Authored by Mac Slavo via SHTFplan.com,

Socialism in Venezuela has destroyed so much of the country’s economic wellbeing that even criminals are having a hard time making ends meet. Bullets and weapons have become too expensive for even the most violent out there, plus, there’s just nothing left to steal.

Bullets are expensive at $1 each for the distressed Venezuelan criminal. And with less cash circulating on the street, gang members say robberies just don’t pay like they used to. Imagine that.

According to the Associated Press, criminals are even having a hard time in the nation ripped apart by socialism. Not even breaking the law is helping anymore because most people have nothing left to steal.

“If you empty your clip, you’re shooting off $15,” said El Negrito a “feared street gangster” who spoke to The Associated Press on the condition that he is identified only by his street name and photographed wearing a hoodie and face mask to avoid attracting unwelcome attention. “You lose your pistol or the police take it and you’re throwing away $800.”

After the initial exponential rise in violent crime in the immediate aftermath of socialism’s failure, the crime rate is falling rapidly. Nothing pays anymore in Venezuela, including crime. “These days, nobody is doing well — not honest citizens who produce wealth or the criminals who prey on them,” said El Negrito.

Officials of President Nicolás Maduro’s socialist administration have drawn criticism for not releasing robust crime statistics, but the government on Tuesday gave the AP figures showing a 39 percent drop in homicides over the same three-year period, with 10,598 killings in 2018. The Associated Press
20 years of the socialist revolution launched by the late President Hugo Chávez, who expropriated once-thriving businesses that today produce a fraction of their potential under government management, have caused massive erosion in the way of life in Venezuela.

While assaults are down, other crimes have risen. Reports of theft and pilfering of everything from copper telephone wires to livestock are surging as people seek a way to provide food for themselves. Meanwhile, drug trafficking and illegal gold mining have become default activities for organized crime, or others just looking to survive. Even with the drop in assaults and murder, Venezuela remains a very violent country.

“Venezuela remains one of the most violent countries in the world,” said Dorothy Kronick, who teaches political science at the University of Pennsylvania and has carried out extensive research in Caracas’ slums. “It has wartime levels of violence — but no war.”

When someone looks out at the world and sees all manner of suffering and injustice, stretching back for thousands of years and continuing today, he invariably blames such problems on someone else’s hatred, greed, or stupidity. Rarely will someone consider the possibility that his own belief system is the cause of the pain and suffering he sees around him. But in most cases, it is. The root cause of most of society’s ills–the main source of man’s inhumanity to man–is neither malice nor negligence, but a mere superstition–an unquestioned assumption which has been accepted on faith by nearly everyone, of all ages, races, religions, education and income levels. –The Most Dangerous Superstition, book description

https://www.zerohedge.com/news/2019-05-30/nothing-pays-venezuela-anymore-not-even-crime-theres-nothing-left-steal

Saturday, April 06, 2019 / 06:30AM / By Yinka Ogunnubi*/ Update to Dec 20, 2017 article on same subject



The issue of the case between Innoson Motors (Innoson) and Guaranty Trust Bank Plc (GTBank) with other parties like the IGP, AGF and EFCC is interestingly complicated. It explains the reason why it is confusing to many people. My aim therefore in this article is to state the facts as clearly as possible according to publicly available time-lines.



First, it is important to note that there are at least five (5) different cases on this issue. For the sake of clarity, I will divide this article into 3 segments, each with its own unique time-line.

Stay with me, this will be long.





1. Innoson Vs Customs & GTBank – The Issue of Auctioning of Seized Goods by Nigerian Customs Service


2003
The relationship between GTBank and Innoson Started sometime in 2003. From all evidence available to us, the relationship (like most) started on a good mutually beneficial note. There was no evidence of conflict before or immediately following this year.



2004

Between October 2004 and December 2004, Innoson imported about 25 containers of Motorcycle CKDs into the country. According to Innoson, it had obtained a concession certificate from the Federal Ministry of Finance which allowed it to import at 5% duty. This certificate was to expire in July 2005. The duty was paid by GTBank and receipt issue. But Customs refused to release his goods purportedly because of a “circular” removing Innoson from the list of companies enjoying such concessions.



