It first started with a simple USSD code for recharging mobile airtime.
But now many banks have improved the service to include money transfers and bill payments all with just a USSD code. That is, by just dialing some short codes on your mobile phone, you can now transfer money to anyone, to any bank anywhere and pay bills.
With USSD code mobile money service, there is no longer need to queue up at the banking hall just to deposit small amount of money. It’s fast, convenient and secure.
Here we will list all available USSD codes for money transfer for all Nigerian banks that offer the service currently.

Guaranty Trust Bank (GTB) USSD Money Transfer Code
To initiate transfers to a GTBank account, simply dial *737*1*Amount*NUBAN Account No#
e.g. *737*1*1000*1234567890# from the mobile number registered with the Bank.
For transfers to beneficiaries in other Bank’s, customers should simply dial *737*2*Amount*NUBAN Account No# e.g. *737*2*1000*1234567890#. Customers will then require the last four digits of their GTBank Naira MasterCard to authenticate each transaction.
The *737* Transfer service is only available to GTBank customers via their mobile phone numbers registered with the Bank and has minimum transfer limit of N1,000 and a daily transfer limit of N20,000. Your daily limit can be up to N200,000 or more.


Fidelity Bank USSD Money Transfer Code
To transfer money from Fidelity bank account to another bank account, simply dial
*770*NUBAN Account number*Amount#
NUBAN Account number is the 10 digit account number issued by any bank.
Example:
*770*1234567890*1000#
Dial this from the mobile number registered with your Fidelity Bank account.
Then select the beneficiary bank Name.
Enter your transfer PIN to confirm transfer. The recipient account number will be shown to you before you enter the PIN. This lets you verify that you’re not sending money to a wrong account.
If you are using the service for the first time, you will be requested to create one. You can dial *770#, Enter your NUBAN Account number (Fidelity bank account number), Select a 4-digit PIN for your account.
However, if you have two accounts with Fidelity bank, let say current and saving account and you’re using the same phone number for both account, your current account will be debited first before your savings account.
Transfer limit per transaction is N10,000. Maximum transfer per day is N20,000


Wema Bank USSD Money Transfer Code
For Wema Bank customers, to do a quick FUNDS TRANSFER, dial *322*035*NUBAN*AMOUNT#
The Wema Quick Recharge Code should only be used with the phone number registered with the bank.


First Bank USSD Money Transfer Code
First bank USSD code allows you to transfer money, pay bills, withdraw money or make purchases conveniently on your phone.
To use the service, simply dial *894#


Diamond Bank USSD Money Transfer Code
For Diamond Bank Y’ello account holders, use *710# to access mobile banking options.
For transfer to any bank, Dial *710*777*ACCOUNT NO*AMOUNT*PIN#.
For Diamond Y’ello to Diamond Y’ello Transfers Dial
*710*710*PHONE NO*AMOUNT*PIN#
For other Diamond account holders, you can currently use the diamond mobile app.
Ecobank USSD Money Transfer Code
With Ecobank Mobile Banking, you can do all your banking transactions on your mobile phone. You can Make instant transfers, Check balances, Pay bills, Request mini-statements, Buy airtime and many more.
Dial *326# to get started.
Zenith Bank USSD Money Transfer Code
Zenith Bank’s 966 Mobile Banking allows you to open new zenith bank account, check balance, load airtime or transfer money to another bank account.
To open a zenith bank account simply dial *966*0# and follow the onscreen prompts.
To check for balances on any of your accounts, all you need to do is simply dial; *966*00#
To load airtime simply dial *966*Amount*Mobile Number# on your phone
To transfer money to another account
Dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.

Visit http://www.cartergurus.com.ng/2016/12/all-bank-mobile-banking-ussd-codes.html for more