Although PayPal limits Nigerians to opening a personal account which can only send money. But there are ways to open a business account that can send and receive funds here in Nigeria. You can also withdraw your funds into your local Nigerian bank directly from PayPal.

Let me show you how to do this in the video below.

https://www.youtube.com/watch?v=1GDploTTzGM

aktolly54:
can I receive money in my account register but not yet linked card to it. ?? And can I send the funds to someone PayPal as well?

Yes, you can receive, send and even create invoices even though you have not linked your card. When you link your card, you will be given a withdrawal limit. The amount is different for every user.

aktolly54:
can I receive money in my account register but not yet linked card to it. ?? And can I send the funds to someone PayPal as well?

Yes, I used my PayPal account for more than a year before verifying it. Although I only received between $50 -$120 monthly into the account.

Many loan apps available today has access to information on your phone. This information is used to check your loan worthiness, and some platform used the information to force their customers to pay back their loans.

Many of you have most have received some messages from loan platform that shows someone you know, pointing them has fraud and even including your contacts has guarantor.

There are some reputable companies that don't participate in this kind of business.

You should however make sure you pat back your loan at the agreed date.

Here is a list of reputable loan platform, some of them, like Branch, does not charge late penalty fees like many other platform does.

Click the link below to see the top reputable loan provider in Nigeria.

https://lowoverdraft.com/best-loan-apps-in-nigeria/

How to open a Paypal account that can receive and send money in Nigeria

Don't pay someone to open a Paypal account for you. You can do this all by yourself.

PayPal account in Nigeria is restricted to the personal account which can only receive money. If you want a Paypal account that can accept payment, you can integrate in your business website and you can also send invoice, then you have to open a business Paypal account.

Since this type of account is not accepted in Nigeria, you just have to visit the PayPal page for accepted countries. You can visit Paypal.com/ae or /ls.

Create a Paypal account using your Nigerian details.

How will you receive your payment? Let me shock you, you can receive your payment using Access Visa card or Firstbank master card. These are the only two I've tested. You can try using your current ban Visa or Mastercard. Don't use a verve card ooo.

If you want the step by step process including images of each pages, visit the link below.


https://lowoverdraft.com/how-to-open-a-paypal-account-in-nigeria/

A Video leak of a Filipino YouTuber renders the full features of the Xiaomi mi 11 ultra. We have heard a lot of tidbids from so many source, but the video render by this YouTube gives us a clear picture of the device.
With the new features of this smartphone, the Xiaomi Mi 11 ultra might destroy Samsung Galaxy S21 ultra.
Here are the features to expect
Secondary Rear screen
The xiaomi mi 11 ultra will come with a secondary screen at the rear of the device. This means, you can take selfies with the rear cameras. With this new cool feature, Xiaomi has taken a step forward. The camera is a triple set-up with 50MP primary, 48MP periscope and 48MP ultrawide camera.
Full details here
https://vicsguide.com/xiaomi-mi-11-ultra-hands-on-video-leaks/
Image credit:Tech Buff/via XDA-developer

Jumia black Friday 2020 is now here! You will find amazing discounts of up to 80% off on Jumia black Friday.
See the top offers we have spotted here

https://vicsguide.com/best-jumia-black-friday-deals-2020-updated/

The best budget TVs in Nigeria

It seems hard to believe that the best smart TVs under 100 000 naira can actually be a top choice for video and audio quality. A few rare TVs still offer good image quality with smart functions within this budget. Choosing between them might not be as easy as many believe, especially since there are smaller brands to consider as well.
Are you buying in a new TV? Here are features to consider before buying a new TV

Size of the TV

HD compatibility (resolution)

WiFi connectivity for smart TVs

Number of HDMI port

Refresh rate



The best cheap TVs uat a glance

TCL L43S6500 43 inches
Samsung UA40N5000 40-inch
Lloyd 49 inch TV
LG 43 inches
Hisense 40 inch TV
TCL 40 inch TV and lot more

Read on

https://vicsguide.com/best-tvs-under-100000-naira/

Emeka71:
I just bought a new TECNO spark 4 and the performance is quite OK sometimes I get message that internal storage running out that I should free up some space even though I have only used 1 MB out of the 32 MB internal storage.

