[b]banking is growing by the day. This is obviously because of the comfort and convenience that come with it.

Several banking services are now available via the Internet. Some of these include funds transfer, bills payment, opening fixed deposit account, checking account balance, and foreign exchange transactions.
s good as banking online is, it comes with several hazards that could make you lose all your life savings.
In this report, www.bankrate.com shares five rules to protect your bank account during online transactions. They are considered below:

Fight off phishing and other scams

Evading banking cyber thugs is more challenging than ever. They are now targeting consumers rather than banks, and scouting out security holes in your computer. The reason is obvious, more Nigerians are embracing online banking. In the United States too, for example, about 80 per cent of households bank on the Internet, according to a banking consultancy firm, Novantas LLC of New York.
The newest ruse called “smishing,” a variation of phishing, targets mobile banking customers. “We’re in the early stages of mobile threats,” says the Chief Technology Officer of Lookout Incorporated, a US-based mobile security firm, Kevin Mahaffey.
Attackers are still figuring out how they’re going to play in this world,” he adds.
But malware, short for malicious software, is still the most pervasive fraud. Malware can infect any computer by attacking it through email or poisoned Web downloads. Cyber criminals then take control of your computer and your finances.
“It’s always a game of leapfrog,” a research manager at the US-based Financial Insights, Marc DeCastro, says.[/b

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