₦airaland Forum

1 and 4 arsenal and man utd

maddman:
See scope... This Jowizaza girl get sense.

If you like believe say money no dey their family

BTW Nairaland too slow for update. This tori don dey out since

nairaland na forum independent postings. But the guy dey on 40b debt according to her.

Every where don blur.....billionaires club. But she has to come online to drop all these like it will change the mind of the kidnappers.

brain54:
:::


Not too many bank robberies but they do it. And they do armed robbery ( involving arms) as well. I admit they aren't as daring as Nigerians though. But they do.


Also as I said Ghanians and their media are good at shielding such news and information. They can cover it hush hush.


The blow it up when especially Nigerians are involved.


They are many times armed robbers have been caught and paraded by the police. They just tend to over sensationalise it when Nigerians are involved and behave like they don't do the same things.



Another angle you have to see it from is that Ghanian banks are not as busy as Nigerian banks for example. Most Ghanians use mobile money. So armed robberies are more likely to occur with mobile vendors than banks because they deal with more bulk cash. Mobile vendors are more of a target than banks in Ghana. And many of them have been robbed and targeted.

Sometimes you have to know and understand a system before you get a true picture of what is going on in that system.

:::

When i was in ghana..Mobile bank was a new thing...Their banks are very busy especially in Accra axis and mostly secured by female police officers without rifle.
But maybe things have changed today.

brain54:
:::


Ghanians don't carry out robbery? Bros pls don't make me laugh. They might not be as daring as Nigerians but obviously you don't watch the news to see what is going on.


Another thing Ghanians are good at is to block and hide crimes when it involves Ghanians. They will filter it. But blow it out of proportion when it involves others, discriminate and sneer like they don't do same.


And that's exactly why I called them hypocrites.


Ghanians are not saints bros.


:::

My emphasis is more on bank robbery. I lived in Ghana for over 10 years and followed the local news almost daily. In all that time, I never once heard of an all Ghanaian bank robbery gang. I do admit there was a lot of petty stealing, like stealing from a house especially at odd hours, but rarely did it involve guns or Bank robbery.

brain54:
:::


Don't mind those ones. Food don done for them to chop.


Ghanians and hypocrisy are 5 and 6.

This is the kind of news they love to hear. So they can call a dog a bad name in order to hang it.


They don get vim like this.


:::

Ghanaians hardly carry out robbery. It is a rare news since 2004....You hardly see a well secured Bank in Ghana.

I think Meta A.i gave the best response to your prompt

Since 1999 to date, Nigeria has had 6 presidents. "Best" is subjective and depends on what metrics you prioritize - GDP growth, reforms, diversification, debt, inflation, etc.

Here’s a balanced overview of the major economic visions/policies each administration pushed:

1. Olusegun Obasanjo 1999 - 2007, PDP*
*Key vision*: Debt relief, privatization, banking reform, attract FDI
*Major policies*:
- *Debt relief 2005*: Secured ∼$18 billion Paris Club debt forgiveness. Freed up budget for infrastructure
- *Banking consolidation 2004-2005*: Raised minimum capital from ₦2bn to ₦25bn. Reduced banks from 89 to 25. Strengthened the sector
- *Privatization*: Sold NITEL, cement companies, etc. through BPE
- *NEEDS & NEPAD*: National Economic Empowerment and Development Strategy
*Results*: Average GDP growth ∼6-7%. Foreign reserves grew from $4bn to $51bn. Inflation dropped to single digits by 2007

2. Umaru Musa Yar'Adua 2007 - 2010, PDP*
*Key vision*: "7-Point Agenda" - power, food security, wealth creation, transport, land reform, security, education
*Major policies*:
- *Amnesty Program 2009*: For Niger Delta militants. Helped stabilize oil production
- *Focus on infrastructure and power sector roadmap*
*Results*: Tenure was cut short by illness. GDP growth averaged ∼6%. Oil prices were high, which helped revenue

3. Goodluck Jonathan 2010 - 2015, PDP*
*Key vision*: "Transformation Agenda" - diversification, job creation, private sector led growth
*Major policies*:
- *Power sector privatization 2013*: Unbundled PHCN and sold to private investors
- *Agricultural Transformation Agenda*: E-wallet for farmers, reduced fertilizer import
- *YouWin, SURE-P*: Youth job and subsidy reinvestment programs
- *Treasury Single Account TSA framework started*
*Results*: Nigeria became Africa’s largest economy after 2014 GDP rebasing. GDP growth averaged ∼5%. Oil hit $100+/barrel. Non-oil sector grew

