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SimpleGuy001's Posts

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Jobs/VacanciesRe: Oando Graduate Trainee Recruitment 2014 by SimpleGuy001: 4:18pm On Jul 28, 2025
betternbetter:
What 3rd stage?
They have started sending mails already
TravelRe: General USA Student Visa Enquiries-part 18 by SimpleGuy001: 1:48pm On Jul 28, 2025
Timshin:
You want to take a loan of 100k? Please abort that mission. First of all, Mpower will not give you a loan of more than 50k usd per annum, and I don't think Prodigy too will, besides there is no loan company that will give you a loan of 100k usd because they would be skeptical about you paying them back. Secondly, are you aware that you would be paying the interest of that loan at a higher rate all through school? If you collect a loan of 100k, you can be paying an interest of up to 1500 to 2000 usd per month. Remember that you will still need to feed, pay your rent, and utilities, and other miscellaneous. So how do you want to cope. Lest you forget, even if you are lucky to get a job in a fortune 500 company, the way America is designed, you might not be able to pay that loan off in the next 30years of your life. Do you want that life?. Now to my advise, relax and calm down. Admission process isnt something you can rush. Find schools that can pay up to 50 to 60% of your tuition, and even if you would be taking out a loan, it would be very very little. Its not compulsory to go to an ivy league, it would only plunge you into debt.Check out affordable but not low ranked business schools and get your degree there, it doesn't stop you from getting fantastic jobs. Companies prefer candidates who have great minds and can solve problems. They wont eat the name of your school either you are from MIT or Harvard. There are tons of testimonies out there about people who went to affordable schools for their business degrees and got their dream jobs. It's not worth it if you finish your degree in a year, and get plunged into debts and you start having sleepless nights. It would only be worth it if at the end of your degree, you get your salary and have left overs comfortably without getting worried about debts. Think about your family too, they need you to help them out at home. Note that this advise is not to condemn or discourage you, its from a heart of positivity and resilience. It's from someone who was in your shoes 2 years ago, but went back to re-examine everything and finally got a fully funded scholarship later to study. I wish you all the best bro.
Thanks a lot. I guess I will go back to the drawing table and spread my options. I’ll do a mixture of these schools…. If I don’t get the kind of funding I want, I’ll just focus on the lower schools for a fully funded scholarship.
TravelRe: General USA Student Visa Enquiries-part 18 by SimpleGuy001: 11:55am On Jul 28, 2025
Efetobore1980:
●●▪︎ No Nigerian or African will come out here to tell us that he or she repaid $100k loan with weekly or monthly salary in America without taking years Or without using another offsetting means eg selling properties, etc.

■● On the issue of visa. I know few people who have told the visa officers that they intend to pursue Msc and phd after Bsc graduation and secure residency in america and they got their visas. That is called honesty. I can bodly write it here that, that is the intention (staying back) of 45% of f1 and b1/b2 visa applicants.

●▪︎▪︎ A typical American boy will be at ease to tell a police man that he just stole a bottle of wine in a supermarket, but an African boy would need rigorous drilling to say the truth. Visa officers does not believe your coming back to work stories. So being honest will give you your visas , all they need from you is to be qualified for the visa in the first instance.

■■ If your intention is to relocate via F1 visa dont take the loan. There are other avenues. Most loans needs repayment while you are still studying in america.
Thanks a lot sir. I appreciate the insight and engagement. Truly eye opening, however, I learnt these prodigy/mpower loans can give as much as 10 years to repay . Dunno if telling the visa officer I intend to do this might help. What’s your thought on this?

Regardless, I think getting as much funding from the school will help my case. Hopefully I can get a full ride scholarship or at least full tuition so I only have to take $50k for living expenses… I guess the lower the amount, the higher the chance they may grant it if I say I’m gonna repay that over 10 years.

Given my profile, what the other avenues do you suggest?

