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Pls Advise On Which Bank Is Best For Online Banking - Business (3) - Nairaland

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Re: Pls Advise On Which Bank Is Best For Online Banking by jef131: 7:50am On Jun 26, 2016
Ask Dansuki and fayose

1 Like

Re: Pls Advise On Which Bank Is Best For Online Banking by ademoladeji(m): 7:50am On Jun 26, 2016
Udiboy:
Dearies,
I am resident in the US and I want to open a non resident account AKA diaspora account(personal account)
Please which bank is best at online banking in Nigeria?I will use it mainly for online transfers within Nigeria and occasionally ourside Nigeria .
Please guide me, I am tired of my money entering voicemail from relatives.
Thank you

Guaranty Trust Bank AKA GTB... The most reliable and most trusted bank- ademoladeji 2016


GTBank is simply a definition of a WELL STRUCTURED ORGANIZATION.


I've never lost a penny since I started banking with her in 2007.
Re: Pls Advise On Which Bank Is Best For Online Banking by Bussme: 7:50am On Jun 26, 2016
GTB is d best
Re: Pls Advise On Which Bank Is Best For Online Banking by linusbnn(m): 7:51am On Jun 26, 2016
Udiboy:


Thank you Mimi

Sky bank is cool but I know fidelity is the best. They have diaspora account for pple living outside our shores here. I formally worked there nd I can assist you only if u will trust me. Thnks
Re: Pls Advise On Which Bank Is Best For Online Banking by southpole: 7:52am On Jun 26, 2016
Udiboy:


How would you rate thier forex exchange rate and what's the token all about?
A friend was telling me about a token for online banking

Their Forex exchange rate is OK I used it before however with the new policy on Forex now that is the liberalization of the Forex market in Nigeria in addition to the Brexit we are yet to have a near stable exchange rate recently hoping soon.
The token is an additional security measure meant to protect your funds against online hackers or thieves. it is issued by the bank and you will nerd to use it to complete every online transaction. The token is a small device so to say which you will press and it will give you a numeric code which you will enter before your transaction is carried out. you can visit the bank website for more information.

1 Like

Re: Pls Advise On Which Bank Is Best For Online Banking by charleyfinest(m): 7:53am On Jun 26, 2016
token is a device dat enables one to do a transaction. it generates 6 digits dat you input wheneva u want to do any transaction just for security purpose.
its not compulsory u get d card urself,a third party can get dat for u xpecialy when u've provided d necessarily details dat demands d bank to issue d card d third party; like u provide an indemnity form, fill d card release form(can b scanned to u), a letter to ur a/c officer.

1 Like

Re: Pls Advise On Which Bank Is Best For Online Banking by chekasforchekas: 7:54am On Jun 26, 2016
Please help, I opened a first bank domiciliary account with first bank, and now am trying to transfer money from Turkey to the account but could not, please anyone who will be able to help and advice, do Nigerian banks still accept dollar to dollar transfer, or dollar to Naira, please help.
Re: Pls Advise On Which Bank Is Best For Online Banking by MIM77(m): 7:54am On Jun 26, 2016
Diamond Bank.
Re: Pls Advise On Which Bank Is Best For Online Banking by Samuelakoji(m): 7:56am On Jun 26, 2016
Union bank is the best...
Re: Pls Advise On Which Bank Is Best For Online Banking by carryus(m): 7:56am On Jun 26, 2016
Try First Bank and see it ur self.
Re: Pls Advise On Which Bank Is Best For Online Banking by holluphemydavid(m): 7:56am On Jun 26, 2016
UBA very useless bank, deducting #65 from my account per withdraw through ATM card dis last week, I experienced dat twice last week and I withdrew through ecobank ATM machine
Re: Pls Advise On Which Bank Is Best For Online Banking by sholatech(m): 7:57am On Jun 26, 2016
Ehe..Staff? Usual Nairaland kid comments. I run my businesses guy for 15yrs now. The whole banking industry knows this and not someone like you stereotyped on GTB. I have been using GTB since 2002 and Diamond since 2010.
Let me give u key differences of recent:

1. GTB just Started use of app to do foreign transfers last year. It has been a diamond bank feature for years.

2. Diamond Bank app loads like winch for login and transactions. GTB takes longer.

3. Your log-in details for GTB can take days to receive if your acct officer is slow like mine. I had to chase them last month for 4-dsys for my acct officer to authorise and get new login details sent to me. For Diamond, I do reset easily vand my login details after visit to any branch.

