Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / NewStats: 3,152,863 members, 7,817,557 topics. Date: Saturday, 04 May 2024 at 02:19 PM |
Nairaland Forum / Styca's Profile / Styca's Posts
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (of 15 pages)
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:32pm On Jan 14, 2015 |
Parasitic: *thumps up*. How are you doing bro? |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:31pm On Jan 14, 2015 |
Ademat7: Thanks Ademat7 for reading. Am glad you like how I write, though am open to corrections. Welcome to theMSAJuwaya. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 10:59pm On Jan 13, 2015 |
Thanks everyone who views, likes , shares and comments on this thread. You guys give me reason to keep up the work. You all are the bomb. *though not boko haram's* lol |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 4:14pm On Jan 13, 2015 |
''look a little closer, you will see the beauty in everyone'' ****** Being A Corp Member****** It is the dream of most graduates to serve their fatherland. For some, it is a marker to others that they really went to school. To others, it is a necessary evil that must be performed. I fell in-between these two. I was happy that I have graduated and that now I am 100% in control of my time and resource(s). On the other hand, people needed to know am now a graduate. During the orientation camp, I found myself in a cultural-soup where every ethnic group in the country was represented. I was amazed with the level of sophistication and intellectual prowess exhibited here. I became friends with Bashir, who is from kano. Am always being inspired by this guy's mind. I was stripped of my negative sterotypes. If this is the only benefit I gained for serving Our fatherland, then it is worth it and I think the scheme have achieved its objective. 4 Likes |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 7:59am On Jan 13, 2015 |
''In all that you do, show forth EXCELLENCE'' ***************************** My school resumed yesterday and I have been trying to find a convenient time to be posting. I will be making a post in the evening on: ****** Being A Corp Member****** |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 11:15am On Jan 12, 2015 |
abdussalam: i checked out your blog bro, you are doing a great work. Keep it up. I hope to work more closely with you. 2 Likes |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 7:23am On Jan 12, 2015 |
My boss Taye4christ I see you. How are you doing? Hope you have settled down in your PPA? |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 7:22am On Jan 12, 2015 |
shawwal1: Welcome Shawwal. Together we can make it even more educating, inspiring and entertaining. Welcome to msAjuwaya. 1 Like |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 7:43pm On Jan 11, 2015 |
Parasitic: Cross River is a nice state to serve. It is one of the peaceful states in the country and her people are extremely friendly and warm. They will try as much as possible to make you feel at home and comfortable. The state government pays #3000 and majority of the corp members posted here serve in schools including yours truly. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 7:42pm On Jan 11, 2015 |
Parasitic: Cross River is a nice state to serve. It is one of the peaceful states in the country and her people are extremely friendly and warm. They will try as much as possible to make you feel at home and comfortable. The state government pays #3000 and majority of the corp members posted here serve in schools. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 11:25am On Jan 11, 2015 |
Parasitic: As I said earlier, am in a remote part of Cross River, the cost of living here is unbelivably low and the indigenes are also making it even lower. Remember this is my first month, so am basically using this month to guage how much to allocate to items for subsequent months. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 7:18am On Jan 11, 2015 |
Happy sunday to everyone out there. Wishing you all a blast week ahead. Cc: LogoDwhiz, Positivist, noordean, Parasitic, Rockmyworld, Goldpeas et al. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 7:17am On Jan 11, 2015 |
Happy sunday to everyone out there. Wish you all a blast week ahead. Cc: LogoDwhiz, Positivist, noordean, Parasitic, Rockmyworld, Goldpeas et al. |
Career / Re: A Rich Man Can Never Be Poor, And A Poor Man Can Never Be Rich. Your Opinion. by styca(m): 9:19am On Jan 10, 2015 |
Being Rich or being poor is a state of mind. If a poor man suddenly finds himself in money, he will as quickly lose it, unless there is a shift in the mindset. The same applies to a rich man who suddenly had times befalls, he will get over it. Just because he sees things fromm the eyes of riches. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:10am On Jan 10, 2015 |
Goldpeas: Am happy you are finding this helpful. May you serve in a place where you will explore your potentials. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:02am On Jan 10, 2015 |
'' For unto every one that hath shall be given, and he shall have abundance: but from him that hath not shall be taken away even that which he hath''.- matt. 26:29 ****** My Thoughts on Saving 11******* In the earlier post, I pointed out that one have to know the reason for saving. There are many factor(s) which motivates people to save, for me they include: ¤ To have the good things of Life: Personally this is the underlying factor that spurs me on this journey. I realized that to enjoy the good that is abundant in life I have to be successful with money. Saving a part of what I earn, is an aspect of the equation. ¤ Fear: This is a powerful emotion which drives me to put some funds away. Most times, it is the fear of the unknown and its attendant uncertainities. I don't want to be caught 'pants down' by life's event. I view this emotion in a positive light as long as my present well-being is not jeopardized. These are the main factors that drive me to save. What about you, what motivates you to save? |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 8:33am On Jan 10, 2015 |
Goldpeas: Thanks Goldpeas for dropping by. Yeah, 10k got me those stuffs. Are you surprised? I got the pots, curtains and stove for #2000 from a friend that passed out in Oct. I bought the mobile wardrope for #3200 I paid #1800 for the carpet. One need to be ingenious. 1 Like |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 8:41am On Jan 09, 2015 |
