Nice info

Debtors don't be happy with this advice, if you owe anyone money go ad pay up to avoid stories that touch..
Sum pipu no dey use money play ooo.

gbosaa:


He will locate you, then relocate you where you’ll never be found.

I go settle police and he will carry last

That is when u are not owing an Ijebu man....

satowind:
I go settle police and he will carry last

Na inside police cell you’ll vanish, no one will ever find you.

It depends on how much is the debt because lawyers' fees may be high.

Don't borrow anyone any money you cannot forfeit. I have learnt a bitter lesson. A friend is still owing me 400k since 2011 and it's not as if he doesn't have o.

That was how I hired boys to broke one of my debtor's leg


How much self you won use take hire lawyer for this country!


Follow this writeup at your own risk!

Some people are very wicked in this life. Don't borrow anyone any money you can't forfeit. I have personally learnt in a bitter way. A friend I borrowed some money is still owing me 400k till now since 2011 and it's not as if he doesn't have o

This is a wicked article, so OP u are encouraging people to owe Gbese since na civil wrong not criminal.....well since i cannot self help then i will not help at all. No more borrowing anybody money until debt becomes a criminal offence

BrandSpurNG:
If overdue debts are standing against your name and you are unable to settle, chances are that your Creditor may resort to self-help as a countermeasure to get you to pay-up. Self-help measures may include the use of menacing threats, violence, bodily harm, malicious destruction of goods or property, and/or your arrest and detention by the Police at the creditor’s behest.

Action You Should Take

For starters, you must endeavor to settle all outstanding debts as and when due to maintain a good relationship with your creditor and to avoid embarrassment and harassment by your creditor or the Police. However, if you simply cannot pay up due to a breach of contract by your creditor, you need to talk to a lawyer to help you prepare for a setoff or counterclaim or to initiate an action for breach of contract against the lender/vendor. However, if you are facing cash-flow problems, your lawyer can help you negotiate the restructuring and the rescheduling of the debt with your creditor to allow you a light and easy installment payment plan.

What You Should Note

As a debtor, note that your receipt of a Letter of Demand by your creditor/vendor or through his lawyer is indeed a pre-action notice for a debt recovery action in Court. You should talk to a lawyer before responding to such Letter of Demand in order to avoid legal liability for the debts due, otherwise, your reply letter may be used against you at the Court hearing.

What to Do If Your Creditor Resorts to Self-Help or Uses the Police to Harass You

Failure to repay overdue debts is a civil wrong and not a criminal act. The Police and other security agents, therefore, have no power under the law to arrest, prosecute or to take any action against a person for failure to pay debts. The court frowns at any self-help or extra-judicial step by a creditor to recover the debt.

Where your creditor resorts to self-help or uses the police or any security agents against you, you should talk to a lawyer. Your lawyer, depending on the circumstance of your case, will commence a court action for the enforcement of your fundamental (human) rights including release from detention, and for liabilities for assault; battery; false imprisonment; constitutional rights abuse against the creditor and the Police; and get compensatory monetary damages awarded by the Court in your favour.

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

SOURCE: https://brandspurng.com/for-debtors-what-to-do-if-your-creditor-resorts-to-self-help-or-chases-you-with-the-police/

I always knew that u weren't talking about Nigeria......From the Pics u added, I confirmed it.......The figures there was written in dollars.

.

Some Lawyer and quest for anyhow money sha... This is an advert for people that owe and do not want to pay to contact you abi. Instead of paying his debt he rather use the money to pay your fees. As a civil matter that no security agent have the right to arrest and prosecute a debtor it then means someone can go borrowing anyhow. You no sabi say as you smart that so the owner of the money smart too by the time wey dem go change the thing to 'Obtaining Under False Pretence' if you see no go comprehend.

Any debtor that goes for the service if a lawyer is malicious. How does he pay the lawyers fees.

If the person doesn't have money to pay na money to hire lawyer him go get abi. Continue encouraging debtors.

OP dont try this things with a warri man, souls might go

now u pple see why doctors refuse to treat without deposit........after treatment, the patient will nw opt to pay N20k bill over 500 years

jerflakes:
You never owe men before

If you owe real men, you must pay back what you owe

No be all these things you dey talk

abeg no mind dat attention seeker of an op.instead of telling debtors to pay,hes here vomitting thrash

Sprumbabafather:

Some debtors can be so annoying, imagine my shock to find one of my tenants drinking beer in a club where Hero lager is sold for N700, meanwhile he is owing me 1 year and 6 months rent x 25k a month!

I must use self help o, his property will be resting outside my compound before weekend. Some agberos are waiting to pack him out by force.

Ha na wa for that man....chai no conscience at all.

Who Ikechukwu Anajemba Owe?



He should ask late Ikechukwu Anajemba (Godas) and others the consequence of owing and refusing to pay up.[/quote]

This is so TRUE. It is a civil offence NOT a criminal offence.
I am a victim. I learnt someone a very good amount of money and almost a year after
the pay back period elapsed, and he still refused to pay, I involved the police,
Police told me they can't do much, that is is a civil offence not criminal, I decided to let it go.

Till today, the guy hasn't given me a dime rather he bribed the IPO with some amount.
I left everything to GOD.

Advice: If you are lending money to people, be reminded that failure to pay back is a civil offence not criminal offence!

How about situation where your employer refuses to pay you?

Lol

369x:
nice one

what is nice in refusing to pay a debt.

Saved

Them no go kukuma see my money chop.

All loan facilities ended in 2017.

GideonIdaboh:
In dis year and beyond, I shall not have any course to borrow to the extent that a creditor will start chasing me about with police IJN

Amen... Truth be told,debt is not a good thing. May we not have any reason to borrow anything..

gbosaa:


Na inside police cell you’ll vanish, no one will ever find you.

u dey naija so