How long is it fixed and what’s the interest rate?

inverseparanoia:
I want to open a fixed deposit account... please, someone with experience should educate me on this...

I don’t think it’s misleading though. The tips are valid regardless of how much income is earned.

bigtt76:
Misleading - saved $20k in six months because he earns mostly from social media influencing gigs and not as a salaried worker though.

socialmediaman:
Don't spend more than 50% of your net income monthly. Which means, if you earn 200k monthly, you should not spend more than 100k monthly, else you're living above your means.

Agree ��

Divoc19:
I couldn't agree more.

Open a USdollar account and start saving.
Fisayo Fosudo will not tell us this.
No Nigerian man will want to share the secret of his success

Fisayo Fosudo said this exact thing in this video �:
https://www.youtube.com/watch?v=7xIM7ylslik

In this video, Technology & Finance YouTuber, Fisayo Fosudo interviews Dayo Ademola, the Managing Director of Branch Nigeria.


https://www.youtube.com/watch?v=EGxhszW8Qwk

Branch is an app that issues loans to customers in India, Tanzania, Kenya and Nigeria. According to research data, Nigerians have been issued loans by them valued at almost 21 billion naira in 2019, and around 13 billion in 2020, a little lower due to the pandemic.

As seen on the Google Playstore, Branch has over 20 million downloads and 350 thousand reviews and they have an investment section of their app where you can earn 20% of what you invested, per year (not per month or lesser). This interest is paid weekly, every Monday according to Dayo, the MD of Branch and they can be withdrawn at any time.

Fisayo asked the MD how Branch is able to achieve such high interest rates considering that is much higher than the 18% inflation rate and higher than the 11.5% Monetary Policy Rate in Nigeria. Branch revealed that they are able to do this because of 2 major things:

Technology: Branch maintains a lower cost structure with the help of technology and artificial intelligence compared to traditional banks which have physical buildings and have to spend billions of Naira on diesel. Branch then passes these savings onto the customer.

Long Term Investors: Branch is also backed by global investors like Andreessen Horowitz' a16z, who backed Facebook, Twitter and other global platforms. They are also backed by Visa which has built one of the biggest Global trusted financial services. This In turn helps Branch charge lesser fees, be more convenient and valuable upfront compared to traditional banks.

The MD of Branch further mentions in the Interview with Fisayo as seen in the video above that they do not invest in high-risk financial instruments that are volatile and unstable but rather low-risk securities.

Branch is also licensed by the Central Bank of Nigeria to provide fund management services and they also worked with other licensed fund managers.

Have you ever taken a loan before or have you used Branch before? What has your experience been like?

In this TECNO Spark 5 vs Spark 5 Pro unboxing and comparison video, I unbox and review both Spark smartphones which were launched last year looking at an overall long-term experience with them and how they hold up in 2021.


https://www.youtube.com/watch?v=fPVhOvRpnZE

What are your thoughts about them?

Things Discussed:

Unboxing & Overview
Build Quality
Display Quality Review
Software, Storage Performance & Features
Gaming Overview, Battery + Charging Overview
Fingerprint Reader + Face Unlock
Camera Quality Overview (Photos + Videos)

PRICE:
Spark 5 : NGN 53,500 / $112
Spark 5 Pro : NGN 58,000 / $121

Fisayo Fosudo and Eric Okafor are two Nigerian Tech YouTubers and we decided to ask you guys to ask us anything from tech to personal life. The questions ranged from what our ideal smartphone is, whether or not you should buy the Samsung Galaxy Note 20 and then we discussed the competition between Nigerian YouTubers and content creators.


https://www.youtube.com/watch?v=TNDm2acCX7s

In this video, we cover the following:

- Our Thoughts on Foldable Smartphones?
- Where do we see Tech in 10 Years?
- What are our Best Foods?
- Who is the Better COD Player?
- Our Thoughts on the Note 20
- Do we see each other as Competition?
- Our Challenges Starting out as YouTubers
- Our Recommended Laptop Starting out
- The Perfect Smartphone of 2020
- Our Thoughts on the 5% Tax on Creatives in Lagos
- Advice for People Starting out on YouTube
- Which Nigerian Tech Company are we Most Excited about?
- What is our Daily Driver?
- How Important is Gear in Content Creation? and more

cc lalasticlala

Calabar1stSon:
I'm flabbergasted that this is just hitting the FP now. This PC has been around for more than a year. All these belated news sef
[img]http:///media/12-24-2016/E1c7QP.gif[/img]

It’s been around for 10 months+ since last September (early reviews came in May of 2019) but it’s officially just coming into Nigeria for a subsidized amount... instead of 1.4m it’s approximately 1.1 By ASUS officially.