4. Muhammadu Buhari 2015 - 2023, APC*
*Key vision*: Diversification away from oil, anti-corruption, infrastructure, social investment
*Major policies*:
- *Economic Recovery & Growth Plan ERGP 2017-2020*: Focus on agriculture, solid minerals, manufacturing
- *Anchor Borrowers Program*: CBN loans to farmers, especially rice
- *Infrastructure push*: Lagos-Ibadan rail, 2nd Niger Bridge, roads via SUKUK bonds
- *Social Investment Program*: N-Power, TraderMoni, Conditional Cash Transfer
- *Border closure 2019*: To boost local rice production
- *Petroleum Industry Act 2021*
*Results*: 2 recessions 2016 and 2020. GDP growth averaged ∼1.8%. Inflation rose. Debt/GDP rose significantly. Agriculture and non-oil revenue share grew slightly

5. Bola Ahmed Tinubu 2023 - date, APC*
*Key vision*: "Renewed Hope Agenda" - fiscal reform, private investment, job creation
*Major policies*:
- *Fuel subsidy removal May 2023*: Aimed to free ~₦4 trillion yearly for budget
- *Forex unification*: Merged multiple FX windows
- *Tax reform bills*: To broaden tax base
- *Student Loan Act, CNG initiative*: To cushion transport costs
*Results*: Still early. GDP growth ∼3% in 2024. Inflation peaked above 30% in 2024 due to reforms, then started easing in 2025. Goal is long-term fiscal stability

---

*How people usually assess them:*
- *For macro stability + debt*: Obasanjo era is often cited because of debt relief and banking reform
- *For GDP size + rebasing + power reform*: Jonathan era
- *For infrastructure + agriculture push*: Buhari era
- *For bold fiscal reforms*: Tinubu era, but outcomes are still unfolding

No single president "solved" Nigeria’s structural issues: oil dependence, power, insecurity, and revenue mobilization have persisted across all administrations.

What metric matters most to you when judging "best" — GDP growth, job creation, debt management, inflation, or diversification? I can break the numbers down further for that.

USA1975:
I decided to ask ChatGPT a straightforward question:

“Since 1999 to date, which Nigerian President has had the best vision and policies for Nigeria’s economic revival and growth?”

I specifically asked it to judge them based on economic vision, structural reforms, policy direction and long-term economic impact — not popularity, political party, ethnicity or short-term political sentiments.

CHATGPT'S ANSWER:

According to the assessment, Olusegun Obasanjo came out on top overall, while Bola Ahmed Tinubu is currently implementing some of the most radical economic reforms since 1999.

The ranking was:

1️⃣ Olusegun Obasanjo (1999–2007)
2️⃣ Bola Ahmed Tinubu (2023–present)
3️⃣ Umaru Musa Yar'Adua (2007–2010)
4️⃣ Goodluck Jonathan (2010–2015)
5️⃣ Muhammadu Buhari (2015–2023)

WHY OBASANJO?

ChatGPT's argument was that Obasanjo's administration established some important foundations for Nigeria's modern economy.

Among the major reforms were:

• Banking-sector consolidation
• Telecommunications liberalisation
• Pension reform
• Privatisation
• Fiscal discipline
• NEEDS economic programme
• EFCC and institutional reforms
• Debt restructuring and Paris Club debt relief
• Infrastructure and power-sector reforms

The telecommunications revolution alone fundamentally changed Nigeria's economy and created millions of economic opportunities.

BUT HERE IS WHERE IT GETS INTERESTING...

ChatGPT rated Tinubu very highly for the boldness of his economic reforms.

The administration has taken on issues previous governments struggled to address, including:

• Petrol subsidy removal
• Exchange-rate/FX reforms
• Electricity-sector reforms
• Tax and revenue reforms
• Oil-sector reforms
• Infrastructure
• Local production and economic diversification

However, ChatGPT's position was that it is still too early to give Tinubu the final verdict.

Why?

Because the real test of economic reform is not simply whether government makes difficult decisions.

The real test is whether those decisions eventually produce:

CHEAPER PRODUCTION + MORE JOBS + STRONGER NAIRA + MORE INVESTMENT + MORE ELECTRICITY + INDUSTRIALISATION + HIGHER PURCHASING POWER + BETTER STANDARD OF LIVING.

MY BIG TAKEAWAY FROM THE ANSWER

Obasanjo's economic approach could broadly be described as:

“Build the foundation and reform the system.”

Tinubu's approach is more:

“Remove economic distortions and allow the market to determine prices.”

Both approaches have serious strengths — and serious weaknesses.

The danger with Tinubu's reforms is that removing subsidies and correcting the FX market can create enormous hardship if Nigeria does not simultaneously expand productive capacity.