In case you have any other comments that will be helpful, I will appreciate it. Thanks a lot
TravelRe: General USA Student Visa Enquiries-part 18 by SimpleGuy001: 9:33am On Jul 28, 2025
Efetobore1980:
■■


I like your honesty, but if your intention is to not repay the loan, then you are only asking people to teach you how to lie. Mind you, you can not survive with a huge loan in america (while living illegally) because no company or organization has promised you a desired job after graduation.

■●▪︎ However, you can defend a loan repayment with a soon to be riped Certificate of Deposit (CD). You can defend a loan repayment with an Employment (agreement) Bond. You can also defend a loan repayment with a property deed, etc.

■●▪︎ Regarding Ivy league. MIT, Havard, and Stanford Universities are in top-5, and securing admissions into any or all of them (even simultaneously) will only give you an educational accolade, but it can never guarantee your F1 visa. F1 VISA success is not automatic no matter how rated your school is, and it does not respect anything other than its rules and policies.

■●▪︎ Maintain your honesty on the day of your f1 visa interview by telling the visa officer your intention to stay back in america. Ironically, your truth and honesty might work for you, but you MUST satisfy all f1 visa requirements. 👍
I think you misconstrued what I meant. Anybody who knows about Ivy League MBA knows you are more like a hot cake after grad. Those schools have employed reports with as much as 90% getting jobs with Fortune 500 companies within 6 months after graduating.

Now my question is, I want to stay in the USA and get a job and then repay the loan. That’s even the main reason why prodigy and mpower finance MBA grads cause of the high value jobs that comes with it.

From Wht I understand, visa officers want you back to naija after your studies but I want to stay back. Since obviously, I can’t sell a story that I will come back to Nigeria with close to $60-100k in debt. There’s isn’t any plausible story to tell them how I am gonna repay that.

I’m 25, earn only 500k monthly. No way I can repay that.

This is why I am asking for advice. I hope I have provided more context now. I will appreciate those who have done this before

Note: Do you mean they grant visas to people who tell them they intend to stay back? I don’t think so, there’s like a 99% chance you are not getting the visa with that.
TravelRe: General USA Student Visa Enquiries-part 18 by SimpleGuy001: 12:31am On Jul 28, 2025
Hello people, please I need advice. I intend to apply for an Ivy League mba in the USA. It’s very expensive but I intend to take loan of day $100k which is very high.

How do I defend this given that I would be expected to return to Nigeria after schooling. Which I obviously won’t as my aim is to stay back. Ivy League MBA guarantees a really good job at least 90% of the time in the USA.

I see people go for these Ivy League programs, how do they scale through to get student visa. I will appreciate any help please.

Thank you
SportsRe: Chelsea Vs PSG: FIFA Club World Cup Final At (3 - 0) On 13th July 2025 by SimpleGuy001: 9:00pm On Jul 13, 2025
dominique:
What manner of useless team is this PSG? How do you go from conceding one goal in an entire tournament to conceding 3 in the final? Luis Enrique and his boys deserve better flogging
Give credit to chelsea. They were too underrated
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 7:03pm On Jul 13, 2025
I don’t really care about line up at this point. Just get me a win,,,, anywhichway
FamilyRe: How Do I Deal With My Father by SimpleGuy001(op): 1:26pm On Jul 13, 2025
Laird:
To add to this..If You told us the entire truth,
I am very sorry.
Both Your parents are very irresponsible
Both

Your Dad

And

Your Mum too..for not focusing on developing herself but continuously procreating children without a plan or an already set out strategy for the children's future with a deadbeat man

Pregnancy is not Magic or Miracle

Ignore both of them and help your siblings to be set up

Truth is Real
For me, I don’t really care tbh. My own is he should just take care of his responsibilities. I’ve told my mom, I’ll get something doing for her.

He was telling me that we can all go together that he is not going to suffer at old age if that is what I think.