[quote author=DriggityDre post=90897316]My review for this schtick.

PROS
- Two beautiful 4K touch displays
- Great overall and gaming performance
- Dual-screen functionality easy to use
- Speedy SSD
- Great multi-tasking

CONS
- Chunky and heavy
- Not-too-long-lasting battery life (8 hours tops)


VERDICT
Monster PC

another con is that under heavy use the battery would top 4 hours

The Huawei AppGallery is now the default app store for newer Huawei users and in this video, I share some details in 5 stages about how you should go about using the Huawei AppGallery and ways to get the app you frequently use on your new Huawei device. Do share your thoughts and questions in the comments below.


https://www.youtube.com/watch?v=qKDpZWbAot4

chuksp09:


Why is all the YouTubers hiding the battery capacity?

I think the battery is in the video, 1821 mAh quite small but same as the iPhone 8

eunisam:
if e no be 5G network,i no buy

but that would definitely cost more lol

You guys should check out "Haywyre - Do you Don't You" or watch his YouTube remix of Smooth Criminal.
I think he studied Classical & Jazz Music and Mixes it with EDM. He's dope!


https://www.youtube.com/watch?v=vLXS0EGwCZg


https://www.youtube.com/watch?v=riezARcGZtk

In this video, I test out 5G in Nigeria by one of the foremost network providers in Nigeria, MTN. This demo was based on speed and latency tests carried out via recordings and live at the event and here's my summary for it.


https://www.youtube.com/watch?v=GLOrOy7mWKo

Silas Adekunle is a Robotics Engineer who built one of the world's first gaming robots. He was born in Nigeria and moved to the UK at the age of 12 and has since made major strides in the world of Robotics and Gaming. Here's my exclusive interview with him at TechPlus:


https://www.youtube.com/watch?v=Zn_ex8Lv8dk

Xiaomi Redmi Note 8 Pro Gaming Review & Overheating Test:

I put the MediaTek Helio G90T to a performance test with a simple 1-hour gaming session playing the top four games on the Google Play store currently. (PUBG, Asphalt 9, PES 2020 & Call of Duty Mobile) I also screen recorded each gameplay to put a little strain on the battery and I measured it over time in this video.


https://www.youtube.com/watch?v=Il8dAG4X4Hg

akingbadeomoseb:
I think this much pressure on a device will result in heating but not on overheating and similarly, Helio G90T has been accompanied with Liquid cooling which cools it down very quickly.

And it actually cooled down quickly.

UPDATE: Gaming Review: We put the MediaTek Helio G90T to a performance test with a simple 1-hour gaming session playing the top four games (PUBG, Asphalt 9, PES 2020 & Call of Duty Mobile) on the Google Play store currently.


https://www.youtube.com/watch?v=Il8dAG4X4Hg

In this Gaming Review, we put the MediaTek Helio G90T to a performance test with a simple 1-hour gaming session playing the top four games (PUBG, Asphalt 9, PES 2020 & Call of Duty Mobile) on the Google Play store currently.


https://www.youtube.com/watch?v=Il8dAG4X4Hg

The S5 was launched less than 24 hours ago and I was able to get a hands on experience with the device.


https://www.youtube.com/watch?v=UowzlgRgMP0


PRICING

Infinix S5:

The 4GB RAM with 64GB storage = 53,000
The 6GB RAM with 128GB storage = 62,500

The main difference here is the size of the RAM and storage.

Infinix S5 Lite:

4GB RAM and 64GB storage = 46,500
3GB RAM and 32GB storage = 42,500.

it's a 4 installment series with the Infinix S5 and S5 Lite having 2 versions each. In this video, I quickly review some of the features

The main S5 with 6GB and 128GB and an S5 with 4GB and 64GB. Then an S5 Lite with almost no physical difference. It’s also with a hole punch, but with triple cameras not quad cameras and a 16MP selfie camera. The S5 Lite also has a 4GB and 64GB version and a 3GB and 32GB version.

