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Pls Advise On Which Bank Is Best For Online Banking - Business (7) - Nairaland

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Re: Pls Advise On Which Bank Is Best For Online Banking by optimised: 2:40pm On Jun 26, 2016
Has anyone else notice that whenever attempt is made to transfer funds from FCMBonline banking app, it will not be successful. It reports name verification failed. but it works seamlessly with transfers to other banks. I called FCMB client care line, but they claimed there is no fault in their system?

Re: Pls Advise On Which Bank Is Best For Online Banking by derecho(m): 2:47pm On Jun 26, 2016
pecu5:
GTBank does the magic for me .....their online banking platform is the best and they are very customer centric. They dspatch ur card to ur location via registered courier companyif thats convenient for you. I tink for online transactions in Naija...they are really the no. 1 for me and they are equally very innovative.... like someone mentioned engage them via their twitter handle and get more info...
Abeg,no vex o,wich day dem begin dispatch card to location o?

1 Like

Re: Pls Advise On Which Bank Is Best For Online Banking by Andy1985ng(m): 2:50pm On Jun 26, 2016
GTB

Diamond

Pere!!!
Re: Pls Advise On Which Bank Is Best For Online Banking by jayuuk: 3:14pm On Jun 26, 2016
Diamond Bank, most secured,user friendly and highly reliable
Re: Pls Advise On Which Bank Is Best For Online Banking by basadenet: 3:14pm On Jun 26, 2016
stardragon:

i want to open an account with gtbank. i dont knw if they issue their master card to everybody once you open an account with them. i went to firstbank and requested for their master card but i was not given, they gave some reasons that, they have been mandated to stop issuing their master card anyhow unless to some selected VIP..chai!!!!

I dont know about gtbank. any idea??

I think fb master card is the easiest of all to obtain.
Re: Pls Advise On Which Bank Is Best For Online Banking by yetseyi(f): 3:15pm On Jun 26, 2016
I thought GTB was the best but diamond beat them to it.

GTB instant transfer to other banks is never instant, GTB to GTB transfer is okay on their internet banking platform but the GTmobile app is quite terrible

But with that Diamond app everything seems so easy. No stress transfer to other banks are truly instant.
Re: Pls Advise On Which Bank Is Best For Online Banking by Kenquil: 3:22pm On Jun 26, 2016
Try either Gtbank or Diamond Bank cos of their wonderful online mobile apps. You need a hard token for Gtbank mobile app but for Diamond mobile app, which I still rate the best mobile banking app, you need only your user id, password and pin. Gtbank Mastercard Atm card is more reliable than Diamond Visa Atm card.

1 Like

Re: Pls Advise On Which Bank Is Best For Online Banking by diva90: 3:44pm On Jun 26, 2016
I use first bank ...
Re: Pls Advise On Which Bank Is Best For Online Banking by ImDFavoured1: 3:47pm On Jun 26, 2016
mimima:
skye bank is the best,has an account called skye global,accounts designed for Nigerians in diaspora.You can open it online.and their internet banking is user friendly.They don't use token rather they use OTP (one time password).

I concur to mimima. The otp will be sent to you registered email address since u r nt in Nigeria. Buy this idea and comment with a 'thank you' later.
Re: Pls Advise On Which Bank Is Best For Online Banking by sunboy(m): 4:43pm On Jun 26, 2016
spikesC:


Hi, do you know the cost of NEFT and NAPS transfers on both platforms?
I know that NIBSS (instant) is 105 naira per transaction but not sure of the other two.

105 is standard across all banks. Only quickteller charge 100. NEFT is also 105.

Note: Gtb will send you 3 different sms alert for every instant transfer done, 1 for the amount sent, 1 for 100 charge and another for 5 naira charge, the implecation is that at the end of the month they will still charge you for all the alerts, instead of using just 1 sms like diamond does, they will send you 3 messages which will be charged at the end of the moth.
Re: Pls Advise On Which Bank Is Best For Online Banking by ubs123(m): 4:47pm On Jun 26, 2016
gfullmoon:
Wetin concern Union Bank with mobile banking? A Bank with 1980s mindset? As for Diamond Bank they don't appear in many ATM transfer option except Mobile Apps. So how can one rate them high? Give me GTB, or give me frustrations...

Just enter one of Union Bank branches near you, you go bow. I never see banking hall like that in Nigeria before; modern banking hall, their services now no get part 2.

1 Like

Re: Pls Advise On Which Bank Is Best For Online Banking by ug0197777: 5:05pm On Jun 26, 2016
Diamond bank
Re: Pls Advise On Which Bank Is Best For Online Banking by livebullet(m): 5:19pm On Jun 26, 2016
Union bank Got the best....highly secured and swift!....
I repeat highly secured!!! Ur money no fit lost. I trust UNION BANK withall my earnings....
#simpler, smarter banking

1 Like

Re: Pls Advise On Which Bank Is Best For Online Banking by Nobody: 5:58pm On Jun 26, 2016
Udiboy:


Do you know if someone outside the country can open an account with them?

Yes you can. Just visit the corporate website. Www.fidelitybank.ng

Search for diaspora account opening and folow the instructions...

1 Like

Re: Pls Advise On Which Bank Is Best For Online Banking by Khez: 6:04pm On Jun 26, 2016
SleekReek:
GTB is very user friendly,excellent service,you register and start using with no supervision,never failed me once,I use them for all my Forex trasfers also with no issue.


Can it be used to send money to someone in America?

And she receives in her account?
Re: Pls Advise On Which Bank Is Best For Online Banking by Khez: 6:08pm On Jun 26, 2016
Can i transfer straight from my mobile GTb app to a USA account without opening a dollar account?

