₦airaland Forum

Jennyclay:
most banks are not like first bank. First bank is a useless bank

The bank can only debit him for alerts charges if there was constant transactions. But In his case he hasn’t done any transactions not until he received 50k. The bank only have right to deduct his monthly VAT which is just #25.

Even if the bank haven’t deducted his monthly #25 VAT since 2021, the money wouldn’t be accumulated to 18k. Haba it’s too much!!

At least it should have been #1200

Thanks dear. You nailed it perfectly.

fyzaila:
But this is absurd, preposterous.

I'm telling you. Why do i have to suffer for their incompetence of having to debit me in bulk after three long years if they are not corporate criminals?

Galaxyroyp:
It's possible to be charged such amount.

Check mine below.

Did they debit all at once after some years or did it per transaction ?

advanceDNA:
System issues .... No vex

How that one take concern me? Am i their employee?

Nairalander248:
Bank should take charges monthly make e no dey pain person.

Nothing you go do bro, it was contain in that T&C you never read but you signed.

How is it my fault that they had to wait three years to debit all at once?

advanceDNA:
.. u cant recover this one ooooo... Unless it's a double debit..... But if the bank didn't debit u from 2021... They have the right to reconcile their books and take their money.....

U even get luck...some banks would have debited u when u ddnt have money and make u pay debit interest on negative balance...

Why didn't they debit per sms and had to wait 3 years to debit all at once?

Is it my fault for their lackadaisical attitude?

Melagros:
COMRADES, this guy can't do nothing, you said; account statement corresponded with transaction, what else can you do? Nothing, just lay course on them and move on

Why debit all at once and not per sms sent?

I have once told them to cancel the Sms alert but they did nothing about it

On Wednesday this week (Valentine's day) I experienced wickedness in it's purest or should i say unpurest form

A client I've been doing some work for since January this year finally paid me my wages ( about 50k). I kept thanking God because that was the only money in my account i swear. I was DEAD broke

The greatest shock of my life came when i checked my balance after receiving the credit alert.

What i saw startled me to my bone marows.

The sum of 18000 ( eighteen thousand naira) was removed from my account without any debit alert. I immediately called the customer care around 11 PM that same day after transferring the remaining balance to my Opay

Luckily i was able to connect with one. He told me that the reason for the withdrawal was because i was debited all the cost of sms alert charges since 2021 till date that amounted to the 18k.

I wasn't having any of that. The next day (yesterday) i went very early to the bank and made the same complaint. The cashier there directed me to the customer care.
The customer care also said the same thing and confirmed it from her system that the 18k withdrawal was from the accumulated sms charge since 2021 and showed me my history which corroborated with what they were saying.

I now asked them why they had to wait for three years before debiting me in bulk, they didn't give any reasonable answer.

I almost ran mad. I didn't know when i raised my voice out loud till the security ushered me out.

Right now I'm devastated and broken. Because most of the money i was to use to service some loans and feeding.

Right now i really don't know what to do.

How can i recover my money please. I have almost lost my mind.

Someone help me out with suggestions please. I take God beg you.

Edit: some of the debit recorded in the app. First Bank doesn't allow screenshot

Front page please

Frontpage pls

jogsman01:
SMS alert? Tag them on twitter with evidence. Let people drag them

Thanks alot.

Do you have some handles i could tag.

I don't have much followers on X

Jogs1900:
I guess you use USSD frequently...Each time you use USSD to check your balance or perform any other transaction, you are charged #7 naira (not sure).
I will advise you to download their app on your phone.

I don't use USSD. All my transactions are done in the firstbank App.

MASTAkiLLAh:
You should have stripped nàked and created a major scene. All banks I know make their deductions immediately or same day, it's not your fault First Bank shirked on its responsibility and decided to put you in a tight spot. Do craze and your money will come out
Alternatively, contact the consumer protection council in your state while copying the central Bank.

Thanks alot for the info. I was asking the same question only for them to lie that I normally don't have money in the account to debit on each transaction reason they decided to debit all at once. How do i contact them pls.

I am in Abakaliki Ebonyi state

saintopus:
Since you have calculated the SMS Charges from the period of 2021 to present and you are aware of the cost of SMS alert for each transaction there is nothing anyone can do again.