The Redmi Note 8 and Redmi Note 8 Pro are the two new releases series for late 2019. In this Unboxing and Review, I cover the features of the device and my experience, alongside the pros and cons of using it after over a week. Enjoy

NOTE 8 REVIEW


https://www.youtube.com/watch?v=rI8nj7XkQac

Xiaomi Redmi 8 Note Key features:

OS Android 9.0 (Pie) with MIUI v10
SIM Type: Dual SIM (Nano-SIM, dual stand-by)
4G LTE: YES, LTE
Screen Size : 6.3 Inches IPS LCD capacitive touchscreen, 16M colors
Screen Resolution: 1080 x 2340 pixels (~409 ppi density)
Processor Type: Octa-core 1.80 GHz, Qualcomm SDM665 Snapdragon 665 (11 nm)
RAM: 6GB or 4GB or 3GB
Internal Storage: 128GB or 64GB or 32GB
External Storage: microSD, up to 256GB (dedicated slot)
Back / Rear Camera: 48MP + 8MP + 2MP + 2MP Quad cameras & dual LED Flash
Front Camera: 13MP with LED flash
Battery: 4000 mAh (non-removable)

NOTE 8 PRO REVEIW


https://www.youtube.com/watch?v=3dkHwYR-4xs


OS Android 9.0 (Pie) with MIUI v10
SIM Type: Dual Hybrid SIM (Nano-SIM, dual stand-by)
4G LTE: YES, LTE
Screen Size : 6.53 Inches IPS LCD capacitive touchscreen, 16M colors
Screen Resolution: 1080 x 2340 pixels
Processor Type: Octa-core 2.0 GHz, MediaTek G90T (12 nm)
RAM :6GB
Internal Storage: 128GB or 64GB
External Storage: microSD, up to 256GB (dedicated slot)
Back / Rear Camera: 64MP + 8MP + 2MP + 2MP Quad cameras & dual LED Flash
Front Camera: 20MP
Battery 4500 mAh (non-removable)

UPDATE:

Gaming Review:

We put the MediaTek Helio G90T to a performance test with a simple 1-hour gaming session playing the top four games (PUBG, Asphalt 9, PES 2020 & Call of Duty Mobile) on the Google Play store currently.


https://www.youtube.com/watch?v=Il8dAG4X4Hg

This is my in-depth look at the Infinix Hot 8 and TECNO Pouvoir 3 Plus the latest battery flagships from Infinix and TECNO:\

1.


https://www.youtube.com/watch?v=G2hixj0i-0o

In this video, the Infinix Hot 8 (5,000 mAh Battery) goes against the TECNO Pouvoir 3 Plus (6,000 mAh Battery) These are two of the newest big battery phones from Transsion & I took a deep dive into both smartphones... + I’m also giving both of them away. (Winners will be announced in 4 days on all my social media)

Individual videos: Pouvoir 3 Plus

2. Pouvoir 3 Plus Review vs Pouvoir 3


https://www.youtube.com/watch?v=N5XuKoFPiso

Some of its specs are:

- 13MP Front Cam
- 13MP + 2MP Depth + 8MP Wide Angle Back Cameras
- 6.3in 720p IPS LCD Display
- 3GB RAM + 32GB Storage
- Octacore Helio P22 + HiOS
- Battery: 6,000 mAh
- Price: $131 // NGN47,500

Infinix Hot 8
3. Infinix Hot 8 Unboxing & Review After 1 Week of Use!:


https://www.youtube.com/watch?v=lOf9UjWi28M

Some of its specs are:

- 8MP Front Cam
- 13MP + 2MP Depth + QVGA (Low Light) Back Cameras
- 6.6in 720p IPS LCD Display
- 2GB RAM + 32GB Storage (or 4+64GB)
- Octacore Helio A22 + XOS Cheetah
- Battery: 5,000 mAh
- Price: $90 // NGN32,500

This is my in-depth look at the Infinix Hot 8 and TECNO Pouvoir 3 Plus the latest battery flagships from Infinix and TECNO:\

1.
https://www.youtube.com/watch?v=G2hixj0i-0o

In this video, the Infinix Hot 8 (5,000 mAh Battery) goes against the TECNO Pouvoir 3 Plus (6,000 mAh Battery) These are two of the newest big battery phones from Transsion & I took a deep dive into both smartphones... + I’m also giving both of them away. (Winners will be announced in 4 days on all my social media)

Individual videos:

