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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Yhello4u: 1:04pm On Feb 23
Which area is best for a black family to reside?

Bishop Auckland Durham
Wallsend
Killingworth
Sports / Re: Nigeria Vs Ivory Coast AFCON 2023 Finals (1 - 2) On 11th February 2024 by Yhello4u: 9:41pm On Feb 11
ndidibabe:
Hope u dey pay tv licence...make u ni go land for jail

grin grin grin cheesy cheesy cheesy i dey pay o
Sports / Re: Nigeria Vs Ivory Coast AFCON 2023 Finals (1 - 2) On 11th February 2024 by Yhello4u: 9:33pm On Feb 11
For those of you in UK looking to watch the match live

You can watch it on bbc iplayer.

just register and watch

its free
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Yhello4u: 5:34am On Feb 08
Joyglo:
Goodmorning my people. Please oh how much does it cost to do an eye test? I have a friend complaining about eye problem

Eye test is free in specsavers

1 Like

Travel / Re: Living In The UK: Property,Mortgage And Related by Yhello4u: 8:01pm On Dec 08, 2023
Solumtoya:


If you have a good reason, you can just request for consent to let if you don't wanna sell. Some lenders allow you remain on a residential mortgage even after remortgaging

Thanks
Travel / Re: Living In The UK: Property,Mortgage And Related by Yhello4u: 8:00pm On Dec 08, 2023
If I apply for consent to let and its granted

Can I get another residential mortgage to buy another property where i will live in?
Travel / Re: Living In The UK: Property,Mortgage And Related by Yhello4u: 5:56pm On Dec 08, 2023
Ralphlauren and deept

Thanks

deept:


To put your property up for rent, you need to apply to your mortgage lender for a consent to let. This comes with a fee. You could be approved to rent your property out for a period after which you will have to apply again.

If approval is given, you will have to get landlords insurance on the property and ensure the property satisfies all the requirements for a BTL. At this time you will not need a 25% deposit.
The 25% comes in when you want to remortgage, that is after the initial mortgage period is over.
Travel / Re: Living In The UK: Property,Mortgage And Related by Yhello4u: 1:36pm On Dec 08, 2023
Hi

I have a residential mortage on a 5 year fixed rate

I have only lived in the house for 2 years and want to sell it or rent it out.

Can i change to BTL mortgages if yes will i be charged for it being that i m in a fixed term rate

Also BTL Mortgages are 25% deposit i deposited 10% when purchasing the house will i be required to pay the remaining 15% if i change to BTL mortgage?

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