₦airaland Forum

RodgersAkpafu:
"better just take what they give you".....

lmaoo
Very funny

Goke7:
na wetin we go call this one bayi; Kiss and die may our mouth not put us for wahala o!

TouchOfSpice:
Hi Everyone.

Please i will like to seek your opinion , With the ongoing challenge regarding the proposed immigration policy,

Is now a good time for an immigrant currently on a Skilled work visa to consider buying a house (Prior to the release of the white paper, We had indicated interest in buying a house, our offer has been accepted and we have started the mortgage application process.

After the white paper release, I have started developing cold feet and reconsidering my deceision ,

What would you advise>

Thank you.

KOVIC19COVID20:
UK VISA APPLICATION QUESTION/HELP PLEASE

Tier 2 Skilled Worker qualified for ILR last year. Because of the huge costs, she couldnt renew her 2nchildren's Dependant visas - meaning the children have effectivley over-stayed.
Last week, she got her Uk citizenship. The children are still 'overstayers' as they still have no valid visas. She would really have loved to get visas for the children, but the cost dear die.
The 2 children have diffferent stay periods in the UK and are both under 16.
Child A: Was born abroad, but have spent 7 years in the UK (2 out of those 7 years are as an 'overstayer').
Child B: Was born abroad, have spent 3 years in the UK (2 out of those 3 years are as an 'overstayer').

Assuming she is able to get a loan from somewhere. right now, what sort of visa can she apply for, for the children? Can she apply for citizenship for them? Or does she have to apply for ILR for the children?

Please, what are the options right now? She has considered getting a lawyer, but the lawyer charge quotes are huge and scary.

Can anyone here help, please? Please. I mean help with suggestons, recommendations or any 1st hand experience?

Zahra29:
Lol the torry has gone viral, sky news, everywhere.

The report also said that they found a woman hiding under the bed who was arrested for illegal entry to the UK.

They seized lots of designer goods as well
So silly paying all that money and committing immigration fraud instead of just doing a bit of studying to pass a simple test - and one that you can retake as many times as needed.

Then when the system becomes stricter and they start profiling black folk, people will cry racism.

Viruses:
You can be right if you say he hasn't made any money directly from Twitter, but to say he hasn't made profit from the $44B investment is laughable. That guy has made more than $44B not from Twitter but as a result of his ownership of Twitter

newbie715:
Yes, my timeline really stretched out. Other applicants on other settlement routes even without priority were getting responses in 6 weeks, the long wait was annoying but I didn't sweat it, I changed jobs in the middle of the application, my new employers just sent the request form to check my immigration status and they got a response fairly quickly which was good.

I have never used a lawyer in any of the many applications I have made.

I paid £2389 + 19.20 biometric fees

I have included my document list:

Below are the documents I used
ILR (SET M):

Identification documents:
My passport data page
Spouse Passport data page
NARIC certificate for English Language
Degree Certificate
Marriage certificate
Children birth certificate

Proof of Co-habitation:
Gas ‎and Electricity bills
Letter addressed to me from HMRC
Bank Statement  
NHS appointment Letters 
Bank Letters 

Proof of Income:
I always use only my spouse's income
His 6 months bank statements (last one within 28 days)
His 6 months pay slips stamped and signed by HR(last one within 28 days)
Letter from his employer (within 28 days) confirming date of employment, full time/part time, salary and authenticity of pay slips

Accommodation:
Mortgage Statement‎
Council tax bill

Life in the UK Test

Note that there will be no IHS fee requirement.

Chukwuka16:
The futility of labour and the growth of the intangible economy

I digress

When I wrote about the fact that Nigerian Youths will be unable to offer humanity any value if they fail to find their way outside Nigeria to a top 20 city within the next 24 months, I did read some write up trying to contradict that based on hope.

Just yesterday, scores of kids were reported to have died due to stampede at a Christmas event in Oyo State. Nigerians organised an event for about 5,000 families – no planning permission, no risk management, no security, no assessments, no project management, no provision for onsite medical services etc. The kids are dead, and nothing will happen. Can we also talk of countless youths who have disappeared and have ended up in shallow graves and pits?

Some weeks back, it was reported that UCH had their electricity cut off for 17 days. Yes, 17 days. I can’t imagine how many people may have died from that incident. Imagine poor parents watching their newborn babies in the neonatal ward die because there was no electricity to power the incubators.

I even watched a video recently seeing a Nigerian Youth get butchered live in Ibadan. It was chalked off to clashes between cultist groups.

People are talking about fulfilment overseas and the Nigerian Youth is struggling to even be alive (EndSars comes to mind). Even in the abroad, youths born in poor homes are set up for poverty and you think the Nigerian Youth has any hope?