2005
Innoson appealed to the Minister of Finance who having reviewed their appeal approved that Innoson should be allowed to clear their goods with the concession certificate. Documents where subsequently re-submitted for clearance and final approval came in Feb 2006.


2006
However, by March of 2006, the goods (25 containers of Motorcycle CKDs) could no longer be found. The Nigerian Customs had already auctioned 18 out of 25 containers. This triggered a conflict between Innoson and the NCS.



Between March and May of 2006 there were efforts to resolve the issue. There were several parties to this discussion, namely Innoson, Min of Finance, Presidential Special Committee on Port Decongestion and the Customs. For some reasons that the NCS cannot explain, during this period where efforts were going at high level to resolve the problem, the remaining 7 containers of Motorcycle CKD were auctioned off by the Customs. Innoson then took the Customs to court (Suit FHC/L/CS/603/2006).


2011

In July 2011, the court ordered the Custom to pay Innoson the sum of N2.4 Billion being judgment sum of N700 million plus accrued interest. Innoson the sort and obtain a garnishee order from the Court ordering GTB to pay the judgment debt of N2.4 Billion. GTB decided to appeal the court ruling on the garnishee to the Court of Appeal, Ibadan Division. Why GTBank decided to appeal the garnishee order (and not allow Customs appeal the judgment) is noteworthy.



2014
In a unanimous judgment, delivered on 6th Feb 2014, the Court of Appeal dismissed the GTBank appeal, affirmed the judgment of the trial Court and ordered GTBank to pay the said sum of N2.4 Billion to Innoson. GTBank appealed to the SC. The SC is yet to give judgment.





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2. Innoson Vs GTBank - Issue of Excess Charges on Innoson Account


2010
The fact they Innoson and GTB has this on-going court case concerning the NCS sale of its containers did not stop both organizations from doing business. It appears that at some point the bank gave Innoson a N2.4 Billion facility later restructured into a 3 year term loan facility to finance its motorcycle’s CKD import business. Remember this figure because it will be relevant several years later.



2012
Innoson discovered strange charges in their account and decided to do an audit. The audit revealed that GTBank has over-charged it to the tune of N786 million over the course of several years dating back to 2004. Innoson wrote to the bank and not surprisingly, the bank did not accept to refund the charges. Innoson sued GTBank for refund of the excess charges. This is the second suit between Innoson and GTBank.



2013
In May 2013, Justice Salihu granted Innoson the sum of N559,374,072.09 against the bank, “with a 22 percent interest on the admitted sum to be paid from March 1, 2004 and at the same rate of 22 percent till satisfaction of the judgment debt. It also added a 100% penalty as stipulated in the CBN Guidelines (Many people don’t know this penalty exist for excess charges by banks – But this is a conversation for another day). This brought the total judgement cost to N4.7 Billion against GTBank. GTBank appealed this judgment.


2014
In Sept 2014, GTBank secured an ex parte order on Innoson basically freezing their accounts. “All commercial banks in Nigeria were restrained from accepting, honoring, or giving effect in any manner whatsoever to any instruction by Innoson ..."



On December 9, 2014, the Court of Appeal upheld the judgement of the Federal High Court and ordered GTBank to pay its debt to Innoson into an interest-yielding account operated by the court. By then, the debt had accumulated to over N6 billion.



Note: If you add the previous judgement of N2.4 Billion GTBank was already indebted as per Judgment debt to the tune of over N8.5 Billion in 2014. Curiously and rather strangely, GTBank in its numerous affidavits deposed that if it pays the outstanding judgment debt of N6 Billion, it could go bankrupt and be out of business. It then appealed to the Supreme Court to set aside the decision of the Appeals Court. This makes it the second case between Innoson and GTBank at the Supreme Court.


2015
In June 2015, the FHC, Lagos struck out the ex parte order freezing the bank accounts of the companies in Innoson Group. Innoson then slammed a N30 billion suit on the bank for what it had suffered in monetary terms and reputational terms during the months when the accounts of its companies in all Nigerian banks were frozen.


This is the fourth case between Innoson and GTBank





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3. IGP Vs Innoson – Issue of Criminal Charge of Forgery against Innoson and 5 Others.