Internal storage means your RAM
You should uninstall apps that are not necessary. Apps like Talking tom and the likes consume your internal storage.

Tecno Camon 16 Premier finally out!!!
Available in Nigeria, Kenya, Ghana and many other Africa countries

Check out the specs, reviews and price
#Camon16Premier

https://vicsguide.com/tecno-camon-16-premier-specs-reviews-and-price/

If you are looking for a phone with premium features at an affordable price, 40,000 naira could get you one.
Here is a list of all the phones you could get at 40,000 naira. This phones features from 16GB-128GB ROM and internal memory from 1GB - 6GB.


Xiaomi Redmi 9A
Umidigi A7 pro
Gionee S11
Oukitel C15 pro
Techno spark 4
Cubot P40
Nokia 6.1
Infinix hot 8
Itel P36
Samsung Galaxy A2



View there specs here
https://vicsguide.com/best-android-phones-under-40000-naira/

The best infinix phones in 2020 are
Infinix zero 8
Infinix note 7
Infinix Zero 5
Infinix Hot 9
Ininix Note 6
Infinix S5
Infinix hot 8
Infinix Smart 5
Infinix S4

Find out there price and specs
https://vicsguide.com/best-infinix-phones-top-note-hot-zero-smart-and-s-series/

sacajawea:
Are You Sure?
Those Xiaomi Thread Boys keep Saying it's Redmi 9s

Redmi is xiaomi budget series, but that doesn't mean they are not right, 9s is the best Redmi series. Read the post in the link to find out.

The best Xiaomi phones in 2020 are

Xiaomi Mi Note 10
Xiaomi Mi 10 series
Xiaomi Poco F2 Pro
Xiaomi Black Shark 3 Pro
Xiaomi Mi 9
Xiaomi Redmi Note 9s
Xiaomi MI 9 SE
Xiaomi black Shark 2
Xiaomi Mi A3
Xiaomi Redmi Note 8 pro
View their specs and price here

https://vicsguide.com/best-xiaomi-phones-of-all-time-top-mi-redmi-poco-and-black-shark/

The latest in 2020 are
Xiaomi Mi 10
Xiaomi Mi 10 pro
Xiaomi Mi 10 Ultra
All comes with 5G, but they are expensive

You don't need to pay a lot to get androids that can do the basics. Maybe you just want a phone for yourself or someone else, you can get an android phone for as low 20,000 naira.
View the top 10 from techno, Xiaomi, itel, apple and lot more

https://vicsguide.com/best-phones-under-20000-naira/

If you are looking for all available iPhone price, from the latest to the old models, view via this link


https://vicsguide.com/iphone-price-in-nigeria/

The best laptops for programming can do more than just running code editors, they combine codes more quickly and saves you time

Find out the best laptops for programming here


https://vicsguide.com/best-laptops-for-programming-2020/

If you are planning on buying a new TV in 2020, you have to understand all the features and jagons that comes with the latest TVs
First determine the TV size that fit your room and budget
Don't get a TV with resolution that less than 1080p, you should think of 4K
Should be HDR compatible
Take note of the number of HDMI ports

Don't understand what all this concept means?
Learn more

https://vicsguide.com/tv-buying-guide-how-to-choose-the-right-tv/

This article gives a list of the phones you can buy hear in Nigeria for less than 50K from various brands like Tecno, Infinix, Xiaomi, umidigi, Apple
Read full article here

https://vicsguide.com/best-android-phones-under-50000-naira-in-nigeria/

Get the cheapest laptop from reliable online store like Jumia.
Read full article hear

https://vicsguide.com/the-best-budget-laptop-2020/

https://vicsguide.com/laptop-buying-guide-things-you-need-to-know/