Walter315's Posts
Nairaland Forum › Walter315's Profile › Walter315's Posts
1 2 3 4 5 6 7 8 ... 16 17 18 19 20 21 22 23 (of 23 pages)
weedtheweeds:you must be really frustrated...see epistle |
u must be really frustrated to type such an epistle |
#Money Mistake 1: Never borrow money that accrues interest to start a business (except if you are paying for it through your salary); only borrow to grow your business. This is because business takes a long time to gain ground and begin making a profit, yet most loans repayments have to be made within a month of taking the loan or even earlier. Therefore, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest. #Money Mistake 2: Never spend money you haven't received. Don't even promise someone money based on a promise you have from someone else. If someone tells you: "Ezra, come to my office tomorrow at 9am and pick #30K"don't go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors. #Money Mistakes 3: If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their 'relatives' so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That's why I've learnt to save with an INVESTMENT CLUB. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving. #Money Mistake 4: When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective. #Money Mistake 5: Keeping your seed instead of planting it. Many people stop at saving. It's very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That's why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business because you can easily lose money in business. I am talking about putting it in an investment. #Money Mistake 6: Never lend someone money you are not willing to lose. By the time you lend someone money, be content in your heart that should the person fail to pay, you will not die. You should not even lose that person's friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank. #Money Mistake 7: Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it's self-explanatory. #Money Mistake 8: Avoid keeping the money you don't intend to use in the short-term within easy reach. For instance, don’t walk with #100K in your pocket when all you plan to do in a day costs #20K. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don't want to lose it, put it away in a safe place. #Money Mistake 9: Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bar, in a travel bag that you will place somewhere in a bus ... impulse buying is a devil that will keep you busy! #Money Mistake 10: Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away. #Money Mistake 11: Paying an amount for something that's not the minimum you can get that same value for. In other words, if you are along Opebi Street and you pay #5K for a shoe that you can get at #3K at Ikeja market, that's a money mistake except for those who have achieved financial freedom. #Money Mistake 12: Wanting to be the savior of the world by helping everyone in financial need. My sister, my brother, you are not Jesus. If you find it so hard to say no to a financial demand, you may think you are practising generosity when in actual sense you are committing (financial) suicide. We are not learning to be miserable here; we are learning to live within the boundaries of reality. #Money Mistake 13: Consistently spending all you earn or more than you earn. It's like having a drum where you have an inlet that's smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy! #Money Mistake 14: Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Joy was told that there's money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She's disgruntled and she doesn't seem to see herself earning from the land in the near future. Now, let's ask ourselves: Having 30 acres of land and no money to feed your family or take a child to a hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs? Let’s take stock of our finances. How many mistakes are you guilty of? Do you now feel better-equipped to do better with these tips? All the best! Share this knowledge with your friends so everyone benefits. Regards, Tosanirenroa@gmail.com |
Why Ibeju-Lekki Has Great Prospects:- https://www.nairaland.com/3466710/why-ibeju-lekki-great-prospects-see |
Why Ibeju-Lekki Has Great Prospects:- https://www.nairaland.com/3466710/why-ibeju-lekki-great-prospects-see |
Promo price: N1.5M, Buy 5 plots outright and get 1 free plot. |
Payment Plans
|
Other fees: Survey = #400k Documentation = #50k Plot demarcation = #20k |
Other fees: Survey = #400k Documentation = #50k Plot demarcation = #20k |
Christal Villa (Gold) as the name implies is a sought after Estate. Great title, great proximity, great price good for investment and home ownership and owned by our very own great company Christal Homes LOCATION: Igbogun Community, Ibeju Lekki 7minutes Drive from La-capaigne Tropicana. TITLE: Registered Survey PRICE: 800k PLOT SIZE: 600SQM STATUS: Dry Site Inspection holds every Thursdays and Saturdays Contact: 07053365194 09090167148