Someone talked about setting up ecosystems and all. You must get your own network and encourage them to act. For me, the turning point was some years back when a bank requested that I get reference letters from businesses with owners not related to me, and my network couldn’t assist. After sorting out the bank, I got our lawyers and ensured every one of my network set up at least 2 businesses. Reference letters should be a WhatsApp request, and I have it in minutes. Today, that network includes our lawyers, accountant/audit, software specialists, subcontractors, etc. It is easier to get services and spread payment over longer periods. I can get advice in real-time without needing to pay consultation fees. Everyone is happy. There is some form of a local economy there.

Back to my thoughts

One of the interesting reads you will find me with this period is the book titled – Capitalism without Capital (the rise of the intangible economy) by Stian Westlake and Jonathan Haskel. Another that I would be spending time with, in the new year (God willing) is Technofeudalism: What Killed Capitalism by Yanis Varoufakis. I refer to these books because they help paint the picture of intangible wealth/value and the migration from feudalism to labour being a commodity to the rent system (reverse feudalism).

Gone are the days where hard work (working hard) and labouring mattered. If that is your route to prosperity today, your poverty will be amazing. The VC world has shown how knowledge can be valued and make people millionaires overnight. You conceive an idea, generate a pitch deck or MVP and voila investors hand you a term sheet and you are game. That alone has generated millions of millionaires. Many of us are familiar with stock options. You join any average tech connected company today and it standard that you are given stock options. Think of Revolut and Nvidia and a host of others and how much wealth their staff have made simply because they were employees and had stock options in those companies.

So, what has changed?

It was Myron Golden who painted this picture, and it made so much sense to me and I will share it here. There are four levels of value. The first level of value is implementation. Everyone almost starts here. Wealth is spiritual (intangible, infinite, abundant) and at implementation, what you have is your physical strength and time. Your pay is a product of your hourly wage and how much hours you work. You want more, you work more. The commodity you trade is your physical strength. The problem here is that you can only work so many hours, and you can only do so much at this level. Working longer hours does not increase your rate. Time is limited, your strength is physical and can only stretch so much leading to a natural cap on your income and “wealth”. Athletes, skilled professionals (lawyers, doctors, etc.) all find themselves here.

The second level of value is unification. This is just implementation with a multiplier. So you are here as a manager and lead a team of people. Same as implementation but managing more people. You probably have some years under your belt, or you have got better running shoes (more degrees) and “experience”. Again, no wealth generated here. Physical strength X Time X multiplier impact on salary (due to better running shoes) – remember Veronica in the online comic.

The third level of value is communication. Now wealth starts getting made here. It took me a while to get this but now it makes sense. There is a reason why Steve Jobs rocked – he was a great salesman. Look around and think of CEOs and COOs and CSOs and even CFOs. They are great and excellent communicators. Communication is a higher spiritual activity because you try to convey something to people. What you use here is your mouth or the power of writing to change mindset. Remember Adolf Hitlers Mein Kampf. Income here is ballistic. These guys have floors literally in the $tens millions.

The last level of value is imagination. Now these are the HKs themselves. Steve Jobs, Elon Musk, Mark Zuckerberg, Sam Altman, Jeff Bezos, Reed Hastings, Marc Randolph, etc. They imagined things and created whole new economies. Reason why Elon Musk can hit $400 billion in net worth and on track to $1 trillion. Think about that, Elon Musk currently has more value (valuation) than Nigeria and one-third Africa’s valuation!

We have got to play this game and big time to even stand a chance of securing our offsprings. No time.

Goke7:
But it’s a book and not a podcast that got Dele Farotimi an human rights activist or lawyer into his current predicament of his hard stance against the Nigerian judiciary. Where is this assumption that Nigerians don’t read coming from?

Goke7:
Stop the lies, that book was well published with so much awareness and support in Nigeria because of the kind of persona involved and her diligence in the Nigeria polity just like Goodenoch said. I know you’re working so hard to validate Kemi’s divisive comments but it won’t change anything as there’s so much spotlight on her now especially as Igboho has gotten big validation now for his separatist ideology and yes there’s a followership for that too who will continue to agree with Kemi’s comments for obvious reasons.

Chukwuka16:
Let me put it mildly – forget expertise or the folks as GPs, it is dime a dozen. We should be owning GPs and running them as chains. Who cares about my nationality? If you have value to offer me, I am game. Being a GP is very good, can you scale that and own the practice along with your network? You talk about kids of immigrants today becoming something tomorrow – that’s now a pipe dream.

There was a time when being a migrant was enough – the arbitrage in living standards between the two spaces meant you could exploit the advantages overseas to build massive wealth back home. Today, if you are not in the places that matter, with the network that matters, and with support that matters, life has won you. The kids of migrants will have ok educations and earn averagely. If their parents are not millionaires, they will mostly be poor or average – unfortunately. I am saying, the possibility of our kids exceeding us if we are not millionaires is now zero (rounded to 2 decimal places). You can’t be a millionaire on a salary except you are a cofounder in a start up with significant equity and you raise funds. We need to own businesses to provide the ecosystem for our kids to thrive. How many of our kids will graduate debt free if we are already asking questions about child benefit? How many will be done with university and get a check of £200k from their parents as angel investment into their business venture? Can we today as immigrants come together within our network of say 5-10 people and comfortably raise £300k to try out something or buy a business or take some risk?

