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Car Talk / Re: Football Lovers Demeanor Wins 6quartz Of Mobil 1 or N30,000 by ugreat(m): 10:12am On Jun 26, 2018
Argentina 0 vs Nigeria 2(Iheanacho, Etebo)
Career / Re: Cisco STUDY GROUP (online) by ugreat(m): 10:09am On Jun 26, 2018
aliyuthayo:
Surrender yourself to us for 8 months, and we'll make one of the most sought for CCNP R&S in town.
2 Months if you're already CCNA Certified.

Abuja:
6 Nun street, Maitama.

Ilorin:
42, Coca-Cola road, Unity.

Call/Chat: 08039134906
Oga be specific for once. I know you want to make sharp money. Two months for CCNA is for someone that want to recertify not for a fresher. Thanks
Career / Re: MCSA Certification Forum by ugreat(m): 3:11pm On Jun 25, 2018
EphraimBoat:
Hello,

Good day guys, so I am relatively new to the whole system of server administration and all.

After a long period of deliberation and research, I decided to get certified in Mcsa and then possibly McsE. I don't know if this means anything, but I have had previous knowledge in web development and a little bit crash course on Networking.

So the Mcsa is divided into 3 exams(410, 411 and 412). I intend writing the 410 exam in December so I have begun preparations. I was made to understand that each exam cost about $125 but I will like to know if there is anyone that has written this exam recently and can help with details such as pricing, where to write the exam, exam dumps and so on.

Please all the gurus in the house, come outside o! If you also wish to write the exam, come onboard let's work together and achieve success.

Thank you
Interested
Career / Re: Cisco STUDY GROUP (online) by ugreat(m): 1:43pm On Jun 25, 2018
If you are interested in joining a group, drop your email here
Car Talk / Re: Please, Which Car Is The Best To Purchase / Use In Nigeria by ugreat(m): 6:04pm On Jun 15, 2018
All cars are purchase able. lol
Sports / Re: Russia Vs Saudi Arabia: World Cup - 5 - 0 (Full-Time) by ugreat(m): 4:27pm On Jun 14, 2018
wizkidayobami:
WATCH RUSSIA VS SAUDI ARABIA LIVE click here
Any English version?
Car Talk / Re: 1999 Renault Megane by ugreat(m): 9:55am On Jun 14, 2018
Thanks guys
Car Talk / 1999 Renault Megane by ugreat(m): 3:24pm On Jun 13, 2018
Hello all,
How reliable and fuel-economical is this car? Are the parts available too? Location is Lagos
Car Talk / Re: What Car Type Can A Family Man With An Income Of 110k Per Month Maintain? by ugreat(m): 3:22pm On Jun 08, 2018
Golf3 is your best shot

2 Likes

Phones / Re: Phone Engineers On Nairaland Willing To Assist You - Part II by ugreat(m): 2:13pm On Jun 08, 2018
Hello guys, any way to access Gionee m5 mini on newly installed Windows 10 OS? Help!
Phones / Re: Good News To All GIONEE M5 MINI Users by ugreat(m): 6:26pm On Jun 07, 2018
Hello guys, I cant access my m5 mini via Windows 10. Any help?
Phones / Re: Help! Gionee M5 Mini Doesn't Show Files When Connected To PC by ugreat(m): 10:46am On Jun 07, 2018
Phemi93:


I am, please help!
Did you get any help on this?
Phone/Internet Market / Re: Xiaomi Redmi Note3(sold......) by ugreat(m): 10:50am On Jun 01, 2018
Lagos. 25k. ready to buy
Family / Re: Child's Bank Savings by ugreat(m): 8:45pm On Apr 27, 2018
NL1960:


cheesy cheesy cheesy cheesy cheesy

Let me break down in simple way for you what i did. Iam going to use 5k. Mind you, as i have said earlier, inflation rate was of no concern to me. What i was concern with was 'little drops of water making a mighty ocean'.

(1) When any of my kids was born, i immediately opened a child savings account for him/her. You can do like wise and pay in all the monetary gifts given to the child as a starting amount in the account.

(2) I then decided on an amount to be putting inside it every month. To achieve this, i setup an automatic auto transfer on my account that drops every month. I made it automatic so as not to forget.

(3) There are times i do not have money in the account and the transfers fails but i ensure that once i have money, the first thing i do is to pay all the arrears into the account

(4) Let us assume that you have made a commitment of 5k every month and you started in January, this gives you 60k at the end of the year.

(5) You can decide to leave this 60k in the account and continue the process meaning that after two years, you have 120k in the account.

(6) With the 60k, you can decide to buy stocks. When trying to buy stocks for the child, do not look at it that you want to be trading stocks with the money. Look at stocks that have the principle of 'if it does not sh*t, it will v*mit'. Moreover, stock is a long term investment. This means if it does not rise for you to get capital appreciation, it will pay dividends.

(7) If you decide to do (6), look at the particular stocks that are leaders in each sector especially the banking, food and beverage sectors. People must bank. People must chop food. People much drink beverage(beer is classified as beverage).

(8.) For me, when stocks were down and TB rates became high at 18%, i sold some and move the money along what was in the accounts to TB at between 17%-18%. The amount realized could conveniently have paid for the one year contribution to the account but i used it for something else that concerned the child.

(9) You can decide to also buy a land in an undeveloped area but as iam not familiar with land especially in this Lagos, i did not go into that.

(10) You can also look at FG Bonds or FG Savings Bonds. These pay interest quarterly.

(11) You can also approach any of the Asset Management Companies where they do Money Market Fund or Mutual Funds and they allow for periodic deposit of any amount into the account.