|
Gold City is located just 2 minutes drive from Dangote Refinery, 3 minutes Drive from Lekki Free Trade Zone The estate has two sections, Residential, and Commercial sections for business purposes. Neighbourhood: Lekki free trade zone, Dangote Refinery, La Campagne Tropicana, Lekki International Golf course, Deep Sea Port Promo price: N1.8M. Title: Excision Video: https://www.youtube.com/watch?v=XidJwtTvHOw Contact: 07053365194 09090167148
|
To book seat reservation on inspection, Call 070 5336 5194, 09090167148 |
Inspection video link: https://youtu.be/6ObeFGs5RbA
|
The best time to own properties in Ibeju-Lekki is now; when the craze about it isn't so high. By the next dry season stakeholders would be more informed and organized; also quite a lot of infrastructure would be in place. As you may know Real Estate the rainy season is the best time to buy, because the season reveals underlying problems with the topography of a property besides real estate companies often reduce prices. In the case of Ibeju-Lekki, prices are going up; this trend is abnormal and it only tells us that this coming dry season is going to be CRAZY (please permit my language) and prices are going to stay up. LEKKI FREE TRADE ZONE is presently one of the best locations for Real Estate Investment in Nigeria, it is already having international interests and investors especially from China and India. Estate development companies are also developing various projects in preparation for the DRY SEASON. Clients would save at least 500K per plot by buying now instead of doing so in the DRY SEASON when the properties look more attractive, besides most clients would be desperate to have properties which would definitely lead to increase in costs of owning one. Every event in Ibeju-Lekki's Free Trade Zone axis points towards a skyrocket in price. Ongoing development will Boost Nigeria’s Economy, that is it is in the center of action. - http://akinwunmiambode.com/dangote-lekki-refinery-petrochemical-projects-will-boost-nigerias-economy-governor-akinwunmi-ambode Why Ibeju-Lekki Is Hot-Cake; https://www.youtube.com/watch?v=VBtCRohlag4&spfreload=10 See link for more info on available real estates in this axis - https:///d6KKnYz Regards, T. Irenroa 07053365194 tosanirenroa@gmail.com
|
Lagos releases N.698billion for Lekki Free Tade Zone Development See link - https://m.guardian.ng/business-services/lagos-releases-n-698billion-for-lekki-free-zone/ |
Survey
|
Excision Chart
|
LUSH GARDEN is strategically planned to host an elite community to give you that class and serenity you so deserve. Graced with a lush green environment and a beautiful topography, you wouldn't want to miss an investment opportunity in this estate. Location: Oke Baale, less than 2mins drive after the Ibejulekki Airport project, off the Lekki-Epe expressway. #ibejulekki Title: Approved Excision (KL6915/6) Price: #2.5m/plot 3months: #2,750,000m Initial: #1.5m Monthly: #625k 6months: #3m Initial: #1m Monthly: #400k Other Fees.... Survey : #400k Deed : #50k Developmental levy: yet to be allocated To book seat reservation on inspection, Call 070 5336 5194, 09090167148
|
PROMO! PROMO!! PROMO!! CASTLE HILLS VILLA Invest in Castle Hills Villa estate and get over 500% returns within a year. It is a one-stop best choice in real estate investment for low budget investors looking to literally grow their money. Castle Hills is going for N800k/plot as introductory price for the first 50plots after which price will increase over 250%. Size: 600sqm Title: Excision, Approved Survey Price: N800,000 per plot (promo price) BUY 5 GET 1 PLOT FREE Promo Period: May 8th - June 17th, 2017 PAY A TOTAL OF N4m FOR 5 PLOTS AND GET ONE PLOT FREE!!! For inspection, please call: Mobile: 070 5336 5194; 09090167148
|
I am not interested in the amount but the type of salary. My friend, there are different types of salaries. Read till the end and you will understand. There is no average income. The rich are becoming richer, while the poor are getting poorer. There is no middle class because it has completely disappeared. Salary, is a specific amount of money that an employee is paid for work done. The big question is Which type do you earn? 1. Onion Salary: - You grab it, you open it, and you cry. 2. Storm Salary: - You don’t know when it’s coming or going. 3. Menstrual Salary: - It comes once a month and lasts only four days. 4. Magic Salary: - You touch it and it disappears. 