SleekReek:


I usually buy dollar and deposit or withdraw dollar from my Payza account to it and then transfer to a USA bank, the exchange rate is competitive,I found it better than SKye bank,the other bank I use...The Token is a security feature that gives out random numbers without which you can't make a transfer,it a small device tied to your account which you keep safely,so even if someone gets access to your account, they can't withdraw or transfer without the random changing code numbers from the Token(Even now you can still get your token security numbers via your phone but I never use this feature because of the rate of stealing of GSM's in Naija!)
Re: Pls Advise On Which Bank Is Best For Online Banking by spikesC(m): 6:25pm On Jun 26, 2016
sunboy:


105 is standard across all banks. Only quickteller charge 100. NEFT is also 105.

Note: Gtb will send you 3 different sms alert for every instant transfer done, 1 for the amount sent, 1 for 100 charge and another for 5 naira charge, the implecation is that at the end of the month they will still charge you for all the alerts, instead of using just 1 sms like diamond does, they will send you 3 messages which will be charged at the end of the moth.

Thanks very much. I always opt out of SMS alerts because I receive email alerts. I don't see the use, it's unnecessarily costly and a privacy concern
Re: Pls Advise On Which Bank Is Best For Online Banking by Edum13656: 6:49pm On Jun 26, 2016
firstbank is the first
Re: Pls Advise On Which Bank Is Best For Online Banking by theatom(m): 9:24pm On Jun 26, 2016
Udiboy:
Dearies,
I am resident in the US and I want to open a non resident account AKA diaspora account(personal account)
Please which bank is best at online banking in Nigeria?I will use it mainly for online transfers within Nigeria and occasionally ourside Nigeria .
Please guide me, I am tired of my money entering voicemail from relatives.
Thank you
Stanbic all the way, the have the best fx rate,if u gat any issue just call the contact centre, it will b solved n4 u hung up....i so much loyal to d bank
Re: Pls Advise On Which Bank Is Best For Online Banking by Glolite(f): 9:25pm On Jun 26, 2016
@first thieves. Hmmm
Edum13656:
firstbank is the first
Re: Pls Advise On Which Bank Is Best For Online Banking by Edum13656: 9:30pm On Jun 26, 2016
Glolite:
@first thieves. Hmmm

meaning?
Re: Pls Advise On Which Bank Is Best For Online Banking by geemiles(m): 9:35pm On Jun 26, 2016
holluphemydavid:
UBA very useless bank, deducting #65 from my account per withdraw through ATM card dis last week, I experienced dat twice last week and I withdrew through ecobank ATM machine

this charge applies to all banks withdrawal from another Bank's ATM after using it thrice, so always think before you act and say
Re: Pls Advise On Which Bank Is Best For Online Banking by legendary11(m): 9:48pm On Jun 26, 2016
RichYoungNigger:
This is 2016.
Do people still use bank ??

I can go into any store and buy a debit card that comes with a routing number and a bank account for $5


Kindly send the info to me
Tanx
Re: Pls Advise On Which Bank Is Best For Online Banking by RichYoungNigger(m): 11:28pm On Jun 26, 2016
legendary11:


Bros, I need more info on this. Expecially, names of the stores to get the aforementioned cards with routine and bank account number.

Kindly send the info to me on
kunleadebayo26@yahoo.com

Tanx

Where do you live ??
Only available for people living in the USA
Re: Pls Advise On Which Bank Is Best For Online Banking by Sarang(f): 11:33pm On Jun 26, 2016
How do I open a personal acct with Diamond bank in diaspora...


Anyone please help me.

I think Diamond bank won here.

Wanna open one with them.

Firstbank doesn't return messages,am done with them.
Re: Pls Advise On Which Bank Is Best For Online Banking by holluphemydavid(m): 11:46pm On Jun 26, 2016
geemiles:


this charge applies to all banks withdrawal from another Bank's ATM after using it thrice, so always think before you act and say
Dat was even my first and 2nd time in d month of June, so Mr. Wots wrong maybe u will still shied more light, tink and tell me
Re: Pls Advise On Which Bank Is Best For Online Banking by Nobody: 3:22am On Jun 27, 2016
sunboy:
Well I use both GTB and Diamond.
Gtbank is good because it has more features to offer than other banks, it's more like your mini banks. Almost anything is possible as long as you have a token without stepping to the bank branch.
It is best for Gtb to Gtb transfers too. But Gtb to other banks is full of disappointment virtually everyday there is a delay. Their instant bank transfer takes upto 8hrs or next day at times.

Diamond bank; the sweet bank I use for my business. Sending and receiving to any bank is much sweeter here, instant is really instant with diamond bank and rarely disappoint.
No extra cost of token unlike Gtbank. Best customer service for back up sake.

So depend on what type of transactions you plan to do the most.
which Diamon bank card is better visa/master card?
Re: Pls Advise On Which Bank Is Best For Online Banking by legendary11(m): 5:02am On Jun 27, 2016
RichYoungNigger:


Where do you live ??
Only available for people living in the USA

Atlanta
Re: Pls Advise On Which Bank Is Best For Online Banking by justi4jesu(f): 5:48am On Jun 27, 2016
DifferentBoy1:
First Bank remains the best.


The thunderrrrrrr.......in Nkechi's voice grin grin
Re: Pls Advise On Which Bank Is Best For Online Banking by sunboy(m): 7:28am On Jun 27, 2016
stardragon:

which Diamon bank card is better visa/master card?


My account with diamond doesn't use ATM, so I don't know about their ATM service.
Re: Pls Advise On Which Bank Is Best For Online Banking by sholatech(m): 7:32am On Jun 27, 2016
stardragon:

which Diamon bank card is better visa/master card?

All my Diamond Bank cards are Visa. I'm not sure they have Mastercards or Verve Cards yet.

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