I don't spend much too.

My friends think I'm being stingy to myself but I don't get it.

I prefer to stay simple and be loaded (in the bank) 

@nwando

God bless you for this thread, It  sounds exactly as if  I posted it.
I just got my own Camera phone two weeks ago and I am also waiting for the cost of Plasma TVs to go down!
In all my years of working, I have never bought a 'tear rubber'(New car), although that must change this year, I am tired of this Cotonou runs

I go on vacation regularly though (just like you!) and I am planning another one for this summer.


I am glad to hear of your contribution to other people's lives, I am also  sensitive to needs of people around me and there is hardly a month without reaching out to someone.

I do not think you are stingy like some people have pointed out, I have neighbours who drive flashy cars and will never use their Generators to pump water for the use of everybody anytime there is a prolonged power shortage despite the fact that they run their generators constantly for their own personal comfort but they will be the first to start storing up water whenever 'stingy' people like me decide to do it!

This example is just to show that many seemingly 'generous' people will not spare a dime unless it on themselves.

wow people dey conscious of poverty O

@nwando

Are u married and av you got kids?
And hope u dnt make ur kids look cheap O,cos dats d last thing I'll take from ma wife. After spendin half of half of ma life in sch. dat dey might hav d best.

whao, i admire u nwando. I'm not 2good at saving. But I'm gonna start . I'm gonna discipline maself

@Poster

i believe u are in the rigth direction to success, but the question i would like to ask is this:

"what is the need of working, if you cant enjoy your money?"

u need to use good things so that you would be happy for working, dont get me

wrong, am not saying saving is bad rather take time to unwind and get good things

for yourself. Remember, if you die today, who knows what some people who did not know

how you save the money would squander it.

Meanwhile, i respect your courage to desuade from being xtravagant.

@ nwando. you are a gem. i always had you as one of my all time favourite here and your stock value just increased with this powerful write up.

what most people don't realize is that the jone's they are trying to keep up with get these things free.

i admit i spend but mostly on making people around me happy and having comfortable lives.

however i don't joke with where i sleep so i wont compromise on the hotel and travel bills.

life is better being a wise woman. it is wisdom not to spend what you cant earn.

Good for you Poster!!!  As for me, I love to spend and go shopping a lot. I save though,and I make sure I don't owe anything;not even on credit card. But that doesn't stop me from buying new and good things for miself. I ain gonna take the money to the grave anyways. Money is meant to be spent;wisely. If It's not necessary, I don't spend, but if I find something I love and I gat the money;I would def buy it.

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.

U are on the right path baby,bt i wl advise u diversify into other investments
such as real estate which offer appreciated values much more than savings ,
mutual funds and the stock market.
I see the picture of a very comfortable and conservative person who is aversed to
risks in all its ramifications.
But your investments are all cramped up in conservative investments which only offer
meagre appreciation in terms of savings interests and stocks appreciation.
At jta consulting,we can assist u in real estate and other investments as it suit U.

Thank You