5. Amnesia Salary: - You can’t remember what you spent it on. 6. Time Travelling Salary: - You spend it paying various debts even before you collect it. 7. Active Salary - Once you stop working, it stops. But there is another one called RESIDUAL INCOME What is Residual Income? You work once, and it keeps paying you over and over and over again even AFTER you have stopped working. Whether it's magic salary, amnesia salary or onion salary, the moment it STOPS coming, your life becomes unbearable. Financial LITERACY is the tool needed to TRANSFORM your salary into a RESIDUAL INCOME, so you can create financial freedom and time freedom. ONLY YOUR INVESTMENT can keep you going even after all the onions, amnesty, traveling, active salaries have left you drenched. Research has it that the poorest group of people in the world are Salary earners, next to beggars. They live in a vicious cycle of poverty managed on 30 days. Salary is continuously being awaited every month and any slight delay brings about heartbreaking anxiety, pressure and disappointment. Salary Is a short term solution to a life time problem. Salary alone cannot solve your money problems. You need multiple Sources of income to balance. The tax returns form contains about 11 income streams, salary is just one. Don't live Your Life fishing with just one hook, there are many fishes in the ocean. Salary is the MEDICINE for managing POVERTY, not the CURE. Only your BUSINESS or INVESTMENT Cures Poverty Most investors are not salary earners. The difference between those beggars on the street and salary earners is one month's salary. Truncate the flow of their salary for one month and you would realize majority belong to the lower class. If you divide your salary by the rate of exchange, you will discover that you are poorer, relative to when you started work. Or divide your salary per annum by 2,000 hours to know what your one hour is worth. If you do not have 3 months salary in savings, you are already poor. Being a salary earner is a mentality, break it! Your worth Is far more than your salary. Salary Is the value someone has put on your effort, How much do you value yourself? You can't increase in value, unless you VALUE yourself differently. Life Is a trade off between time, effort and reward. To be rewarded more, you have to become more valuable. Most salary earners end up poor in the long and short term. Salary is the bribe they gave you to forget your dreams. I therefore urge every one of us to be FINANCIALLY INTELLIGENT, FINANCIALLY LITERATE and TRAIN OUR EYES TO SEE OPPORTUNITIES IN PROBLEMS. Delve into entrepreneurship because Salary is a lifetime disappointment. Being a salary earner or investor is a decision. Life Will not change until you decide. Do that now. Regards, Tee |
1. WESTWOOD PARK ESTATE 2 TITLE: C of O LOCATION: Behind the Novera-Lekki Shopping Mall PAYMENT PLANS; OUTRIGHT:12M (5% Discount if Paid all at once) 2-3 MONTHS: 12M 6 MONTHS:12.5M 2. ORANGEVILLE ESTATE LOCATION: Ogombo around Abraham Adesanya, Ajah TITLE: C of O PAYMENT PLANS; OUTRIGHT(1-2 MONTHS): 9.5M 3 MONTHS: 10M 6 MONTHS: 10.5M 3. Arium Estate LOCATION: The Arium Estate is situated at Abijo GRA, beside Nicon town II, Off Lekki-Epe Expressway Lagos State TITLE: C of O PAYMENT PLANS; OUTRIGHT (1-2 MONTHS):N7M 3 MONTHS: N7.5M 6 MONTHS: N8M Contact: 07053365194 09090167148 tosanirenroa@gmail.com
|
1. CHERRYWOOD COURTS Location: Onosa town, Ibeju lekki. SIZE: 600sqms. Title: Global C of O Price: 3.5M Video - https://www.youtube.com/watch?v=CP-oU5Cg8kw 2. CHERRYWOOD COURTS PLUS Location: Osoroko town, Ibeju lekki. SIZE: 600sqms. Title: Global C of O Price: 5M Video - https://www.youtube.com/watch?v=1a6hVeXO8Hw 3. UPTOWN COURTS Location: Osoroko town, LFTZ road, Ibeju lekki SIZE: 600sqms. Title: Global C of O Price: 3.5M Video - https://www.youtube.com/watch?v=R83oU9BbSvc 4. SANDFIELD COURTS Location: Origanrigan, Ibeju lekki. SIZE: 600sqms. Title: Global C of O Price: 4.5M Video - https://www.youtube.com/watch?v=oDzPF-TuFSQ 5. SUNNYLAND COURTS Location: Osoroko, Ikeju-Lekki SIZE: 600sqms. Title: Global C of O Price: 3M Video - https://www.youtube.com/watch?v=-QN9V50gguU 6. PALMSVILLE COURTS Location: Orimedu, Ibeju-Lekki SIZE: 600sqms. Title: Gazzete Price: 3M Video - https://www.youtube.com/watch?v=h0UQQdmJ5nU 7.EDGEWOOD COURTS Location: Osoroko, Ikeju-Lekki SIZE: 600sqms. Title: proposed excision Price: 3M Video - https://www.youtube.com/watch?v=uFeLRs_t9LY 8. WHITE OAK COURTS Location: Along LFTZ Road, Ibeju lekki. SIZE: 600sqms. Title: Global C of O Price: 4M Video link - https://www.youtube.com/watch?v=NZeRk3jT7Wc&t=6s 9. HAMPTON COURTS Location: Onosa town, Ibeju lekki. SIZE: 600sqms. Title: Gazzette in Process Price: 2.5M Video link - https://www.youtube.com/watch?v=MS-qMOaGGy4 10. UPTOWN COURTS EXT Location: Onosa town, Ibeju lekki. SIZE: 600sqms. Title: Global C of O Price: 3M 11. BROOKSVILLE COURTS Location: Oju Agbe town, Ibeju lekki. SIZE: 600sqms. Title: Gazzete Price: 4M 12. WOLVERTON COURTS Location: Okun-Ilado, Ibeju Lekki SIZE: 600sqms. Title: Excision in process Price: 2.5M 13. LAGOON COURTS Location: Ibeju Agbe, Lekki. SIZE: 600sqms. Title: Proposed excision Price: 2.5M Video- https://www.youtube.com/watch?v=MS-qMOaGGy4 Contact: 07053365194 09090167148 tosanirenroa@gmail.com
|
Promo is Still on |