2015
GTBank filed a petition to the IGP alleging that Innocent Chukwuma and 5 others (including Innoson and Mitsui OSK Lines) criminally conspired to commit forgery. GTBank alleged that Innoson with 5 other criminally conspired to falsify shipping documents between Jan 2010 and April 2011 at the Apapa Wharf which was subsequently used to obtain a N2.4 Billion term loan facility from GTBank. (Recall the N2.4 Billion facility referenced earlier in this article?). This led to the prosecution of the 6 accused persons by the police prosecutor. (Suit No: FHC/L/565C/2015).


2016
In February 2016, the police withdrew the charge against the accused based on its need to further investigate the case. However, it seems that the Director of Public Prosecution (DPP) was not aware of this withdrawal.



In May 2016, the AGF’s office approached the court to take over the prosecution of the case. This application was granted. This is where it gets messy. It seem the prosecutor in the IGP office did not inform the court that they already withdrew the charges before the DPP took over. It was the EFCC dramatic invitation to Innocent Chukwuma that first blew this story into the public consciousness. Unknown to many, this was the fifth case in a series that was increasingly getting [un]predictable.



The EFCC invitation to Innocent Chukwuma appears to be in connection to the investigation of the GTB petition (alleging fraud) and subsequent prosecution by the IGP. According to the EFCC, he jumped an administrative bail. If that is true, it suggests he must have already been interviewed and granted bail.



Let me speak specifically to the issue of the "forgery" charge against Innocent Chukwuma and 5 others. To be very clear, this issue is SERIOUS and he would need to take it seriously.



Let me to explain what I mean. Now depending on who you believe, there are claims and counter claims on this issue of "forgery". But the devil is in the detail. What you need to know is that this dates back to transactions in 2010/2011. It is all procedural but you need to follow me closely.



Let's start with what we can deduce from court document and from Innoson Statement(s):





GTBank Claims

Granted Innoson N2.4 Billion Loan to import motorcycles.
Establishes different LCs in favour of Innoson under this facility.
It reserved propriety interest until a percentage of value of LC is paid.
Original Bill of Laden (still with bank) was security for loan.
Innoson cleared the goods with bank endorsement forged on the BoL
The bank then referred the case to the Police who commenced investigation and charged the men for forgery.


Innoson Claims

GTBank never gave a loan of N2.4 Billion. Only loan they got was N1.3 Billion which has been fully repaid.
BoL couldn't have been security for loan since it is released at the point of shipment when payment must have been made or guaranteed.
GTBank paid the duty for the goods without which it would be impossible to clear it.
GTBank released the original BoL to Innoson.
After clearing, Innoson returned to GTBank the relevant exchange rate documents for onward transmission to the CBN.

If you are somehow confused about how international payment works. Check out if you can make sense of the infographic attached. If not, just follow my simple explanations. To save our time, let me just concentrate on the role of the Bill of Laden.



Proshare Nigeria Pvt. Ltd.

Fig: illustration of Transaction Process Flow



Letter of credit is one of the international payment terms. After completion of export formalities at customs, the seller collects original BoL from carrier. The said original BoL along with other shipping docs are submitted along with the LC to the seller's bank. After satisfying the terms and conditions (T/C) of the LC, the seller's bank negotiate document and sends to the buyers bank. The buyer’s bank notifies buyer and instructs him to accept documents. Buyer accepts and makes to clear goods. He surrenders Original BoL with carrier and takes delivery of goods



The point is, without the Original bill of laden, the buyer cannot take delivery of goods. The buyer’s bank delivers original BoL only after receiving the export proceeds (value of goods shipped or percentage of value of goods agreed). So do you see why the Original Bill of Laden is very important to this forgery case? It seems like both GTBank and Innoson are lying claims to possessing two (2) separate ORIGINAL BILL OF LADEN’s.


This case basically rest on who is able to prove "the one I have is original".



At the onset, it seems that the police believed GTBank as per its petition of 2013. It was probably at this point that the EFCC got involved. But it is instructive that the police did not charge Mr. Innocent until 2015. A charge it withdrew in Feb 2016. Innoson in the meanwhile had made several attempts since 2014 to stop the IGP investigation. But in Sept 2017, the Court of Appeal, dismissed the motion for being unmeritorious and ordered that proceeding in the criminal case (of forgery) against Innoson should proceed.