Lol, for me I wish him the best. I just want my sisters to be doing well and get my mother to be doing something. As for the marriage, it is my mom’s problem. When I have set her up, she can decide if she wants to continue her marriage. As for me, I am done with their issue. He will get his allowance from me, and I move ahead. Hopefully all will be well and my siblings are able to leave.
FamilyRe: How Do I Deal With My Father by SimpleGuy001(op): 9:21am On Jul 13, 2025
I really want to deal with this man, I think I have had enough. He isn’t gonna change, I didn’t want to take this route but it is a a must at this point.
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 7:17am On Jul 13, 2025
timbros:
..................... Sanchez.......................

James... Tosin... Colwill... Cucurella

........... Caicedo....... Lavia..............

.... .................. Enzo...........................

.... Palmer....Joao Pedro... Neto....

If Lavia is not fit, play Santos.

Anyone thinking Enzo will be benched in this match is just deceiving himself. He is one of the first names on game day team sheet, unless injured or suspended.

Palmer's pass, JP's link up play, Neto's pace will be crucial for the route 1 counter attack football we gast deploy today grin
My ideal line up, in fact it will not pass this line up. However, santos for lavia if he is not fit
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 7:13am On Jul 13, 2025
airmark:
Hater.

Meanwhile look at this PSG press, fast attackers will get their chances. Long accurate passes will be crucial.
Defence and midfield need to make eagle visioned pass, it’s easy to beat this PSG team with counter attack
FamilyHow Do I Deal With My Father by SimpleGuy001(op): 6:56am On Jul 13, 2025
So people of God….

I am 25, left home and working in Lagos. However, I am getting complaints from my mum and siblings about my dad.

It’s not like I am not aware because I know the home I came out from. My dad womanizes a lot, I’ve known that since I was young. My immediate sis got just out of uni yr, the third is in uni and the last in sec school.

Getting complaints that he doesn’t take care of them enough in terms of dropping money. I am doing well for my age, earn 500k plus but the family issue is now draining me cause my mom and siblings now request money from me a lot. I’ve decided to set up a shop for my mom come this December maybe with about 700k or so. Hopefully set up my sis that just got out of uni so she can be good as I don’t want them to look outside.

Here is the issue, I have really tried to overlook his character and act like I don’t know what is going on but I am aware of everything cause my sis and mom tell me everything (which I know of cause prior to when I left home I know his character so they aren’t lying).

I am a man, and I tried to stay on the fence but it is getting to my neck. I have not been calling him at all purposely, he one time told me to borrow him money, I sent him 100k (I acted like I borrowed in my mind I won’t collect it)

Now I got to know he is following a married woman and even paying the woman’s child school fee, like WTF. How can a married man be following a married woman, neglecting his own family responsibilities cause he is busy sharing resources where not ought to. I have really tried to neglect this but it’s getting worse…. He curses my sisters at will, laying curses and what not (they called me and told me which like I said I know him well cause I came out of same home).

Now, I am thinking of calling him to order but I am just trying to do it out of respect. Cause to be honest, anything that will make me to call him or message him, that’s it. I’ll never take his call again or have anything to do with him. At most, I will send him allowances and that’s it. But I really don’t want to do that,,,,,,,, I am the only son and first born. My mom have tried and my siblings have endured too, they can’t be suffering cause of his philandering and non caring nature. I really am having a pity on him, cause the father children relationship is nothing to write about, these girls will grow, leave the house and won’t even look at him again and just care for my mom (that’s my fear), I just don’t want to give that vibe to them but I may just throw in the towel, damn the consequences and call him to order on phone, say my mind and whatever that want to happen should happen but I am really really trying not to do that. How can a 50+ yr old man be acting as such?

How do I handle this case
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 4:19pm On Apr 20, 2025
nateevs:
Let's not get carried away with the slump Palmer is going through. There's no advantage Enzo's inclusion offers over Palmer, either offensively or defensively.

Against PL sides, we are not going to score more goals with Ezo, we are not going to achieve tactical offensive balance, and we are one player short in defensive balance as well.