(12) If you want quick quick or sharp sharp returns that will beat the current inflation rate, you can put the money in MMM. grin cheesy

Btw, no mind me o. I do not have CPA, CIPM or CIFIAN. Na the common sense wen i use for my own be this. grin




Common sense no common Bros. I appreciate you big time

1 Like

Family / Re: Child's Bank Savings by ugreat(m): 2:25pm On Apr 27, 2018
Farmerforlife:




There are many investments that one can make with 5- 10k monthly. I would suggest that you seek professional advice on different forms of long-term portfolio investments, educational funds, and/or child trust funds in Nigeria, or at least google them to get an idea of what it entails and which institutions offer what. It is also a myth that investing in shares require 'bulk sums', you can find stockbrokers to start off with as little as 10k.
Good luck.
Recommend one for me. online or offline.
Family / Re: Child's Bank Savings by ugreat(m): 2:15pm On Apr 27, 2018
Chai, you gurus ended up confusing a young parent with financial grammars. Abeg make una split this grammar to common man knowledge.

2 Likes

Family / Re: Child's Bank Savings by ugreat(m): 4:06pm On Apr 25, 2018
Farmerforlife:



If the intention is to keep it for them long-term, don't do that. Invest the funds for them instead. The inflation rate in Nigeria is much higher than the interest rate on savings. Financially speaking, it is just not worth it, because by the time they are old enough to spend it, whatever money you have saved for them will be worthless. Think of buying blue chip shares instead, or shares that have good future prospects.
What are the possible investment opportunities I have
Business / Re: The Nigerian Bank That Operates The Best Kiddies' Account. by ugreat(m): 9:45am On Apr 25, 2018
NL1960:


1% above savings interest rate.
Ok. Just learnt that Stanbic pays 4.6percent

2 Likes

Family / Re: Child's Bank Savings by ugreat(m): 8:44am On Apr 25, 2018
emeijeh:


It's very easy in firstbank.

Give it a try
What's their interest rate like?
Family / Child's Bank Savings by ugreat(m): 7:57am On Apr 25, 2018
Dears, Pls I want to find out the best bank for openning children savings account
Business / Re: The Nigerian Bank That Operates The Best Kiddies' Account. by ugreat(m): 7:02am On Apr 25, 2018
NL1960:


I once had Fidelity SWEETA account for my kids and was operating them steadily because of their advertised end of year party for kids but my kids were never invited. I had to stop operating it and continue with the operation of my CHESS account at StanbicIBTC for them. I have a monthly auto transfer from my current account in the same StanbicIBTC to the CHESS accounts. It has a higher interest rate.
What's the interest rate like?
Autos / Re: Pls Which Of These Cars Is Most Suitable For Cab - Audi 80, Mazda 626, Passat by ugreat(m): 12:30pm On Apr 17, 2018
Gkemz:


I believe these your options will certainly go well for private usage or for airport shuttle with a limited number of usage per day. However, it may not really be perfect for a full time commercial because of its fuel consumption and maintenance owing to its automatic tranny. Secondly, operating a manual transmission gives you total control over your vehicle with no headache about gear selection or electrical faults or transmission fluid. Remember as a businessman, It's not about how attractive and pleasurable ur vehicle looks but how reliable and economical it is to maintain. Though my opinion.
Did you get the audi and how has the experience been?
Phones / Re: Good News To All GIONEE M5 MINI Users by ugreat(m): 12:38pm On Mar 09, 2018
CelestineC:


Not really
Experiencing same
Phones / Re: Good News To All GIONEE M5 MINI Users by ugreat(m): 12:15pm On Mar 09, 2018
experiencing same
CelestineC:


Not really
Programming / Re: Microsoft Dynamics Tutorials And Test Questions by ugreat(m): 6:57pm On Mar 05, 2018
Zeus201:
Hey guys, I just passed my Microsoft dynamics exams and I'm now officially an Microsoft Certified Solutions Associate (MCSA). But I discovered that while i was preparing for the exam I couldn't see any materials online to help me practice until I finally hit the jackpot (I can't reveal my source). However , I'm willing to share this materials with anyone interested in sitting for this exams(the video tutorials and test questions). Comment below to lemme know if you are interested.
NB: the exact test questions I used in practicing came out during my exams.
Interested
Science/Technology / Re: From Agriculture To Information Technology by ugreat(m): 6:51pm On Mar 05, 2018
Nice one bro. This is encouraging
Jobs/Vacancies / Re: SIWES/I.T Students Zone by ugreat(m): 12:04pm On Mar 05, 2018
A friend is in need of 6months IT placement. Course is CIVIL ENGINEERING. He can relocate.
Autos / Re: Sold! Sold!! Sold !!! Super Clean 2008 Toyota Sequoia For 4.5m by ugreat(m): 6:59pm On Feb 19, 2018
Still available
Career / Re: Cisco STUDY GROUP (online) by ugreat(m): 1:35pm On Feb 14, 2018
Guys stop derailing this thread with your adverts. This thread is meant to be for sharing knowledge
Autos / Sold! Sold!! Sold !!! Super Clean 2008 Toyota Sequoia For 4.5m by ugreat(m): 11:54am On Feb 14, 2018
A clean Toyota Sequoia is up for sale. Car drives well and it's in perfect condition.
Cleared Tincan with documents intact
One month use in Nigeria, the owner returned back to base- that's reason for the sale.
Call 08090278042
Jobs/Vacancies / Re: Strictly For Those Interested In Teaching Jobs by ugreat(m): 2:58pm On Jan 15, 2018
Please friends, I need information on NTI. When is the next session starting and any other information for a prospective PGDE candidate.

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