What we now know is that on October 12, 2017, the Police through its Charge No. FHC/L/565C/2015 (now handled by the DPP) filed an application for the issuance of bench warrant against Innocent Chukwuma and others. This was adjourned to the 8th Dec 2017. It is possible that the recent arrest by the EFCC is linked with this development.



One thing is clear though, this case is not going away and Mr. Innocent Chukwuma will still need to clear his name in court against this forgery charge. Let me say a few words on the claims of both parties. If you analyze both claims, one would be able to make the following deductions.



1. There was a loan. Whether it is N2.4 Billion or N1.3 Billion is a different issue.

2. For Innoson to import, GTB must have opened LC in favour of Innoson. There is no way Innoson could have cleared the goods without duty payment which follows after assessment notice after Risk Assessment Report (RAR) has been issued. To get the RAR, you need the Original BoL


Question is - "Did GTBank process the RAR?



One thing is clear here. There is more to this story than meets the eye. At best it looks like a bad case of disagreement over indebtedness with each side trying to gain leverage. At worse it may reveal a case of conspiracy of importer, bank and customs to defraud the FGN.





Proshare Nigeria Pvt. Ltd.


Conclusion


I know we love drama and nothing can trump the drama of an arrest in the residence of a popular industrialist in the midst of his employees. But the facts of this case is bigger, judging from the time frame as detailed in this article.



While we can say absolutely that GTBank is not directly involved in his arrest, we can infer however is that the banks’s petition appears to be the basis upon which Mr. Innocent Chukwuma is currently being investigated. Thus, the bank is somewhat connected to it, indirectly if not directly.



If the evidence of all the numerous court cases won by Innoson is anything to go by, I am convinced that he will win this too. In the meanwhile, it's better for us to be informed before taking a position either way. I hope this article has helped towards achieving that.



For additional readings and updates, read this article - Innoson Group Vs GTBank : 30 Key Points you need to know about their dispute from Proshare which sheds more light on the issue; as well as related references below this contribution. Thank you..



Proshare Nigeria Pvt. Ltd.


About The Author

Yinka Ogunnubi is an author, Economist and a finance professional with extensive experience in corporate treasury and finance spanning fifteen years who has developed interest over time in personal finance for application in the home and personal life. He can be reached vide Twitter @yinkanubi



Update to Original Post:

This news post was originally written on December 20, 2017 as a twitter thread and was recently edited to make small modifications such as replacing thread with articleetc.

Noted

Congratulations

Note:The banks are in better position to understand the ability of clients to pay back loans,as such they should create strategy that will help clients pay back loan to as not to have bad debt on their balance sheet.
All loan can be pay back easily if the loan recipient enjoy strategic support from banks

CHIEF Executive Officer of Ecobank Transnational Incorporated, Ade Ayeyemi, has called on the Nigerian Government to introduce Credit Guarantee Schemes for Micro, Small and Medium Enterprises (MSME) as a measure to hedge their risk. He made the call in Abuja while speaking during the ‘Access to Capital’ panel at the 23rd Nigeria Economic Summit. Reiterating that MSME’s are a fundamental part of the economic fabric in Nigeria and the wider continent and therefore play a crucial role in furthering growth, innovation and prosperity, Ayeyemi suggested that shouldering some of the risk would encourage greater confidence amongst banks to lend to the sector.

“Currently, many banks would rather invest in treasury bills than give credits to individuals which may later result in non-performing loans,” said Ayeyemi. “If the government were to take out part of the risk by saying, ‘we will guarantee’, then I would become indifferent whether I put the money in a treasury bill or an MSME.”

Read more at: https://www.vanguardngr.com/2017/10/ecobank-ceo-advocates-credit-guarantee-schemes-msmes/

A probe into stolen crude oil initiated by the Goodluck Jonathan administration has uncovered some scandalous revelations, according to investigations.

Who initiated the probe?
Dr Goodluck Jonathan

Are you a Producer base in Nigeria?

Do you know that with the power of cooperation, you can grow your business into a multimillion naira company?
How?
Nigeria has over 180 million people, N100 minimum purchase of your product,by 1 million people will make your company a multimillion naira company.
@ Rhoci we are committed to do just that for you.......