'' Enjoy life while you are here. Do not overstrain or try to save too much''- G. S. Clason ****** My Budget for January***** Feeding .......................... 5000 CDs dues ........................ 500 Transport ...................... 2000 Fuel .................................. 500 Recharge ....................... 1000 Relaxation .................... 1500 Total ................................ 10500 Note: I used the balance from the amount allocated to 'Transport to PPA' to make up for the extra #500, since I spent #3750 instead of the whole #5000 allocated to it. This is my budget and how I allocated the 'operational fund'. Am living very cautious here and praying to avert any emergencies, since I don't have any amount allocated for emergencies. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 8:18am On Jan 09, 2015 |
Rockmyworld: yes it is true we need a reason to save. It is also equally true that with our strong reason we still have to spend. The difference here is, when we spend we are happy doing so because our reason for saving have been taken care of. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:53pm On Jan 08, 2015 |
''It is not good enough to want it. You've got to know how to get it''- Donald Trump. ****** My thoughts on saving***** The core of the idea(s) that make up my thoughts on savings came primarily from the George S. Clason's classic: The Richest Man in Babylon. That book is like a personal finance Bible to me. I carry it with me anywhere I go. Its simplicity and down to earth approach is what endeared it to me. And I can readily identify with most of the characters in the tales. One thing I have come to realize about finance and one's saving habit; is the question of, ¤ why are you saving? If one could be able to sincerely answer that question, I bet you saving becomes a whole lot easier and fun. Have you answered that question for yourself? 2 Likes |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:26pm On Jan 08, 2015 |
Rockmyworld: Thank you Rockmyworld for reading and following. I hope to learn from you also. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:45pm On Jan 07, 2015 |
''I am open to receiving money in both expected and unexpected ways'' ******* EXPLANATION OF DATA** ¤Paid Myself: this is the money I pay myself for being the manager of business MSAjuwaya*winks* Due to the amount allocated for Room Decor I had to bear the brunt of a pay cut.*laughs* ¤ Amount Received: This was the federal allowance for the month of december 2014. ¤ Savings: The amount I was able to save between the end of orientation camp in Nov. And 31st of Dec. Note: I was not able to save anything from the Nov. Allowance (ie the one paid in camp). ¤ Transport to PPA: the amount I spent to come to my PPA with my luggage. ¤ Room Decor: the amount I spent in buying stuffs like; curtains, carpet, mobile wardrope, pots, stoves etc to make my room relatively comfortable. ¤ Operational expense: money set aside for daily needs when the arise like CDs dues, transport, buying of water, kerosine, fuel, and for emergencies. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:21pm On Jan 07, 2015 |
Parasitic: Yeah bro, the remaining balance is #650. Though the expense statement is an allocation of money and how much for each item. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:14pm On Jan 07, 2015 |
noordean: Noordean, the paid myself money is a certain percent of my earnings I set aside for the purpose of investing. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 2:12pm On Jan 07, 2015 |
''It does not matter what you plan, it does not matter what you dream, it does not matter the ideas you have, if you don't take ACTION, they are just that: plans, dreams and ideas.'' ****** THE BEGINNING********* The Income/ Expense Statement for the month of January 2015. INCOME STATEMENT Amount received........... 19650 Savings ............................. 11000 Total .................................. 30650 EXPENDITURE Paid Myself .................... 5000 Transport to ppa ........... 5000 Room decor .................... 10000 operational expense .... 10000 Total ........................ 30000 2 Likes |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 1:15pm On Jan 07, 2015 |
Parasitic: Thanks Parasitic, am looking forward to a robust interaction with you. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:58am On Jan 07, 2015 |
noordean: Thanks bro. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:56am On Jan 07, 2015 |
Positivist: welcome Positivist. You have an interesting handle. |
Career / Re: The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 9:54am On Jan 07, 2015 |
LogoDWhiz: welcome on board brother, you will truly enjoy this. |
Career / The Money Savvy Ajuwaya: My Financial Chronicle. by styca(m): 5:47am On Jan 07, 2015 |
***************************** Welcome to themoneysavvyajuwaya: living well, spending less. I am Styca, a batch C corp member, posted to a remote part of Cross River State. This is a chronicle of my financial life as an Ajuwaya, am starting this thread to hold myself accountable for my financial decisions. I shall strive to be truthful and to present the facts as they are. The goal is to train myself in financial matters and to apply everything I have learnt about saving, investing and wealth creation. During this seervice year, I will seek for ways to increase my earnings while I keep my spendings as low as possible without hurting myself. LOL I promise to make a post atleast once a week. During the course of this thread, I will share with you the challenges I faced and how I managed to overcome them, tips on how I saved, my money idiosyncrasies, my thought on money, wealth creation, being a corper and back again on money. Feel free to drop your comments, tips and criticisms. Welcome to themoneysavvyajuwaya. Xfire, jarushub,Trenditee, Taye4christ, Noordean et al 1 Like |
Family / Re: What Do You Like About Your Father. by styca(m): 8:28pm On Dec 17, 2014 |
Reading through these posts I realiszed how blessed we are to have our Dads. Also they might not get the chance to see these beautiful posts. Lets take it a step further by telling them how much we appreciate them this season. Jeolight,tpia5,corruptst,greatgod2012,ftmom,beemojo,Duke_Nija,Ewoma45,adira,temi4fash,yam,Lbrasi,crackhouse,lordizak,morgan1092,turl,proudlyafrican,Gogobirilalas,mariaGoretti,anyi385,Babymiles,Kenntechs,stpat1,Krucifax,ekwah,davidcobi,Dfash,nikkyshyne,razznaija |
NYSC / Re: NYSC 2014 Batch C House by styca(m): 6:08pm On Aug 31, 2014 |
noordean: I position bro... How are you doing? |
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (of 15 pages)
(Go Up)
Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health religion celebs tv-movies music-radio literature webmasters programming techmarket Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 43 |