₦airaland Forum

abobote:
Look for a good location and go into Okrika.
Shoe preferebly, if you have time, you can be buying from Togo or Ghana

Best advice here in my opinion.

You can get the highest quality bale of Ok in Togo, then list it on IG or Facebook or even jumia. You can rent a shop and have someone sell it for you. 800k is very sufficient.

Watch this video. I think it summarizes everything step by step.


https://www.youtube.com/watch?v=JEcXOa3KK5w

Hey guys, I found an insightful content on YouTube. If you plan to invest in OK, check it out first.

https://www.youtube.com/watch?v=JEcXOa3KK5w

Assiyeye Market in Lomé. I believe this YouTube video does justice.

https://www.youtube.com/watch?v=JEcXOa3KK5w

I have a dead iPhone 6. I could sell every parts you need.

20k may not be a lie. An average gokadda trip between Ikeja and Lekki is more then 2k. Do you think it is impossible to make 10 of such trips daily? How about short trips which they charge between 500 and 1k?
I know how frequent I patronized bike riders, so I can't dispute her claim.

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grevotech:
Please I need professional advice. My dad has been on programmed withdrawal with a PFA after his retirement in 2012, but recently some of his fellow colleagues mentioned Annuity to him and that it pays higher even in the Pension Office too. I have read a couple of articles online about it but yet still confused because am his next of kin and he wants me to make the decision But then I need something that would favour him too since he's not getting younger. The programmed withdrawal runs on the platform of his PFA while the Life Annuity is from an insurance firm.

Please I need professional advice so I don't make q decision that would affect him later.
He's quite young.

Programmed Withdrawal is Great, but Annuity is Better
“Some pensioners under the Contributory Pension Scheme stopped earning monthly stipends some years after they retired because they exhausted the money in their Retirement Savings Accounts.

Findings revealed that the affected retirees’ accounts became empty some years after earning monthly pensions because they didn’t have enough pension savings as of the time they retired…” Culled from the Punch Newspaper. Nov 9, 2018

While we would like to be diplomatic, being as clear and concise as possible is our responsibility. Programmed withdrawal offers some wonderful goodies like returns on investment of the funds in the RSA, flexibility and a lot more.

However, after reviewing a few random cases, some of the reasons we prefer annuity to PW include:

Annuity often pays a higher monthly pension than PW. We know of a few retirees whose monthly pensions increased by up to 10% once they moved to an annuity.
Outliving your ELS spells doom in PW. With advancements in medical science, people may live longer than predicted. Since retirement age is a time to rest, why spend it worrying about what happens if you don’t die early enough.
Most insurance companies offer some add-ons to their packages. Hence, retirees enjoy other insurance benefits like travel and medical cover while on annuity.
Conclusion
Every retiree deserves to know the full implications of the choices available to him. Retirement decisions are lifelong and should only be taken after a careful examination of all the facts, or with the advice of a professional.

Here, we have a team of professionals who are always available to help with your retirement needs. Send us a message today. You may leave a comment below to share your experiences. It could be of help to others.
From https://jainda.com/pension-annuity-vs-programmed-withdrawal-which-is-better-for-a-retiree-in-nigeria/