I'm not aware of such.

Even if I'm aware, why did they bulk it up and debit all at once to the tune of 18k this hard times. Does that make any sense?

Some of the debit alert. First bank app doesn't allow screenshot.

burp18:
I don't. But i know people who do? What's the transaction descrp in the debit you received?

I didn't receive any sms debit alert or email. I just went straight to my banking app and checked my balance and noticed the 18k reduction

burp18:
This is not possible. I don't get charged up to 1k even in a year for both card maintenance and sms charges.

Not possible? Are you in Nigeria? Do you use first bank?

On Wednesday this week (Valentine's day) I experienced wickedness in it's purest or should i say unpurest form

A client I've been doing some work for since January this year finally paid me my wages ( about 50k). I kept thanking God because that was the only money in my account i swear. I was DEAD broke

The greatest shock of my life came when i checked my balance after receiving the credit alert.

What i saw startled me to my bone marows.

The sum of 18000 ( eighteen thousand naira) was removed from my account without any debit alert. I immediately called the customer care around 11 PM that same day after transferring the remaining balance to my Opay

Luckily i was able to connect with one. He told me that the reason for the withdrawal was because i was debited all the cost of sms alert charges since 2021 that amounted to the 18k.

I wasn't having any of that. The next day (yesterday) i went very early to the bank and made the same complaint. The cashier there directed me to the customer care.
The customer care also said the same thing and confirmed it from her system that the 18k withdrawal was from the accumulated sms charge since 2021 and showed me my history which corroborated with what they were saying.

I now asked them why they had to wait for three years before debiting me in bulk, they didn't give any reasonable answer.

I almost ran mad. I didn't know when i raised my voice out loud till the security ushered me out.

Right now I'm devastated and broken. Because most of the money i was to use to service some loans and feeding.

Right now i really don't know what to do.

How can i recover my money please. I have almost lost my mind.

Someone help me out with suggestions please. I take God beg you.

Edit: some of the debit recorded in the app. First Bank doesn't allow screenshot

Nlfpmod Mynd44 Dominique Seun please i need wider coverage.

burp18:
A whooping 18,000 do SMS charges? This can't be true.

Yes my brother. I swear with my life. Honestly, this people are heartless. Funny thing is i didn't even receive any debit alert. They did it secretly like thieves in the night.

On Wednesday this week (Valentine's day) I experienced wickedness in it's purest or should i say unpurest form

A client I've been doing some work for since January this year finally paid me my wages ( about 50k). I kept thanking God because that was the only money in my account i swear. I was DEAD broke

The greatest shock of my life came when i checked my balance after receiving the credit alert.

What i saw startled me to my bone marows.

The sum of 18000 ( eighteen thousand naira) was removed from my account without any debit alert. I immediately called the customer care around 11 PM that same day after transferring the remaining balance to my Opay

Luckily i was able to connect with one. He told me that the reason for the withdrawal was because i was debited all the cost of sms alert charges since 2021 till date that amounted to the 18k.

I wasn't having any of that. The next day (yesterday) i went very early to the bank and made the same complaint. The cashier there directed me to the customer care.
The customer care also said the same thing and confirmed it from her system that the 18k withdrawal was from the accumulated sms charge since 2021 and showed me my history which corroborated with what they were saying.

I now asked them why they had to wait for three years before debiting me in bulk, they didn't give any reasonable answer.

I almost ran mad. I didn't know when i raised my voice out loud till the security ushered me out.

Right now I'm devastated and broken. Because most of the money i was to use to service some loans and feeding.

Right now i really don't know what to do.

How can i recover my money please. I have almost lost my mind.

Someone help me out with suggestions please. I take God beg you.

Edit: some of the debit recorded in the app. First Bank doesn't allow screenshot

Matrix137:
Wahala

Big one oo

Wahala

Matrix137:
Abeg ooo

True story bro

Tinubu shege pro max

Like someone said on IG, we will know the real meaning of Bulaba very soon

gameova:
No be small thing o

God help us oooo cos it's no longer funny

This country is gone

Very bad

Emu4life:
You think they care about our Country?? The US does not go to where it does not GET ANYTHING.

Lol true expression of Greek gift

Having Jesus Christ alone is better for me than such material wealth in this evil world.