Buyers’ biggest real estate fears most times hold them back from buying — not just for a season, but throughout the year. And rightfully so, as buying a home is usually the largest purchase a person ever makes. If you’re one of these people who is hesitant, take heart – there are simple steps you can take to overcome your fears and become
confident that you will make a sound purchase. Here are the top five reasons you may be holding off on purchasing a home of your dream and how to overcome these hurdles.

1. Loss in Property Value.
Homes can decline in value, even without a disaster. Neighbourhoods can gradually decline, newly-built homes can make older neighbourhoods look less attractive, or an
unpleasant development (prison, landfill, highway, etc.) could be built nearby. A poor or average economy can also keep home values down. Even savvy home buyers can’t always predict what will happen to home prices. But you can take precautions, like buying in a low-crime area where the homes and surroundings are well-kept, chiefly owner-occupied and with high-quality schools nearby. Also, you can contact the state government to ask about future development plans in the area you want to buy.

2. Overwhelming Maintenance Costs.
All homes have upkeep costs, and many homes have very large maintenance bills. If you become a homeowner, you won’t be able to avoid these costs. However, there are numerous things you can do to mitigate and prepare for them:
• Buy a home that has been well-maintained.
• Buy a new home (though new homes sometimes have undiscovered defects).
• Buy a home that has recently had major components upgraded or replaced (e.g., new roof, new water heater, new plumbing, new electrical)
• Regularly maintain your home to prevent small problems from becoming major repairs.
Set aside for home maintenance and emergency fund and add to it every month. Also, to avoid buying a money pit, you should also have a home inspection before you buy.

3. Hidden house foundation damages.
An intelligent buyer will always plan for routine maintenance, fixing and repairs. However, buying a house with a cracked or faulty foundation can lead one into a lifetime
regret. Below are your key points to avoid the unknown:
• Pay a professional to inspect before buying
• Consult Verified Estate Agents and Realtors
• Consult Reputable Real Estate Market Place
• Take advice of the above as a golden rule
There exist many online listing agencies today start by contracting the purchase to one with reputation among them(e.g www.naijapropertiesonline.com) or request for their verified agents or developers. Listing agencies have profile of developers and agents and can guide in your attempt to buy. Don’t let your fears get the best of you. Ask the right people the right questions and you will get the right answers.

4. Unable To Afford Your Mortgage Payment
Many people wonder how they will afford their mortgage if they lose their job. They also might see that the mortgage payment required to afford a home in their area exceeds what they currently pay in rent. To deal with potential job loss, make sure to have a substantial emergency fund set aside. You can use this money to continue paying the mortgage if you lose your job. Also, though you may experience unpleasant collection activities, your home isn’t likely to be taken away from you the first time you miss a mortgage payment. Before you take on a mortgage, set up a budget so you know what your existing expenses are and how much money you take home every month. Also, think about new expenses that will come with home ownership, like water and waste disposal bills.

5. Fear to Lose the House
One thing that should never be bought without a careful thought in this part of the world is a property. If you find your dream home, you may have to move fast. Particularly in aggressive markets, lots of properties sell before the first open house to quick acting and super-motivated buyers. If you see a new listing hit the market, be sure to let your professional real estate agent know right away. Try to make an appointment to see the home as soon as possible. Also, find out immediately how the seller’s agent plans to handle any offers received. Sometimes they will take the first offer, especially if it’s a good one. If you are travelling or busy with work, be sure not to miss out on your dream home. Be in constant contact with your agent, and flag potential homes that look like a great fit.



Source:
www.blog.hutbay.com/2015/12/02/5-biggest-home-buying-fears/


www.naijapropertiesonline.com

I have been in naira land for some years and this is my ftc and it falls on good Friday . Even though I lost some good money in a bet yesterday night. It is well. Back to the topic.
The biggest fear in investing in property is loss of the house due to our government policies . The rest.... they can be managed

Buy the house first

Nice tips @ OP..Thanks for the info,it really help me a lot

I DEDICATE THIS SPACE TO ALL LANDLORDS OUT THERE

Ok

You may also read up this thread www.nairaland.com/3734900/sue-trespass-land Thank you.

info@naijapropertiesonline.com
www.naijapropertiesonline.com

I need a house in banana island. Op answer me, i want to join osusu.

