for the past three years and even got top rated badge this year. I caa

Na france now

benqo01:
ARGENTINA ISN'T WINNING THIS WC,MESSI WILL BE IN SEVERE PAINS AND TEARS AFTER FRANCE BEAT THEM IN THE FINAL.

aimmoney9:

That one no be psychic, na psycho him be......

aimmoney9:

A psychic predicted who will win 2022 world cup.....

He said it will be England and Argentina in the final and England will beat Argentina..........

The guy has also predicted other things that came to pass.....

If Argentina and England are in the final then he is right, you can check him out on Google......

How far the Psychic now?

OfficialDJ:
wrong. I tested it myself on a new payoneer account

o wow so after 1dolls I'll be able to make transfers to other payoneer accounts?

What about the verification, is it important right now?

OfficialDJ:
you'd need an additional $300 before your MAKE A PAYMENT OPTION is activated

someone else quoted me and said I'll need an additional 5,000usd

Omobola121:
You need to receive up to 5000 USD before you will be able to send from payooner to another payooner account.

Ha 5,000dollars keh, so my money is basically trapped there

Hello Everyone,

please I created a payoneer account about month ago. But I cant make payment to other payoneer users despite sending over 700 usd from upwwork to my payoneer. I sent the money at intervals about four times. But each time i click on the option to make a payment I get this message, below.

Before you can make a payment, you need to receive additional payments from one or more of the options below

Please what's the solution to this, I need to send money out. how much cash do I need to have to be able to use this feature, I wonder why payoneer is giving me vague response regarding this issue.

Hello Everyone,

please I created a payoneer account about month ago. But I cant make payment to other payoneer users despite sending over 700 usd from upwwork to my payoneer. I sent the money at intervals about four times. But each time i click on the option to make a payment I get this message, below.

Before you can make a payment, you need to receive additional payments from one or more of the options below

Please what's the solution to this, I need to send money out. how much cash do I need to have to be able to use this feature, I wonder why payoneer is giving me vague response regarding this issue.

sinaj:
alight nt highlight

thanks sinaj.. I struggle with this language daily