My new login details sent after chasing GTB for days even still didn't work.
You can do virtually all Banking transactions especially via the Diamond Bank app on the move. I observed since last year, most new features I use on Diamond app gets introduced much later by GTB, Sterling and First bank(my top three I use daily). For my Zenith Acct, I don't even like the GUI. Still looks like old Gotten commands and many transactions still not allowed on our corporate i-bank. And their app takes so long to load. The Easy money app by Zenith bank loads relatively fast compared to their corporate i-bank but gives me loads of worry. Many times including yesterday, I will effect instant transfer to other banks. It will show 'SUCCESS'and yet transfer will not go thru.

Let me not bore with details. I use about 12 banks. But after series of transactions I have made my choice

2 Likes

Re: Pls Advise On Which Bank Is Best For Online Banking by robay(m): 8:00am On Jun 26, 2016
Use DIAMOND bank,is Good for online banking.
Re: Pls Advise On Which Bank Is Best For Online Banking by bettercreature(m): 8:01am On Jun 26, 2016
Seriously 98 percent of Nigeria banks are perfect,the remain 2 percent is skybank
Re: Pls Advise On Which Bank Is Best For Online Banking by mecussey(m): 8:02am On Jun 26, 2016
SleekReek:
GTB is very user friendly,excellent service,you register and start using with no supervision,never failed me once,I use them for all my Forex trasfers also with no issue.

Do you change your Naira to Dollar and vice versa in your online account. I have a Dom, current and savings and I wished I can move Naira to my Dom account
Re: Pls Advise On Which Bank Is Best For Online Banking by DrLuv: 8:03am On Jun 26, 2016
tempest01:
Zenith bank for me
naaaa.zenith bank will use your money to fund election and finance other off records projects
Re: Pls Advise On Which Bank Is Best For Online Banking by lordkhalifa(m): 8:03am On Jun 26, 2016
Macro finance bank or Union Bank
Re: Pls Advise On Which Bank Is Best For Online Banking by cyberguy72(m): 8:04am On Jun 26, 2016
Udiboy:
Dearies,
I am resident in the US and I want to open a non resident account AKA diaspora account(personal account)
Please which bank is best at online banking in Nigeria?I will use it mainly for online transfers within Nigeria and occasionally ourside Nigeria .
Please guide me, I am tired of my money entering voicemail from relatives.
Thank you
go for zenith ......run far from Ecobank

1 Like

Re: Pls Advise On Which Bank Is Best For Online Banking by cyberguy72(m): 8:04am On Jun 26, 2016
DrLuv:

naaaa.zenith bank will use your money to fund election and finance other off records projects
Zombie
Re: Pls Advise On Which Bank Is Best For Online Banking by PraiseGyps(f): 8:08am On Jun 26, 2016
Abudu2000:
fidelity show have the first place....they have never ever failed me,I repeat never ever!!!



Op, don't try to use fidelity bank o...
Diamond is better!
Re: Pls Advise On Which Bank Is Best For Online Banking by Leo2flex(m): 8:10am On Jun 26, 2016
SleekReek:
GTB is very user friendly,excellent service,you register and start using with no supervision,never failed me once,I use them for all my Forex trasfers also with no issue.
Gbabeski
Re: Pls Advise On Which Bank Is Best For Online Banking by Nigga44: 8:10am On Jun 26, 2016
I've tried 5 different banks for online banking..... but Diamond bank seems like the best to me
Re: Pls Advise On Which Bank Is Best For Online Banking by MaxxisAJC: 8:11am On Jun 26, 2016
Abudu2000:
fidelity show have the first place....they have never ever failed me,I repeat never ever!!!

I think Diamond is better. The problem with fidelity is that it does' not allow you to transfer more than one million Naira at once. This is what pushed me to Diamond. I was using fidelity before but suddenly last month their system started giving me headache.
Re: Pls Advise On Which Bank Is Best For Online Banking by mikkyangel(m): 8:11am On Jun 26, 2016
sholatech:
Ehe..Staff? Usual Nairaland kid comments. I run my businesses guy for 15yrs now. The whole banking industry knows this and not someone like you stereotyped on GTB. I have been using GTB since 2002 and Diamond since 2010.
Let me give u key differences of recent:

1. GTB just Started use of app to do foreign transfers last year. It has been a diamond bank feature for years.

2. Diamond Bank app loads like winch for login and transactions. GTB takes longer.

3. Your log-in details for GTB can take days to receive if your acct officer is slow like mine. I had to chase them last month for 4-dsys for my acct officer to authorise and get new login details sent to me. For Diamond, I do reset easily vand my login details after visit to any branch.