We are so lost, and that realisation is driving me mad. Innocent kids of today’s migrants will enter another strange dimension of poverty in this UK that parents today will find amazing. You are watching OpenAI and xAI and the others raise $billions to carve a niche in the AI space and we are watching other monster organisations coalescing and consolidating market share and you think because my dad is a GP or a professor, I stand a chance in life? When you deduct mortgage, car note, house bills and pension how much does the professor or GP have to put in ISA for the child or themselves?

Zahra29:
Agreed. I've come to realise that many Nigerians tolerate and pretend about negative situations, bad governance etc but it's highlighting the truth of these situations that they are unable to handle.

The impressive Ngozi Okonjo-Iweala wrote a book exposing the deep and systemic corruption in Nigeria and her experiences fighting this corruption as a public servant. Imagine if she had done a global book tour, promoting her book on BBC, CNN, podcasts etc She would likely have received similar hate for "denigrating Nigeria".

But "luckily", very,very (very lol) few Nigerians have read it or even know of its existence, and even the governors she mentions in her book are blissfully unaware, so it's okay 😂

Telling my story is risky,” Okonjo-Iweala writes. “But not telling it is also dangerous.

Viruses:
I have some refunds (about £1k) made to my credit card. If I withdraw it, will it be seen as withdrawal from credit card with it's associated effects?

Also how can I withdraw money from Amex?

rock86:
Hello guys, why is PAYE not deducted from my pay for the past months? Should I be worried?

dustydee:
Is the tribunal the last court he can appeal to or can he go higher? Perhaps his wife and kids being British citizens might help.

Racoon:
Privatisation! Hope cronies would not buy these government agencies for ridiculous prizes and run them down as usual?

Lexusgs430:
Very simple...... Nutmeg junior ISA...... You can either have it managed or self managed or a combination of both.......

https://nutmeg.mention-me.com/m/ol/rg4ip-oye-jaiyeola

You can kindly also use my referral code..... Something for the boys...... 😁🤣

Goodenoch:
Please do @elengine, so I can ask this question that’s confusing me. I’ve exhausted all my math skills (admittedly not very much) trying to work out whether an SIPP is better than a LISA for investment savings.

elengine:
Hi everyone

As a skilled worker visa holder, can I trade on shares and stock in the UK? I just registered with Revolut now and I thought I should ask before going ahead. The Google search is not making sense

jedisco:
Well said.
We just finished an election where the Reform promised zero migration among numerous freebies- why didn't they win?

I agree with the constant demonisation bit and that build up is the reason why many have taken issues with Zahra. She is well known for far right views but the parts I've taken her up on is subtle belittling of migrants. From quick memory,

My first contact with her here was when she mockingly 'warned' us that those who voted Brexit did not do that because they wanted Europeans to be replaced by 'brown and black' folks (her words). My response was reminding her that the stvpidity of Brexiters means nothing to me and their shortsightedness has been of good benefit to Nigerians which I welcome.

Next it was heaping struggles of the NHS on immigrants who in her words arrived with many untreated medical issues. Had to remind her that immigrants are overwhelmingly young and fit and would rarely visit their GP. Many are not even registered despite working in healthcare or paying more that their fair due via the IHS.

Next it was international students and how they are a drain. I had to educate that fees paid by international students are not only a lifeline of many universities but also subsidise local tuition fees.

Next it was how the NHS doesn't need migrants. Again had to remind her that a few years ago, the number of newly registered international doctors in a year surpassed new local doctors. Also, the government willfully stopped paying nursing students bursaries as it was cheaper to get oversee nurses.

Next was how the last government didn't know the care pathway was being abused in a bid to absolve them. Had to remind her stories were rampant in the media for years and that the home office issues every visa and should have a live tally of numbers issued and lastly why the care pathway had not been scrapped even after all the abuse.

The last one was showing hypocritical concern to developing nations who loose healthcare workers. Had to remind her that Britain donated millions of it's citizens to US/Aus/Can. I wonder when they'd ask them to return.

The next, I'd guess is how the UK would stop recruiting healthcare workers from certain nations. Again I'd say, I'm surprised it took so long.


It is such subtle insults that people noticed and came to the fore with the riots and the classic 'but' game she came with.

missjekyll:
Oh my, I m loving all of this

justwise:
My apologies, i had issues with this account and it took a long time to get sorted.

NezzyMike:
5 years for all.

Lexusgs430:
- Ensure during your test drive, upon set off, the automatic gearbox is not jerky
- Check the spare tyre well, is dry.
- Check the rear mats area is dry
- Ensure no bangs and knocks from suspension is observed
- Check MOT history from government website
- Conduct an HPI vehicle check
- Check that AC is blowing cold......