Pouvoir 3 Plus

2. Pouvoir 3 Plus Review vs Pouvoir 3


https://www.youtube.com/watch?v=N5XuKoFPiso

Some of its specs are:
.
- 13MP Front Cam
- 13MP + 2MP Depth + 8MP Wide Angle Back Cameras
- 6.3in 720p IPS LCD Display
- 3GB RAM + 32GB Storage
- Octacore Helio P22 + HiOS
- Battery: 6,000 mAh
- Price: $131 // NGN47,500

Infinix Hot 8

3. Infinix Hot 8 Unboxing & Review After 1 Week of Use!:


https://www.youtube.com/watch?v=lOf9UjWi28M

Some of its specs are:
.
- 8MP Front Cam
- 13MP + 2MP Depth + QVGA (Low Light) Back Cameras
- 6.6in 720p IPS LCD Display
- 2GB RAM + 32GB Storage (or 4+64GB)
- Octacore Helio A22 + XOS Cheetah
- Battery: 5,000 mAh
- Price: $90 // NGN32,500

About the Redmi Note 8 Pro with a whole 64MP Camera (part of 4 back cameras). I saw photo samples of Xiaomi's similar 64MP camera and images are about 50 megabytes � (See photo samples & crop)
—-
The Note 8 Pro:
- MediaTek’s Helio G90T (Dedicated for Gaming) with Liquid Cooling
- 6/8GB RAM & 64/128GB Storage
- 6.55-inch 1080p
- 64MP + 4 other cameras
- Price: $195 (N70,200)
- 4,500mAh + 18W (50% charge in 36 mins)

The Note 8:
- 6.3-inch 1080p
- Snapdragon 665
- 48MP + 4 other cameras
- Price: $140 (N50,400)
- 4,000 mAh + 18W Charger

(Image Credit: The Verge)

Are you referring to the Y9 that came out in 2018? This is an upgrade to that

Ejadike:
How come thr price of this device is just going up anyhow? Wo, Phantom 9 for the money Jor.

My take on this: Unless that flagship will give you steady updates to the Software/Firmware, it's better to use the new/recent offering. Also it doesn't make much financial sense for companies to have older models that are much better than their current line up (especially if they're on Android and can't monetize software/subscriptions the way Apple does)

SanLorrenzo:
Without #Foda_adu...the phone is great sha but I have noticed some flagships of 2 or 3 years back are now way cheaper than they were before...Is it advisable to go for this older flagships instead of the present mid-range devices? I would really love to see a video on this comparison...

Thank you Fisayo Fosudo

- Night Mode
- Zoom Maxed at 6X
- 8.8mm Thick (For scale, XS Max is 7.7mm)
- 4,000 mAh Battery lasts for up to 7 hours on average*

*Usage depends

cc lalasticlala

The Huawei Y9 Prime 2019 goes on pre-order tomorrow and I’ve been able to use it for 4 days so far and here are my thoughts about it in video:


https://www.youtube.com/watch?v=6I6rZByoGqQ

Summary:
The Huawei Y9 Prime 2019 is the latest addition to the Y-Series and Huawei adds a pop up camera onto this one. In this video, I'll took a somewhat deep dive into the features of the Y9 Prime 2019 especially the Cameras, the Full view display, build quality and everything in-between

Main Specifications


- Triple AI Cameras: 16 + 2 + 8MP
- 16MP Motorized Pop up Camera
- Full view 1980 x 2160p Display
- Hisilicon Kirin 710F
- 4GB RAM + 128GB Storage
- 4,000 man Battery
- Price N83,900/$233

What are your thoughts?

It's 77,000 Naira

josh005:

Whats the price?

The TECNO Phantom 9 is the latest addition to the Phantom series by TECNO, in this video, I talk about the triple cameras, battery, specifications, price, and overall, I share my experience using this device for the past 2 days as my daily driver. What do you think about the TECNO Phantom 9?


https://www.youtube.com/watch?v=PtteikSEISE

Main Specifications

- 6.4 inch AMOLED (2340 x 1080) Display
- In-display Fingerprint Scanner
- Dual Front Facing Flash
- Triple Back Cameras (16+2+8MP)
- 32MP Front Camera
- Helio P35
- 3,500 mAh Battery
- 6GB RAM + 128GB Storage
- Price: N77,000

More Photo Samples (Detailed Explanation in the video)