On Wednesday this week (Valentine's day) I experienced wickedness in it's purest or should i say unpurest form

A client I've been doing some work for since January this year finally paid me my wages ( about 50k). I kept thanking God because that was the only money in my account i swear. I was DEAD broke

The greatest shock of my life came when i checked my balance after receiving the credit alert.

What i saw startled me to my bone marows.

The sum of 18000 ( eighteen thousand naira) was removed from my account without any debit alert. I immediately called the customer care around 11 PM that same day after transferring the remaining balance to my Opay

Luckily i was able to connect with one. He told me that the reason for the withdrawal was because i was debited all the cost of sms alert charges since 2021 till date that amounted to the 18k.

I wasn't having any of that. The next day (yesterday) i went very early to the bank and made the same complaint. The cashier there directed me to the customer care.
The customer care also said the same thing and confirmed it from her system that the 18k withdrawal was from the accumulated sms charge since 2021 and showed me my history which corroborated with what they were saying.

I now asked them why they had to wait for three years before debiting me in bulk, they didn't give any reasonable answer.

I almost ran mad. I didn't know when i raised my voice out loud till the security ushered me out.

Right now I'm devastated and broken. Because most of the money i was to use to service some loans and feeding.

Right now i really don't know what to do.

How can i recover my money please. I have almost lost my mind.

Someone help me out with suggestions please. I take God beg you.

Edit: some of the debit recorded in the app. First Bank doesn't allow screenshot

A whooping 18,000 do SMS charges? This can't be true.

burp18:
A whooping 18,000 do SMS charges? This can't be true.

Yes my brother. I swear with my life. Honestly, this people are heartless. Funny thing is i didn't even receive any debit alert. They did it secretly like thieves in the night.

Nlfpmod Mynd44 Dominique Seun please i need wider coverage.

Thugnificent:
Yes my brother. I swear with my life. Honestly, this people are heartless. Funny thing is i didn't even receive any debit alert. They did it secretly like thieves in the night.

This is not possible. I don't get charged up to 1k even in a year for both card maintenance and sms charges.

burp18:
This is not possible. I don't get charged up to 1k even in a year for both card maintenance and sms charges.

Not possible? Are you in Nigeria? Do you use first bank?

Thugnificent:
Not possible? Are you in Nigeria? Do you use first bank?

I don't. But i know people who do? What's the transaction descrp in the debit you received?

burp18:
I don't. But i know people who do? What's the transaction descrp in the debit you received?

I didn't receive any sms debit alert or email. I just went straight to my banking app and checked my balance and noticed the 18k reduction

Thugnificent:
I didn't receive any sms debit alert or email. I just went straight to my banking app and checked my balance and noticed the 18k reduction

money can't just disappear from your account without a debit. Same way you can't just find money in your account except someone credits you.

Some of the debit alert. First bank app doesn't allow screenshot.

SMS alert? Tag them on twitter with evidence. Let people drag them

jogsman01:
SMS alert? Tag them on twitter with evidence. Let people drag them

Thanks alot.

Do you have some handles i could tag.

I don't have much followers on X

Frontpage pls

It's possible to be charged such amount.

Check mine below.

But this is absurd, preposterous.

Galaxyroyp:
It's possible to be charged such amount.

Check mine below.

Did they debit all at once after some years or did it per transaction ?

fyzaila:
But this is absurd, preposterous.

I'm telling you. Why do i have to suffer for their incompetence of having to debit me in bulk after three long years if they are not corporate criminals?

Thugnificent:
Did they debit all at once after some years or did it per transaction ?

According to the screenshot, the charged for two months at once. Wema though.

Galaxyroyp:


According to the screenshot, the charges for two months at once.

Okay, but mine was an accumulated debit of 3+ years all at once since 2021 ( according to them)

Mods please FP 🥺

Thugnificent:
Okay, but mine was an accumulated debit of 3+ years all at once since 2021 ( according to them)

Have you been using the account to receive money? Next time use opay

Nawaoo

HIGHESTPOPORI:
Have you been using the account to receive money? Next time use opay

Yes i have but they lied that money hasn't been entering the account reasons for the auto debit of the funds in bulk when the money came in .