My new login details sent after chasing GTB for days even still didn't work.
You can do virtually all Banking transactions especially via the Diamond Bank app on the move. I observed since last year, most new features I use on Diamond app gets introduced much later by GTB, Sterling and First bank(my top three I use daily). For my Zenith Acct, I don't even like the GUI. Still looks like old Gotten commands and many transactions still not allowed on our corporate i-bank. And their app takes so long to load. The Easy money app by Zenith bank loads relatively fast compared to their corporate i-bank but gives me loads of worry. Many times including yesterday, I will effect instant transfer to other banks. It will show 'SUCCESS'and yet transfer will not go thru.

Let me not bore with details. I use about 12 banks. But after series of transactions I have made my choice


Diffrent strokes for diffrent folks...poster is in d us,so we not just looking at security alone, question is,na which bank go help her interns of favorable exchange rate?.....Gtbnk!!!

Gtbnk bnk sent my token from lagos to Maryland baltimore usa. I have been using dem 5yrs on now...not even a penny has gone missing."weda ur money slow to upload or not,suffer e upload"TransFer is safe! Exchange rate is favourable.

1 Like

Re: Pls Advise On Which Bank Is Best For Online Banking by omonighoblessing(f): 8:12am On Jun 26, 2016
Udiboy:


How would you rate thier forex exchange rate and what's the token all about?
A friend was telling me about a token for online banking
the token gives you the authorization for every transaction you make.it helps make your transaction very secured as no 3rd party would be able to access your account and make transactions without your knowledge. it is very simple, safe and convenient. you could log on to their website for further clarifications. www.gtbank.com
trust u would so enjoy it as I am .
Re: Pls Advise On Which Bank Is Best For Online Banking by geemiles(m): 8:14am On Jun 26, 2016
Hi, you can open the NRN account with UBA and use the online banking platform which is U- direct which is a better option for you and you can make use of the token which can be downloaded on your smartphone either Android or iOS to make your transactions seamless with good exchange rate too
Re: Pls Advise On Which Bank Is Best For Online Banking by kenny4one(m): 8:15am On Jun 26, 2016
Udiboy:

Thank you Am torn between zenith and diamond bank Still thinking
use union bank
Re: Pls Advise On Which Bank Is Best For Online Banking by jeamah1(m): 8:15am On Jun 26, 2016
justi4jesu:




Not reliable. angry



I have not had one issue with it. Pls can you share your experience
Re: Pls Advise On Which Bank Is Best For Online Banking by shizzy7(f): 8:15am On Jun 26, 2016
Udiboy:
Dearies,
I am resident in the US and I want to open a non resident account AKA diaspora account(personal account)
Please which bank is best at online banking in Nigeria?I will use it mainly for online transfers within Nigeria and occasionally ourside Nigeria .
Please guide me, I am tired of my money entering voicemail from relatives.
Thank you
For anything international, Stanbic IBTC is the best and they have the second lowest exchange rate....

Standard chartered has the lowest exchange rate but few branches.

Stay off first bank, I'm warning you ooo, they will dissapoint you when you need them most. Many times I regretted banking with them.

1 Like 1 Share

Re: Pls Advise On Which Bank Is Best For Online Banking by Rahym001(m): 8:16am On Jun 26, 2016
Udiboy:
Dearies,
I am resident in the US and I want to open a non resident account AKA diaspora account(personal account)
Please which bank is best at online banking in Nigeria?I will use it mainly for online transfers within Nigeria and occasionally ourside Nigeria .
Please guide me, I am tired of my money entering voicemail from relatives.
Thank you

for me its Ecobank, its fast reliable, and secure, you can transfer funds to anyone in Nigeria or anywhere in the world at any time of the day, either mid night or even weekends, and the reciever gets it immediately, try it and u won't regret
Re: Pls Advise On Which Bank Is Best For Online Banking by justi4jesu(f): 8:18am On Jun 26, 2016
jeamah1:




I have not had one issue with it. Pls can you share your experience


Hmmm so you haven't experienced their constant System Unavailable. angry
Re: Pls Advise On Which Bank Is Best For Online Banking by alexistaiwo: 8:19am On Jun 26, 2016
Udiboy:
Dearies,
I am resident in the US and I want to open a non resident account AKA diaspora account(personal account)
Please which bank is best at online banking in Nigeria?I will use it mainly for online transfers within Nigeria and occasionally ourside Nigeria .
Please guide me, I am tired of my money entering voicemail from relatives.
Thank you
keystone bank. thank me later

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