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Sunbellar's Posts

Nairaland Forum › Sunbellar's Profile › Sunbellar's Posts

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Investment › Re: Mutual Funds by Sunbellar: 2:44pm On Oct 03
t33why:
Are you referring to this? I have been on this for weeks, reached out to them, no update yet. Though in my own case, I'm yet to make a deposit. I want to resolve this before going ahead to, similar experience from a different fund manager has made me wary of going ahead to fund with an incomplete profile.
This is my profile as at today yet they are requesting that I complete my profile

Investment › Re: Mutual Funds by Sunbellar: 7:08am On Oct 03
cgei:
Has your profile been processed on the app, mine is still showing processing. I want to move from Cowrywise to trustbanc app.
Are you having similar issues? I am already on the Trustbanc PrimePro app and it still shows incomplete profile. I have provided all they needed yet pending. My worries is that they haven't started giving me interest and I need someone to clarify me. It seems they don't have any dedicated Relationship account officer
Investment › Re: Mutual Funds by Sunbellar: 6:45am On Oct 03
Bluearrow:
Yes it is normal
So, when are they supposed to start paying me interest?
Investment › Re: Mutual Funds by Sunbellar: 5:02am On Oct 03
Bluearrow:
Today is public holiday, most fund managers won't process payment.
Thank you very much. It has reflected on the dashboard but there's no accrued interest. I can only see the principal.
Is it proper?
Investment › Re: Mutual Funds by Sunbellar: 8:22pm On Oct 01
Good evening all,
I credited Trustbanc account yesterday around 8pm and got a confirmation mail from Trustbanc group of receipt of the fund but it is yet to reflect on the Prime Pro app. Please is it normal or is there any other thing I should do to see the fund on the app

Waiting for a response
Investment › Re: Mutual Funds by Sunbellar: 5:56pm On Aug 23
emmasoft:
@Sunbellar, the Halal Fund is generally a faith-based investment fund, irrespective of the fund manager. Its underlying investments are structured to comply with Shariah principles, and may include instruments such as Sukuk and Shariah-compliant equities and other permissible investments.

It is important to note, however, that a Halal Fund is generally considered a medium-risk investment, so there is still an element of investment risk. Depending on the specific fund mandate, some of the underlying assets may include Shariah-compliant stocks, whose prices can fluctuate.

Therefore, unlike an MMF, capital and returns are not guaranteed, and there is a possibility of capital loss, although a permanent loss of capital may not be common, depending on the fund's underlying investments and market conditions.

Compared with an MMF, a Halal Fund generally carries higher risk but also offers the potential for higher returns.

For someone investing with a long-term horizon, I don't think a Halal Fund is a bad idea at all, particularly as part of a diversified investment portfolio. However, if you are completely risk-averse, I would advise you to stay with MMF; the rate is also not bad currently, between 17 and 19%
Thank you very much
Investment › Re: Mutual Funds by Sunbellar: 7:12am On Aug 23
emmasoft:
@omotola224. All daily earnings are payable/reinvested at the end of the quarter, and that is the norm for the MMF industry; hence it's called accrued interest. Even Stanbic, which has something a bit different, can only reinvest accrued interest monthly, but payments are still due at the end of the quarter. You can't withdraw or use interest till end of the quarter, except if you wish to liquidate, where you are allowed to redeem both capital and accrued interest anytime.

The fact that your money is in an MMF and not in your bank account is good enough. It's a wise move. Enjoy your earnings while it lasts.
Good morning @emmasoft
Please can you tell me more about this FirstAlly halal investment. Is it possible to loose your interest or principal investment at any point like the stock market? How reliable can it be because I understand the interest rate is higher than mmf
Investment › Re: Mutual Funds by Sunbellar: 8:10am On Aug 17
Bayoonanuga:
scam alert

Don’t invest your money there

Use cowryrise and piggyvest
Okay 👍
Investment › Re: Mutual Funds by Sunbellar: 7:50am On Aug 17
Free2Fly:
You should be old and experienced enough to easily identify a scam once you see one.
Just to bring it to this space. 😀😀😀
Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Sunbellar: 7:49am On Aug 17
yMcy56:
Pls stay away from this kind of investment.
It has SCAM written all over it!
Thank you my brother. I just decided to confirm from here
Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Sunbellar:
missuzoma:
Run! Run!! Run!!! These are scammers. A lot of people have lost millions to them.
Thanks alot. This is why I like Nairaland
They will never disappoint
Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Sunbellar: 10:26pm On Aug 16
Good evening NL
I joined this group from Facebook. They said they trade foreign stocks in US with good returns. They call very huge amounts of funds for investment with huge returns.
See the attached whatsapp group
Please how genuine are they:

Investment › Re: Mutual Funds by Sunbellar: 10:22pm On Aug 16
Good evening NL
I joined this group from Facebook. They said they trade foreign stocks in US with good returns. They call very huge amounts of funds for investment with huge returns.
See the attached whatsapp group
Please how genuine are they:

Investment › Re: Treasury Bills In Nigeria by Sunbellar: 11:13am On Aug 15
Foodempire:
Don't pile up all funds in treasurybill, you are one devaluation away from loosing chunks of your money. I'm talking from experience, i piled it all in tbs and lost more than 100%, still affecting me till date, i have to start all over again. You can do 30% TB,70% foreign currencies investment.
Please, how can we do foreign currency investment?
Technology Market › Re: Ptz 4g Solar Cctv Camera by Sunbellar: 9:41pm On Aug 04
Jagznation:
For sale
Costly
Politics › Re: ADC Presidential Ticket: ‘You Did It Like Arsenal’ — Dino Melaye Hails Atiku by Sunbellar: 4:25pm On May 30
Atiku will soon lose for the 6th time
Investment › Re: Mutual Funds by Sunbellar: 2:15pm On Feb 10
Creditalerts:
TODAY'S RATE


STANBIC 15.40%🙂

FAAM (FirstAlly) 18.59%🤑


TRUSTBANC 19.56%🤑
What about the dollar rates? Please can you help?
Investment › Re: Mutual Funds by Sunbellar: 8:01pm On Feb 01
Creditalerts:
🏃🏃🏃🏃🏃 God I beg o🏃🏃🏃🏃🏃🏃
Good evening. Please can we talk? I need your contact
Celebrities › Re: Tom Njemanze Dies Of Prostate Cancer by Sunbellar: 8:33am On Jul 20, 2025
May God grant him eternal rest in Jesus name. He was unarguably a great actor with many acting dexterity that made him famous. May heart is with his family at this trying time.

