₦airaland Forum

Heritage Bank has been adopted by the Central Bank of Nigeria (CBN) as the pilot bank for the Youth Innovative Entrepreneurship Development Programme (YIEDP). The programme is aimed at harnessing the latent entrepreneurial spirit in the teeming youth by providing them timely and affordable loans to implement their business ideas. It further provides a sustainable mechanism to stimulate employment, contribute to the nation’s non-oil Gross Domestic Product (GDP) and address the challenge of youth restiveness.
The following youth, aged 18 – 35, are eligible under this scheme:

I. Serving National Youth Corps members
II. Non-NYSC members (not more than five years post National Youth Service)

Qualified Business Sectors:
1. Agro - Allied
2. Food Processing / Preservation
3. Arts & Crafts
4. Manufacturing / Cottage Industry
5. Information & Communication Technology (ICT)
6. Construction Support
7. Power & Energy
8. Education & Financial Inclusion
9. Film & Photography
10. Automobile
11. Others

Transaction Dynamics:
• Eligible youth can apply for the loan through this portal http://www.yiedp-hbng.com/ using his/her NYSC State Code
• Applications can be made as an individual or as a group of 3-5 applicants with similar business interests
• A single applicant can access up to a facility limit of N3million while group projects jointly owned by 3-5 qualified beneficiaries can access up to a facility limit of N10million
• Applicants can also track application status via the same portal
• Applications will be processed centrally from the Head Office Annex
• Security: Graduate entrepreneurs will use their tertiary institution(s) certificate(s) and their NYSC discharge certificate. Serving Corp members will pledge their NYSC discharge certificate and their tertiary institution(s) certificates(s). Also, legal ownership of assets financed by the bank and 3rd party guarantors will be requested as additional collateral from all entrepreneurs
• Successful candidates will be assigned to ECs close to the intended business locations.

Please refer to the FAQ for further clarification http://www.yiedp-hbng.com/ies/faqs.aspx
Copied! We may have younger ones that need the funds to start their own business.

Thank you.

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I need a fingerling of the species of Heterobrances Clarias This is just the species I wanted if you have you can contact me I am in Abuja 07059977546

March 1 is " No Banking Day" Protest against excessive bank charges

Dear Nigerian Banks Consumers.
For many years now, consumers of banking services have been subject to series of poor and unsatisfactory transaction
and relationship terms. We have endured excessive charges, illegal fees and unfair contracts that only protects
the bank but does not protect the consumers. Banks debit our accounts at will for charges we never agreed to or were not aware of; they charge us for every little service; we pay for
getting our statements; introduction letters; and now, some banks are charging N200 for the use of deposit and transfer forms!
Under the current CBN management, abolished fees are being reintroduced. ATM withdrawals
that was free now cost N65 on 3rd withdrawals. We pay N1000 for debit card issuance and renewals; we pay N105 for every online transfer; and they still charge N105 as Annual Debit Card Maintenance and now, a new Stamp Duty charge of N50 on every credit of over N1000 has just been introduced.

COT that was supposed to end finally in 2016 is now being
reintroduced as 1% of every
withdrawal purportedly as Monthly Current Account Maintenance Fees!

This is unacceptable! The fact is, Consumers are being exploited by all the banks and CBN is aiding and encouraging these exploitations. We
cannot continue to endure this
exploitations!
That is why Consumer Advocacy Foundation of Nigeria CAFON, a consumer rights NGO is calling consumers to join us in protest of Banking Exploitation by declaring Tuesday, March 1 2016 as NO BANKING DAY!

Our Demands:
a) we want bank charges reviewed downwards
b) banks must clear fees
with consumers BEFORE debiting our accounts
c) bank forms and contracts
must be reviewed to include more protection for consumers d) Consumer complaints must be resolved promptly and satisfactorily d) CBN must review the new Stamp Duty Charge, Account
Maintenance Charge AND Debit Card Maintenance Fees. We urge ALL consumers to boycott ALL banking services in protest of these excessive
charges and policies.

That means on Tuesday March 1:

1. Don't visit any bank or branches to transact any
business
2. Don't use your ATM from
12a.m -12 midnight on March 1 3. Don't log in to any of your accounts online and don't do any transfers from
12am-12 midnight
4. Don't make any online payments from 12am- 12
midnight
5. Don't issue any cheques or
banking instruments dated March 1, 2016
6. Avoid doing any financial
transactions on March 1 but if you must, avoid the banks! We can all commit to observe a No Banking Day Protest to press home our demands.

After all, if we don't patronize them, they can't be in business. Please sign this petition if you agree to join the protest and share with your friends and family until we have mass
awareness so everyone can observe the No Banking Day Protest. It is not right, so let's use our Rights!

Please share this message amongst your contacts, if you agree

Signed
Sola Salako President CAFON

Good day Nairalander I need an egg farm where I can get eggs in Large quantity like #550 to #600 I am based in Abuja people within Abuja, Jos, Kogi pls respond I can come for the pick up from your farm if we really discussed. My mobile 07059977536

What's the Price? Can 350 go for this?

Kayharry:
Available

How much please i love that babe and hope it has no problem why are u guys selling this babe?