Nigeria cannot reform its way out of poverty simply by increasing prices and government revenue.

We must produce more.

We need:

🇳🇬 Reliable electricity
🇳🇬 Agriculture and food processing
🇳🇬 Manufacturing
🇳🇬 Domestic refining
🇳🇬 Technology
🇳🇬 Affordable transport
🇳🇬 Export industries
🇳🇬 SME financing
🇳🇬 Human capital development
🇳🇬 Strong institutions

CHATGPT'S FINAL POSITION

If the question is: “Who laid the strongest economic foundation since 1999?”

👉 OBASANJO.

If the question is: “Who is currently attempting the most aggressive structural economic reforms?”

👉 TINUBU.

But whether Tinubu eventually becomes Nigeria's most successful economic reformer will depend on what happens between now and the end of his administration.

The reforms must eventually move from economic adjustment → economic production → industrialisation → jobs → prosperity.

That is the real test.

I have presented ChatGPT's assessment.

Now let Nairaland decide:

🔥 DO YOU AGREE WITH CHATGPT?

WHO DO YOU THINK HAS HAD THE BEST ECONOMIC VISION SINCE 1999 — OBASANJO, YAR'ADUA, JONATHAN, BUHARI OR TINUBU?

And more importantly:

Which President actually left Nigeria's economy better positioned for the future?

Let's hear your arguments — not insults.

i asked another A.I app using your prompt. Here...

Among Nigerian presidents since 1999, Olusegun Obasanjo (1999–2007) is widely regarded as having the most impactful economic vision, laying the foundation for growth through telecom liberalization, banking reforms, and debt relief. Goodluck Jonathan (2010–2015) also made notable strides in power sector privatization, while Umaru Musa Yar’Adua (2007–2010) and Muhammadu Buhari (2015–2023) struggled with policy reversals and economic volatility. Bola Tinubu’s current reforms remain controversial due to inflation and naira instability.

Beautifulday:
Tompolo is actually the sponsor of Tinubu door to door campaign. That is the agreement for the contract Tinubu gave him to secure the Nigerian oil pipelines.

Buhari gave Tompolo that Contract not Pbat...But definitely PBAT can Terminate the contract.

You have no idea what tantita brings to the table. ....if na you, you go enter street to shout Pbat name

Lol the guy na learner

eepeepook:
ROFLMAO. How did my comment refer to the woman? Your keyboard works.

my bad....misread

eepeepook:
No be like say the guy fine, sef. LWKMD. “I don’t want anyone under 6 feet.” See their lives.

because she no bleach?

This guy...there are 1 thousand fishes in the ocean. Way better than her. Trust me she is not beyonce nor 1 badass model. To top it she is married. Bro wake.

Jeezuzpick:
Private refining is simply the way to go.

I'm eagerly awaiting a purely deregulated petroleum sector where one NNPC will not hold our country to ransom, with rumours of fantabulously large sums of money vanishing into thin air.

Whichever President manages to to this, will have his or her name written in gold, in the history of Nigeria.

FG for regulatory role only!

we are not ready for the enviromental effect..Private refinery everywhere will cause enviromental hazards

Axis313:
Bin laden is a product of CIA,he was CIA agent.
He was used in Afghanistan to bring down the USSR,who are another super power like the US.

Bin Laden was never a CIA agent or asset. He sponsored the mujahideen fighters independently from his own pocket...Had no ties to CIA.
CIA also sent weapons to the mujahideen during the cold war but Bin Laden was never involved in that CIA operation.

Napata77:
What was 'self-made' about Davido?

His dad's a billionaire who gave him ALL he needed. Nothing ''self made'' about Davido, okay?

He's a loud-mouthed, insolent, entitled buffoon born with a silver spoon in his mouth.

you know how many billionaire kids tried the music thing and failed ?? DAVIDO is self made. He brought the Adeleke's to limelight.

helinues:
The very funny opposition. so hunger wasn't in existence in Nigeria until 2023

Gosh

so daily post is an opposition party?

Na real street begging pandemic

franchasng:
Hey young man, this is not about tribe or your usual Igbo man this and that, I never talked about tribe here before your wicked hearts start pounding. I mentioned people I know and have heard them speak about their worth by themselves. The other day that white guy that go around the world interviewing dollar billionaires stumbled upon Tony Elumelu and interviewed him and Elumelu used his mouth to say he is worth around $3 to $4billion and you are here blabbing your usual tribal mocking talks of Igbo men this and that. I have also watched Coscharis who is a highly reserved born again Christian say he is worth around $4billion and have listened to Young shall grow talk about his too, so why must Forbes be the one to tell them what they are worth when Forbes usually rely on publicly listed shares most of the times in their rich list compilation?