Happy Sunday Everyone
Foreign Affairs › Re: Gaza War: IDF Uncovers Double Life Of Al-jazeera's Journalist, Muhammad Wishah by Sunbellar: 8:32pm On Feb 16, 2024
Terrible
Celebrities › Re: Billionaire And Owner Of Coscharis Motors, Spotted Preaching In Lagos Street by Sunbellar: 11:08am On Sep 24, 2023
Which church does he belong? Someone should tell us
Romance › Re: Issues With Choosing A Life Partner by Sunbellar: 8:03pm On Aug 26, 2023
Weird
Christianity Etc › Re: OPM Pastor, Apostle Chibuzor Hospitalized by Sunbellar: 3:50am On Jun 30, 2023
Politics › Re: How Wike Led Ugwuanyi, Ortom, Ikpeazu To Electoral Defeat by Sunbellar: 5:23am On Mar 05, 2023
Wike the deceit
Christianity Etc › Re: The Best Decision I Took That Changed My Life Forever by Sunbellar: 9:58am On Nov 20, 2022
This is quite uplifting. The best experience one can have in this lifetime is accepting Jesus! He is the saviour of the world
Politics › Re: FG Releases List Of Nominees For Nigeria's National Honours Awards 2022 by Sunbellar: 10:34am On Oct 09, 2022
And Universities are still on strike!
Christianity Etc › Setting Sexual Boundaries by Sunbellar(op): 9:28am On Jan 28, 2022
*BOUNDARIES* !

Sexual immorality is on the increase all over the world. Adultery is fast becoming the norm and men of God are also joining the club. Married women are not left out, many are having secret lovers and emotional affair is becoming the order of the day.

The rate at which immorality is increasing is alarming! It is spreading fast into every nook and cranny and children are also being initiated into the club. It's no news that 4, 5 years old kids now have sex with each other. Staying sexually pure these days is becoming a Herculean task.

One of the reasons people fall flat into illicit sex is over confidence. The stupid belief that you can be free around the opposite sex and nothing will happen!

A lot will happen! One of the ways you can stay sexually pure whether married or single this end time is to set strict boundaries. If you are too careless around the opposite sex, you will fall flat on your face! That is the truth. The earlier you believe this and work on it, the better. You can't be careless around the opposite sex and hope to stay sexually pure, set boundaries!

There are some people who can't be your friends, raise the standard. Any body can call you names, that's their headache, you have your destiny to protect. As a rule, I don't make friends with liars, gossips and jealous women. They make life so complicated. If you believe in illicit sex, we can't be friends, period!

Monitor your chats. Don't allow anybody send you flirty messages, no matter how innocent it sounds, warn them and if they refuse to stop, block them!

Limit the hugs and touches. I don't hug men as a rule. If I must hug, my husband must be around and you should hug both of us. If your hugging anointing is only for women, I want none of it.

Don't allow anybody call you pet names (except your close family members and same sex friends), it doesn't make any sense. Pet names turn the opposite on, if you don't know that, know it right now.

Be sensitive to attractions. Don't be naive around the opposite sex, know when a man/ woman is sexually attracted to you and move back from that person. If they focus too much on your physique or body, they are sexually attracted to you, move back.

Know when you are sexually attracted to someone and move back. It's perfectly normal to have chemistry for someone. Marrying the greatest man on earth or the most beautiful, virtuous woman in the universe will not automatically stop you from being attracted to someone else. Know when the thought of another man/ woman get you excited and move back.

Don't jump at new relationships. Give it time. Study the person, know what they stand for, see if your core values are compatible, if not, move back!

Leadership attracts all kinds of people. If you are a leader or you are gifted, talented or intelligent, the opposite sex will show more interest in you, be careful whom you allow to get close to you.

Accepts gifts with care. Men don't joke with their time and money. If he spends so much time and money on you especially when you do not ask, he may one day ask for sex. Stop begging men for money. Work with your two hands and raise your standard. Men will respect and honour you for it.

Work on your marriage. Fix the problem as soon as possible or else you get attracted to someone who gives you what you lack in your marriage, adultery is the result.

Be prayerful, be watchful. Jesus says "watch and pray that ye may not fall into temptation..."

Don't stay with the opposite sex in a dark or lonely room.

Don't counsel the opposite sex in a lonely room/office.

Avoid provocative dresses and pictures. Let your spouse advice you on what is okay for you.

Mind the pictures you post on the social media, if it is getting unnecessary opposite sex attention, delete it.

Don't visit the opposite sex alone, it doesn't make sense.

These and more are the things you need to do to stay sexually pure this 2022 and beyond.

People may laugh at you, it doesn't matter. They may call you a neurotic, psychotic, fanatic, over sensitive or paranoid, don't give a damn! Your destiny is too precious to waste on the altar of sin.

Avoid friends who make fun of holiness and sexual purity.

Make friends with people who appreciate purity, holiness and chastity.

You will not fall in Jesus name. God bless you, cheers!

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