True story...another phobia will definitely be fear of buying an expensive fake item into your home. Anger no go allow u think straight for a couple days.

Op is largely on point. Btw, Galaxy Properties has biuldings and lands for sale, lease or rent in different parts of Owerri & Imo state. Contact us today for genuine and reliable services. Check my signature for contact details.

Fear of losing the house to events beyond your control

habex005:
I have been in naira land for some years and this is my ftc and it falls on good Friday . Even though I lost some good money in a bet yesterday night. It is well. Back to the topic.
The biggest fear in investing in property is loss of the house due to our government policies . The rest.... they can be managed

true, no going back on that decision because the ownership of all properties ultimately rests with the government.....unless of course u know someone dat knows someone that knows the governor

Lordemperoris100:
I DEDICATE THIS SPACE TO ALL LANDLORDS OUT THERE

u don't just know d feeling of been a landlord still in ur 22..

tainot2002:
Nice tips @ OP..Thanks for the info,it really help me a lot

Have u bought the house already

Affordable and convenient..
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Call/WhatsApp: +2348075256644
info@naijapropertiesonline.com
www.naijapropertiesonline.com

The fear of omonile , fake property consultants , scammers etc
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How bout the fear of the house being haunted at night?

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Destiny Gardens phase 1: Ibeju Lekki
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Legacy Gardens phase 1: Eleranigbe
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Diamond Estate phase 1: Off Monastery road, Sangotedo, Ajah
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www.naijapropertiesonline.com

Contractor: *Ayyub*

Client: Nairalander

Material: *Aluminum (0.45mm thick)*

Style: *Longspan (Mentral)*

Colour:Biegi

*Roof:* 233.9m @ N1680/mtr = *N392,952*

*Flat Sheet:* 32.7m @ N1680 = *N52,936*

*Cladding:* 16.8m @ N1680 = *N28,224*

*Accessories:* = *N25,000*


Bending =#5,000
Transportation =#12,000
Workmanship =#25,000

*Total* = *N541,112*

Location: The house is at Sango Ifo Ogun State..

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Who wrote this COPY and PASTE ?

Writer copied from a foreign site and MOD just uploaded a write up that is 70% not peculiar with our environment..

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info@naijapropertiesonline.com
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VERIFIABLE AND AFFORDABLE LAND SALES AROUND AJAH

(1) A plot and half of dry land facing road
Location: owode lamgbasa road ajah Lagos
Title: gazette and register deed
Price: #25m

(2) A plot and half with 2 bedroom flat and 3 shops on it facing road
Location: owode lamgbasa road ajah Lagos
Title: village excision and register deed
Price: #23m

(3) A plot at Ajah, both sides are fenced on dry land, inside a big estate
Price: #10M


(4) Acres of land in Oku, Ajah
Price: #5M Per plot


(5) Acres of land in Elerangbe
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(6) Parcels of land in Sangotedo
Price: #7M per plot


(7) Acres of land in Eti osa ibeju
Price: #7M per plot


( 2 plots of land at Oworonsoki, Bariga, facing the main road. Suitable for banks and other office set ups.
Price: #300m

(9) Acres of land at Ayeteju
Price: #2.5M per plot

(10) One plot of land at Ajah (dry land), fenced both sides
Documents: SURVEY, C OF O.
Price: #10M

(11) Building with four (4) flats apartment at Iyana Ipaja
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(12) Building with four (4) flats at Agege
Price: #45M

(13) Building with four (4) flats at Alagbado
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NOTE: PRICES ARE NEGOTIABLE.


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www.naijapropertiesonline.com

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Material: *Aluminum (0.45mm thick)*

Client: Nairalander

Style: *Steptiles*
Colour: North brown and biegi

*Roof:* 317.2m @ N1800/sqm = *N570,960

*Flashing:* 58.05m @ N1700 = *N98,685
*Cladding:* 64.14m @ N1700 = * N109,038

*Accessories:* = *N30,000*

*Workmanship:* = *N65,000*
Bending =#5,000
Transportation=#27,000

*Total* = *N905,685*

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