YESpParticipant:

now that we have submitted the loan application, what's next?

As soon as rhoci concludes the current sales programme which is the source of the loan,the loan will be given to SMEs that apply provided they follow the stated instruction.

Thank you guys for your interest in Rhoci so far,we hope to be able to leverage on the rhoci power of cooperation to provide you guys the loan and the relevant support needed to pay back within four months.

When you suffer toothache or someone close to you do, before you see a dentist, try get the common essential balm and apply to the very spot where you feel the ache and wash has it will relieve you of the pain.

Vitali Tomatoes Paste is of high quality, if you have any proof that their product is sub standard.Please share, we will take it up with them. Thank.

As a believer of the Nigeria Project, our CSR is to fund SMEs from our project profit at no cost to the SMEs.

At Rhoci we believe that with cooperation everyone will prosper.

If you are given N1 million interest free business loan,can you pay back in 4 months?

Companies makes profit from their business activities,all company re-invest the profit in the business, but few set aside portion of their profit to support NGOs, fine, but it will profit more if more of the profit is use to support SMEs as they will in turn create jobs and grow the economy.

Rhoci will be given out a percentage of her profit from the current sales programme as interest free loan to SMEs.
Quote this PROMO CODE:1M-SME SUPPORT. to apply.

At Rhoci we believe that every one can become a legal millionaire with the right support,do you need financial support ?

Share your opinion.

A recent study conducted at the All India Institute of Medical Sciences found that lycopene, an antioxidant found in tomatoes, apricots, pink grapefruit, papaya and watermelon, can boost sperm concentrations in infertile men. Six pregnancies followed as a result of this successful trial.

The researchers studied 30 infertile men aged 23 to 45 who had been infertile for between one and 20 years, and in whom its cause was unexplained. The patients suffered from a deficiency of sperm in semen, abnormal sperm structures, impaired sperm mobility and activity' and some had all three sperm defects.

After taking 2 mg of lycopene daily for three months, 67% of the patients had an improvement in the condition of their sperm. Sperm mobility and activity were improved in 73% of patients, and 63% showed an improvement in the sperm structure.

The doctors, found a direct correlation between lycopene levels and infertility, specifically, they noted a statistically significant improvement in sperm concentration and motility.

The researchers initiated their trial based on the fact that lycopene is one of the 650 carotenoids found in high concentration in male testes, and lower levels of lycopene are found in infertile males.

Its unqualified success led them to conclude "Oral lycopene therapy does seem to have a positive effect in the management of infertility of unknown causes."

This research follows in the footsteps of an earlier study conducted at the Department of Obstetrics and Gynecology, Albert Einstein College of Medicine, Bronx, New York. In this study researchers evaluated the association between the concentrations of antioxidants and antisperm antibody titers in immunoinfertile men. In immunoinfertility, a man's immune system develops antibodies to his own sperm.

In addition to lycopene, researchers evaluated seminal plasma concentrations of beta-carotene, vitamin A, and vitamin E in 37 men, aged 27 to 35 years, 22 of whom were fertile and 15 who were immunoinfertile. In the immnuoinfertile men, levels of lycopene, beta-carotene and vitamin A, were significantly decreased when compared to the fertile men.

Lycopene has also been shown in a number of studies to offer significant protection against potentially life-threatening diseases, including prostate cancer:disease, atherosclerosis:disease, and asthma. For a look at some of this research, click on the following links to earlier Healthy Food News stories: Lycopene'A Woman's Heart's Best Friend, Lycopene'Potent Antioxidant Protection.

Want to increase your intake of lycopene? This beneficial antioxidant is abundant in several of the World's Healthiest Foods. Tomatoes are one of the best sources of lycopene: 100 grams of fresh tomatoes contain between .88-4.20 mg of lycopene, but cooked tomatoes, especially when they are concentrated as they are in tomato paste, is an even better source: [b]100 grams of tomato paste provides between 5.40-150 mg of lycopene. [/b]And be sure to add a little olive oil'by eating lycopene-rich foods with some healthful fat, the absorption of this protective nutrient is significantly increased: 100 grams of sun-dried tomato in oil provides 46.5 mg of lycopene.