No update for know but as soon as i hard any in formation i will intimate the honorable house.

Where is your address

We are major properties dealers in Abuja and it metropolis, do you have property for sales or you want to buy property, please contact us on 0705997754 for more details.

it was such an interesting task as i seat at my computer to do my business plan it was with Joy when i gave a senior friend to go through he said i am good to go that's its perfect. All thanks to those who bill me huge money in order to bring out the best in me and to my fellow friends out there you can do it only if you believe in your self and ability.

lizdammy:
Please help out. I need cash flow for HATCHERY(Egg production) Thanks.

send me your email i will send it to you

Competency is the watch word. For all i care, they could all be from one village. Just do the job and give us results.

STHugo which state are you from its for only 9 states including FCT they based it on state of Residence and thats why we applied cos i am from Kogi state and Kogi is not among the list for now just calm down we will inform the house in due course.

07059977546 my Number please

Theanks @ Unbeatable I will Obliged

Anybody with any usefull. Format should please send to my mail sundayidoko2012@gmail.com

I think Delta state was not in the list of those that started maybe the next batch but i promise to keep the whole house abrest.

The program was adverised in February this year and this is the second stage though its for FCT, Kaduna, and just 9 state the other state will soon br on after this stage is through

Good day Nairalanders i recieved a text massage from Min. Of Agric. In Abuja in respond to Nagropreuneur under the youthEmployment in Agricultural Programs.
I have two topic for my company and myself: Poultry farming ( Majors on eggs production) and Cassava production and processing . The ministry have given a template of their business proposal which includes
Introduction / Background of the intending business
Location of the intending place of business
Cost implication of business(@ Maximum cost 15 million)
Cash flow analysis
Cost implication and budgets
Expected annual returned from the business
Profitability Analysis
3 years cash projections
Business SWOT analysis
Sustainability plan of the business.
This is the format, i need help to bring out the best business plan this will help me a lot anybody who can help with this template should please send it to sundayidoko2012@gmail.com. God bless us.

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GGfadar:
Pls what difference is between white cockrel n black cockrel that makes the price margin so high....25 naira -- 60 naira


is it d growth rate or what cos i personally prefer the white cockrel to that black cockrel.

Kindly enlighten me on the differences

I think there's no difference but the demand for lack cockerel is always higher thats why the price is more so its the demand factor that pushes the price higher.

Send it to sundayidoko2012@gmail.com

- You were born in a first class clinic, I was delivered at home but we both survived.
- You went to a private school and I went to a razz government school, but we both ended in the same varsity/ college.
- You woke up from the bed and I woke from the floor but we both had a peaceful night rest.
- You drank hennessy & champagne & I drank four cousins wine but we both still got high.
- Your outfits are all expensive, mine are all simple and cheap but we both still cover our unclothedness.
- You ate fried rice and roasted chicken, I ate pap and akara but we both still ate to our satisfaction.
- You ride on lexus jeep and I use public transport but we still got to our various destination.
- You may be reading this post from your sony xperia, q10, Iphone6+ and I typed it with my outdated nokia x2, but we still see the same thing.
Dear readers, life is not a competition and there are different ways to get a lot of things done; different lanes all leading to the same destination, just because your neighbor is doing things faster does not mean you are failing. Happiness doesn’t come from having everything, but from making the best out of what you have, it’s all about how you see yourself. Stay on your own lane and forge ahead.....

If I am the present president of Nigeria;

I will send the 11 presidential jets to South Africa to make several trips there until all the Nigerians living in South Africa are been evacuated back to Nigeria.

Then I will direct NCAA,NCC and NBC to withdraw the operating licenses of South Africa's companies like Multi-choice,DSTV and South Africa's airlines making billions of naira monthly here in our great country Nigeria.

Now that's to send a message to South African's that Nigeria as a country will not joke with the lives and economic well-being of her citizens home or abroad who are being made vicitms of fraudulent exploitation,scams and Xenophobia.

‪#‎ActivistNigeria‬.
‪#‎NewNigeriaNetwork‬.

Sundayidoko2012@gmail.com

Hello good people, vote your conscience. Don't be manipulated. If your pastor says don't vote for a Muslim, ask him if Daniel served a saint; whether Modeccai did not serve King Ahaseurus and if Joseph was not a prime Minister under Pharaoh. This election is not about North versus South, nor is it Christian versus Muslim. It is about Nigeria and good governance. Don't allow politicians divide us. When they share money, they don't talk about religion. When they want donations from Aliko Dangote, they don't remember he is a Muslim. When they enter an aircraft, they don't ask the religious faith of the pilot. When their bosses are atheists, they don't resign from the job. When an Alhaji gives them contracts, they don't reject it. They and their wives go to Dubai to spend money. Dubai is in United Arab Emirate but they have no problems buying houses in Dubai. But when it comes to politics back home, they say they want to ISLAMISE you. Yet, some of these people were spiritual consultants to Abacha. Vote your conscience. If you want to vote for Jonathan, vote for him based on your conviction that he has performed in your estimation and not because he is a "Christian". If you want to vote for Buhari, vote for him because you feel disenchanted with Jonathan government, not because he is a Muslim. Say NO to bigotry. God bless Nigeria.

GMB for life