I've been using opay for a while now but sometimes clients prefer traditional banks over Mobile wallet to send funds

18k for debit alert. Abi you share your sim or phone with someone else. Are all of your transaction made clear in your 3 year bank statements.

TOPCRUISE:
18k for debit alert. Abi you share your sim or phone with someone else. Are all of your transaction made clear in your 3 year bank statements.

I have never shared my sim with anyone since i started using it which is more than 10 years ago.

Yes I think it's made clear

But does that justify the corporate robbery?

Oti lo

Thugnificent:
On Wednesday this week (Valentine's day) I experienced wickedness in it's purest or should i say unpurest form

A client I've been doing some work for since January this year finally paid me my wages ( about 50k). I kept thanking God because that was the only money in my account i swear. I was DEAD broke

The greatest shock of my life came when i checked my balance after receiving the credit alert.

What i saw startled me to my bone marows.

The sum of 18000 ( eighteen thousand naira) was removed from my account without any debit alert. I immediately called the customer care around 11 PM that same day after transferring the remaining balance to my Opay

Luckily i was able to connect with one. He told me that the reason for the withdrawal was because i was debited all the cost of sms alert charges since 2021 till date that amounted to the 18k.

I wasn't having any of that. The next day (yesterday) i went very early to the bank and made the same complaint. The cashier there directed me to the customer care.
The customer care also said the same thing and confirmed it from her system that the 18k withdrawal was from the accumulated sms charge since 2021 and showed me my history which corroborated with what they were saying.

I now asked them why they had to wait for three years before debiting me in bulk, they didn't give any reasonable answer.

I almost ran mad. I didn't know when i raised my voice out loud till the security ushered me out.

Right now I'm devastated and broken. Because most of the money i was to use to service some loans and feeding.

Right now i really don't know what to do.

How can i recover my money please. I have almost lost my mind.

Someone help me out with suggestions please. I take God beg you.

Edit: some of the debit recorded in the app. First Bank doesn't allow screenshot

I wouldn't have believed this to be true, but I was once a victim of same bogus and accrued sms/alert charges deduction.

I think it happened to me sometimes last year, I woke up to receive a 25 gtb sms, debit alert ooo totalling #3,850. I was pained cuz the money in my account had been budgeted, I went to the bank the following week and I was told it was an accumulated sms charged since 2016, this seems fraudulent to me cuz there is no single time I have not been charged for sms since the 2016 mentioned


My conclusion was that, it was a deliberate fraudulent practice by most commercial banks in Nigeria, this can be the new means by which banks are augmenting their profits, this is very bad

First bank for that matter. Just negodu

OP, don't sleep make sure you brutalize them.in fact bulldozer them anyway possible even if they have to go to mars make sure you follow them to mars also.

This nonsense is roberry. This criminality must stop.

If I were a big man I for just vex give you lawyer na na.

First Bank are hardened criminals. I stopped receiving money through my first bank over a year ago. Download Standard Chartered Bank app and open an account with them. You will be glad that you did.

FromZeroToHero:
First Bank are hardened criminals. I stopped receiving money through my first bank over a year ago. Download Standard Chartered Bank app and open an account with them. You will be glad that you did.

I can't leave this money for them. They have to pay the price no matter how long it takes. My hope is in God alone.

Thugnificent:
I'm telling you. Why do i have to suffer for their incompetence of having to debit me in bulk after three long years if they are not corporate criminals?

Even if it's five years the money is too much. They're thieves. Infact armed robbers. You were not even using the account 🙄 so what are the charges for?

fyzaila:


Even if it's five years the money is too much. They're thieves. Infact armed robbers. You were not even using the account 🙄 so what are the charges for?

I really don't understand and I'm almost going nuts right now.