Please share your experience.
At Rhoci we believe sharing useful information will help our Nation to grow
Source:http://worldshealthiestfoods.com/genpage.php?tname=news&dbid=59

Rub the toothpaste on the front or back of your phone (wherever there are scratches). The toothpaste will work to reduce the look of the scratches and make your phone screen look much better.

Their are other benefit the toothpaste has on your phone,please try any method that comes to your mind and share.

At rhoci we believe we move forward as nation ,when we focus our energy in solving our problem rather than murmuring and complaining over then.

The deal is ok, but it need modification.
Question 1:What is the current capacity of our local palm oil production?
Question 2: What will the capacity be in the next 6 year, even with 100% increase in the current production?
Question 3: What is the current consumption level for Palm oil in Nigeria?
Question 4: Is there a gain,if we strike the deal with them?
Nigerians must ask logical questions and take decision based on global best practice in order to move forward the economy.
At Rhoci we believe the deal is ok, as long it will sustain jobs and boost the economy.

He has the right to contest,only the electorate owns the right to bring anyone in the office of the president. Nigerians must learn to vote based on the only critical issue.ECONOMY
A growing economy will take care of all the other issues,including corruption,security.
A failed or falling economy breeds Corruption, ask yourself while corruption in private sector organisation is less than in the private sector?
---At rhoci we believe the ability to grow the economy should be the basis of choosing candidate only.

There are many ways you can get a brand new car for free legally in Nigeria.
One simple way is through rhoci,it leverage the power of group cooperation to buy goods at the lowest price in market directly from manufacturers.
To get a brand new car free of charge simply get people in your area to place order for the product displayed on the rhoci website and earn the attached commission,accumulate the commission and use to buy a car.
The rhoci do not require you to invest money but your time.

Although studying is a full-time job in its own right, more often than not, both study-related costs and basic living expenses necessitate that an additional source of income, one supplementing the support a student gets from his/her family, is needed.
But studying and working at the same time is a delicate balancing act. When a good balance between the two is maintained, work on the side can instill confidence in the student and help him/her develop better time-management skills. On the other hand, working longer hours or engaging in labor-intensive work alongside studying, can take a toll in the form of decreased success at studies as well as less opportunities for forging relationships and pursuing interests.

Striking the said balance is hard enough as it is.

A fairly recent survey indicates that roughly two thirds of all students in Nigeria work while studying.

But employment prospects students encounter in Nigeria differ significantly depending on who they know or where they come from.

The current financial challenges facing Nigeria is not helping matter for qualified work force not to talk of students schooling.Based on which all hands most be on deck to provide legal support to the educational sector.
With this mindset rhoci initiated a marketing strategy aimed at helping students to raise legal fund for their education pursuit and also support their institutions to provide the necessary learning material.

Use the rhoci flyer to create market for the three displayed major product manufactured by reputable companies and earn the attached commission.
The displayed products are your every day products,selling them in your area will be very easy since the offering price is the lowest in the market and will be supply by the manufacturers.
[b]NOTE:[/b]That your uncle/aunt that will not want to send you money directly can easily order any of the displayed item and fill in your name and phone number as the recipient on the charity organisation name and phone number, thereby supporting your education indirectly.
The power to fund your schooling is on your palm right now use it and smile.
RHOCI The power of cooperation.

The present economical challenge has made job security, a major issue when looking for job. Most people will not want to work in certain organisation because of the high rate at which they fire their workers.
The only job security available is the one provided by yourself,when and when you create job you enjoy doing for yourself.
Do not create job for the purpose of creating job for yourself, try to incorporate your family and friends into the job so as to
1. Expand your reach,
2. Secure the future of the business,
3. Increase your funding,

Creating Job require funding, that is what most people will say,but their are jobs that requires your ability to make friends with ease.
at rhoci, you can become your own boss without investing money, simply create publicity in your community and help them to buy the displayed product at the lowest price in market from the manufacturer directly through rhoci and earn the commission plus a chance to win the jackpot money.