Enzo is the player that must be dropped and Lavia should replace him for the rest of the season.
which lavia. Someone that even with him we concede like water.
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 4:15pm On Apr 20, 2025
NinjaMetahuman:
Wait, Tottenham is actually 16th on the table.

They are having an even worse season than Man Utd.

How come the two teams are in the Europa semi-final?

Either English teams are too strong, or the Europa League has really fallen off.
Cmon these are big teams normally. EPL is just one useless league wey be say small teams go dey disgrace you. Cause how utd go score 5 some days ago only to dey find goal today still come lose lol
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 4:01pm On Apr 20, 2025
chelsea fixtures

EVERTON
LIVERPOOL
NCASTLE
MAN UTD
NFOREST

What kind of fixtures are these. How we wan take qualify for Champions league with these fixtures
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 3:58pm On Apr 20, 2025
totteham better beat forest if they don't want to be unfortunate tommorrow
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 3:10pm On Apr 20, 2025
what the bleep. Shey una dey see wetin jackson pass there? Thunder fire maresca if he no get new striker
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 2:48pm On Apr 20, 2025
I like how we all know we aren't playing epl next season. At most Europa league
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 6:21pm On Sep 22, 2024
chrisley024:
Omo! The game has become boring to watch
Cause Arsenal are playing haram football. Won’t blame game, you have to win ugly sometimes
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 5:34pm On Sep 22, 2024
NinjaMetahuman:
you can feel his presence in mancity 's presses.


I just hope city will drop as many points as possible before he comes back.
Same thing in my mind….
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 5:20pm On Sep 22, 2024
NinjaMetahuman:
Well I said it

Rodri out.

Man city about to get cooked.
Omo I am happy. We all know city need to drop points. Plus alo good for Chelsea. So that gap reduces….

At least we will be only 3 points behind arsenal
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 5:08pm On Sep 22, 2024
swiz123:
Which kain tactics Arteta dey play like this for match wey just dey start.
Omo you can’t blame Arsenal. City are too strong currently for them. Off the ball, tight spaces for them…
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 5:01pm On Sep 22, 2024
Why can’t madueke be like savinho
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 4:43pm On Sep 22, 2024
Omo EPL are in trouble. Big trouble, who can challenge man city like this.
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 4:41pm On Sep 22, 2024
Omo how the heck are man city so tight. Immediately Arsenal gets the ball, no space again to pass. Everywhere choke
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 11:50am On Sep 22, 2024
airmark:
He was on fire today.
Ahhhh so Jackson don Dey use jazz. Eiiiiiiiii…

This boy wants to finish himself, all these things will have repercussions later on.
European Football (EPL, UEFA, La Liga)Re: Crystal Palace Vs Manchester United (0 - 0) On 21sr September 2024 by SimpleGuy001: 11:46am On Sep 22, 2024
Azazyel:
Chelsea is only beating teams that are on the worst run of form this season. Have you not noticed? With time, you'll see that there is no difference between olosho and hookup. Let Chelsea face Aston Villa first. You'll be shocked at how United would still snatch Europe spot from them again. No be these two again? Chelsea might even surprise you and lose to Man.U in the coming weeks. It seems you don't know how unstable these two are.
Omo this one na lie oooo. Have you watched Chelsea full 90 mins? Bro Chelsea are already leaving man utd in the trenches. Pure fact, attacking talent choke, wait until end of this year and you’ll see
ProgrammingRe: Help Needed On API Used To Generate Wema Bank Virtual Accounts by SimpleGuy001: 3:41pm On Sep 21, 2024
kryptochats:
i'm still in need of help anyone who has an idea please
Pls were you able to find one?
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 2:07pm On Sep 21, 2024
;DWhy madueke Dey walk like model
European Football (EPL, UEFA, La Liga)Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by SimpleGuy001: 1:58pm On Sep 21, 2024
EmmanuelScott1:
They don put Niggars wey dey dance for opponents box instead of putting ball inside the net grin
Especially Felix. That guy ehnnn

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