I need constructive information regarding the serves of Interswitch, Paga, and eTranzact.

I need to integrate a payment system that I can use to settle multiple accounts. That is, I render a service (Owner) that individuals (Subscribers) can subscribe and customers (Customers) pay for whatever service is rendered by Subscribers.

Owner = Owns service
Subscriber = Has a web front from service
Customer = Can buy from any web front

The critical thing here is that I need instant settle to each subscriber account.

Interswitch = this could mean being an aggregator, I need to know the requirements to be an aggregator and fees involved. High Cost

eTranzact = I have no clue how their service works and dont know their fees

Paga = Easy to sign up with requirements fulfilled. This is what I am actually considering to use because of the high cost of Interswitch. But I dont know if they have the function to enable instant settle to multiple accounts. And I was looking for their API to test. If any has API kindly let me know.

Honestly, I am looking for something affordable. If Paga and eTranzact are not possible then will flow with Interswitch (what I am avoid with interswitch is paying 150k for each subscriber and I think the aggregator function takes care of this if not please explain)

I dont want voguepay or any other aggregator, their implementation is unfriendly and high prices.

Your advice will be appreciated.

ok use simplepay but if u have to integrate paga use manual coding. i did it it @ cosmotelonline.com.ng

Still need advice on this?

what ever on 07034727130

Yes still looking for suggestions

Called interswitch they sent me their normal webpay document asking me to pay.

They cant even walk with me all they want is money.

Use SimplePay. Quick and easy integration with their API. https://simplepay4u.com