RIP Sir
BECOME SACHET PEAK MILK AND OTHER ITEMS WHOLESALER WITH ZERO NAIRA INVESTMENT
1. Visit www.rhoci.com
2. Refer people to place order for the displayed products through you.
3. Generate 25,000 cartons orders minimum
4. Rhoci will recognize you as partner and deliver the product through you.
NOTE:Just print the flyer and use to do your marketing

His visit will attract direct investment to Nigeria,Instead of some Nigerian youth insulting him,they should encourage him to do more as former head of state to boost the FDI .
BECOME SACHET PEAK MILK AND OTHER ITEMS WHOLESALER WITH ZERO NAIRA INVESTMENT
1. Visit www.rhoci.com
2. Refer people to place order for the displayed products through you.
3. Generate 25,000 cartons orders minimum
4. Rhoci will recognize you as partner and deliver the product through you.
NOTE:Just print the flyer and use to do your marketing

The Albiceleste is one team that has a way of defeating the eagles, even without kicking the ball.

[img]essentialbalm.jpeg[/img]
Apart from treating toothache, this ointment can address everyday body crisis.
What is Essential Balm?
Essential Balm Ointment is used for Pain in arthritis, Pain in shoulder joint, Pain in tendons, Pain in muscle strains or sprains, Back pain, Bruising and other conditions. Essential Balm Ointment may also be used for purposes not listed in this medication guide.
Essential Balm Ointment contains Camphor, Eucalyptus Oil, Menthol, and Peppermint Oil as active ingredients.
Essential Balm Ointment works by temporarily relieving minor pain; lowering the histamine H1 and muscarinic M3 receptor-mediated bronchoconstriction; suppressing the mitochondrial respiration; activating the activities of hepatic enzymes; providing the dietary supplements; treating the various ailments; affecting the signals in the brain that trigger cough reflex;
Essential Balm Ointment Uses
Essential Balm Ointment is used for the treatment, control, prevention, & improvement of the following diseases, conditions and symptoms:
Pain in arthritis
Pain in shoulder joint
Pain in tendons
Pain in muscle strains or sprains
Back pain
Bruising
Pain
Itching
Fungal infections of toenail
Warts
Cold sores
Hemorrhoids
Irritable bowel syndrome
Digestive disorders
Common cold
Headache
Pain and swelling of respiratory tract mucous membranes
Cough
Bronchitis sinus pain and inflammation
Asthma
Chronic obstructive pulmonary disease
Respiratory infections
Essential Balm Ointment may also be used for purposes not listed here.
Essential Balm Ointment Working, Mechanism of Action and Pharmacology
Essential Balm Ointment improves the patient's condition by performing the following functions:
Temporarily relieving minor pain.
Lowering the histamine H1 and muscarinic M3 receptor-mediated bronchoconstriction; suppressing the mitochondrial respiration; activating the activities of hepatic enzymes.
Providing the dietary supplements; treating the various ailments.
Affecting the signals in the brain that trigger cough reflex.
Essential Balm Ointment - Composition and Active Ingredients
Essential Balm Ointment is composed of the following active ingredients (salts)
Menthol
Camphor
Peppermint Oil
Eucalyptus Oil
Essential Balm Ointment - Side-effects
The following is a list of possible side-effects that may occur from all constituting ingredients of Essential Balm Ointment. This is not a comprehensive list. These side-effects are possible, but do not always occur. Some of the side-effects may be rare but serious. Consult your doctor if you observe any of the following side-effects, especially if they do not go away.
Nausea
Vomiting
Ataxia
Abdominal pain
Drowsiness
Contact dermatitis
Essential Balm Ointment may also cause side-effects not listed here.
Essential Balm Ointment - Precautions & How to Use
Before using Essential Balm Ointment, inform your doctor about your current list of medications, over the counter products (e.g. vitamins, herbal supplements, etc.), allergies, pre-existing diseases, and current health conditions (e.g. pregnancy, upcoming surgery, etc.). Some health conditions may make you more susceptible to the side-effects of the drug. Take as directed by your doctor or follow the direction printed on the product insert. Dosage is based on your condition. Tell your doctor if your condition persists or worsens. Important counseling points are listed below.
Avoid alcohol consumption
Breastfeeding
Diarrhea
Pregnancy
Pregnant, planning to become pregnant or breastfeeding
Taking prescription or nonprescription medicine
do not take by mouth. Consult with your doctor before using this medicine on open wounds, dry, chapped, irritated, or sun-burned skin.
wash your hands before and after applying Essential Balm Ointment. Clean and dry the skin area to be treated.
do not wash the treated area after immediately applying Essential Balm Ointment. Also avoid the use of other products on the treated area unless directed by your doctor.
applying an excessive amount may result in pilling. Use a thinner layer or lesser quantity of medicine to avoid pilling.
avoid getting this medication in your eyes or nose or mouth.