I know my net worth for instance and I dont need Forbes to tell me how much I am worth cos they might never know some of my hidden wealth and investments I used my wife or kids or relatives or close friends to invest. Some of these men you are classifying as your Igbo men this and that own conglomerates of businesses in many African countries, Asian and South America countries that you and your Forbes are not aware of and they dont even want you to know about them, so when they say they are dollar billionaires, believe them or you can choose not to believe them, its your choice it won't reduce or add to their net worth okay?


It's funny how you think such caliber of men aren't dollar billionaires.


When I was still young and struggling to make 1million naira, I used to imagine how people made 1 million, and I used to imagine how people managed to buy houses and lands in several places and also owned more than 2 cars cos it was like magic and a difficult task to me back then but as I grew older and ventured into business, I began to realize that it's not as difficult as I used to think it was and in fact I looked back and realized that without my realization, I have acquired some of those things I felt were impossible.


I have lots of friends that are currently Naira billionaires today which may seem like impossibility to you but do you know that anybody that own 5 upstairs in 5 megacities in Nigeria today is a naira billionaire if you check how much an upstairs with 4 to 6 flats is worth in Nigeria today but when you start counting it based on your life situation and experience it will seem like its impossible.




So dont come mentioning me again cos I know Forbes is not 70% accurate with their rich list, they might even be below 60% accurate in some countries where data is an issue like in Nigeria, etc

is not about tribe boss...all the men you mentioned are from the igbo ethnic group reason i mentioned "Igbo"..

franchasng:
Forbes is not entirely correct with their publication and I will give you some few examples.


Tony Elumelu is worth between $3billion to $5billion US dollars but Forbes don't publish him as a billionaire in USD.


Cosmos Maduka the owner and founder of Coscharis group is a known billionaire of many years and he has said it with his mouth several times but Forbes don't publish him mostly because his company is not publicly listed which is what Forbes usually rely on.



Arthur Eze the founder of Oranto group with active and operational oil exploration company exploring crude oil and also into oil and gas business in several African countries including in some Oceania countries is not listed on Forbes as Billionaire in USD.


Allen Onyema the founder and owner of Airpeace is a confirmed dollar billionaire but Forbes don't list him for reasons best known to them including the fact that none of his companies are publicly listed or selling shares publicly which are what Forbes usually rely on.


Chief Vincent Amaechi Obianodo the owner and founder of Young Shall Grow Motors and numerous hospitality outlets and real estate businesses is a confirmed billionaire and he has said this severally, Forbes once published him and later stopped but the man laughs cos he knows his worth but because his companies are not publicly listed and selling shares, Forbes don't publish him anymore.


So there are several other dollar billionaires that Forbes don't publish and I believe it's because their companies or firms are not publicly quoted or listed and selling shares which is what Forbes relies on most times in making up their rich list

Your statement is funny… Do you think becoming a billionaire in dollars is simply about owning an oil company or running a big transport business like Young Shall Grow? The Igbo men you mentioned are they anywhere near Michael Jordan’s level of wealth? I agree the East has extremely wealthy men, especially Arthur, But if he were truly a billionaire by Forbes’ standards, he would definitely be recognized. By the way, do you know how many people in Nigeria actually own an oil well?

Gotocourt:
Ade bendel, Hush puppi, Invictus Obi, Mompha don do and pass .
Low-key system boy

Tattoo , cocaine, advance fee fraud, money laundering. Time is a gentle man .


Where's that IBB boy who made noise, Terry Waya with his son.

omo where Mompha dey. Those guys worry.

The man gift actually paying off...He is now trending everywhere because of the N400m house gift. This is what he wanted to achieve.

But viagra doesnt make one to last. ...only makes you hard.

Obakoolex:
This is very lovely. Kudos

If Tinubu tries it they will attack him as wasting funds but they will congratulate kenya.

nobody will say that...nobody

Is crazy bringing out your family dirties to the public. Forgeting that one day they will have peace and settle their differences. But this information will remain on the internet forever.

MissOpe:
Lok, never heard the name of this bank, maybe cos I stay in a cave.

there are alot of less popular commercial banks across Nigeria ..Like Signature bank, Parallex bank, Taj Bank, Jaiz Bank etc

Soleye24:
Have you read terms and conditions of NDIC? The max they refund is 500k if you like have 100m in your account.

Mac refund is 5m

MissOpe:
Lok, never heard the name of this bank, maybe cos I stay in a cave.

not a popular bank...I have seen one of the branch office in Port Harcourt

So a 2019 car can cost 6.8m...toyota dey show us shege

The APC governorship candidate movement in Rivers state is also called "OK"