Losing the 2016 Copa America was a heartbreaker for Lionel Messi — it was his third consecutive defeat in an international final in three seasons. That, coupled with the Argentine FA’s reported financial problems and unprofessionalism, led Messi to declare that he was retiring from international soccer. Other players threatened to follow him. Ultimately, the players were talked into returning and attempting to qualify Argentina for the World Cup.
That hasn’t gone so well. AFA has made two coaching changes since, replacing Gerardo Martino with Edgardo Bauza, then firing him to make way for Jorge Sampaoli. Early returns haven’t been great — Argentina drew both of its matches during this international break, leaving the Albiceleste fifth in CONMEBOL World Cup qualifying. That would see Argentina drop into an intercontinental playoff for a World Cup spot. But there are three strong teams lurking behind Argentina that could still overtake it. Argentina really could miss out on the World Cup entirely.
The top four teams in CONMEBOL make the World Cup automatically, while fifth place goes to an intercontinental playoff. The scenarios for Argentina failing to even make the playoff aren’t that convoluted. A draw at home against Peru and a loss away to Ecuador in the final rounds would likely see Messi and the Albiceleste miss out on a trip to Russia 2018. Here’s what the remaining fixtures look like.While you’d expect Argentina to win most of its home games, it drew at home against last-placed Venezuela on Tuesday. Peru has won its last three matches in a row. Chile and Ecuador having to play each other is good news for Argentina, though, as is Paraguay facing a tough game away to ColombiaDespite Ecuador’s loss to Peru on Tuesday, La Tri has a great record at home. Argentina often struggles at elevation, and Ecuador’s home stadium in Quito is 9,127 feet above sea level. Peru and Paraguay will like their chances of picking up maximum points at home, and while an away game in Brazil should theoretically be Chile’s toughest of the tournament, the Selecao has already qualified for the World Cup. Brazil could call in an experimental team, or if its stars start, they might not be as motivated as usual.

What’s wrong with Argentina?
The entire Albiceleste attack is built around waiting for Messi to make something magic happen. Players like Paulo Dybala, Mauro Icardi, and Angel Di Maria are used to making plays for themselves at club level, but with Argentina they seem to stand around and differ to Messi. As Barca Blaugranes points out, Messi was involved in every single chance against Uruguay. Even with a new manager, Argentina didn’t have a plan beyond getting the ball to Messi and asking him to do everything.


The story was the same against Venezuela, with Messi’s teammates repeatedly failing to help him at all.


On paper, Argentina probably has the deepest and most talented set of attackers in international soccer. But somehow, it has just 16 goals in qualifying, second-worst in South America. Even notoriously negative and defensive Paraguay has scored more than Argentina.

But Argentina should still squeak through, right?
That still seems like the most likely scenario. It’s a futile exercise to map out all of the qualifying possibilities in CONMEBOL — too many teams are still involved, so they’d be more confusing than enlightening. But there are a lot of scenarios in which Argentina can play poorly over its final two games, scrape fifth place, and then head to the intercontinental playoff.

In that playoff, the fifth-placed South American team will meet New Zealand, who it will be expected to beat handily. The Kiwis did not grab a single point at the 2017 Confederations Cup and lost 9-3 on aggregate to Mexico in the intercontinental playoff to qualify for the 2014 World Cup.

Still, it’s stunning that Argentina is even in this position. CONMEBOL has arguably the toughest qualifying tournament of any confederation, but Argentina has more good players than anyone else besides Brazil, as well as arguably the best player in the history of the sport. It should finish in the top four comfortably.

A World Cup without Messi and Argentina won’t feel right, but it’s become a very real possibility.https://www.sbnation.com/soccer/2017/9/6/16262460/argentina-2018-world-cup-qualifying-lionel-messi

Political Parties should focus more on driving the economy to meet vision 2020 target.

For me to trust the statement, President Buhari will have to address the APC exco meeting and make the declaration in public.